HOEBEN BOUWPROJECTEN
ActiveHOEBEN BOUWPROJECTEN has been active since 2001 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €730k and a net result of €27k. Equity is growing by ~3.2% per year across the filed fiscal years. Its solvency ranks better than 92% of 14009 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.2% (very low).
Checked score
Score 2025
87
/ 100
Excellent
The score weighs solvency, liquidity and profitability. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability73▲+57
Solvency100=
Growth78▲+26
Track record100
Bankruptcy probability, 12 months
0.2%
Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €60k at 30 days acceptable
Liquidity ample (current ratio 9.87 against 12.61 in 2024; short-term debt: 7.2% and cash: 22.9% of total assets), and 8.6% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Six signals. The signal on the left, the evidence on the right.
−lowers risk○neutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 68
Relative position
BE, all sectors
reference
Sector 68
lower
← fewer bankruptcies
more bankruptcies →
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
91.4%
Return on assets
3.4%
Age of the figures
15 mo
neutral · Latest accounts filed on time
The financial year that closed on 30-06-2025 was due by 31-01-2026 and was filed on 30-01-2026, 1 day ahead of the deadline.
NBB · 10 filingsDeviation from the deadline
2025
1 d early
2024
42 d early
2023
5 d early
2022
28 d early
2021
3 d early
2020
2 d early
2019
3 d early
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 30-06-2026 and is due by 31-01-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
30-06-2026 close19-09-2026 today31-01-2027 deadline
Financials · fiscal year 2025, micro schema
Equity
€730k▲ 3.9%
2024 · €703k
2019: €634k
2020: €613k
2021: €593k
2022: €685k
2023: €722k
2024: €703k
2019 → 2025
Total assets
€799k▲ 4.1%
2024 · €767k
2019: €962k
2020: €908k
2021: €634k
2022: €786k
2023: €811k
2024: €767k
2019 → 2025
Net result
€27k
2024 · €-20k
2019: €3k
2020: €-21k
2021: €-20k
2022: €92k
2023: €37k
2024: €-20k
2019 → 2025
Working capital
€507k▲ 6.1%
2024 · €478k
2019: €375k
2020: €408k
2021: €400k
2022: €463k
2023: €501k
2024: €478k
2019 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€593k-€685k▲ 15.5%€722k▲ 5.4%€703k▼ 2.7%€730k▲ 3.9%
Operating result€-33k-€116k€50k▼ 56.9%€-24k€27k
Net result€-20k-€92k€37k▼ 59.7%€-20k€27k
Turnover and EBIT margin not published: the abbreviated or micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result returns to profit in 2025: €27k after a loss of €24k in 2024.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €799k
Fixed assets
€234k▼ 5.6%
Current assets
€564k▲ 8.7%
Equity and liabilities €799k
Equity
€730k▲ 3.9%
Debt
€69k▲ 5.9%
The debt ratio rises from 8.4% to 8.6%. Equity and debt are higher.
Key figures and ratios
EBITDA
€40k▲
2024 · €-11k
Cash flow
€41k▲
2024 · €-7k
Solvency
91.4%▼
2024 · 91.6%
Current ratio
9.87▼
2024 · 12.61
Quick ratio
9.87▼
2024 · 12.61
Debt / equity
0.09▲
2024 · 0.09
ROE
3.8%▲
2024 · -2.8%
ROA
3.4%▲
2024 · -2.6%
Interest coverage
58.74▲
2024 · -12.33
Debt
€69k▲
2024 · €65k
Debt ≤ 1 year
€57k▲
2024 · €41k
Debt > 1 year
€11k▼
2024 · €24k
Income taxes
€7k▲
2024 · €227
Staff costs
€14k▼
2024 · €16k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€767k€799k▲
Fixed assets21/28€248k€234k▼
Tangible fixed assets22/27€248k€234k▼
Land and buildings22€163k€155k▼
Plant, machinery and equipment23€1k€751▼
Furniture and vehicles24€84k€79k▼
Current assets29/58€519k€564k▲
Amounts receivable within one year40/41€34k€29k▼
Trade receivables40€28k€25k▼
Other amounts receivable41€6k€4k▼
Current investments50/53€301k€352k▲
Cash at bank and in hand54/58€184k€183k▼
Deferred charges and accrued income490/1-€343
Equity and liabilities
Total equity and liabilities10/49€767k€799k▲
Equity10/15€703k€730k▲
Contributions10/11€19k€19k=
Reserves13€430k€458k▲
Non-distributable reserves130/1€2k€2k=
Reserves not available under the articles1311€2k€2k=
Distributable reserves133€428k€456k▲
Profit (loss) carried forward14€254k€254k=
Amounts payable17/49€65k€69k▲
Amounts payable after more than one year17€24k€11k▼
Financial debts170/4€24k€11k▼
Amounts payable within one year42/48€41k€57k▲
Current portion of amounts payable after more than one year42€12k€12k▲
Trade debts44€3k€4k▲
Suppliers440/4€3k€4k▲
Taxes, remuneration and social security45€4k€20k▲
Taxes450/3€440€17k▲
Remuneration and social security454/9€3k€3k▲
Other amounts payable47/48€23k€21k▼
Income statement
Code20242025
Remuneration, social security and pensions62€16k€14k▼
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€13k€14k▲
Other operating charges640/8€2k€2k▲
Gross operating margin9900€7k€56k▲
Operating profit (loss)9901€-24k€27k▲
Financial income75/76B€5k€9k▲
Recurring financial income75€5k€9k▲
Financial charges65/66B€862€688▼
Recurring financial charges65€862€688▼
Profit (loss) for the period before taxes9903€-20k€35k▲
Income taxes67/77€227€7k▲
Profit (loss) for the period9904€-20k€27k▲
Profit (loss) for the period to be appropriated9905€-20k€27k▲
Appropriation of the result
Profit (loss) to be appropriated9906€254k€254k=
Profit (loss) brought forward from the previous period14P€274k€226k▼
The notes to these accounts (5 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
30-01
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema
2025
30-06
Financial
Back to profitnet €27k
Net result €27k after one loss-making year.
2024
20-12
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
26-01
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema
2023
03-01
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema
2022
30-06
Financial
Back to profitnet €92k
Net result €92k after 2 loss-making years.
28-01
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema
2021
30-06
Financial
Liquidity quadruplescurrent ratio 10.71
Current ratio from 2.44 to 10.71; short-term debt falls from €284k to €41k.
29-01
NBB filing
Annual accounts filed
fiscal year 2020 · abbreviated schema
2020
30-06
Financial
Weakest financial yearnet €-21k ▼922%
Net result drops to €-21k, the lowest in the series; recovery starts the following year.
28-01
NBB filing
Annual accounts filed
fiscal year 2019 · abbreviated schema
2019
10-01
NBB filing
Annual accounts filed
fiscal year 2018 · abbreviated schema
2018
29-01
NBB filing
Annual accounts filed
fiscal year 2017 · micro schema
2017
03-01
NBB filing
Annual accounts filed
fiscal year 2016 · abbreviated schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
2 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Bocholt · 1 establishment unit since 2001
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Erkstraat 133950 BocholtGround area
1,367 m²
Building footprint
145 m²
Volume, LiDAR
737 m³
Parcel 72016B0174/00G000, Flanders · tallest building 6.5 m, ±2 floors. Linked by address, not a title deed.
1 establishment unit
Hoeben Bouwprojecten
since 20012.095.271.561
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 72016B0174/00G000 | Flanders | 1,367 m² | 1 · 145 m² | 6.5 m · 2 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Recognitions · licences · registrations
Legal Entity Identifier
699400QVBNEIHMTF9G94
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Of 9,697 companies in sector 68121 we hold annual accounts for 7,382. 4,318 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded29-08-2001
Fiscal year end30-06
Activities, NACEBEL
41001General construction of residential buildings
68121Development of residential building projects
45211
70111
Sources
Crossroads Bank for EnterprisesNational Bank · 23 filingsAddress and cadastre registers
Data from official sources, last processed on 18-09-2026. Scores and ratios are computed by Checked and are not a credit decision.