HOLSBEEK

Active

Private limited companyfounded 20233 yrs activeChaussée de Jodoigne 2B, 1315 Incourt, BelgiumKBO/BCE: BE 0804.961.725

Summary

HOLSBEEK has been active since 2023 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €83,404 and a net result of €55,697. Its solvency ranks better than 94% of 30651 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.2% (very low).

Risk analysisWatch Report Compare

HOLSBEEKActiveChecked score 96/100

Risk analysis Report Compare

Activity

Bricklaying and masonry work

NACE 43910NACE 43994

1 site

Size

€91,592total assets 2025

Equity: €83,404
Profit: €55,697

Turnover not published (abridged schema)

Financial health

96 Excellent Checked score 2025

Bankruptcy chance 12 m: 0.2%

Structure

Accounts 31 d early0 of 1 deed read

Why 96- Founded in 2023- Size: total assets €91,592+ Liquidity: current ratio 10.77, cash €78,821+ Equity €83,404 (91.1% of total assets)Show the evidence

Checked score

Score 2025

96 / 100

Excellent

Probability in this band: under 0.55%

Better than 94% of its sector peers (NACE 43, micro)

Performance against the sector, not lower risk

Every signal that weighs is under Signals.

Financial strength · tick = 2024

Strong

Solvency 100=

equity 91.1% of total assets

Liquidity 100+5

short-term debt 8.9% · cash 86.1%

Profitability 100=

return on assets 60.8%

Bankruptcy probability, 12 months

0.2% Very low

0%0.5%1.5%4%10%≥ 25%

About 2 in 1,000 comparable companies go bankrupt within 12 months (an estimate).

Sector median 0.7% (47,004 companies)

Last 12 months 11-2025: 0.3% 12-2025: 0.3%● 0.0% vs 11-2025 01-2026: 0.3%▼ -11.4% vs 12-2025 02-2026: 0.3%▲ +1.8% vs 01-2026 03-2026: 0.3%▲ +3.1% vs 02-2026 04-2026: 0.3%▼ -2.7% vs 03-2026 05-2026: 0.3%▲ +16.4% vs 04-2026 06-2026: 0.3%▲ +1.2% vs 05-2026highest value 07-2026: 0.2%▼ -52.1% vs 06-2026lowest value 08-2026: 0.2%● 0.0% vs 07-2026lowest value 09-2026: 0.2%● 0.0% vs 08-2026lowest value 10-2026: 0.2%● 0.0% vs 09-2026lowest value

Liquidity: current ratio 10.77, cash €78,821 lowers the probability
Founded in 2023 raises the probability for this profile
Equity €83,404 (91.1% of total assets) lowers the probability
Size: total assets €91,592 raises the probability for this profile

Credit up to €8,000 at 30 days acceptable

Liquidity ample (current ratio 10.77 against 4.73 in 2024; short-term debt: 8.9% and cash: 86.1% of total assets), and 8.9% of the assets are financed with debt.

How it is calculated

The band comes from the bankruptcy probability on a scale of 0 to 100: every 10 points more double the odds of getting through the year without bankruptcy.

75-100	Excellent	under 0.55%
60-74	Healthy	0.55% to 1.5%
45-59	Fair	1.5% to 4.2%
25-44	Weak	4.2% to 15.0%
0-24	Critical	over 15.0%

Place inside the band: half the bankruptcy probability, half how the company does against its sector peers (NACE 43, micro). Better than this share of them on solvency 90%, liquidity 98%, profitability 93%, growth against the median 96%. That is performance, not lower risk; the band itself always comes from the probability.

Bankruptcy probability: model pd-v3.202610021621, computed on 02-10-2026. The model learns from Belgian bankruptcies and reads the registers, the annual accounts and the gazette.

Ceilings: negative or zero equity, a heavy loss, a special KBO legal situation and a missing filing 59 (two missing 44), an ongoing judicial reorganisation or an ending 24. Financial strength does not count in the score.

Credit check for your own amount and term

Show the recommended maximum : and see how the verdict changes with amount, term and advance.

Signals

Five signals. The signal on the left, the evidence on the right.

−lowers risk+raises risk○neutral

Liquidity: current ratio 10.77, cash €78,821

In the bankruptcy model this factor lowers the probability.

NBB · annual accounts

Founded in 2023

In the bankruptcy model this factor raises the probability for this profile.

KBO

Equity €83,404 (91.1% of total assets)

In the bankruptcy model this factor lowers the probability.

NBB · annual accounts

Size: total assets €91,592

In the bankruptcy model this factor raises the probability for this profile.

NBB · annual accounts

Latest accounts filed on time

The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 30-06-2026, 31 days ahead of the deadline.

NBB · 2 filings

Deviation from the deadline

2025

31 d early

2024

15 d early

← before the deadline after the deadline →

tick = median of all Belgian filingsring = median in the sector

This company filed its last 2 accounts on average 23 days before the deadline; the sector median for financial year 2024 is 1 day before the deadline, and 42% of the sector filed late.

Checked, nothing found (2)

The next deadline is still running

The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.

Companies Code · seven months

Position in the running window

02-10-2026 today31-12-2026 close31-07-2027 deadline

No strike-offs in the KBO publications

We found no ex-officio strike-off or cessation. Our series starts in 2021 and has gaps, so this is not a confirmation that there is nothing.

KBO publications · our coverage

30-06-26 Annual accounts filedfiscal year 2025 · micro…
31-12-25 Liquidity doublescurrent ratio 10.77
16-07-25 Annual accounts filedfiscal year 2024 · micro…

Key points

Positive: Equity rose in 2025from €28,540 to €83,404 ▲ 192% View
Positive: Among the best 7% on solvencysector median 47.2% · 30,651 companies 91.1% View
Total assets 20252 fiscal years filed €91,592 View