Holdup
ActiveHoldup has been active since 2016 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €639k and a net result of €-253k. Equity is growing by ~49.5% per year across the filed fiscal years. The computed 12-month bankruptcy probability is 1.3% (low).
Checked score
Score 2025
54
/ 100
Fair
The score weighs solvency, liquidity, profitability and financial development. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability0▼-51
Solvency99▲+15
Growth52▼-26
Track record100
Bankruptcy probability, 12 months
1.3%
Low
0%0.5%1.5%4%10%≥ 25%
Credit up to €30k at 30 days acceptable
Liquidity ample (current ratio 8.64 against 0.02 in 2024; short-term debt: 11.6% and cash: 1.3% of total assets), and 26.4% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Four signals. The signal on the left, the evidence on the right.
+raises risk○neutral
neutral · Latest accounts filed on time
The financial year that closed on 30-06-2025 was due by 31-01-2026 and was filed on 30-01-2026, 1 day ahead of the deadline.
NBB · 8 filingsDeviation from the deadline
2025
1 d early
2024
3 d late
2023
5 d early
2022
20 d early
2021
4 d early
2020
2 d early
2019
10 d early
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 30-06-2026 and is due by 31-01-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
30-06-2026 close19-09-2026 today31-01-2027 deadline
Financials · fiscal year 2025, abbreviated schema
Equity
€639k▼ 28.4%
2024 · €892k
2019: €119k
2020: €179k
2021: €290k
2022: €695k
2023: €809k
2024: €892k
2019 → 2025
Total assets
€868k▼ 42.5%
2024 · €1.51M
2019: €1.50M
2020: €1.50M
2021: €1.50M
2022: €1.51M
2023: €1.50M
2024: €1.51M
2019 → 2025
Net result
€-253k
2024 · €83k
2019: €51k
2020: €59k
2021: €111k
2022: €406k
2023: €113k
2024: €83k
2019 → 2025
Working capital
€768k
2024 · €-379k
2019: €-1.15M
2020: €-1.16M
2021: €-1.20M
2022: €-791k
2023: €-365k
2024: €-379k
2019 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€290k-€695k▲ 140%€809k▲ 16.3%€892k▲ 10.3%€639k▼ 28.4%
Operating result€-1k-€254k€-1k€-2k▼ 104%€-257k▼ 12,114%
Net result€111k-€406k▲ 265%€113k▼ 72.0%€83k▼ 26.7%€-253k
Turnover and EBIT margin not published: the abbreviated schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result stays negative: a loss of €257k in 2025 against €2k in 2024; the loss grows and 2025 has the lowest result in the available series.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Equity and liabilities €868k
Equity
€639k▼ 28.4%
Debt
€229k▼ 62.9%
The debt ratio falls from 40.9% to 26.4%. Equity and debt are lower.
Key figures and ratios
Solvency
73.6%▲
2024 · 59.1%
Current ratio
8.64▲
2024 · 0.02
Quick ratio
8.64▲
2024 · 0.02
Debt / equity
0.36▼
2024 · 0.69
ROE
-39.6%▼
2024 · 9.3%
ROA
-29.1%▼
2024 · 5.5%
Debt
€229k▼
2024 · €617k
Debt ≤ 1 year
€100k▼
2024 · €388k
Debt > 1 year
€110k▼
2024 · €211k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€1.51M€868k▼
Fixed assets21/28€1.50M-
Financial fixed assets28€1.50M-
Current assets29/58€9k€868k▲
Amounts receivable after more than one year29-€350k
Other amounts receivable291-€350k
Amounts receivable within one year40/41-€321k
Other amounts receivable41-€321k
Current investments50/53-€180k
Cash at bank and in hand54/58€9k€11k▲
Deferred charges and accrued income490/1-€6k
Equity and liabilities
Total equity and liabilities10/49€1.51M€868k▼
Equity10/15€892k€639k▼
Contributions10/11€19k€19k=
Reserves13€873k€664k▼
Distributable reserves133€873k€664k▼
Profit (loss) carried forward14-€-44k
Amounts payable17/49€617k€229k▼
Amounts payable after more than one year17€211k€110k▼
Financial debts170/4€211k€110k▼
Amounts payable within one year42/48€388k€100k▼
Current portion of amounts payable after more than one year42€99k€100k▲
Trade debts44-€89
Suppliers440/4-€89
Other amounts payable47/48€289k-
Accrued charges and deferred income492/3€18k€18k=
Income statement
Code20242025
Other operating charges640/8€1k€1k▲
Non-recurring operating charges66A-€200k
Gross operating margin9900€-1k€-56k▼
Operating profit (loss)9901€-2k€-257k▼
Financial income75/76B€92k€8k▼
Recurring financial income75€92k€8k▼
Financial charges65/66B€7k€4k▼
Recurring financial charges65€7k€4k▼
Profit (loss) for the period before taxes9903€83k€-253k▼
Profit (loss) for the period9904€83k€-253k▼
Profit (loss) for the period to be appropriated9905€83k€-253k▼
Appropriation of the result
Profit (loss) to be appropriated9906€83k€-253k▼
Transfer from equity791/2-€209k
Transfer to equity691/2€83k-
To other reserves6921€83k-
The notes to these accounts (5 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
30-01
NBB filing
Annual accounts filed
fiscal year 2025 · abbreviated schema
2025
30-06
Financial
Weakest financial yearnet €-253k ▼404%
Net result drops to €-253k, the lowest in the series.
30-06
Financial
Liquidity times 368current ratio 8.64
Current ratio from 0.02 to 8.64; short-term debt falls from €388k to €100k.
03-02
NBB filing
Annual accounts filed
fiscal year 2024 · abbreviated schema · 3 days late
2024
26-01
NBB filing
Annual accounts filed
fiscal year 2023 · abbreviated schema
2023
11-01
NBB filing
Annual accounts filed
fiscal year 2022 · abbreviated schema
2022
30-06
Financial
Highest result since 2019net €406k ▲265%
Operating result €254k, net result €406k, both a record.
30-06
Financial
Equity above €500kEq €695k ▲140%
4 profitable years in a row build equity to €695k.
27-01
NBB filing
Annual accounts filed
fiscal year 2021 · abbreviated schema
2021
30-06
Financial
Equity above €200kEq €290k ▲62.2%
3 profitable years in a row build equity to €290k.
29-01
NBB filing
Annual accounts filed
fiscal year 2020 · abbreviated schema
2020
30-06
Financial
Equity above €150kEq €179k ▲49.5%
2 profitable years in a row build equity to €179k.
21-01
NBB filing
Annual accounts filed
fiscal year 2019 · abbreviated schema
2019
15-01
NBB filing
Annual accounts filed
fiscal year 2018 · abbreviated schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
4 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Hasselt · 1 establishment unit since 2016
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Ilgatlaan 33500 HasseltGround area
1,944 m²
Building footprint
474 m²
Volume, LiDAR
6,607 m³
Parcel 71328D0376/00P000, Flanders · tallest building 15.7 m, ±5 floors. Linked by address, not a title deed.
1 establishment unit
Holdup
since 20162.261.119.290
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 71328D0376/00P000 | Flanders | 1,944 m² | 1 · 474 m² | 15.7 m · 5 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded21-12-2016
Fiscal year end30-06
Sources
Crossroads Bank for EnterprisesNational Bank · 8 filingsAddress and cadastre registers
Data from official sources, last processed on 19-09-2026. Scores and ratios are computed by Checked and are not a credit decision.