Hoko
ActiveHoko has been active since 2018 and the Belgian State Gazette contains no insolvency or warning signals. The 2024 annual accounts show equity of €387k and a net result of €155k. Equity is growing by ~33.7% per year across the filed fiscal years. Its solvency ranks better than 34% of 15367 sector peers (fiscal year 2024). The computed 12-month bankruptcy probability is 0.1% (very low).
Checked score
Score 2024
76
/ 100
Excellent
The score weighs solvency, liquidity and profitability. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2023
Profitability90▼-10
Solvency68▼-14
Growth78=
Track record100
Bankruptcy probability, 12 months
0.1%
Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €25k at 30 days acceptable
Liquidity ample (current ratio 3.35 against 3.81 in 2023; short-term debt: 25.1% and cash: 1.7% of total assets), but 56.8% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Four signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 69
Relative position
BE, all sectors
reference
Sector 69
lower
← fewer bankruptcies
more bankruptcies →
raises risk · Limited track record
This company has not been active as long as an established one and statistically fails somewhat more often.
KBO · incorporation dateAge against the risk zone
neutral · Filed after the deadline
The financial year that closed on 31-12-2024 was due by 31-07-2025 and was filed on 21-09-2025, 52 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
NBB · 6 filingsDeviation from the deadline
2025
not confirmed
2024
52 d late
2023
73 d late
2022
61 d late
2021
30 d late
2020
30 d late
2019
117 d late
← before the deadline
after the deadline →
Financials · fiscal year 2024, micro schema
Equity
€387k▲ 66.3%
2023 · €233k
2019: €39k
2020: €78k
2021: €136k
2022: €170k
2023: €233k
2019 → 2024
Total assets
€898k▲ 120%
2023 · €408k
2019: €150k
2020: €179k
2021: €369k
2022: €332k
2023: €408k
2019 → 2024
Net result
€155k▼ 15.5%
2023 · €183k
2019: €33k
2020: €39k
2021: €58k
2022: €152k
2023: €183k
2019 → 2024
Working capital
€530k▲ 165%
2023 · €200k
2019: €66k
2020: €76k
2021: €114k
2022: €142k
2023: €200k
2019 → 2024
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20202021202220232024Trend
Equity€78k-€136k▲ 74.2%€170k▲ 24.9%€233k▲ 36.9%€387k▲ 66.3%
Operating result€50k-€76k▲ 51.9%€108k▲ 42.8%€219k▲ 102%€204k▼ 6.8%
Net result€39k-€58k▲ 49.5%€152k▲ 161%€183k▲ 20.7%€155k▼ 15.5%
Turnover and EBIT margin not published: the abbreviated or micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result falls in 2024; 2024 is 7% below 2023.
Balance-sheet composition
2024 in colour, 2023 as the grey bar beneath
Assets €898k
Fixed assets
€142k▲ 4.1%
Current assets
€756k▲ 178%
Equity and liabilities €898k
Equity
€387k▲ 66.3%
Debt
€510k▲ 191%
The debt ratio rises from 42.9% to 56.8%. Equity and debt are higher.
Key figures and ratios
EBITDA
€213k▼
2023 · €228k
Cash flow
€163k▼
2023 · €191k
Solvency
43.2%▼
2023 · 57.1%
Current ratio
3.35▼
2023 · 3.81
Quick ratio
3.35▼
2023 · 3.81
Debt / equity
1.32▲
2023 · 0.75
ROE
39.9%▼
2023 · 78.5%
ROA
17.2%▼
2023 · 44.8%
Interest coverage
130.65▼
2023 · 1184.86
Debt
€510k▲
2023 · €175k
Debt ≤ 1 year
€225k▲
2023 · €71k
Debt > 1 year
€285k▲
2023 · €104k
Income taxes
€48k▼
2023 · €53k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2024 against 2023
Balance sheet
Code20232024
Assets
Total assets20/58€408k€898k▲
Fixed assets21/28€136k€142k▲
Tangible fixed assets22/27€69k€60k▼
Land and buildings22€37k€37k=
Furniture and vehicles24€17k€13k▼
Other tangible fixed assets26€15k€10k▼
Financial fixed assets28€68k€82k▲
Current assets29/58€272k€756k▲
Amounts receivable after more than one year29€97k€657k▲
Trade receivables290€97k-
Other amounts receivable291€0€657k▲
Amounts receivable within one year40/41€130k€83k▼
Trade receivables40€31k€56k▲
Other amounts receivable41€99k€27k▼
Cash at bank and in hand54/58€45k€16k▼
Equity and liabilities
Total equity and liabilities10/49€408k€898k▲
Equity10/15€233k€387k▲
Contributions10/11€19k€19k▼
Reserves13€214k€369k▲
Tax-exempt reserves132-€84k
Distributable reserves133€214k€285k▲
Profit (loss) carried forward14€0€0=
Amounts payable17/49€175k€510k▲
Amounts payable after more than one year17€104k€285k▲
Financial debts170/4€104k€285k▲
Amounts payable within one year42/48€71k€225k▲
Current portion of amounts payable after more than one year42€12k€39k▲
Financial debts43-€150k
Other loans439-€150k
Trade debts44€202€7k▲
Suppliers440/4€202€7k▲
Taxes, remuneration and social security45€59k€26k▼
Taxes450/3€59k€26k▼
Other amounts payable47/48€0€3k▲
Income statement
Code20232024
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€8k€8k=
Other operating charges640/8€2k€274▼
Gross operating margin9900€229k€213k▼
Operating profit (loss)9901€219k€204k▼
Financial income75/76B€17k€0▼
Recurring financial income75€17k€0▼
Financial charges65/66B€192€2k▲
Recurring financial charges65€192€2k▲
Profit (loss) for the period before taxes9903€235k€202k▼
Income taxes67/77€53k€48k▼
Profit (loss) for the period9904€183k€155k▼
Transfer to tax-exempt reserves689-€84k
Profit (loss) for the period to be appropriated9905€183k€70k▼
Appropriation of the result
Profit (loss) to be appropriated9906€183k€70k▼
Transfer from equity791/2€120k€0▼
Transfer to equity691/2€183k€70k▼
To other reserves6921€183k€70k▼
Profit to be distributed694/7€120k€0▼
Return on contributions (dividend)694€120k€0▼
Social balance
Average headcount (FTE)90870.0-
The notes to these accounts (11 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
2026
11-09
State Gazette act
General meeting · Director appointment
Permanent representative
2025
21-09
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema · 52 days late
2024
12-10
NBB filing
Annual accounts filed
fiscal year 2023 · abbreviated schema · 73 days late
2023
31-12
Financial
Highest result since 2019net €183k ▲20.7%
Operating result €219k, net result €183k, both a record.
31-12
Financial
Equity above €200kEq €233k ▲36.9%
5 profitable years in a row build equity to €233k.
30-09
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema · 61 days late
2022
31-12
Financial
Equity above €150kEq €170k ▲24.9%
4 profitable years in a row build equity to €170k.
30-08
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema · 30 days late
2021
31-12
Financial
Equity above €100kEq €136k ▲74.2%
3 profitable years in a row build equity to €136k.
30-08
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema · 30 days late
2020
25-11
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema · 117 days late
Financial milestoneState Gazette actNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
4 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Zonhoven · 1 establishment unit since 2018
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Kolverenstraat 15 A3520 ZonhovenGround area
931 m²
Building footprint
194 m²
Volume, LiDAR
1,015 m³
Parcel 71066A0455/00G000, Flanders · tallest building 8.8 m, ±2 floors. Linked by address, not a title deed.
1 establishment unit
Hoko
since 20182.277.635.125
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 71066A0455/00G000 | Flanders | 931 m² | 1 · 194 m² | 8.8 m · 2 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Public money · subsidies and aid
Flemish government
2022 · 1 entry · 1,347 EUR awarded · 1,347 EUR paid| Year | Entries | awarded | paid |
|---|---|---|---|
| 2022 | 1 | 1,347 EUR | 1,347 EUR |
Schemes
Subsidie voor opleiding en advies voor kmo's en zelfstandigen (kmo-portefeuille)
Recognitions · licences · registrations
Legal Entity Identifier
254900XODRQ955A08609
Similar companies · same sector, comparable size
VARCOFISC
BE 0629.976.891
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PRO-FISCOM
BE 0832.818.838
Vorst · Eq €387k
FA Groupe
BE 0772.501.961
La Bruyère · Eq €387k
ACCOUNTANTSKANTOOR V. SNYERS
BE 0471.203.036
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FISCUS
BE 0899.040.342
Braine-le-Château · Eq €388k
Of 12,173 companies in sector 69201 we hold annual accounts for 7,637. 5,798 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded03-07-2018
Fiscal year end31-12
Activities, NACEBEL
69201Certified accountants and tax accountants
69202Legal and accounting activities
Sources
Crossroads Bank for EnterprisesNational Bank · 6 filingsAddress and cadastre registers
Data from official sources, last processed on 16-09-2026. Scores and ratios are computed by Checked and are not a credit decision.