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HOLDERBEKE

Active
Private limited companyfounded 1991active for 35 yearsKrabbenijkstraat 71, 9520 Sint-Lievens-Houtem, BelgiumKBO/BCE: BE 0444.221.297
Summary

The annual accounts of HOLDERBEKE for financial year 2025 show a net loss of 60% of the equity at the start of that year. The 2025 annual accounts show equity of €25,031 and a net result of -€37,271. Equity is shrinking by about 19% per year across the filed financial years. Its solvency ranks better than 25% of 17,033 sector peers (NACE 68, financial year 2025). The company has been active since 1991 and the Belgian Official Gazette contains no insolvency or warning signals. The computed 12-month bankruptcy probability is 0.4% (very low).

Risk analysisFollow ReportCompare
HOLDERBEKEActiveChecked score 53/100
Risk analysis ReportCompare

Overview

Activity
Development of residential building projects
NACE 68121Plastering work NACE 43310
7th oldest company in Sint-Lievens-Houtem, Real estate sector1 site
Size
€824,304total assets 2025
Staff
4 FTE
Equity
€25,031
Loss
-€37,271
Turnover not published (abbreviated or micro format)
Financial health
53 Fair Checked score 2025
Bankruptcy probabilitywithin 12 months
0.4%
Structure
2025 accounts 21 days early2 deeds in the Belgian Official Gazette
Why 53raises riskCapped at 59: a net loss of at least half of total assets or of the equity at the start of the financial yearLiquidity: current ratio 1.36, cash €0, halvedEquity €25,031 (3.0% of total assets)lowers riskSize: total assets €824,304Founded in 1991Show the evidence

Checked score

Score 2025
53 / 100
Fair
Probability in this band: 1.5% to 4.2%
Financially better than 15% of its sector peers (NACE 68, micro)
A net loss of at least half of total assets or of the equity at the start of the financial year caps the score at 59. Every signal that counts is listed under Signals.
Financial strength · tick = 2024
Weak
Solvency 28-11
equity 3.0% of total assets
Liquidity 11-27
short-term debt 72.8% · cash 0.0%
Profitability 15-26
return on assets -4.5%
Bankruptcy probability, 12 months
0.4% Very low
0%0.5%1.5%4%10%≥ 25%

About 4 in 1,000 comparable companies go bankrupt within 12 months (an estimate).

Sector median 0.2% (26,614 companies, NACE 68, micro)
Last 24 months 11-2024: 0.3% 12-2024: 0.3%● unchanged vs 11-2024 01-2025: 0.3%● unchanged vs 12-2024 02-2025: 0.3%● unchanged vs 01-2025 03-2025: 0.3%● unchanged vs 02-2025 04-2025: 0.3%● unchanged vs 03-2025 05-2025: 0.3%● unchanged vs 04-2025 06-2025: 0.3%● unchanged vs 05-2025 07-2025: 0.4%▲ +0.1 percentage points vs 06-2025 08-2025: 0.2%▼ -0.2 percentage points vs 07-2025lowest value 09-2025: 0.2%● unchanged vs 08-2025lowest value 10-2025: 0.2%● unchanged vs 09-2025lowest value 11-2025: 0.2%● unchanged vs 10-2025lowest value 12-2025: 0.2%● unchanged vs 11-2025lowest value 01-2026: 0.2%● unchanged vs 12-2025lowest value 02-2026: 0.2%● unchanged vs 01-2026 03-2026: 0.2%● unchanged vs 02-2026 04-2026: 0.2%● unchanged vs 03-2026 05-2026: 0.2%● unchanged vs 04-2026 06-2026: 0.3%▲ +0.1 percentage points vs 05-2026 07-2026: 0.3%● unchanged vs 06-2026 08-2026: 0.4%▲ +0.1 percentage points vs 07-2026highest value 09-2026: 0.4%● unchanged vs 08-2026highest value 10-2026: 0.4%● unchanged vs 09-2026highest value
Credit of up to €1,000 on 30-day terms, only on tighter conditions
Net loss of at least half of total assets or of the equity at the start of the financial year.
Liquidity tight (current ratio 1.36, compared with 2.56 in 2024, below the usual 1.5; short-term debt: 72.8% and cash: 0% of total assets), and 97% of the assets are financed with debt and provisions.
How it is calculated

The band follows from the bankruptcy probability, on a scale where 10 more points roughly halve it:

75-100 Excellent under 0.55%
60-74 Healthy 0.55% to 1.5%
45-59 Fair 1.5% to 4.2%
25-44 Weak 4.2% to 15.0%
0-24 Critical over 15.0%

Where the company stands within its band depends half on the bankruptcy probability and half on how it does against its sector peers (NACE 68, micro): better than 23% on solvency, 11% on liquidity, 17% on profitability and 10% on growth.

The bankruptcy probability was computed on 25-10-2026 by the bankruptcy model of 2 October 2026, which learns from Belgian bankruptcies and reads the registers, the annual accounts and the Belgian Official Gazette.

Some facts cap the score, however low the probability. Negative or zero equity, a heavy loss, a special status in the KBO, one missing filing or accounts filed more than 90 days late hold it at Fair at most (59); two missing filings, at Weak (44). An ongoing judicial reorganisation or the company's end (bankruptcy, dissolution, liquidation) holds it at Critical at most (24).

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Signals

Seven signals.
lowers riskraises riskneutral
raises risk · Liquidity: current ratio 1.36, cash €0, halved
NBB · annual accounts
lowers risk · Size: total assets €824,304
Companies of this size fail less often; how much that weighs depends on the rest of its profile.
NBB · annual accounts
lowers risk · Founded in 1991
Companies that have existed this long fail less often; how much that weighs depends on the rest of its profile.
KBO
raises risk · Equity €25,031 (3.0% of total assets)
NBB · annual accounts
raises risk · Persistent losses
Two consecutive loss-making years (2024 and 2025); equity is also lower. May indicate structural pressure on profitability.
NBB · annual accounts 2025
Net result per financial year
1819202122232425
2018 to 2025 · latest year -€37,271
raises risk · Weak solvency vs sector
Solvency (equity / total assets) is in the sector's weakest quartile: better than 25% of 17033 sector peers (2025).
NBB · sector comparison
Position among 17033 sector peers
Solvency
better than 25%
← weakest strongest →
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 10-07-2026, 21 days ahead of the deadline.
NBB · 10 filings
Deviation from the deadline
2025
21 days early
2024
3 days early
2023
8 days early
2022
14 days early
2021
24 days late
2020
4 days early
2019
20 days late
← before the deadline after the deadline →
tick = median of all Belgian filingsring = median in the sector

This company filed its last 7 accounts on average 1 day before the deadline; the sector median (NACE 68) for financial year 2024 is 7 days before the deadline, and 36% of those companies filed late.

Searched, nothing found (2)
neutral · Next filing not due yet
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today. The company usually files around 24 July (4 of the last 5 filed years within 30 days of that day).
Companies Code · seven months
Where today falls in the filing period
26-10-2026 today31-12-2026 year end31-07-2027 deadline
neutral · No strike-offs in the KBO publications
Searched since 2021.
KBO publications · our coverage
  1. Annual accounts filedfinancial year 2025 · micro…
  2. Annual accounts filedfinancial year 2024 · micro…
  3. Liquidity more than doubledcurrent ratio 2.56

Key points

  • Caution: Among the weakest 10% on net resultsector median €6,035 · 17,023 companies -€37,271 View
  • Caution: 2 loss-making years in a rowloss financial year 2025 -€37,271 View
  • Positive: Filed on time since financial year 2022accounts within the deadline every year 4 years View

By topic

Financials

Financial year
2025
Total assets
€824,304
Loss
-€37,271
Solvency
3.0%
Total assets▲ 90.8%
Net result
20182025
Go to Financials

Timeline

Events
40
Since
1993
Next accounts
by 31-07-2027
  1. 23-07-2024Annual accounts filed
  2. 31-12-2023Back to profit
  3. 17-07-2023Annual accounts filed
Go to Timeline

Company details

Sites
1
Legal form
Private limited company
Activity
Development of residential building projectsNACE 68121
Founded
31-05-1991
Year ends
31-12
Peppol
Reachable for e-invoices
Go to Company details

Key facts about HOLDERBEKE

What is the company number of HOLDERBEKE?
0444.221.297. In Belgium the VAT number is the company number with BE in front: BE 0444.221.297.
Where is HOLDERBEKE based?
The registered office is at Krabbenijkstraat 71, 9520 Sint-Lievens-Houtem.Company details
What does HOLDERBEKE do?
According to the KBO register, the main activity is development of residential building projects (NACE 68121).
What is the legal form of HOLDERBEKE?
Private limited company (BV).
When was HOLDERBEKE founded?
On 31-05-1991.
Is HOLDERBEKE still active?
Yes, HOLDERBEKE is an active enterprise in the KBO register.
How many employees does HOLDERBEKE have?
On average 4 full-time equivalents in financial year 2025, according to the filed annual accounts.Financials
What is the turnover of HOLDERBEKE?
Not stated in the processed annual accounts. The abridged format for small companies does not require turnover.
Is HOLDERBEKE profitable?
In financial year 2025, HOLDERBEKE made a loss of €37,271.
Where can I find the annual accounts of HOLDERBEKE?
HOLDERBEKE filed 34 annual accounts with the National Bank of Belgium, the latest for financial year 2025.
When are the next annual accounts of HOLDERBEKE due?
By 31-07-2027, for financial year 2026.Timeline

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