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HOLDING MEMO

Active Risk: not assessed Private limited companyfounded 2017active for 9 yearsLokerenbaan 70, 9240 ZeleKBO/BCE: BE 0679.617.929 subsidiary of PAPILIO

Lifetime

9 annual accounts with figures on one time axis
peak €407,256 (2021)
€109,638▼ 47.3%
lowest -€82,922 (2018)
€78,706▼ 55.2%
peak €1.7m (2025)
€1.7m▲ 4.9%
€3.9m▲ 9.9%
peak 0 FTE (2024)
0 FTE 
Board7 names since 2017
2 directorsPAPILIO and 1 other
Owners
Documentsfilings and deeds
22-07-20269 days before the deadline
2025abbreviated format
Gross margin from €208,077 to €109,638Result from €175,832 to €78,706

Key points

from the 2025 annual accounts

Equity

€1.7m ▲ 4.9%

HOLDING MEMO has made a profit without a break since 2019.

Result

€78,706 ▼ 55.2%
€176,0002024€78,7002025

The result fell in 2025 from €175,832 to €78,706.

Filings

9 annual accounts since 2017
AprilJune31 JulyOctober20202025

The last five annual accounts were filed 9 to 45 days before the end of the period.

Financial institution: outside the modelBankruptcy probability: sector outside the model

Checked score

Outside the general model
Model not applicable to financial institutions
The Checked score measures liquidity, leverage and margins against the norms for trading and manufacturing companies. A bank, insurer or financial holding has a very different balance sheet. Those ratios and the score mean nothing here. So there is no financial strength either.

Bankruptcy probability within 12 months

The company is a financial institution: a bank, insurer or financial holding. Its balance sheet works differently from that of a trading or manufacturing company. A bankruptcy probability from the general model would mislead here.

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The scores and ratios are Checked's own calculations, not a credit decision.

Signals

1 signal, which does not raise the risk
1 signal.
neutral
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 22-07-2026, 9 days ahead of the deadline.
NBB · 9 filings
Deviation from the deadline
2025
9 days early
2024
9 days early
2023
9 days early
2022
45 days early
2021
31 days early
2020
115 days early
2019
31 days early
← before the deadline after the deadline →
tick = median of all Belgian filingsring = median in the sector

The company filed its last 7 accounts on average 36 days before the deadline. In the sector (NACE 64), the median for financial year 2024 was 14 days before the deadline, and 28% of those companies filed late.

Searched, nothing found (2)
neutral · Next filing not due yet
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today. The company usually files around 22 July (4 of the last 5 accounts filed within 30 days either side of that date).
Companies Code · seven months
Where today falls in the filing period
09-11-2026 today31-12-2026 year end31-07-2027 deadline
neutral · No strike-offs in the KBO publications
That holds for every publication since 2021.
KBO publications

Board and ownership

P
Director, Ruth DE DECKER, since 20-04-2021
D
Director, Christine VASTENAVONDT, since 01-07-2023

Shares in 2 companies, INVESTEL and MEMO

Board & ownership

Recent changes

Registered in the Peppol Directory Reachable for e-invoices through 0208:0679617929
Permanent representative: Michael DE DECKER Board meeting of 01-01-2026 · Gazette deed
1 director appointed, 1 resignation Resignation: Feynman · Permanent representatives: Michael DE DECKER, Christine VASTENAVONDT and Ruth DE DECKER · Appointment: DECKERLAND · General meeting of 28-06-2023 · Gazette deed
2 directors appointed, 2 resignations Resignations: Ruth DE DECKER and Michael DE DECKER · Appointments: PAPILIO and FEYNMAN · Permanent representatives: Ruth DE DECKER and Michael DE DECKER · General meeting of 08-06-2021 · Gazette deed
All 24 events

Comparable companies

same main activity, similar in size and age
Company
HOLDING MEMO Zele €5.5m €109,638 30.4% 0
MADE BY DOLCE Maaseik €4.5m €100,742 26.7% 0
A.S. MANAGEMENT Amblève €5.5m €133,193 59.8% 0
WooTCo Halle €6.1m €137,223 61.5% 0
MERVEKO Evergem €5.7m €156,399 83.0% 0
GREENI TOO Sint-Martens-Latem €3.2m €92,563 82.5% 0
Sifeels Rumst €5.1m €140,116 17.5% 0

These companies have the same main activity as HOLDING MEMO: activities of holding companies (NACE 64210). They are comparable in size and age: total assets between €3.2m and €6.1m, founded between 2016 and 2018.

Official details

Source: KBO
Status
Active since 07-08-2017Normal situation
Activity
Activities of holding companiesNACE 64210and 2 others
Establishment unit
2.267.497.7349240 Zele, since 07-08-2017
Financial year end
31 December
Peppol
Reachable since 21-10-2026
Company details

Annual accounts 2025

€5.5m▲ 8.3%
Filing
Filed on 22-07-2026, 9 days before the end of the filing period
Financials

Insights on HOLDING MEMO

HOLDING MEMO files the abbreviated format. That format states no turnover. The gross margin rose from -€3,683 in 2017 to €109,638 in 2025.

PAPILIO holds all the shares.

Sources: KBO register, filings at the National Bank, Belgian Official Gazette. Click a figure with a dotted line for the item and the filing.

Key facts about HOLDING MEMO

What is the company number of HOLDING MEMO?
The company number of HOLDING MEMO is 0679.617.929. The VAT number is the same number with BE in front: BE 0679.617.929.
Where is HOLDING MEMO based?
The registered office is at Lokerenbaan 70, 9240 Zele.Company details
What does HOLDING MEMO do?
According to the KBO register, the main activity is activities of holding companies (NACE 64210).
What is the legal form of HOLDING MEMO?
HOLDING MEMO is a private limited company (BV).
When was HOLDING MEMO founded?
HOLDING MEMO was founded on 07-08-2017.
Is HOLDING MEMO still active?
Yes, HOLDING MEMO is an active enterprise in the KBO register.
What is the turnover of HOLDING MEMO?
The turnover in financial year 2025 is ≈ €170,000. This figure is estimated from the gross margin of €109,638 and 32 comparable companies (NACE 64210). It probably lies between €150,000 and €210,000.Financials
Is HOLDING MEMO profitable?
In financial year 2025, HOLDING MEMO made a profit of €78,706.
Where can I find the annual accounts of HOLDING MEMO?
HOLDING MEMO filed 9 annual accounts with the National Bank of Belgium, the latest for financial year 2025.
When are the next annual accounts of HOLDING MEMO due?
HOLDING MEMO must file the annual accounts for financial year 2026 by 31-07-2027.Timeline

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