HOLISTIC
ActiveSummary
HOLISTIC has been active since 2011 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €66k and a net result of €-17k. Equity remains stable across the filed fiscal years (±1.6% per year). Its solvency ranks better than 79% of 11322 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 1.0% (low).
Checked score
Score 2025
52
/ 100
Fair
The score weighs solvency, liquidity, profitability and financial development. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability0▼-55
Solvency100=
Growth32▼-46
Track record100
Bankruptcy probability, 12 months
1.0%
Low
0%0.5%1.5%4%10%≥ 25%
Credit up to €3k at 30 days acceptable
Liquidity short (current ratio 0.07 against 0.29 in 2024; short-term debt: 22.9% and cash: 0.8% of total assets), and 22.9% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Seven signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 46
Relative position
BE, all sectors
reference
Sector 46
higher
← fewer bankruptcies
more bankruptcies →
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
raises risk · Annual accounts: weaker financial profile
The latest annual accounts show a weaker profile in solvency, result or liquidity than companies that stay afloat.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
77.1%
Return on assets
-19.9%
Age of the figures
9 mo
raises risk · Persistent losses
Two consecutive loss-making years (2024 and 2025); equity is also lower. May indicate structural pressure on profitability.
NBB · annual accounts 2025Net result per financial year
1819202122232425
2018 to 2025 · latest year €-17k
neutral · Filed after the deadline
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 26-08-2026, 26 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
NBB · 10 filingsDeviation from the deadline
2025
26 d late
2024
61 d late
2023
7 d early
2022
24 d early
2021
57 d late
2020
30 d early
2019
36 d early
← before the deadline
after the deadline →
Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
24-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, micro schema
Turnover
Not included in this filing
EBIT margin
Not included in this filing
Net result
€-17k▼ 50.4%
2024 · €-11k
2018: €-15k
2019: €-27k
2020: €36k
2021: €15k
2022: €-3k
2023: €-5k
2024: €-11k
2018 → 2025
Working capital
€-18k▼ 29.0%
2024 · €-14k
2018: €8k
2019: €-5k
2020: €29k
2021: €5k
2022: €-10k
2023: €-19k
2024: €-14k
2018 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€96k-€93k▼ 2.9%€89k▼ 5.3%€83k▼ 6.0%€66k▼ 20.5%
Operating result€25k-€904▼ 96.3%€-4k€-11k▼ 206%€-17k▼ 54.3%
Net result€15k-€-3k€-5k▼ 77.8%€-11k▼ 129%€-17k▼ 50.4%
Result per fiscal year
Operating resultNet result
The operating result stays negative: a loss of €17k in 2025 against €11k in 2024; the loss grows and 2025 has the lowest result in the available series.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €86k
Fixed assets
€84k ▼ 13.3%
Current assets
€1k ▼ 78.0%
Equity and liabilities €86k
Equity
€66k ▼ 20.5%
Debt
€20k ▼ 2.1%
Debt's share of the balance-sheet total rises from 19.4% to 22.9%. Equity and debt are lower.
Key figures and ratios
EBITDA
€-4k▼
2024 · €2k
Cash flow
€-4k▼
2024 · €2k
Current ratio
0.07▼
2024 · 0.29
Debt to equity
0.30▲
2024 · 0.24
ROE
-25.8%▼
2024 · -13.6%
ROA
-19.9%▼
2024 · -11.0%
Interest coverage
-38.30▼
2024 · 12.08
Debt ≤ 1 year
€20k▼
2024 · €20k
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Filed annual accounts As filed with the NBB · 2025 against 2024 · 42 lines
Balance sheet
Code20242025
Assets
Total assets20/58€103k€86k▼
Fixed assets21/28€97k€84k▼
Tangible fixed assets22/27€97k€84k▼
Land and buildings22€83k€73k▼
Plant, machinery and equipment23€3k€1k▼
Furniture and vehicles24€3k€3k▼
Other tangible fixed assets26€8k€7k▼
Financial fixed assets28€235€235=
Current assets29/58€6k€1k▼
Amounts receivable within one year40/41€5k€427▼
Trade receivables40€2k€245▼
Other amounts receivable41€3k€182▼
Cash at bank and in hand54/58€983€663▼
Deferred charges and accrued income490/1€122€195▲
Equity and liabilities
Total equity and liabilities10/49€103k€86k▼
Equity10/15€83k€66k▼
Contributions10/11€12k€12k=
Reserves13€2k€2k=
Non-distributable reserves130/1€2k€2k=
Reserves not available under the articles1311€2k€2k=
Profit (loss) carried forward14€69k€52k▼
Amounts payable17/49€20k€20k▼
Amounts payable within one year42/48€20k€20k▼
Current portion of amounts payable after more than one year42€545-
Trade debts44€2k€2k▲
Suppliers440/4€2k€2k▲
Taxes, remuneration and social security45€2k€2k=
Taxes450/3€186€186=
Remuneration and social security454/9€2k€2k=
Other amounts payable47/48€15k€15k▼
Income statement
Code20242025
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€13k€13k▼
Other operating charges640/8€2k€2k▼
Gross operating margin9900€4k€-2k▼
Operating profit (loss)9901€-11k€-17k▼
Financial charges65/66B€172€105▼
Recurring financial charges65€172€105▼
Profit (loss) for the period before taxes9903€-11k€-17k▼
Income taxes67/77€186-
Profit (loss) for the period9904€-11k€-17k▼
Profit (loss) for the period to be appropriated9905€-11k€-17k▼
Appropriation of the result
Profit (loss) to be appropriated9906€69k€52k▼
Profit (loss) brought forward from the previous period14P€80k€69k▼
The notes to these accounts (8 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
26-08
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema · 26 days late
2025
30-09
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema · 61 days late
2024
24-07
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema
2023
07-07
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema
2022
26-09
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema · 57 days late
2021
01-07
NBB filing
Annual accounts filed
fiscal year 2020 · full schema
2020
31-12
Financial
Back to profitnet €36k
Net result €36k after 2 loss-making years.
31-12
Financial
Liquidity times 13current ratio 4.22
Current ratio from 0.33 to 4.22.
25-06
NBB filing
Annual accounts filed
fiscal year 2019 · full schema
2019
31-12
Financial
Weakest financial yearnet €-27k
Net result drops to €-27k, the lowest in the series; recovery starts the following year.
27-06
NBB filing
Annual accounts filed
fiscal year 2018 · full schema
2018
14-06
NBB filing
Annual accounts filed
fiscal year 2017 · full schema
2017
30-08
NBB filing
Annual accounts filed
fiscal year 2016 · full schema · 30 days late
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
2 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Soignies · 2 establishment units since 2011
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Chaussée de Braine 947060 SoigniesGround area
967 m²
Building footprint
464 m²
Volume, LiDAR
7,556 m³
2 parcels, Brussels, Wallonia · tallest building 29.6 m, ±9 floors. Linked by address, not a title deed.
2 establishment units
Holistic
since 20112.202.723.510
HOLISTIC
since 20222.340.350.078
2 parcels
Wallonia
1
(50%)
Brussels
1
(50%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 55040A0619/00C002 | Wallonia | 666 m² | 1 · 167 m² | 8.8 m · 2 fl. |
| 21822R0226/00Y011 | Brussels | 301 m² | 1 · 297 m² | 29.6 m · 9 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1 · via establishment units: 1
2 of 2 parcels with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Similar companies · same sector, comparable size
THE WIZARD OF DREAMS
BE 0874.301.580
Aalter · Eq €66,005
DESCHRIJVERE MICHIEL
BE 0793.771.784
Roeselare · Eq €65,578
Elga Investments
BE 0748.632.439
Overijse · Eq €65,562
KLIK-DESIGN
BE 0869.670.821
Grez-Doiceau · Eq €65,365
JMC
BE 0837.033.487
Gent · Eq €65,308
Of 1,075 companies in sector 46140 we hold annual accounts for 644. 483 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded27-09-2011
Fiscal year end31-12
Activities, NACEBEL 2025
46140Agents in the wholesale of industrial machinery, ships and aircraft
70200Business and other management consultancy
73300Public relations and communication consultancy
78100Employment placement agencies
93299Other amusement and recreation activities
Sources
Crossroads Bank for EnterprisesNational Bank · 14 filingsAddress and cadastre registers
Scores and ratios are computed by Checked and are not a credit decision.
Contact details
2 entriesE-mail:l.verschueren@holistic-consulting.be
Phone:+32474800916