Financials
- Fiscal year
- 2024
- Total assets
- €183,147
- Loss
- -€781
- Solvency
- 91.7%
Total assets=
Net result
20182024
HOLDES
ActiveSummary
HOLDES has been active since 1989 and the Belgian State Gazette contains no insolvency or warning signals. The 2024 annual accounts show equity of €167,906 and a net result of -€781. Equity remains stable across the filed fiscal years (±0.5% per year). The computed 12-month bankruptcy probability is 1.3% (low).
Overview
What they do
Activity not known1 site
How big
€183,147total assets 2024
- Equity
- €167,906
- Loss
- -€781
Turnover not published (abridged schema)
Who decides
Accounts 63 d overdue0 of 4 deeds read
Why 65- Figures for FY 2024 (filed 02-10-2025)- Liquidity: current ratio 12.02+ Founded in 1989+ Size: total assets €183,147Show the evidence
Checked score
Score 2024
65
/ 100
Healthy
Probability in this band: 0.55% to 1.5%
Better than 62% of its sector peers (no NACE code, micro)
Performance against the sector, not lower risk
Financial strength · tick = 2023
Strong
Solvency
100=
equity 91.7% of total assets
Liquidity
100+50
short-term debt 8.3%
Profitability
36-1
return on assets -0.4%
Bankruptcy probability, 12 months
1.3%
Low
0%0.5%1.5%4%10%≥ 25%
About 1 in 100 comparable companies go bankrupt within 12 months (an estimate).
- Founded in 1989 lowers the probability for this profile
- Size: total assets €183,147 lowers the probability for this profile
- Figures for FY 2024 (filed 02-10-2025) raises the probability
- Liquidity: current ratio 12.02 raises the probability
Credit up to €10,000 at 30 days acceptable
Liquidity ample (current ratio 12.02 against 12.65 in 2023; short-term debt: 8.3% of total assets), and 8.3% of the assets are financed with debt.
How it is calculated
The band comes from the bankruptcy probability on a scale of 0 to 100: every 10 points more double the odds of getting through the year without bankruptcy.
| 75-100 | Excellent | under 0.55% |
| 60-74 | Healthy | 0.55% to 1.5% |
| 45-59 | Fair | 1.5% to 4.2% |
| 25-44 | Weak | 4.2% to 15.0% |
| 0-24 | Critical | over 15.0% |
Place inside the band: half the bankruptcy probability, half how the company does against its sector peers (no NACE code, micro). Better than this share of them on solvency 81%, liquidity 95%, profitability 27%, growth against the median 43%. That is performance, not lower risk; the band itself always comes from the probability.
Bankruptcy probability: model pd-v3.202610021621, computed on 02-10-2026. The model learns from Belgian bankruptcies and reads the registers, the annual accounts and the gazette.
Ceilings: negative or zero equity, a heavy loss, a special KBO legal situation and a missing filing 59 (two missing 44), an ongoing judicial reorganisation or an ending 24. Financial strength does not count in the score.
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Signals
Five signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
neutral · Filed after the deadline
The financial year that closed on 31-12-2024 was due by 31-07-2025 and was filed on 29-09-2025, 60 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
NBB · 10 filingsDeviation from the deadline
2025
not confirmed
2024
60 d late
2023
92 d late
2022
151 d late
2020
122 d late
2019
119 d late
2018
29 d late
← before the deadline
after the deadline →
tick = median of all Belgian filings
This company filed its last 6 accounts on average 96 days after the deadline; the Belgian median for financial year 2024 is 4 days before the deadline, and 38% of all filings were late.
Checked, nothing found (1)
- Annual accounts filedfiscal year 2024 · micro…
- Annual accounts filedfiscal year 2023 · micro…
- Annual accounts filedfiscal year 2022 · micro…
Key points
By topic
Timeline
- Events
- 12
- Since
- 2015
- 29-09-2025Annual accounts filed
- 31-10-2024Annual accounts filed
- 29-12-2023Annual accounts filed
Company details
- Sites
- 1
- Legal form
- Public limited company
- Founded
- 28-12-1989
- Year ends
- 31-12
- Peppol
- Not found in the Peppol directory
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