HOLDING MONNAERS is a financial institution; the bankruptcy model is trained on trading and manufacturing companies and does not apply here. The 2025 annual accounts show equity of €39k and a net result of €29k. Its solvency ranks better than 7% of 5507 sector peers (fiscal year 2025). The company has been active since 2024 and the Belgian State Gazette contains no insolvency or warning signals.
Checked score
Outside the general model
Model not applicable to financial institutions
The health score weighs liquidity, leverage and margins against norms for trading and manufacturing companies. A bank, insurer or financial holding has a fundamentally different balance-sheet structure, so those ratios, and hence the score, carry no meaning here. That is why we show no financial axes either.
Credit advice for your own amount and term
Signals
Three signals. The signal on the left, the evidence on the right.
+raises risk○neutral
raises risk · Young company
Founded in 2024, under 3 years, statistically higher risk.
KBO · incorporation dateAge against the risk zone
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 30-07-2026, 1 day ahead of the deadline.
NBB · 1 filingDeviation from the deadline
2025
1 d early
← before the deadline
after the deadline →
Financials · fiscal year 2025, abbreviated schema
Equity
€39k
Net result
€29k
Total assets
€1.33M
Solvency
2.9%
Turnover and EBIT margin not published: the abbreviated schema does not require them.
Balance-sheet composition
Assets €1.33M
Fixed assets
€1.31M
Current assets
€26k
Equity and liabilities €1.33M
Equity
€39k
Debt
€1.29M
Debt finances 97.1% of the balance-sheet total.
Key figures and ratios
Solvency
2.9%
ROE
74.0%
ROA
2.1%
Debt
€1.29M
Debt ≤ 1 year
€87k
Debt > 1 year
€1.21M
Income taxes
€11k
Filed annual accounts
As filed with the NBB · 2025
Balance sheet
Code2025
Assets
Total assets20/58€1.33M
Fixed assets21/28€1.31M
Tangible fixed assets22/27€484
Furniture and vehicles24€484
Financial fixed assets28€1.31M
Current assets29/58€26k
Amounts receivable within one year40/41€10k
Trade receivables40€300
Other amounts receivable41€10k
Cash at bank and in hand54/58€16k
Deferred charges and accrued income490/1€248
Equity and liabilities
Total equity and liabilities10/49€1.33M
Equity10/15€39k
Contributions10/11€10k
Reserves13€29k
Distributable reserves133€29k
Amounts payable17/49€1.29M
Amounts payable after more than one year17€1.21M
Financial debts170/4€1.21M
Amounts payable within one year42/48€87k
Current portion of amounts payable after more than one year42€51k
Trade debts44€4k
Suppliers440/4€4k
Taxes, remuneration and social security45€21k
Taxes450/3€21k
Other amounts payable47/48€11k
Income statement
Code2025
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€173
Other operating charges640/8€472
Gross operating margin9900€89k
Operating profit (loss)9901€88k
Financial income75/76B€248
Recurring financial income75€248
Financial charges65/66B€49k
Recurring financial charges65€49k
Profit (loss) for the period before taxes9903€39k
Income taxes67/77€11k
Profit (loss) for the period9904€29k
Profit (loss) for the period to be appropriated9905€29k
Appropriation of the result
Profit (loss) to be appropriated9906€29k
Transfer to equity691/2€29k
To other reserves6921€29k
The notes to these accounts (15 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
2026
30-07
NBB filing
Annual accounts filed
fiscal year 2025 · abbreviated schema
NBB filing
Directors · office · real estate
Directors
1 act for this company is in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Lievegem · 1 establishment unit since 2025
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Azaleastraat 29930 LievegemGround area
3,267 m²
Building footprint
1,848 m²
Volume, LiDAR
7,343 m³
Parcel 44080A0970/00N000, Flanders · tallest building 7.2 m, ±2 floors. Linked by address, not a title deed.
1 establishment unit
HOLDING MONNAERS
since 20252.368.624.192
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 44080A0970/00N000 | Flanders | 3,267 m² | 1 · 1,848 m² | 7.2 m · 2 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
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ALIKRI
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Of 24,725 companies in sector 64210 we hold annual accounts for 19,754. 9,579 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded17-12-2024
Fiscal year end31-12
Activities, NACEBEL
64210Activities of holding companies
Sources
Crossroads Bank for EnterprisesNational Bank · 1 filingAddress and cadastre registers
Data from official sources, last processed on 18-09-2026. Scores and ratios are computed by Checked and are not a credit decision.