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Holding Cansse

Active
Private limited companyfounded 200223 yrs activeRue des Fougères 56, 6110 Montigny-le-Tilleul, BelgiumKBO/BCE: BE 0479.147.138

Holding Cansse has been active since 2002 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €1.05M and a net result of €-2k. Equity is shrinking by ~2.5% per year across the filed fiscal years. Its solvency ranks better than 92% of 3257 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.1% (very low).

Checked score

Score 2025
62 / 100
Healthy▲ +20 vs 2024
The score combines four axes. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability9▲+9
Solvency100=
Growth38=
Stability100
Bankruptcy probability, 12 months
0.1% Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €9k at 30 days acceptable
Liquidity ample (current ratio 16.91), and 8.4% of the assets are financed with debt.
Credit advice for your own amount and term

Signals

Seven signals. The signal on the left, the evidence on the right.
lowers risk+raises riskneutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 69
Relative position
BE, all sectors
reference
Sector 69
lower
← fewer bankruptcies more bankruptcies →
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation date
Age against the risk zone
elevated failure risk from 2 to 8 years 23 years 0 30 y
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025
Solvency, return and age of the figures
Solvency
91.6%
Return on assets
-0.2%
Age of the figures
8 mo
raises risk · Higher-failure-rate region
In this region companies fail more often than in the rest of the country.
KBO · registered office
neutral · Filed after the deadline
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 31-08-2026, 31 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
NBB · 10 filings
Deviation from the deadline
2025
31 d late
2024
28 d late
2023
26 d late
2022
31 d late
2021
65 d late
2020
430 d late
2019
137 d late
← before the deadline after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven months
Position in the running window
15-09-2026 today31-12-2026 close31-07-2027 deadline
neutral · No strike-offs in the KBO publications
We found no ex-officio strike-off or cessation. Our series starts in 2021 and has gaps, so this is not a confirmation that there is nothing.
KBO publications · our coverage

Financials · fiscal year 2025, abbreviated schema

Turnover
€89k▲ 39.2%
2024 · €64k
2018: €352k 2019: €79k 2020: €18k 2022: €25k 2024: €64k
2018 → 2025
EBIT margin
1.6%▲ 32.8pp
2024 · -31.2%
2018: -10.3% 2019: 23.0% 2020: -65.0% 2022: -275.2% 2024: -31.2%
2018 → 2025
Net result
€-2k▲ 91.5%
2024 · €-22k
2018: €-69k 2019: €18k 2020: €-12k 2021: €-55k 2022: €-70k 2023: €-18k 2024: €-22k
2018 → 2025
Working capital
€382k▼ 6.6%
2024 · €409k
2018: €906k 2019: €314k 2022: €418k 2023: €387k 2024: €409k
2018 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise ▼ fall
Line20212022202320242025Trend
Turnover€25k€64k€89k▲ 39.2%
Equity€1.17M-€1.10M▼ 6.0%€1.08M▼ 1.7%€1.06M▼ 2.1%€1.05M▼ 0.2%
Operating result€-54k-€-70k▼ 29.2%€-20k▲ 71.6%€-20k▼ 0.8%€1k
Net result€-55k-€-70k▼ 29.0%€-18k▲ 74.1%€-22k▼ 23.5%€-2k▲ 91.5%
Turnover and EBIT margin not published: the abbreviated or micro schema does not require them.
Result per fiscal year
Operating resultNet result
€-80k€-60k€-40k€-20k€0Operating result 2021: €-54k€-54kNet result 2021: €-55k€-55kOperating result 2022: €-70k€-70kNet result 2022: €-70k€-70kOperating result 2023: €-20k€-20kNet result 2023: €-18k€-18kOperating result 2024: €-20k€-20kNet result 2024: €-22k€-22kOperating result 2025: €1k€1kNet result 2025: €-2k€-2k20212022202320242025
The operating result returns to profit in 2025: €1k after a loss of €20k in 2024, the highest year so far.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €1.15M
Fixed assets €745k▲ 6.4%
Current assets €406k▼ 1.6%
Equity and liabilities €1.15M
Equity €1.05M▼ 0.2%
Debt €97k▲ 70.6%
The debt ratio rises from 5.1% to 8.4%: debt grows while equity shrinks.
Key figures and ratios
2025 value · change against 2024
EBITDA
€3k
2024 · €-17k
Cash flow
€-835
2024 · €-19k
Solvency
91.6%
2024 · 94.9%
Current ratio
16.91
Quick ratio
16.91
Debt / equity
0.09
2024 · 0.05
ROE
-0.2%
2024 · -2.1%
ROA
-0.2%
2024 · -2.0%
Interest coverage
0.98
2024 · -7.28
Debt
€97k
2024 · €57k
Debt ≤ 1 year
€24k
2024 · €4k
Debt > 1 year
€73k
2024 · €53k
Income taxes
€781
2024 · €154
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet Code20242025
Assets
Total assets20/58€1.11M€1.15M
Fixed assets21/28€700k€745k
Tangible fixed assets22/27€102k€147k
Furniture and vehicles24€101k€146k
Other tangible fixed assets26€1k€1k
Financial fixed assets28€597k€597k=
Current assets29/58€412k€406k
Amounts receivable within one year40/41€327k€303k
Trade receivables40€35k€80k
Other amounts receivable41€292k€223k
Cash at bank and in hand54/58€72k€89k
Deferred charges and accrued income490/1€13k€13k=
Equity and liabilities
Total equity and liabilities10/49€1.11M€1.15M
Equity10/15€1.06M€1.05M
Contributions10/11€19k€19k=
Capital10€19k€19k=
Issued capital100€19k€19k=
Reserves13€2k€2k=
Non-distributable reserves130/1€2k€2k=
Legal reserve130€2k€2k=
Profit (loss) carried forward14€1.03M€1.03M
Amounts payable17/49€57k€97k
Amounts payable after more than one year17€53k€73k
Financial debts170/4€53k€73k
Amounts payable within one year42/48€4k€24k
Taxes, remuneration and social security45€4k€3k
Taxes450/3€4k€3k
Other amounts payable47/48-€21k
Income statement Code20242025
Turnover70€64k€89k
Goods, raw materials, services and sundry goods60/61€56k€89k
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€3k€1k
Other operating charges640/8€462€2k
Non-recurring operating charges66A€30k-
Gross operating margin9900€13k€4k
Operating profit (loss)9901€-20k€1k
Financial charges65/66B€2k€3k
Recurring financial charges65€2k€3k
Profit (loss) for the period before taxes9903€-22k€-1k
Income taxes67/77€154€781
Profit (loss) for the period9904€-22k€-2k
Profit (loss) for the period to be appropriated9905€-22k€-2k
Appropriation of the result
Profit (loss) to be appropriated9906€1.03M€1.03M
Profit (loss) brought forward from the previous period14P€1.06M€1.03M

The notes to these accounts (8 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.

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Timeline · acts, filings and financial milestones

Next filing, fiscal year 2026, expected by 31-07-2027
2026
31-08
NBB filing Annual accounts filed
fiscal year 2025 · abbreviated schema · 31 days late
2025
28-08
NBB filing Annual accounts filed
fiscal year 2024 · micro schema · 28 days late
2024
31-12
Financial Liquidity times 18current ratio 112.03
Current ratio from 6.23 to 112.03; short-term debt falls from €74k to €4k.
26-08
NBB filing Annual accounts filed
fiscal year 2023 · micro schema · 26 days late
2023
31-08
NBB filing Annual accounts filed
fiscal year 2022 · micro schema · 31 days late
2022
31-12
Financial Weakest financial yearnet €-70k
Net result drops to €-70k, the lowest in the series; recovery starts the following year.
04-10
NBB filing Annual accounts filed
fiscal year 2021 · micro schema · 65 days late
04-10
NBB filing Annual accounts filed
fiscal year 2020 · micro schema · 430 days late
2020
15-12
NBB filing Annual accounts filed
fiscal year 2019 · micro schema · 137 days late
2019
31-12
Financial Back to profitnet €18k
Net result €18k after one loss-making year.
31-10
NBB filing Annual accounts filed
fiscal year 2018 · micro schema · 92 days late
2018
28-09
NBB filing Annual accounts filed
fiscal year 2017 · full schema · 59 days late
2017
30-08
NBB filing Annual accounts filed
fiscal year 2016 · full schema · 30 days late
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.

Directors · office · real estate

Directors
1 act for this company is in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Montigny-le-Tilleul · 1 establishment unit since 2002
establishment The establishment unit on the map
Cannot be placed on the map

This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.

Rue des Fougères 566110 Montigny-le-Tilleul
Ground area
2,999 m²
Building footprint
293 m²
Volume, LiDAR
2,227 m³
2 parcels, Wallonia · tallest building 14.0 m, ±4 floors. Linked by address, not a title deed.
1 establishment unit
Rue de Beaumont 140, 6030 Charleroi
NACE 74113
since 20022.228.968.641
2 parcels
Wallonia 2 (100%)
Parcel (capakey) Region Area Buildings Height / fl.
52048D0061/00K056 Wallonia 2,759 m² 1 · 221 m² 8.3 m · 2 fl.
52044B0519/00L002 Wallonia 240 m² 1 · 72 m² 14.0 m · 4 fl.
Linked by address, not proof of ownership
Methodology
via registered seat: 1 · via establishment units: 1
2 of 2 parcels with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.

Similar companies · same sector, comparable size

Of 1,019 companies in sector 69103 we hold annual accounts for 610. 349 are within a factor 10 of this equity.See the whole sector

Company data · Crossroads Bank

Identification
Legal formPrivate limited company
Founded26-12-2002
Fiscal year end31-12
Activities, NACEBEL
69103Activities of bailiffs
Sources
Crossroads Bank for EnterprisesNational Bank · 23 filingsAddress and cadastre registers

Data from official sources, last processed on 15-09-2026. Scores and ratios are computed by Checked and are not a credit decision.