HOBBYHOME
ActiveHOBBYHOME has been active since 2021 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €928k and a net result of €55k. Equity is growing by ~8.5% per year across the filed fiscal years. Its solvency ranks better than 89% of 4860 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 1.4% (low).
Checked score
Score 2025
73
/ 100
Healthy
The score weighs solvency, liquidity and profitability. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability75▼-1
Solvency100=
Growth52=
Track record94
Bankruptcy probability, 12 months
1.4%
Low
0%0.5%1.5%4%10%≥ 25%
Credit up to €65k at 30 days acceptable
Liquidity ample (current ratio 6.54 against 6.2 in 2024; short-term debt: 14% and cash: 9.9% of total assets), and 15.3% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Seven signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
raises risk · Limited track record
This company has not been active as long as an established one and statistically fails somewhat more often.
KBO · incorporation dateAge against the risk zone
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
84.7%
Return on assets
5%
Age of the figures
15 mo
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 46
Relative position
BE, all sectors
reference
Sector 46
higher
← fewer bankruptcies
more bankruptcies →
neutral · A punctual record breaks
This company filed 3 consecutive financial years on time. The year that closed on 30-06-2025 was due by 31-01-2026 and was filed on 03-02-2026, 3 days late. Weigh it accordingly: a break into the 1-to-90-day band measures 1.41% abnormal legal state, below the 1.66% market average. It is a change in behaviour, not evidence of elevated risk.
NBB · 4 filingsDeviation from the deadline
2025
3 d late
2024
18 d early
2023
42 d early
2022
40 d early
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 30-06-2026 and is due by 31-01-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
30-06-2026 close22-09-2026 today31-01-2027 deadline
Financials · fiscal year 2025, full schema
Turnover
Not included in this filing
EBIT margin
Not included in this filing
Net result
€55k▼ 17.3%
2024 · €67k
2022: €170k
2023: €138k
2024: €67k
2022 → 2025
Working capital
€847k▲ 5.3%
2024 · €804k
2022: €689k
2023: €769k
2024: €804k
2022 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line2022202320242025Trend
Equity€698k-€806k▲ 15.5%€873k▲ 8.3%€928k▲ 6.3%
Operating result€199k-€182k▼ 8.5%€60k▼ 66.9%€62k▲ 2.6%
Net result€170k-€138k▼ 18.9%€67k▼ 51.5%€55k▼ 17.3%
Result per fiscal year
Operating resultNet result
The operating result recovers in 2025; 2025 is 3% above 2024.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €1.10M
Fixed assets
€95k▼ 26.0%
Current assets
€1.00M▲ 4.3%
Equity and liabilities €1.10M
Equity
€928k▲ 6.3%
Debt
€167k▼ 22.0%
The debt ratio falls from 19.7% to 15.3%. Equity is higher and debt is lower.
Key figures and ratios
EBITDA
€95k▲
2024 · €92k
Cash flow
€88k▼
2024 · €98k
Solvency
84.7%▲
2024 · 80.3%
Current ratio
6.54▲
2024 · 6.20
Quick ratio
1.53▲
2024 · 1.12
Debt / equity
0.18▼
2024 · 0.25
ROE
6.0%▼
2024 · 7.7%
ROA
5.0%▼
2024 · 6.1%
Interest coverage
8.46▼
2024 · 12.39
Debt
€167k▼
2024 · €215k
Debt ≤ 1 year
€153k▼
2024 · €155k
Debt > 1 year
€14k▼
2024 · €60k
Income taxes
€14k▲
2024 · €8k
Staff costs
€221k▼
2024 · €238k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€1.09M€1.10M▲
Fixed assets21/28€128k€95k▼
Tangible fixed assets22/27€128k€95k▼
Plant, machinery and equipment23€37k€31k▼
Furniture and vehicles24€65k€44k▼
Leasing and similar rights25€26k€20k▼
Current assets29/58€959k€1.00M▲
Stocks and contracts in progress3€786k€767k▼
Stocks30/36€786k€767k▼
Amounts receivable within one year40/41€116k€126k▲
Trade receivables40€57k€65k▲
Other amounts receivable41€59k€60k▲
Current investments50/53€1k-
Cash at bank and in hand54/58€56k€108k▲
Equity and liabilities
Total equity and liabilities10/49€1.09M€1.10M▲
Equity10/15€873k€928k▲
Contributions10/11€96k€96k=
Capital10€96k€96k=
Issued capital100€96k€96k=
Profit (loss) carried forward14€777k€832k▲
Amounts payable17/49€215k€167k▼
Amounts payable after more than one year17€60k€14k▼
Financial debts170/4€60k€14k▼
Amounts payable within one year42/48€155k€153k▼
Current portion of amounts payable after more than one year42€21k€37k▲
Trade debts44€44k€29k▼
Suppliers440/4€44k€29k▼
Taxes, remuneration and social security45€41k€39k▼
Taxes450/3€26k€22k▼
Remuneration and social security454/9€15k€17k▲
Other amounts payable47/48€48k€48k=
Accrued charges and deferred income492/3-€255
Income statement
Code20242025
Remuneration, social security and pensions62€238k€221k▼
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€31k€33k▲
Other operating charges640/8€19k€4k▼
Non-recurring operating charges66A€0€172▲
Gross operating margin9900€348k€320k▼
Operating profit (loss)9901€60k€62k▲
Financial income75/76B€21k€19k▼
Recurring financial income75€21k€19k▼
Financial charges65/66B€7k€11k▲
Recurring financial charges65€7k€11k▲
Profit (loss) for the period before taxes9903€74k€69k▼
Income taxes67/77€8k€14k▲
Profit (loss) for the period9904€67k€55k▼
Profit (loss) for the period to be appropriated9905€67k€55k▼
Appropriation of the result
Profit (loss) to be appropriated9906€777k€832k▲
Profit (loss) brought forward from the previous period14P€710k€777k▲
The notes to these accounts (7 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
03-02
NBB filing
Annual accounts filed
fiscal year 2025 · full schema · 3 days late
2025
30-06
Financial
Weakest financial yearnet €55k ▼17.3%
Net result drops to €55k, the lowest in the series.
13-01
NBB filing
Annual accounts filed
fiscal year 2024 · full schema
2023
20-12
NBB filing
Annual accounts filed
fiscal year 2023 · full schema
2022
22-12
NBB filing
Annual accounts filed
fiscal year 2022 · full schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
1 act for this company is in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Ohey · 1 establishment unit since 2021
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Rue de Huy 1685350 OheyGround area
388 m²
Building footprint
70 m²
Parcel 92097C0605/00N000, Wallonia. Linked by address, not a title deed.
1 establishment unit
HOBBYHOME
since 20212.315.494.621
1 parcel
Wallonia
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 92097C0605/00N000 | Wallonia | 388 m² | 1 · 70 m² | - |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Recognitions · licences · registrations
Food safety, FASFC
1 siteOhey2.315.494.621
Similar companies · same sector, comparable size
SEDCO
BE 0415.804.455
Gent · Eq €927k
European Cork Distribution
BE 0426.740.711
Lokeren · Eq €938k
TAMENNE MATERIAUX
BE 0656.755.623
Walcourt · Eq €938k
DECKERS - TEGELDECOR
BE 0437.994.194
Dilsen-Stokkem · Eq €916k
PROFINE BELUX
BE 0450.198.873
Grimbergen · Eq €915k
Of 1,803 companies in sector 46831 we hold annual accounts for 1,397. 1,015 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded31-03-2021
Fiscal year end30-06
Activities, NACEBEL
46831Wholesale of construction materials, general range
47521Retail sale of hardware, building materials, paint and glass (general range)
47781Retail sale of solid, liquid and gaseous fuels, excluding motor fuels
Sources
Crossroads Bank for EnterprisesNational Bank · 4 filingsAddress and cadastre registers
Data from official sources, last processed on 21-09-2026. Scores and ratios are computed by Checked and are not a credit decision.