HOBOMAT
ActiveHOBOMAT has been active since 1992 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €468k and a net result of €3k. Equity is growing by ~6.2% per year across the filed fiscal years. Its solvency ranks better than 61% of 7892 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.3% (very low).
Checked score
Score 2025
84
/ 100
Excellent▲ +24 vs 2024
The score combines four axes. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability3▲+3
Solvency79▼-5
Growth35=
Stability100
Bankruptcy probability, 12 months
0.3%
Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €40k at 30 days acceptable
Liquidity tight (current ratio 1.18 against 1.32 in 2024), and 45% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Seven signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
55%
Return on assets
0.3%
Age of the figures
8 mo
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 46
Relative position
BE, all sectors
reference
Sector 46
higher
← fewer bankruptcies
more bankruptcies →
neutral · Filed after the deadline
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 31-08-2026, 31 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
NBB · 8 filingsDeviation from the deadline
2025
31 d late
2024
31 d late
2023
30 d late
2022
31 d late
2021
92 d late
2020
61 d late
2019
94 d late
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
12-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, abbreviated schema
Turnover
€397k▼ 47.0%
2019 · €749k
2018: €2.28M
2019: €749k
2018 → 2020
EBIT margin
17.5%▲ 11.1pp
2019 · 6.4%
2018: 1.8%
2019: 6.4%
2018 → 2020
Net result
€3k
2024 · €-8k
2018: €24k
2019: €36k
2020: €-625
2021: €88k
2022: €62k
2023: €863
2024: €-8k
2018 → 2025
Working capital
€62k▼ 22.2%
2024 · €80k
2018: €515k
2019: €589k
2020: €624k
2021: €62k
2022: €156k
2023: €54k
2024: €80k
2018 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€411k-€473k▲ 15.1%€473k▲ 0.2%€466k▼ 1.7%€468k▲ 0.5%
Operating result€96k-€138k▲ 44.5%€3k▼ 98.0%€7k▲ 136%€16k▲ 146%
Net result€88k-€62k▼ 29.4%€863▼ 98.6%€-8k€3k
Result per fiscal year
Operating resultNet result
After the dip in 2023 the operating result has climbed two years in a row; 2025 is 146% above 2024.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €851k
Fixed assets
€446k▲ 2.2%
Current assets
€405k▲ 23.2%
Equity and liabilities €851k
Equity
€468k▲ 0.5%
Debt
€383k▲ 27.8%
The debt ratio rises from 39.1% to 45.0%: debt grows faster than equity.
Key figures and ratios
EBITDA
€113k▲
2024 · €76k
Cash flow
€99k▲
2024 · €62k
Solvency
55.0%▼
2024 · 60.9%
Current ratio
1.18▼
2024 · 1.32
Quick ratio
0.66▼
2024 · 0.92
Debt / equity
0.82▲
2024 · 0.64
ROE
0.5%▲
2024 · -1.7%
ROA
0.3%▲
2024 · -1.0%
Interest coverage
12.38▲
2024 · 5.27
Debt
€383k▲
2024 · €299k
Debt ≤ 1 year
€343k▲
2024 · €249k
Debt > 1 year
€40k▼
2024 · €50k
Income taxes
€4k▲
2024 · €0
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€765k€851k▲
Fixed assets21/28€436k€446k▲
Tangible fixed assets22/27€435k€445k▲
Land and buildings22€137k€131k▼
Plant, machinery and equipment23€137k€175k▲
Furniture and vehicles24€161k€139k▼
Financial fixed assets28€750€250▼
Current assets29/58€329k€405k▲
Stocks and contracts in progress3€100k€179k▲
Stocks30/36€100k€179k▲
Amounts receivable within one year40/41€177k€218k▲
Trade receivables40€133k€158k▲
Other amounts receivable41€44k€59k▲
Cash at bank and in hand54/58€51k€7k▼
Deferred charges and accrued income490/1€800€2k▲
Equity and liabilities
Total equity and liabilities10/49€765k€851k▲
Equity10/15€466k€468k▲
Contributions10/11€68k€68k=
Capital10€68k€68k=
Issued capital100€68k€68k=
Reserves13€616k€616k=
Non-distributable reserves130/1€7k€7k=
Legal reserve130-€7k
Reserves not available under the articles1311€7k-
Distributable reserves133€609k€609k=
Profit (loss) carried forward14€-218k€-216k▲
Amounts payable17/49€299k€383k▲
Amounts payable after more than one year17€50k€40k▼
Financial debts170/4€50k€40k▼
Amounts payable within one year42/48€249k€343k▲
Current portion of amounts payable after more than one year42€17k€36k▲
Financial debts43€12k€12k=
Credit institutions430/8€12k€12k=
Trade debts44€96k€153k▲
Suppliers440/4€96k€153k▲
Taxes, remuneration and social security45€16k-
Taxes450/3€16k-
Other amounts payable47/48€108k€143k▲
Income statement
Code20242025
Non-recurring operating income76A€14-
Remuneration, social security and pensions62€687-
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€70k€97k▲
Other operating charges640/8€13k€11k▼
Non-recurring operating charges66A€19k-
Gross operating margin9900€109k€124k▲
Operating profit (loss)9901€7k€16k▲
Financial income75/76B€0€1▲
Recurring financial income75€0€1▲
Financial charges65/66B€14k€9k▼
Recurring financial charges65€14k€9k▼
Profit (loss) for the period before taxes9903€-8k€7k▲
Income taxes67/77€0€4k▲
Profit (loss) for the period9904€-8k€3k▲
Profit (loss) for the period to be appropriated9905€-8k€3k▲
Appropriation of the result
Profit (loss) to be appropriated9906€-218k€-216k▲
Profit (loss) brought forward from the previous period14P€-211k€-218k▼
The notes to these accounts (8 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
31-08
NBB filing
Annual accounts filed
fiscal year 2025 · abbreviated schema · 31 days late
2025
31-12
Financial
Back to profitnet €3k
Net result €3k after one loss-making year.
31-08
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema · 31 days late
2024
31-12
Financial
Weakest financial yearnet €-8k ▼1018%
Net result drops to €-8k, the lowest in the series; recovery starts the following year.
30-08
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema · 30 days late
21-05
NBB filing
Annual accounts filed
fiscal year 2022 · abbreviated schema · 31 days late
21-05
NBB filing
Annual accounts filed
fiscal year 2021 · full schema · 92 days late
2023
31-08
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema · 31 days late
2022
31-10
NBB filing
Annual accounts filed
fiscal year 2021 · abbreviated schema · 92 days late
2021
31-12
Financial
Back to profitnet €88k
Net result €88k after one loss-making year.
30-09
NBB filing
Annual accounts filed
fiscal year 2020 · abbreviated schema · 61 days late
2020
02-11
NBB filing
Annual accounts filed
fiscal year 2019 · abbreviated schema · 94 days late
2019
31-08
NBB filing
Annual accounts filed
fiscal year 2018 · abbreviated schema · 31 days late
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
no sitting director, no change since 2022
We have established no sitting directors for this company. We derive directors from published Gazette acts; while there are none, or none read, nothing appears here. That does not mean the company has none: the CBE keeps its own list of function holders, which we do not read.
01-07-2022
SPAPEN JAN: Resigned as Director
01-07-2022
SPAPEN STEF: Resigned as Director
Location & real-estate footprint
Registered office, Kasterlee · 1 establishment unit since 1992
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Rode Akkers 32460 KasterleeGround area
7,640 m²
Building footprint
3,513 m²
Volume, LiDAR
24,264 m³
Parcel 13017C0358/00F000, Flanders · tallest building 9.4 m, ±2 floors. Linked by address, not a title deed.
1 establishment unit
HOBOMAT NV
since 19922.055.964.587
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 13017C0358/00F000 | Flanders | 7,640 m² | 1 · 3,513 m² | 9.4 m · 2 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Similar companies · same sector, comparable size
stone consulting
BE 0864.860.809
Oostkamp · Eq €468k
Paint Service
BE 0403.136.750
Nivelles · Eq €466k
ERQUELINNES MATERIAUX
BE 0459.511.170
Erquelinnes · Eq €471k
DISTRIPAINTS
BE 0475.560.910
Kontich · Eq €474k
FRP
BE 0747.700.546
Oudenaarde · Eq €462k
Of 1,794 companies in sector 46831 we hold annual accounts for 1,390. 1,021 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPublic limited company
Founded02-01-1992
Fiscal year end31-12
Activities, NACEBEL
46831Wholesale of construction materials, general range
51532
43320Joinery installation
45421
49410Freight transport by road
71310
71401
77221Rental and leasing activities
77310Rental and leasing activities
Sources
Crossroads Bank for EnterprisesNational Bank · 36 filingsAddress and cadastre registers
Data from official sources, last processed on 12-09-2026. Scores and ratios are computed by Checked and are not a credit decision.