HOKI
ActiveSummary
The computed 12-month bankruptcy probability of HOKI is 1.7% (moderate). The 2025 annual accounts show negative equity (-€551,400) and a net result of -€42,564. Equity is shrinking by ~34.3% per year across the filed fiscal years. Its solvency ranks better than 5% of 18626 sector peers (fiscal year 2025). The company has been active since 2014 and the Belgian State Gazette contains no insolvency or warning signals.
Checked score
Score 2025
Axes · tick = 2024
Profitability0=
Solvency0=
Growth32=
Track record100
Bankruptcy probability, 12 months
1.7%
Moderate
0%0.5%1.5%4%10%≥ 25%
No credit on open account
Liquidity short (current ratio 0.06 against 0.16 in 2024; cash: 2.1% of total assets), and equity is negative.
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Signals
Six signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
raises risk · Annual accounts: weaker financial profile
The latest annual accounts show a weaker profile in solvency, result or liquidity than companies that stay afloat.
NBB · annual accounts 2025Solvency, return and age of the figures
Return on assets
-124%
Age of the figures
12 mo
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 47
Relative position
BE, all sectors
reference
Retail trade (NACE 47)
about 45% more bankruptcies
← fewer bankruptcies
more bankruptcies →
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
raises risk · Negative equity
The 2025 annual accounts show negative equity and a net loss.
NBB · annual accounts 2025Equity per financial year
1819202122232425
2018 to 2025 · latest year -€551,400
neutral · Latest accounts filed on time
The financial year that closed on 30-09-2025 was due by 30-04-2026 and was filed on 30-04-2026, 0 days ahead of the deadline.
NBB · 10 filingsDeviation from the deadline
2025
on the day
2024
31 d late
2023
31 d late
2022
2 d early
2021
30 d late
2020
on the day
2019
99 d late
← before the deadline
after the deadline →
tick = median of all Belgian filingsring = median in the sector
This company filed its last 7 accounts on average 27 days after the deadline; the sector median for financial year 2024 is on the deadline day, and 47% of the sector filed late.
Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 30-09-2026 and is due by 30-04-2027. Nothing is late today. Usually files around 30 May (4 of the last 5 filed years within 30 days of that day).
Companies Code · seven monthsPosition in the running window
29-09-2026 today30-09-2026 close30-04-2027 deadline
History
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Financials · fiscal year 2025, micro schema
Turnover
Not included in this filing
EBIT margin
Not included in this filing
Net result
-€42,564▲ 69.5%
2024 · -€139,497
Working capital
-€551,665▼ 5.3%
2024 · -€523,667
Trend over the years
Click a name to add, emphasise or remove a line.Band: the middle half (P25 to P75) of NACE 47, Retail trade, each year against the same schema; no band under 30 filings. Dashed line: the median.
Every figure with its change against the fiscal year before
favourable
unfavourable
Line20212022202320242025
Operating result€11,364▼ 44.9%-€100,342-€139,435▼ 39.0%-€138,308▲ 0.8%-€41,590▲ 69.9%
Net result€4,870within the sector's middle half▼ 60.1%-€104,242below the sector's middle half-€141,182below the sector's middle half▼ 35.4%-€139,497below the sector's middle half▲ 1.2%-€42,564below the sector's middle half▲ 69.5%
Equity-€123,916below the sector's middle half▲ 3.8%-€228,157below the sector's middle half▼ 84.1%-€369,339below the sector's middle half▼ 61.9%-€508,836below the sector's middle half▼ 37.8%-€551,400below the sector's middle half▼ 8.4%
Total assets€332,231below the sector's middle half▼ 11.9%€239,696within the sector's middle half▼ 27.9%€281,027within the sector's middle half▲ 17.2%€113,399within the sector's middle half▼ 59.6%€34,323below the sector's middle half▼ 69.7%
Debt€456,147▼ 9.9%€467,854▲ 2.6%€650,366▲ 39.0%€622,235▼ 4.3%€585,723▼ 5.9%
Working capital-€211,294below the sector's middle half▼ 0.7%-€303,748below the sector's middle half▼ 43.8%-€408,063below the sector's middle half▼ 34.3%-€523,667below the sector's middle half▼ 28.3%-€551,665below the sector's middle half▼ 5.3%
Solvency-37.3%below the sector's middle half▼ 3.2pp-95.2%below the sector's middle half▼ 57.9pp-131.4%below the sector's middle half▼ 36.2pp-448.7%below the sector's middle half▼ 317.3pp
Current ratio0.47below the sector's middle half▲ 0.030.35below the sector's middle half▼ 0.120.37below the sector's middle half▲ 0.020.16below the sector's middle half▼ 0.210.06below the sector's middle half▼ 0.10
Return on assets (ROA)1.5%within the sector's middle half▼ 1.8pp-43.5%below the sector's middle half▼ 45.0pp-50.2%below the sector's middle half▼ 6.7pp-123.0%below the sector's middle half▼ 72.8pp-124.0%below the sector's middle half▼ 1.0pp
Staff (FTE)1.9below the sector's middle half▼ 47.2%3.7▲ 94.7%5.1▲ 37.8%5.3
above
within
below
the middle half (P25 to P75) of NACE 47, Retail trade, each year against the same schema; no band under 30 filings.
Result per fiscal year
Operating resultNet result
The operating result stays negative: a loss of €41,590 in 2025 against €138,308 in 2024; the loss shrinks.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €34,323
Fixed assets
€265 ▼ 98.2%
Current assets
€34,058 ▼ 65.4%
Key figures and ratios
EBITDA
-€25,962▲
2024 · -€113,654
Cash flow
-€26,936▲
2024 · -€114,842
Debt to equity
-1.06▲
2024 · -1.22
Interest coverage
-20.07▲
2024 · -94.86
Debt ≤ 1 year
€585,723▼
2024 · €621,992
Staff costs
€125,821▼
2024 · €140,348
A ratio outside any meaningful range has been withheld (balance sheet total €34,323, equity -€551,400).
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Peer companies
Historical observationOf the 6,906 companies that looked in July 2024 the way this one looks now, 5.8% went bankrupt within 24 months and 85% are still going.
- Micro
- 10 to 20 years old
- negative equity
- a loss of 10% of the balance sheet or more
5.8%
went bankrupt
8.1%
stopped otherwise
85%
still going
A further 0.6% stopped, but we cannot tell whether within those 24 months.
For this company itself Checked computes a bankruptcy probability of 1.7% over twelve months; the group does not contradict it.
How reliable is this rule?
Tested on the year before, without using that year itself: the groups of July 2023 gave each of the 497,338 companies of July 2024 its group's bankruptcy share. Expected: 1.6%; actually bankrupt within 24 months: 1.7%.
| Group | Expected | Actual |
|---|---|---|
| 1 | 0.2% | 0.2% |
| 2 | 0.3% | 0.5% |
| 3 | 0.5% | 0.6% |
| 4 | 0.7% | 0.8% |
| 5 | 0.9% | 1.0% |
| 6 | 1.3% | 1.5% |
| 7 | 1.6% | 1.8% |
| 8 | 1.8% | 1.9% |
| 9 | 3.0% | 3.1% |
| 10 | 5.6% | 6.2% |
The rule ranks well: a company that went bankrupt got a higher share than one that kept going in 74% of comparisons. The level follows the economy: in a year with more bankruptcies, the actual share is higher than the year before.
An observation about 6,906 comparable companies, not a prediction for this company. The sector does not count: the register keeps no sector for companies that stopped, so it would make the outcome look better than it was.
Annual accounts
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Remuneration, social security and pensions62 | €72,741 | €122,418 | €160,534 | €140,348 | €125,821 | ▼ 10.4% |
| Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630 | €69,084 | €69,338 | €35,862 | €24,654 | €15,628 | ▼ 36.6% |
| Other operating charges640/8 | €5,727 | €6,999 | €7,862 | €7,815 | €3,798 | ▼ 51.4% |
| Gross operating margin9900 | €158,916 | €98,413 | €64,823 | €34,509 | €103,656 | ▲ 200% |
| Operating profit (loss)9901 | €11,364 | -€100,342 | -€139,435 | -€138,308 | -€41,590 | ▲ 69.9% |
| Financial income75/76B | €861 | €698 | €771 | €10 | €319 | ▲ 3,259% |
| Recurring financial income75 | €861 | €698 | €771 | €10 | €319 | ▲ 3,259% |
| Financial charges65/66B | €7,356 | €4,598 | €2,518 | €1,198 | €1,293 | ▲ 8.0% |
| Recurring financial charges65 | €7,356 | €4,598 | €2,518 | €1,198 | €1,293 | ▲ 8.0% |
| Profit (loss) for the period before taxes9903 | €4,870 | -€104,242 | -€141,182 | -€139,497 | -€42,564 | ▲ 69.5% |
| Profit (loss) for the period9904 | €4,870 | -€104,242 | -€141,182 | -€139,497 | -€42,564 | ▲ 69.5% |
| Profit (loss) for the period to be appropriated9905 | €4,870 | -€104,242 | -€141,182 | -€139,497 | -€42,564 | ▲ 69.5% |
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Assets | ||||||
| Total assets20/58 | €332,231 | €239,696 | €281,027 | €113,399 | €34,323 | ▼ 69.7% |
| Fixed assets21/28 | €143,656 | €75,591 | €39,729 | €15,074 | €265 | ▼ 98.2% |
| Intangible fixed assets21 | €2,779 | €557 | €0 | - | - | - |
| Tangible fixed assets22/27 | €140,877 | €75,034 | €39,729 | €15,074 | €265 | ▼ 98.2% |
| Furniture and vehicles24 | €4,678 | - | - | - | - | - |
| Other tangible fixed assets26 | €136,199 | €75,034 | €39,729 | €15,074 | €265 | ▼ 98.2% |
| Current assets29/58 | €188,575 | €164,105 | €241,299 | €98,325 | €34,058 | ▼ 65.4% |
| Stocks and contracts in progress3 | €143,443 | €141,576 | €100,864 | €70,431 | - | - |
| Stocks30/36 | €143,443 | €141,576 | €100,864 | €70,431 | - | - |
| Amounts receivable within one year40/41 | €32,724 | €15,364 | €133,887 | €22,163 | €33,329 | ▲ 50.4% |
| Trade receivables40 | €32,724 | €15,364 | €133,871 | €22,163 | €33,329 | ▲ 50.4% |
| Other amounts receivable41 | - | - | €16 | - | - | - |
| Cash at bank and in hand54/58 | €7,318 | €6,676 | €5,916 | €4,998 | €729 | ▼ 85.4% |
| Deferred charges and accrued income490/1 | €5,090 | €490 | €632 | €733 | - | - |
| Equity and liabilities | ||||||
| Total equity and liabilities10/49 | €332,231 | €239,696 | €281,027 | €113,399 | €34,323 | ▼ 69.7% |
| Equity10/15 | -€123,916 | -€228,157 | -€369,339 | -€508,836 | -€551,400 | ▼ 8.4% |
| Contributions10/11 | €175,000 | €175,000 | €175,000 | €175,000 | €175,000 | = |
| Profit (loss) carried forward14 | -€298,916 | -€403,157 | -€544,339 | -€683,836 | -€726,400 | ▼ 6.2% |
| Amounts payable17/49 | €456,147 | €467,854 | €650,366 | €622,235 | €585,723 | ▼ 5.9% |
| Amounts payable after more than one year17 | €56,278 | - | - | - | - | - |
| Financial debts170/4 | €56,278 | - | - | - | - | - |
| Amounts payable within one year42/48 | €399,869 | €467,854 | €649,362 | €621,992 | €585,723 | ▼ 5.8% |
| Current portion of amounts payable after more than one year42 | €75,336 | €56,278 | €0 | - | - | - |
| Trade debts44 | €281,852 | €370,156 | €604,836 | €575,846 | €535,347 | ▼ 7.0% |
| Suppliers440/4 | €281,852 | €370,156 | €604,836 | €575,846 | €535,347 | ▼ 7.0% |
| Taxes, remuneration and social security45 | €20,760 | €20,439 | €23,738 | €22,785 | €26,763 | ▲ 17.5% |
| Taxes450/3 | €11,974 | €6,411 | €9,728 | €5,673 | €26,406 | ▲ 365% |
| Remuneration and social security454/9 | €8,786 | €14,029 | €14,010 | €17,112 | €357 | ▼ 97.9% |
| Other amounts payable47/48 | €21,921 | €20,980 | €20,788 | €23,361 | €23,613 | ▲ 1.1% |
| Accrued charges and deferred income492/3 | - | - | €1,005 | €243 | - | - |
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Profit (loss) for the period9904 | €4,870 | -€104,242 | -€141,182 | -€139,497 | -€42,564 | ▲ 69.5% |
| + Depreciation and write-downs630 | €69,084 | €69,338 | €35,862 | €24,654 | €15,628 | ▼ 36.6% |
| Operating cash flow (approximation) | €73,954 | -€34,904 | -€105,320 | -€114,842 | -€26,936 | ▲ 76.5% |
| Investment in fixed assets (approximation) | - | -€1,273 | €0 | €0 | -€819 | - |
| Change in cash | - | -€642 | -€760 | -€918 | -€4,269 | ▼ 365% |
Simplified and derived: a Belgian filing has no cash-flow statement, so these rows come from the income statement and the balance-sheet moves.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
30-04
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema
2025
31-05
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema · 31 days late
2024
31-05
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema · 31 days late
2023
30-09
Financial
Weakest financial yearnet -€141,182
Net result drops to -€141,182, the lowest in the series; recovery starts the following year.
28-04
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema
2022
30-05
NBB filing
Annual accounts filed
fiscal year 2021 · full schema · 30 days late
2021
30-04
NBB filing
Annual accounts filed
fiscal year 2020 · full schema
2020
30-09
Financial
Highest result since 2018net €12,193 ▲94.7%
Operating result €20,610, net result €12,193, both a record.
07-08
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema · 99 days late
2019
28-05
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema · 28 days late
2018
31-05
NBB filing
Annual accounts filed
fiscal year 2017 · micro schema · 31 days late
2017
17-05
NBB filing
Annual accounts filed
fiscal year 2016 · full schema · 17 days late
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
0 of 3 acts read
About the unread acts
We know of 3 Belgian State Gazette acts for this company. None of them has been read yet: what they contain is neither established nor disproved here.
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Directors · office · real estate
Directors
3 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Ottignies-Louvain-la-Neuve · 1 establishment unit since 2014
Ground area
1,629 m²
Building footprint
1,034 m²
Parcel 25386B0065/05C000, Wallonia. Linked by address, not a title deed.
5
companies at this address
See who is registered here
1 establishment unit
les secrets du chef
since 20142.226.920.357
1 parcel
Wallonia
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 25386B0065/05C000 | Wallonia | 1,629 m² | 1 · 1,034 m² | - |
Linked by address, not proof of ownership
Good to know
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
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This company's figures show no positive equity and no headcount, so a size comparison is not possible. These companies share only the sector and the region. Of 426 companies in sector 47553 we hold annual accounts for 169. See the whole sector
Identification & contact
Identification
Legal formPrivate limited company
Founded11-02-2014
Fiscal year end30-09
Activities, NACEBEL 2025
47553Retail trade
Contact
E-mail
fabian@lessecretsduchef.beOttignies-Louvain-la-Neuve
Phone
0475914831Ottignies-Louvain-la-Neuve
E-invoicing
Not found in the Peppol register
No Peppol card under this enterprise or VAT number. That proves nothing: publishing a card is voluntary.
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If you follow this company, Checked tells you the day it appears in the Peppol register.
Register as of 29 September 2026 · Peppol Directory
Scores and ratios are computed by Checked and are not a credit decision.