HOLMES & WATSON
ActiveSummary
HOLMES & WATSON is a financial institution; the bankruptcy model is trained on trading and manufacturing companies and does not apply here. The 2025 annual accounts show negative equity (-€78,531) and a net result of -€36,387. Its solvency ranks better than 5% of 8211 sector peers (fiscal year 2025). The company has been active since 2023 and the Belgian State Gazette contains no insolvency or warning signals.
Checked score
Outside the general model
Model not applicable to financial institutions
The Checked score weighs liquidity, leverage and margins against norms for trading and manufacturing companies. A bank, insurer or financial holding has a fundamentally different balance-sheet structure, so those ratios, and hence the score, carry no meaning here. That is why we show no financial axes either.
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Signals
Three signals. The signal on the left, the evidence on the right.
+raises risk○neutral
raises risk · Weak solvency vs sector
Solvency (equity / total assets) is in the sector's weakest quartile: better than 5% of 8211 sector peers (2025).
NBB · sector comparisonPosition among 8211 sector peers
Solvency
better than 5%
← weakest
strongest →
raises risk · Young company
Founded in 2023, under 3 years in business. Failure risk is statistically highest between 2 and 8 years after founding.
KBO · incorporation dateAge against the risk zone
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 30-07-2026, 1 day ahead of the deadline.
NBB · 2 filingsDeviation from the deadline
2025
1 d early
2024
20 d early
← before the deadline
after the deadline →
tick = median of all Belgian filingsring = median in the sector
This company filed its last 2 accounts on average 11 days before the deadline; the sector median for financial year 2024 is 14 days before the deadline, and 28% of the sector filed late.
Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
01-10-2026 today31-12-2026 close31-07-2027 deadline
History
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Financials · fiscal year 2025, micro schema
Equity
-€78,531▼ 86.3%
2024 · -€42,144
Net result
-€36,387▲ 30.2%
2024 · -€52,144
Total assets
€79,886▲ 60.4%
2024 · €49,795
Solvency
-98.3%▼ 13.7pp
2024 · -84.6%
Trend over the years
In euros
In per cent
Ratio
In euros
No line ticked in this group.
In per cent
No line ticked in this group.
Ratio
No line ticked in this group.
Untick a line to hide it. Point at a year (or use the arrow keys on the chart) for the exact figures; the table below gives them all.Sector: the middle half (P25 to P75) of NACE 64, Financial service activities, except insurance and pension funding, each year against the same schema; no band under 30 filings. Dashed line: the median. Available for Net result, Equity, Total assets, Working capital, Solvency, Current ratio, Return on assets (ROA).
Every figure with its change against the fiscal year before
favourable
unfavourable
Line20242025
Operating result-€51,884--€36,151▲ 30.3%
Net result-€52,144below the sector's middle half--€36,387below the sector's middle half▲ 30.2%
Equity-€42,144below the sector's middle half--€78,531below the sector's middle half▼ 86.3%
Total assets€49,795below the sector's middle half-€79,886below the sector's middle half▲ 60.4%
Debt€91,940-€158,417▲ 72.3%
Working capital€6,375within the sector's middle half--€29,053below the sector's middle half
Solvency-84.6%below the sector's middle half--98.3%below the sector's middle half▼ 13.7pp
Current ratio1.15within the sector's middle half-0.73within the sector's middle half▼ 0.42
Return on assets (ROA)-104.7%below the sector's middle half--45.5%below the sector's middle half▲ 59.2pp
above
within
below
the middle half (P25 to P75) of NACE 64, Financial service activities, except insurance and pension funding, each year against the same schema; no band under 30 filings.
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result stays negative: a loss of €36,151 in 2025 against €51,884 in 2024; the loss shrinks.
Key figures and ratios
Debt ≤ 1 year
€107,832▲
2024 · €41,940
Debt > 1 year
€50,000=
2024 · €50,000
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Annual accounts
| Line | 2024 | 2025 | Change |
|---|---|---|---|
| Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630 | €384 | €373 | ▼ 2.9% |
| Other operating charges640/8 | €176 | €128 | ▼ 27.3% |
| Gross operating margin9900 | -€51,324 | -€35,650 | ▲ 30.5% |
| Operating profit (loss)9901 | -€51,884 | -€36,151 | ▲ 30.3% |
| Financial income75/76B | - | €32 | - |
| Recurring financial income75 | - | €32 | - |
| Financial charges65/66B | €261 | €268 | ▲ 2.7% |
| Recurring financial charges65 | €261 | €268 | ▲ 2.7% |
| Profit (loss) for the period before taxes9903 | -€52,144 | -€36,387 | ▲ 30.2% |
| Profit (loss) for the period9904 | -€52,144 | -€36,387 | ▲ 30.2% |
| Profit (loss) for the period to be appropriated9905 | -€52,144 | -€36,387 | ▲ 30.2% |
| Line | 2024 | 2025 | Change |
|---|---|---|---|
| Assets | |||
| Total assets20/58 | €49,795 | €79,886 | ▲ 60.4% |
| Formation expenses20 | €1,481 | €1,108 | ▼ 25.2% |
| Current assets29/58 | €48,315 | €78,778 | ▲ 63.1% |
| Amounts receivable within one year40/41 | €10,699 | €65,805 | ▲ 515% |
| Trade receivables40 | €9,671 | €46,168 | ▲ 377% |
| Other amounts receivable41 | €1,028 | €19,637 | ▲ 1,810% |
| Cash at bank and in hand54/58 | €37,017 | €9,231 | ▼ 75.1% |
| Deferred charges and accrued income490/1 | €599 | €3,742 | ▲ 525% |
| Equity and liabilities | |||
| Total equity and liabilities10/49 | €49,795 | €79,886 | ▲ 60.4% |
| Equity10/15 | -€42,144 | -€78,531 | ▼ 86.3% |
| Contributions10/11 | €10,000 | €10,000 | = |
| Profit (loss) carried forward14 | -€52,144 | -€88,531 | ▼ 69.8% |
| Amounts payable17/49 | €91,940 | €158,417 | ▲ 72.3% |
| Amounts payable after more than one year17 | €50,000 | €50,000 | = |
| Other amounts payable178/9 | €50,000 | €50,000 | = |
| Amounts payable within one year42/48 | €41,940 | €107,832 | ▲ 157% |
| Trade debts44 | €34,161 | €93,722 | ▲ 174% |
| Suppliers440/4 | €34,161 | €93,722 | ▲ 174% |
| Taxes, remuneration and social security45 | €19 | €5,493 | ▲ 28,644% |
| Taxes450/3 | €19 | €5,493 | ▲ 28,644% |
| Other amounts payable47/48 | €7,760 | €8,617 | ▲ 11.0% |
| Accrued charges and deferred income492/3 | - | €586 | - |
| Line | 2024 | 2025 | Change |
|---|---|---|---|
| Profit (loss) for the period9904 | -€52,144 | -€36,387 | ▲ 30.2% |
| + Depreciation and write-downs630 | €384 | €373 | ▼ 2.9% |
| Operating cash flow (approximation) | -€51,760 | -€36,014 | ▲ 30.4% |
| Change in cash | - | -€27,785 | - |
Simplified and derived: a Belgian filing has no cash-flow statement, so these rows come from the income statement and the balance-sheet moves.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
28-09
State Gazette act
Registered-office move · Board meetingPower of attorney4 facts ▸
State Gazette act
Registered-office move · Board meeting
Power of attorney4 facts ▸
- Registered-office move, 8500 Kortrijk, Handelskaai 3 bus 21
- Board meeting, 16-04-2026
- Power of attorney, Nelis D'HONDT
- Power of attorney, Jonas MEGANCK
30-07
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema
2025
11-07
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
State Gazette actNBB filing
1 of 2 acts read
About the unread acts
Of the 2 Belgian State Gazette acts we know for this company, 1 has been read. The other one has not been read yet: what they contain is neither established nor disproved here.
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Directors · office · real estate
Directors
No directors read yet: 1 of 2 Gazette acts processed. See the function holders in the CBE →
Location & real-estate footprint
Registered office, Kortrijk · 1 establishment unit since 2023
Ground area
2,778 m²
Building footprint
158 m²
Volume, LiDAR
998 m³
2 parcels, Flanders · tallest building 12.9 m, ±3 floors. Linked by address, not a title deed.
1 establishment unit
HOLMES & WATSON
since 20232.352.495.765
2 parcels
Flanders
2
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 33012B0033/00K000 | Flanders | 1,563 m² | 1 · 132 m² | 9.6 m · 2 fl. |
| 34022E0360/00D020 | Flanders | 1,215 m² | 1 · 25 m² | 12.9 m · 3 fl. |
Linked by address, not proof of ownership
Good to know
2 of 2 parcels with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
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This company's figures show no positive equity and no headcount, so a size comparison is not possible. These companies share only the sector and the region. Of 24,721 companies in this sector we hold annual accounts for 19,804. See the whole sector
Company details
Identification
Legal formPrivate limited company
Founded05-12-2023
Fiscal year end31-12
Activities, NACEBEL 2025
64210Activities of holding companies
70100Activities of head offices
85599Other education
E-invoicing
Reachable via Peppol
Peppol ID
0208:1003025728
Also
9925:BE1003025728
Registered
19-12-2025
If you follow this company, Checked tells you the day it leaves the Peppol register.
Register as of 1 October 2026 · Peppol Directory
Scores and ratios are computed by Checked and are not a credit decision.