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HOLD MY RUMM

Active
Public limited companyfounded 2015active for 11 yearsVan Akenstraat 41, 1850 Grimbergen, BelgiumKBO/BCE: BE 0630.772.885
Summary

HOLD MY RUMM has been active since 2015 and the Belgian Official Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €916,644 and a net result of €49,360. Equity is growing by about 3% per year across the filed financial years. The computed 12-month bankruptcy probability is 0.1% (very low).

Overview

Activity
“Het verlenen van diensten die behoren tot de uitoefening van het beroep van architect…” (deed in Dutch)
From the articles, 7 activitiesNo NACE code in the KBO yet1 site
Size
€931,028total assets 2025
Equity
€916,644
Profit
€49,360
Financial health
92 Excellent Checked score 2025
Bankruptcy probabilitywithin 12 months
0.1%
Structure
Board
4 members
Holdings
1
Accounts 32 days early1 of 5 deeds read
Why 92raises riskLiquidity: current ratio 0.07, cash €1,028lowers riskSize: total assets €931,028No main activity registeredFounded in 2015Show the evidence

Checked score

Score 2025
92 / 100
Excellent
Probability in this band: under 0.55%
Financially better than 55% of its sector peers (no NACE code, micro)
Financial strength · tick = 2024
Strong
Solvency 100=
equity 98.5% of total assets
Liquidity 50=
short-term debt 1.5% · cash 0.1%
Profitability 51+10
return on assets 5.3%
Bankruptcy probability, 12 months
0.1% Very low
0%0.5%1.5%4%10%≥ 25%

About 1 in 1,000 comparable companies go bankrupt within 12 months (an estimate).

Last 24 months 11-2024: 0.4% 12-2024: 0.4%● unchanged vs 11-2024 01-2025: 0.4%● unchanged vs 12-2024 02-2025: 0.4%● unchanged vs 01-2025 03-2025: 0.4%● unchanged vs 02-2025 04-2025: 0.4%● unchanged vs 03-2025 05-2025: 0.4%● unchanged vs 04-2025 06-2025: 0.4%● unchanged vs 05-2025 07-2025: 0.4%● unchanged vs 06-2025 08-2025: 0.6%▲ +0.2 percentage points vs 07-2025highest value 09-2025: 0.3%▼ -0.3 percentage points vs 08-2025 10-2025: 0.3%● unchanged vs 09-2025 11-2025: 0.2%▼ -0.1 percentage points vs 10-2025 12-2025: 0.2%● unchanged vs 11-2025 01-2026: 0.2%● unchanged vs 12-2025 02-2026: 0.3%▲ +0.1 percentage points vs 01-2026 03-2026: 0.3%● unchanged vs 02-2026 04-2026: 0.2%▼ -0.1 percentage points vs 03-2026 05-2026: 0.2%● unchanged vs 04-2026 06-2026: 0.2%● unchanged vs 05-2026 07-2026: 0.2%● unchanged vs 06-2026 08-2026: 0.4%▲ +0.2 percentage points vs 07-2026 09-2026: 0.5%▲ +0.1 percentage points vs 08-2026 10-2026: 0.1%▼ -0.4 percentage points vs 09-2026lowest value
Credit of up to €80,000 on 30-day terms is acceptable
Liquidity insufficient (current ratio 0.07, compared with 0.01 in 2024, below 1; short-term debt: 1.5% and cash: 0.1% of total assets), and 1.5% of the assets are financed with debt and provisions.
How it is calculated

The band follows from the bankruptcy probability, on a scale where 10 more points roughly halve it:

75-100 Excellent under 0.55%
60-74 Healthy 0.55% to 1.5%
45-59 Fair 1.5% to 4.2%
25-44 Weak 4.2% to 15.0%
0-24 Critical over 15.0%

Where the company stands within its band depends half on the bankruptcy probability and half on how it does against its sector peers (no NACE code, micro): better than 81% on solvency, 39% on liquidity, 36% on profitability and 62% on growth.

The bankruptcy probability was computed on 17-10-2026 by the bankruptcy model of 2 October 2026, which learns from Belgian bankruptcies and reads the registers, the annual accounts and the Belgian Official Gazette.

Some facts cap the score, however low the probability. Negative or zero equity, a heavy loss, a special status in the KBO, one missing filing or accounts filed more than 90 days late hold it at Fair at most (59); two missing filings, at Weak (44). An ongoing judicial reorganisation or the company's end (bankruptcy, dissolution, liquidation) holds it at Critical at most (24).

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Signals

Five signals.
lowers riskraises riskneutral
lowers risk · Size: total assets €931,028
Companies of this size fail less often; how much that weighs depends on the rest of its profile.
NBB · annual accounts
raises risk · Liquidity: current ratio 0.07, cash €1,028
NBB · annual accounts
lowers risk · No main activity registered
KBO
lowers risk · Founded in 2015
Companies that have existed this long fail less often; how much that weighs depends on the rest of its profile.
KBO
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 29-06-2026, 32 days ahead of the deadline.
NBB · 10 filings
Deviation from the deadline
2025
32 days early
2024
4 days late
2023
33 days early
2022
45 days early
2021
47 days early
2020
47 days early
2019
45 days early
← before the deadline after the deadline →
tick = median of all Belgian filings

This company filed its last 7 accounts on average 35 days before the deadline; the Belgian median for financial year 2024 is 4 days before the deadline, and 38% of all filings were late.

Searched, nothing found (2)
neutral · Next filing not due yet
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today. The company usually files around 29 June (4 of the last 5 filed years within 30 days of that day).
Companies Code · seven months
Where today falls in the filing period
18-10-2026 today31-12-2026 year end31-07-2027 deadline
neutral · No strike-offs in the KBO publications
Searched since 2021.
KBO publications · our coverage
  1. Resignation: ANNAERT Sigrid (director)Appointments: GAUDAEN Koen, VITS Michaël…
  2. Annual accounts filedfinancial year 2025 · full…
  3. Annual accounts filedfinancial year 2024 · abbreviated…

Key points

  • Board changedlatest change 14-07-2026 · 4 in office 4 joined · 1 left View
  • Total assets 20256 financial years filed €931,028 View
  • Active since 2015founded 21-05-2015 11 years View

By topic

Financials

Financial year
2025
Total assets
€931,028
Profit
€49,360
Solvency
98.5%
Total assets▲ 0.1%
Net result
20182025
Go to Financials

Board & ownership

Board
4 members
  • ARCH!TECTDirector
  • GAUDAEN KoenManaging director
  • KVP architectManaging director
  • VITS MichaëlDirector
Go to Board & ownership

Timeline

Events
17
Since
2016
Next accounts
by 31-07-2027
  1. 31-12-2024Back to profit
  2. 28-06-2024Annual accounts filed
  3. 16-06-2023Annual accounts filed
Go to Timeline

Company details

Sites
1
Legal form
Public limited company
Founded
21-05-2015
Year ends
31-12
Peppol
Not found in the Peppol directory
Go to Company details

Articles of association

Provisions read
7
Purpose
“Het verlenen van diensten die behoren tot de uitoefening van het beroep van architect net…” (deed in Dutch)
Go to Articles of association

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