HODIMMO
ActiveSummary
HODIMMO has been active since 2000 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €41,772 and a net result of -€34,021. Equity is shrinking by ~8.5% per year across the filed fiscal years. Its solvency ranks better than 43% of 10519 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 1.0% (low).
Checked score
Score 2025
Axes · tick = 2024
Profitability0=
Solvency56▼-14
Growth32=
Track record100
Bankruptcy probability, 12 months
1.0%
Low
0%0.5%1.5%4%10%≥ 25%
Credit up to €1,500 at 30 days only on tighter terms
Liquidity short (current ratio 0.1 against 0.54 in 2024; short-term debt: 15.8% and cash: 1.5% of total assets), and 68.9% of the assets are financed with debt.
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Signals
Seven signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 47
Relative position
BE, all sectors
reference
Retail trade (NACE 47)
about 45% more bankruptcies
← fewer bankruptcies
more bankruptcies →
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
raises risk · Annual accounts: weaker financial profile
The latest annual accounts show a weaker profile in solvency, result or liquidity than companies that stay afloat.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
31.1%
Return on assets
-25.3%
Age of the figures
9 mo
raises risk · Persistent losses
Two consecutive loss-making years (2024 and 2025); equity is also lower. May indicate structural pressure on profitability.
NBB · annual accounts 2025Net result per financial year
1819202122232425
2018 to 2025 · latest year -€34,021
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 24-07-2026, 7 days ahead of the deadline.
NBB · 10 filingsDeviation from the deadline
2025
7 d early
2024
11 d early
2023
54 d early
2022
40 d early
2021
58 d early
2020
33 d early
2019
8 d early
← before the deadline
after the deadline →
tick = median of all Belgian filingsring = median in the sector
This company filed its last 7 accounts on average 30 days before the deadline; the sector median for financial year 2024 is on the deadline day, and 46% of the sector filed late.
Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
28-09-2026 today31-12-2026 close31-07-2027 deadline
History
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Financials · fiscal year 2025, abbreviated schema
Turnover
Not included in this filing
EBIT margin
Not included in this filing
Net result
-€34,021▲ 75.7%
2024 · -€140,290
Working capital
-€19,053▼ 65.5%
2024 · -€11,510
Trend over the years
Click a name to add, emphasise or remove a line.Band: the middle half (P25 to P75) of NACE 47, Retail trade, each year against the same schema; no band under 30 filings. Dashed line: the median.
Every figure with its change against the fiscal year before
favourable
unfavourable
Line20212022202320242025
Operating result€17,406€17,843▲ 2.5%€20,089▲ 12.6%-€136,533-€31,827▲ 76.7%
Net result€8,605within the sector's middle half€9,831within the sector's middle half▲ 14.3%€10,416within the sector's middle half▲ 5.9%-€140,290below the sector's middle half-€34,021below the sector's middle half▲ 75.7%
Equity€286,836within the sector's middle half▲ 3.1%€275,668within the sector's middle half▼ 3.9%€248,084within the sector's middle half▼ 10.0%€75,793within the sector's middle half▼ 69.4%€41,772below the sector's middle half▼ 44.9%
Total assets€523,504within the sector's middle half▼ 7.5%€473,534within the sector's middle half▼ 9.5%€424,015below the sector's middle half▼ 10.5%€170,038below the sector's middle half▼ 59.9%€134,215below the sector's middle half▼ 21.1%
Debt€236,667▼ 17.7%€197,866▼ 16.4%€175,932▼ 11.1%€94,245▼ 46.4%€92,442▼ 1.9%
Working capital€187,388within the sector's middle half▲ 2.7%€139,013within the sector's middle half▼ 25.8%€108,073within the sector's middle half▼ 22.3%-€11,510below the sector's middle half-€19,053below the sector's middle half▼ 65.5%
Solvency54.8%within the sector's middle half▲ 5.6pp58.2%above the sector's middle half▲ 3.4pp58.5%above the sector's middle half▲ 0.3pp44.6%within the sector's middle half▼ 13.9pp31.1%within the sector's middle half▼ 13.5pp
Current ratio5.21above the sector's middle half▲ 1.114.07above the sector's middle half▼ 1.142.91above the sector's middle half▼ 1.160.54below the sector's middle half▼ 2.370.10below the sector's middle half▼ 0.44
Return on assets (ROA)1.6%within the sector's middle half▲ 5.0pp2.1%within the sector's middle half▲ 0.4pp2.5%within the sector's middle half▲ 0.4pp-82.5%below the sector's middle half▼ 85.0pp-25.3%below the sector's middle half▲ 57.2pp
Staff (FTE)
above
within
below
the middle half (P25 to P75) of NACE 47, Retail trade, each year against the same schema; no band under 30 filings.
Why a figure moved sharply
- 2025 Net result +76% on 2024. The accounts now follow the abbreviated schema, last year the full schema.
Result per fiscal year
Operating resultNet result
The operating result stays negative: a loss of €31,827 in 2025 against €136,533 in 2024; the loss shrinks.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €134,215
Fixed assets
€132,062 ▼ 15.6%
Current assets
€2,153 ▼ 84.2%
Equity and liabilities €134,215
Equity
€41,772 ▼ 44.9%
Debt
€92,442 ▼ 1.9%
Debt's share of the balance-sheet total rises from 55.4% to 68.9%. Equity and debt are lower.
Key figures and ratios
EBITDA
-€12,500▲
2024 · -€117,526
Cash flow
-€14,694▲
2024 · -€121,283
Debt to equity
2.21▲
2024 · 1.24
ROE
-81.4%▲
2024 · -185.1%
Interest coverage
-5.69▲
2024 · -31.94
Debt ≤ 1 year
€21,206▼
2024 · €25,141
Debt > 1 year
€70,208▲
2024 · €59,299
Income taxes
€1▼
2024 · €82
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Peer companies
Historical observationOf the 5,836 companies that looked in July 2024 the way this one looks now, 1.5% went bankrupt within 24 months and 84% are still going.
- Micro
- 20 years or older
- solvency 30% or more
- a loss of 10% of the balance sheet or more
1.5%
went bankrupt
13%
stopped otherwise
84%
still going
A further 0.7% stopped, but we cannot tell whether within those 24 months.
For this company itself Checked computes a bankruptcy probability of 1.0% over twelve months; the group does not contradict it.
How reliable is this rule?
Tested on the year before, without using that year itself: the groups of July 2023 gave each of the 497,662 companies of July 2024 its group's bankruptcy share. Expected: 1.5%; actually bankrupt within 24 months: 1.6%.
| Group | Expected | Actual |
|---|---|---|
| 1 | 0.2% | 0.2% |
| 2 | 0.3% | 0.4% |
| 3 | 0.5% | 0.5% |
| 4 | 0.6% | 0.7% |
| 5 | 0.8% | 0.9% |
| 6 | 1.2% | 1.3% |
| 7 | 1.5% | 1.7% |
| 8 | 1.7% | 1.7% |
| 9 | 2.7% | 2.8% |
| 10 | 5.3% | 5.7% |
The rule ranks well: a company that went bankrupt got a higher share than one that kept going in 75% of comparisons. The level follows the economy: in a year with more bankruptcies, the actual share is higher than the year before.
An observation about 5,836 comparable companies, not a prediction for this company. The sector does not count: the register keeps no sector for companies that stopped, so it would make the outcome look better than it was.
Annual accounts
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630 | €35,235 | €33,715 | €29,966 | €19,007 | €19,327 | ▲ 1.7% |
| Other operating charges640/8 | €10,278 | €9,266 | €9,837 | €123,079 | €1,108 | ▼ 99.1% |
| Gross operating margin9900 | €62,919 | €60,823 | €59,892 | €5,554 | -€11,392 | ▼ 305% |
| Operating profit (loss)9901 | €17,406 | €17,843 | €20,089 | -€136,533 | -€31,827 | ▲ 76.7% |
| Financial income75/76B | €342 | €0 | €2 | €4 | €4 | ▲ 7.5% |
| Recurring financial income75 | €342 | €0 | €2 | €4 | €4 | ▲ 7.5% |
| Financial charges65/66B | €7,945 | €4,509 | €3,742 | €3,679 | €2,197 | ▼ 40.3% |
| Recurring financial charges65 | €7,945 | €4,509 | €3,742 | €3,679 | €2,197 | ▼ 40.3% |
| Profit (loss) for the period before taxes9903 | €9,803 | €13,334 | €16,349 | -€140,208 | -€34,020 | ▲ 75.7% |
| Income taxes67/77 | €1,198 | €3,502 | €5,934 | €82 | €1 | ▼ 98.4% |
| Profit (loss) for the period9904 | €8,605 | €9,831 | €10,416 | -€140,290 | -€34,021 | ▲ 75.7% |
| Transfer from tax-exempt reserves789 | €299 | - | - | - | - | - |
| Profit (loss) for the period to be appropriated9905 | €8,904 | €9,831 | €10,416 | -€140,290 | -€34,021 | ▲ 75.7% |
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Assets | ||||||
| Total assets20/58 | €523,504 | €473,534 | €424,015 | €170,038 | €134,215 | ▼ 21.1% |
| Fixed assets21/28 | €291,587 | €289,266 | €259,300 | €156,407 | €132,062 | ▼ 15.6% |
| Tangible fixed assets22/27 | €278,232 | €275,911 | €245,945 | €143,052 | €129,662 | ▼ 9.4% |
| Land and buildings22 | €221,146 | €206,956 | €193,528 | €122,719 | €114,091 | ▼ 7.0% |
| Plant, machinery and equipment23 | €50,719 | €39,471 | €29,212 | €20,333 | €15,571 | ▼ 23.4% |
| Furniture and vehicles24 | €1,470 | €29,485 | €23,206 | - | - | - |
| Other tangible fixed assets26 | €4,897 | - | - | - | - | - |
| Financial fixed assets28 | €13,355 | €13,355 | €13,355 | €13,355 | €2,400 | ▼ 82.0% |
| Current assets29/58 | €231,917 | €184,268 | €164,715 | €13,631 | €2,153 | ▼ 84.2% |
| Amounts receivable within one year40/41 | €176,638 | €174,235 | €157,234 | €582 | €141 | ▼ 75.8% |
| Trade receivables40 | €5,663 | - | - | - | - | - |
| Other amounts receivable41 | €170,975 | €174,235 | €157,234 | €582 | €141 | ▼ 75.8% |
| Cash at bank and in hand54/58 | €54,641 | €9,191 | €6,235 | €9,897 | €1,989 | ▼ 79.9% |
| Deferred charges and accrued income490/1 | €638 | €843 | €1,247 | €3,152 | €23 | ▼ 99.3% |
| Equity and liabilities | ||||||
| Total equity and liabilities10/49 | €523,504 | €473,534 | €424,015 | €170,038 | €134,215 | ▼ 21.1% |
| Equity10/15 | €286,836 | €275,668 | €248,084 | €75,793 | €41,772 | ▼ 44.9% |
| Contributions10/11 | €7,437 | €7,437 | €7,437 | €7,437 | €7,437 | = |
| Reserves13 | €279,400 | €268,231 | €240,647 | €68,356 | €49,203 | ▼ 28.0% |
| Non-distributable reserves130/1 | €1,859 | €1,859 | - | - | - | - |
| Reserves not available under the articles1311 | €1,859 | €1,859 | - | - | - | - |
| Tax-exempt reserves132 | €456 | €456 | €456 | €456 | €456 | = |
| Distributable reserves133 | €277,085 | €265,916 | €240,191 | €67,900 | €48,747 | ▼ 28.2% |
| Profit (loss) carried forward14 | - | - | - | - | -€14,867 | - |
| Amounts payable17/49 | €236,667 | €197,866 | €175,932 | €94,245 | €92,442 | ▼ 1.9% |
| Amounts payable after more than one year17 | €182,390 | €146,822 | €113,463 | €59,299 | €70,208 | ▲ 18.4% |
| Financial debts170/4 | €179,390 | €143,822 | €107,463 | €54,999 | €70,208 | ▲ 27.7% |
| Other amounts payable178/9 | €3,000 | €3,000 | €6,000 | €4,300 | - | - |
| Amounts payable within one year42/48 | €44,529 | €45,255 | €56,642 | €25,141 | €21,206 | ▼ 15.7% |
| Current portion of amounts payable after more than one year42 | €35,559 | €35,568 | €36,358 | €15,329 | €5,054 | ▼ 67.0% |
| Trade debts44 | €7,773 | €2,124 | €2,916 | €3,353 | €606 | ▼ 81.9% |
| Suppliers440/4 | €7,773 | €2,124 | €2,916 | €3,353 | €606 | ▼ 81.9% |
| Taxes, remuneration and social security45 | €1,198 | €4,700 | €9,435 | €77 | - | - |
| Taxes450/3 | €1,198 | €4,700 | €9,435 | €77 | - | - |
| Other amounts payable47/48 | - | €2,863 | €7,933 | €6,381 | €15,546 | ▲ 144% |
| Accrued charges and deferred income492/3 | €9,748 | €5,789 | €5,826 | €9,805 | €1,029 | ▼ 89.5% |
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Profit (loss) for the period9904 | €8,605 | €9,831 | €10,416 | -€140,290 | -€34,021 | ▲ 75.7% |
| + Depreciation and write-downs630 | €35,235 | €33,715 | €29,966 | €19,007 | €19,327 | ▲ 1.7% |
| Operating cash flow (approximation) | €43,840 | €43,546 | €40,381 | -€121,283 | -€14,694 | ▲ 87.9% |
| Investment in fixed assets (approximation) | - | -€31,394 | €0 | €83,886 | €5,017 | ▼ 94.0% |
| Change in cash | - | -€45,450 | -€2,956 | €3,662 | -€7,908 | ▼ 316% |
Simplified and derived: a Belgian filing has no cash-flow statement, so these rows come from the income statement and the balance-sheet moves.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
24-07
NBB filing
Annual accounts filed
fiscal year 2025 · abbreviated schema
2025
20-07
NBB filing
Annual accounts filed
fiscal year 2024 · full schema
2024
31-12
Financial
Weakest financial yearnet -€140,290
Net result drops to -€140,290, the lowest in the series; recovery starts the following year.
07-06
NBB filing
Annual accounts filed
fiscal year 2023 · full schema
2023
21-06
NBB filing
Annual accounts filed
fiscal year 2022 · full schema
2022
03-06
NBB filing
Annual accounts filed
fiscal year 2021 · full schema
2021
31-12
Financial
Back to profitnet €8,605
Net result €8,605 after one loss-making year.
28-06
NBB filing
Annual accounts filed
fiscal year 2020 · full schema
2020
31-12
Financial
Liquidity triplescurrent ratio 4.10
Current ratio from 1.27 to 4.10; short-term debt falls from €604,374 to €58,856.
23-07
NBB filing
Annual accounts filed
fiscal year 2019 · full schema
2019
31-05
NBB filing
Annual accounts filed
fiscal year 2018 · full schema
2018
05-07
NBB filing
Annual accounts filed
fiscal year 2017 · full schema
2017
23-06
NBB filing
Annual accounts filed
fiscal year 2016 · full schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
0 of 2 acts read
About the unread acts
We know of 2 Belgian State Gazette acts for this company. None of them has been read yet: what they contain is neither established nor disproved here.
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Directors · office · real estate
Directors
2 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Mouscron · 2 establishment units since 2000
Ground area
1,604 m²
Building footprint
268 m²
Volume, LiDAR
2,798 m³
3 parcels, Wallonia · tallest building 13.0 m, ±4 floors. Linked by address, not a title deed.
2 establishment units
H.M.S.
since 20002.096.719.534
Hodimmo
since 20162.259.088.626
3 parcels
Wallonia
3
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 54432C0654/00F005indicative | Wallonia | 819 m² | - | - |
| 54432C0599/00X000 | Wallonia | 722 m² | 1 · 211 m² | 13.0 m · 4 fl. |
| 54432C0596/00N000 | Wallonia | 63 m² | 1 · 56 m² | 10.7 m · 3 fl. |
Linked by address, not proof of ownership
Good to know
2 of 3 parcels with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
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Of 417 companies in sector 47260 we hold annual accounts for 264. 210 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector
Identification & contact
Identification
Legal formPrivate limited company
Founded14-04-2000
Fiscal year end31-12
Activities, NACEBEL 2025
47260Retail trade
46442Wholesale trade
47110Non-specialised retail sale with food, beverages or tobacco predominating
68201Renting and operating of own or leased residential real estate, excluding social housing
E-invoicing
Reachable via Peppol
Peppol ID
0208:0471700211
Also
9925:BE0471700211
Registered
05-02-2026
Register as of 28 September 2026 · Peppol Directory
Scores and ratios are computed by Checked and are not a credit decision.