Skip to content

HOBEKA

Active
Public limited companyfounded 198540 yrs activeKrekebekestraat 3, 8610 Kortemark, BelgiumKBO/BCE: BE 0428.189.870
Summary

HOBEKA has been active since 1985 and the Belgian State Gazette contains no insolvency or warning signals. The 2024 annual accounts show equity of €426,718 and a net result of €403. Equity is shrinking by ~5.2% per year across the filed fiscal years. The computed 12-month bankruptcy probability is 0.6% (low).

Checked score

Score 2024
Axes · tick = 2023
Profitability38▲+1
Solvency40▼-1
Growth32=
Track record100
Bankruptcy probability, 12 months
0.6% Low
0%0.5%1.5%4%10%≥ 25%
Credit up to €19,000 at 30 days acceptable
Liquidity short (current ratio 0.96 against 1.12 in 2023; short-term debt: 83.6% and cash: 2% of total assets), and 84.9% of the assets are financed with debt.
Credit check for your own amount and term

Show the recommended maximum : and see how the verdict changes with amount, term and advance.

Signals

Four signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
raises risk · No NACE activity registered
No NACE activity is registered in the KBO, which is more common among companies that later fail.
KBO · activities
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation date
Age against the risk zone
highest failure risk from 2 to 8 years 40 years 0 50 y
lowers risk · Lower-risk legal form
Companies with this legal form statistically fail less often than a BV.
KBO · legal form
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2024 was due by 31-07-2025 and was filed on 20-06-2025, 41 days ahead of the deadline.
NBB · 10 filings
Deviation from the deadline
2025
not confirmed
2024
41 d early
2023
69 d late
2022
63 d late
2021
81 d late
2020
48 d late
2019
61 d late
← before the deadline after the deadline →
tick = median of all Belgian filings

This company filed its last 6 accounts on average 47 days after the deadline; the Belgian median for financial year 2024 is 4 days before the deadline, and 38% of all filings were late.

Checked, nothing found (1)
neutral · No strike-offs in the KBO publications
We found no ex-officio strike-off or cessation. Our series starts in 2021 and has gaps, so this is not a confirmation that there is nothing.
KBO publications · our coverage

History

HOBEKA was incorporated on 16 December 1985.1 Total assets went from EUR 3 million in 2018 to EUR 2.8 million in 2024.2

  1. 1Crossroads Bank for Enterprises
  2. 2National Bank, annual accounts 2018 and 2024

Go further with this company

Is this your company? See how customers and banks see it.

Investigating this company? Keep it with today's facts in a case file.

Financials · fiscal year 2024, abbreviated schema

Equity
€426,718▲ 0.1%
2023 · €426,315
Total assets
€2.8m▲ 3.3%
2023 · €2.7m
Net result
€403
2023 · -€1,563
Working capital
-€101,818
2023 · €280,444
Trend over the years

Click a name to add, emphasise or remove a line.

Every figure with its change against the fiscal year before
favourable unfavourable
Line20202021202220232024
Operating result-€16,079▼ 370%-€201,062▼ 1,150%-€28,412▲ 85.9%-€21,430▲ 24.6%-€3,445▲ 83.9%
Net result€4,573▼ 29.6%-€176,752€36,035-€1,563€403
Equity€568,595▲ 0.8%€391,842▼ 31.1%€427,878▲ 9.2%€426,315▼ 0.4%€426,718▲ 0.1%
Total assets€2.9m▲ 2.8%€2.5m▼ 14.6%€2.5m▲ 0.3%€2.7m▲ 9.8%€2.8m▲ 3.3%
Debt€2.3m▲ 3.3%€2.1m▼ 10.6%€2.1m▼ 1.4%€2.3m▲ 11.9%€2.4m▲ 3.9%
Working capital€391,339▲ 1.2%€240,677▼ 38.5%€281,184▲ 16.8%€280,444▼ 0.3%-€101,818
Turnover and EBIT margin not published: the abbreviated schema does not require them.
Result per fiscal year
Operating resultNet result
-€300,000-€200,000-€100,000€0Operating result 2020: -€16,079-€16,079Net result 2020: €4,573€4,573Operating result 2021: -€201,062-€201,062Net result 2021: -€176,752-€176,752Operating result 2022: -€28,412-€28,412Net result 2022: €36,035€36,035Operating result 2023: -€21,430-€21,430Net result 2023: -€1,563-€1,563Operating result 2024: -€3,445-€3,445Net result 2024: €403€40320202021202220232024-€40,000-€20,000€0€20,000€40,000Operating result 2022: -€28,412-€28,400Net result 2022: €36,035€36,000Operating result 2023: -€21,430-€21,400Net result 2023: -€1,563-€1,560Operating result 2024: -€3,445-€3,440Net result 2024: €403€403202220232024
The operating result stays negative: a loss of €3,445 in 2024 against €21,430 in 2023; the loss shrinks.
Balance-sheet composition
2024 in colour, 2023 as the grey bar beneath
Assets €2.8m
Fixed assets €567,268 ▲ 220%
Current assets €2.3m ▼ 11.7%
Equity and liabilities €2.8m
Equity €426,718 ▲ 0.1%
Debt €2.4m ▲ 3.9%
Debt's share of the balance-sheet total rises from 84.4% to 84.9%. Equity and debt are higher.
Key figures and ratios
2024 value · change against 2023
Current ratio
0.96▼
2023 · 1.12
Debt to equity
5.63▲
2023 · 5.43
ROE
0.1%▲
2023 · -0.4%
ROA
0.0%▲
2023 · -0.1%
Debt ≤ 1 year
€2.4m▲
2023 · €2.3m
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.

Peer companies

Historical observation

Of the 4,678 companies that looked in July 2024 the way this one looks now, 0.9% went bankrupt within 24 months and 97% are still going.

  • Small
  • 20 years or older
  • solvency 10 to 30%
  • a profit under 5% of the balance sheet
0.9% went bankrupt
1.9% stopped otherwise
97% still going

A further 0.4% stopped, but we cannot tell whether within those 24 months.

For this company itself Checked computes a bankruptcy probability of 0.6% over twelve months; the group does not contradict it.

How reliable is this rule?

Tested on the year before, without using that year itself: the groups of July 2023 gave each of the 497,662 companies of July 2024 its group's bankruptcy share. Expected: 1.5%; actually bankrupt within 24 months: 1.6%.

The companies in ten equal groups, from lowest to highest expected share.
Group Expected Actual
1 0.2% 0.2%
2 0.3% 0.4%
3 0.5% 0.5%
4 0.6% 0.7%
5 0.8% 0.9%
6 1.2% 1.3%
7 1.5% 1.7%
8 1.7% 1.7%
9 2.7% 2.8%
10 5.3% 5.7%

The rule ranks well: a company that went bankrupt got a higher share than one that kept going in 75% of comparisons. The level follows the economy: in a year with more bankruptcies, the actual share is higher than the year before.

An observation about 4,678 comparable companies, not a prediction for this company. The sector does not count: the register keeps no sector for companies that stopped, so it would make the outcome look better than it was.

Annual accounts
Filed annual accounts As filed with the NBB · 2024 against 2023 · 40 lines
Balance sheet Code20232024
Assets
Total assets20/58€2.7m€2.8m▲
Fixed assets21/28€177,256€567,268▲
Financial fixed assets28€177,256€567,268▲
Current assets29/58€2.6m€2.3m▼
Amounts receivable after more than one year29€222,000€222,000=
Other amounts receivable291€222,000€222,000=
Amounts receivable within one year40/41€1.9m€2.0m▲
Other amounts receivable41€1.9m€2.0m▲
Current investments50/53€25,000€25,000=
Cash at bank and in hand54/58€368,574€55,893▼
Equity and liabilities
Total equity and liabilities10/49€2.7m€2.8m▲
Equity10/15€426,315€426,718▲
Contributions10/11€669,313€669,313=
Capital10€669,313€669,313=
Issued capital100€669,313€669,313=
Reserves13€171,111€171,111=
Non-distributable reserves130/1€66,931€66,931=
Legal reserve130€66,931€66,931=
Distributable reserves133€104,180€104,180=
Profit (loss) carried forward14-€414,108-€413,705▲
Amounts payable17/49€2.3m€2.4m▲
Amounts payable within one year42/48€2.3m€2.4m▲
Financial debts43€450,000€450,000=
Credit institutions430/8€450,000€450,000=
Trade debts44€18,557€126▼
Suppliers440/4€18,557€126▼
Other amounts payable47/48€1.8m€1.9m▲
Accrued charges and deferred income492/3€31,385€38,731▲
Income statement Code20232024
Other operating charges640/8€1,075€1,094▲
Gross operating margin9900-€20,355-€2,351▲
Operating profit (loss)9901-€21,430-€3,445▲
Financial income75/76B€63,794€66,008▲
Recurring financial income75€63,794€66,008▲
Financial charges65/66B€43,926€62,160▲
Recurring financial charges65€43,926€62,160▲
Profit (loss) for the period before taxes9903-€1,563€403▲
Profit (loss) for the period9904-€1,563€403▲
Profit (loss) for the period to be appropriated9905-€1,563€403▲
Appropriation of the result
Profit (loss) to be appropriated9906-€414,108-€413,705▲
Profit (loss) brought forward from the previous period14P-€412,546-€414,108▼

The notes to these accounts (2 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.

Line20202021202220232024Change
Other operating charges640/8-€1,179€980€1,075€1,094▲ 1.7%
Non-recurring operating charges66A-€171,930----
Gross operating margin9900-€16,079-€27,953-€27,432-€20,355-€2,351▲ 88.4%
Operating profit (loss)9901-€16,079-€201,062-€28,412-€21,430-€3,445▲ 83.9%
Financial income75/76B-€54,421€100,277€63,794€66,008▲ 3.5%
Recurring financial income75€50,796€54,421€100,277€63,794€66,008▲ 3.5%
Financial charges65/66B-€30,111€35,830€43,926€62,160▲ 41.5%
Recurring financial charges65€30,144€30,111€35,830€43,926€62,160▲ 41.5%
Profit (loss) for the period before taxes9903€4,573-€176,752€36,035-€1,563€403▲ 126%
Profit (loss) for the period9904€4,573-€176,752€36,035-€1,563€403▲ 126%
Profit (loss) for the period to be appropriated9905€4,573-€176,752€36,035-€1,563€403▲ 126%
Line20202021202220232024Change
Assets
Total assets20/58€2.9m€2.5m€2.5m€2.7m€2.8m▲ 3.3%
Fixed assets21/28€177,256€177,256€177,256€177,256€567,268▲ 220%
Financial fixed assets28€177,256€177,256€177,256€177,256€567,268▲ 220%
Current assets29/58€2.7m€2.3m€2.3m€2.6m€2.3m▼ 11.7%
Amounts receivable after more than one year29---€222,000€222,000=
Other amounts receivable291---€222,000€222,000=
Amounts receivable within one year40/41€2.6m€2.0m€2.1m€1.9m€2.0m▲ 0.6%
Other amounts receivable41-€2.0m€2.1m€1.9m€2.0m▲ 0.6%
Current investments50/53€25,000€25,000€25,000€25,000€25,000=
Cash at bank and in hand54/58€156,853€287,216€167,227€368,574€55,893▼ 84.8%
Equity and liabilities
Total equity and liabilities10/49€2.9m€2.5m€2.5m€2.7m€2.8m▲ 3.3%
Equity10/15€568,595€391,842€427,878€426,315€426,718▲ 0.1%
Contributions10/11€669,313€669,313€669,313€669,313€669,313=
Capital10-€669,313€669,313€669,313€669,313=
Issued capital100-€669,313€669,313€669,313€669,313=
Reserves13€347,863€171,111€171,111€171,111€171,111=
Non-distributable reserves130/1-€66,931€66,931€66,931€66,931=
Legal reserve130-€66,931€66,931€66,931€66,931=
Distributable reserves133-€104,180€104,180€104,180€104,180=
Profit (loss) carried forward14-€448,581-€448,581-€412,546-€414,108-€413,705▲ 0.1%
Amounts payable17/49€2.3m€2.1m€2.1m€2.3m€2.4m▲ 3.9%
Amounts payable within one year42/48€2.3m€2.1m€2.0m€2.3m€2.4m▲ 3.6%
Financial debts43-€450,000€450,000€450,000€450,000=
Credit institutions430/8-€450,000€450,000€450,000€450,000=
Trade debts44-€25,860€25,669€18,557€126▼ 99.3%
Suppliers440/4-€25,860€25,669€18,557€126▼ 99.3%
Other amounts payable47/48-€1.6m€1.6m€1.8m€1.9m▲ 5.5%
Accrued charges and deferred income492/3-€26,091€30,562€31,385€38,731▲ 23.4%
Line20202021202220232024Change
Profit (loss) for the period9904€4,573-€176,752€36,035-€1,563€403▲ 126%
Operating cash flow (approximation)€4,573-€176,752€36,035-€1,563€403▲ 126%
Investment in fixed assets (approximation)-€0€0€0-€390,012-
Change in cash-€130,363-€119,989€201,347-€312,681▼ 255%

Simplified and derived: a Belgian filing has no cash-flow statement, so these rows come from the income statement and the balance-sheet moves.

Download as CSV

Timeline · acts, filings and financial milestones

2025
20-06
NBB filing Annual accounts filed
fiscal year 2024 · abbreviated schema
2024
31-12
Financial Back to profitnet €403
Net result €403 after one loss-making year.
08-10
NBB filing Annual accounts filed
fiscal year 2023 · abbreviated schema · 69 days late
2023
02-10
NBB filing Annual accounts filed
fiscal year 2022 · abbreviated schema · 63 days late
2022
31-12
Financial Back to profitnet €36,035
Net result €36,035 after one loss-making year.
20-10
NBB filing Annual accounts filed
fiscal year 2021 · abbreviated schema · 81 days late
2021
31-12
Financial Weakest financial yearnet -€176,752
Net result drops to -€176,752, the lowest in the series; recovery starts the following year.
17-09
NBB filing Annual accounts filed
fiscal year 2020 · abbreviated schema · 48 days late
2020
30-09
NBB filing Annual accounts filed
fiscal year 2019 · abbreviated schema · 61 days late
2019
31-08
NBB filing Annual accounts filed
fiscal year 2018 · abbreviated schema · 31 days late
2018
02-08
NBB filing Annual accounts filed
fiscal year 2017 · abbreviated schema · 2 days late
2017
16-08
NBB filing Annual accounts filed
fiscal year 2016 · abbreviated schema · 16 days late
2016
16-11
NBB filing Annual accounts filed
fiscal year 2015 · abbreviated schema · 108 days late
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
0 of 4 acts read
About the unread acts

We know of 4 Belgian State Gazette acts for this company. None of them has been read yet: what they contain is neither established nor disproved here.

Have them read with priority Sign in to place this company at the front of the reading queue.

Directors · office · real estate

Directors
4 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Kortemark · 1 establishment unit since 1985
seat establishment The establishment unit on the map
Ground area
1,977 m²
Building footprint
491 m²
Volume, LiDAR
3,068 m³
Parcel 32011C0274/00D002, Flanders · tallest building 11.5 m, ±2 floors. Linked by address, not a title deed.
11 companies at this address See who is registered here
1 establishment unit
Krekebekestraat 3, 8610 Kortemark
Air transport
since 19852.028.730.452
1 parcel
Flanders 1 (100%)
Parcel (capakey) Region Area Buildings Height / fl.
32011C0274/00D002 Flanders 1,977 m² 1 · 491 m² 11.5 m · 2 fl.
Linked by address, not proof of ownership
Good to know
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.

Structure & network

Owners and holdings

2 holdings

Owners 0

The accounts to 31-12-2024 list no shareholders, and no other source names one.

Holdings 2

According to the 2024 annual accounts of HOBEKA and those of the other companies, the acts in the Belgian Gazette and the LEI register. The register of ultimate beneficial owners (UBO) is not public: who ultimately stands behind a natural person or a foreign parent is not stated here. A company that does not fill in these statements, or need not, is missing.

Connections & network

No current directors or connected companies found in the register.

Identification & contact

Identification
Legal formPublic limited company
Founded16-12-1985
Fiscal year end31-12
E-invoicing
Reachable via Peppol
Peppol ID 0208:0428189870
Registered 27-03-2026

If you follow this company, Checked tells you the day it leaves the Peppol register.

Register as of 28 September 2026 · Peppol Directory

Scores and ratios are computed by Checked and are not a credit decision.