HOLDING LA CHAPELLERIE
ActiveHOLDING LA CHAPELLERIE has been active since 2012 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €40k and a net result of €6k. Equity is growing by ~8.8% per year across the filed fiscal years. Its solvency ranks better than 40% of 31584 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.2% (very low).
Checked score
Score 2025
66
/ 100
Healthy
The score weighs solvency, liquidity, profitability and financial development. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability54▲+15
Solvency68▲+6
Growth52=
Track record100
Bankruptcy probability, 12 months
0.2%
Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €2.5k at 30 days acceptable
Liquidity short (current ratio 0.01 against 0.0 in 2024; short-term debt: 56.4% and cash: 0% of total assets), and 56.7% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Seven signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 70
Relative position
BE, all sectors
reference
Sector 70
lower
← fewer bankruptcies
more bankruptcies →
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
43.3%
Return on assets
6.4%
Age of the figures
9 mo
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 23-07-2026, 8 days ahead of the deadline.
NBB · 10 filingsDeviation from the deadline
2025
8 d early
2024
25 d late
2023
30 d late
2022
24 d late
2021
29 d late
2020
30 d late
2019
89 d late
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
18-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, micro schema
Equity
€40k▲ 17.4%
2024 · €34k
2018: €10k
2019: €19k
2020: €38k
2021: €38k
2022: €35k
2023: €33k
2024: €34k
2018 → 2025
Total assets
€92k▲ 0.4%
2024 · €91k
2018: €91k
2019: €93k
2020: €140k
2021: €94k
2022: €91k
2023: €92k
2024: €91k
2018 → 2025
Net result
€6k▲ 1,369%
2024 · €401
2018: €13k
2019: €9k
2020: €19k
2021: €584
2022: €-3k
2023: €-2k
2024: €401
2018 → 2025
Working capital
€-51k▲ 10.3%
2024 · €-57k
2018: €-80k
2019: €-72k
2020: €-53k
2021: €-53k
2022: €-56k
2023: €-56k
2024: €-57k
2018 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€38k-€35k▼ 8.1%€33k▼ 5.5%€34k▲ 1.2%€40k▲ 17.4%
Operating result€793-€-3k€-2k▲ 39.7%€489€6k▲ 1,206%
Net result€584-€-3k€-2k▲ 38.2%€401€6k▲ 1,369%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
After the dip in 2022 the operating result has climbed three years in a row; 2025 is 1,206% above 2024 and is the highest result in the available series.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €92k
Fixed assets
€91k=
Current assets
€547▲ 293%
Equity and liabilities €92k
Equity
€40k▲ 17.4%
Debt
€52k▼ 9.5%
The debt ratio falls from 63.0% to 56.7%. Equity is higher and debt is lower.
Key figures and ratios
Solvency
43.3%▲
2024 · 37.0%
Current ratio
0.01▲
2024 · 0.00
Quick ratio
0.01▲
2024 · 0.00
Debt / equity
1.31▼
2024 · 1.70
ROE
14.9%▲
2024 · 1.2%
ROA
6.4%▲
2024 · 0.4%
Debt
€52k▼
2024 · €57k
Debt ≤ 1 year
€52k▼
2024 · €57k
Income taxes
€408
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€91k€92k▲
Fixed assets21/28€91k€91k=
Financial fixed assets28€91k€91k=
Current assets29/58€139€547▲
Amounts receivable within one year40/41€32€537▲
Other amounts receivable41€32€537▲
Cash at bank and in hand54/58€108€11▼
Equity and liabilities
Total equity and liabilities10/49€91k€92k▲
Equity10/15€34k€40k▲
Contributions10/11€6k€6k=
Reserves13€20k€20k=
Distributable reserves133€20k€20k=
Profit (loss) carried forward14€8k€13k▲
Amounts payable17/49€57k€52k▼
Amounts payable within one year42/48€57k€52k▼
Trade debts44€387-
Suppliers440/4€387-
Taxes, remuneration and social security45€6k€3k▼
Remuneration and social security454/9€6k€3k▼
Other amounts payable47/48€51k€49k▼
Accrued charges and deferred income492/3€240€249▲
Income statement
Code20242025
Other operating charges640/8€627€649▲
Gross operating margin9900€1k€7k▲
Operating profit (loss)9901€489€6k▲
Financial charges65/66B€88€90▲
Recurring financial charges65€88€90▲
Profit (loss) for the period before taxes9903€401€6k▲
Income taxes67/77-€408
Profit (loss) for the period9904€401€6k▲
Profit (loss) for the period to be appropriated9905€401€6k▲
Appropriation of the result
Profit (loss) to be appropriated9906€8k€13k▲
Profit (loss) brought forward from the previous period14P€7k€8k▲
The notes to these accounts (2 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
23-07
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema
2025
25-08
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema · 25 days late
2024
31-12
Financial
Back to profitnet €401
Net result €401 after 2 loss-making years.
30-08
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema · 30 days late
2023
24-08
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema · 24 days late
2022
31-12
Financial
Weakest financial yearnet €-3k ▼636%
Net result drops to €-3k, the lowest in the series; recovery starts the following year.
29-08
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema · 29 days late
2021
30-08
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema · 30 days late
2020
31-12
Financial
Highest result since 2018net €19k ▲103%
Operating result €27k, net result €19k, both a record.
28-10
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema · 89 days late
2019
18-07
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema
2018
07-08
NBB filing
Annual accounts filed
fiscal year 2017 · micro schema · 7 days late
2017
27-06
NBB filing
Annual accounts filed
fiscal year 2016 · micro schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
2 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Verviers · 1 establishment unit since 2012
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Chaussée de la Seigneurie 134800 VerviersGround area
280 m²
Building footprint
134 m²
Volume, LiDAR
1,616 m³
Parcel 63059B0031/00B000, Wallonia · tallest building 14.7 m, ±4 floors. Linked by address, not a title deed.
1 establishment unit
HOLDING LA CHAPELLERIE
since 20122.212.161.511
1 parcel
Wallonia
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 63059B0031/00B000 | Wallonia | 280 m² | 1 · 134 m² | 14.7 m · 4 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
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Of 82,554 companies in sector 70200 we hold annual accounts for 52,570. 36,635 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded01-03-2012
Fiscal year end31-12
Activities, NACEBEL
70200Business and other management consultancy
70220Business consulting
Sources
Crossroads Bank for EnterprisesNational Bank · 14 filingsAddress and cadastre registers
Data from official sources, last processed on 18-09-2026. Scores and ratios are computed by Checked and are not a credit decision.