HOBBY SELECT
ActiveHOBBY SELECT has been active since 2000 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €65k and a net result of €5k. Equity is growing by ~13.8% per year across the filed fiscal years. Its solvency ranks better than 33% of 17661 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.5% (very low).
Checked score
Score 2025
Axes · tick = 2024
Profitability35▲+35
Solvency24▼-2
Growth78▲+26
Stability100
Bankruptcy probability, 12 months
0.5%
Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €4k at 30 days acceptable
Liquidity tight (current ratio 1.13 against 1.32 in 2024), and 85.4% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Six signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 47
Relative position
BE, all sectors
reference
Sector 47
higher
← fewer bankruptcies
more bankruptcies →
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
neutral · Latest accounts filed on time
The financial year that closed on 31-03-2025 was due by 31-10-2025 and was filed on 30-10-2025, 1 day ahead of the deadline.
NBB · 10 filingsDeviation from the deadline
2025
1 d early
2024
1 d early
2023
1 d early
2022
61 d early
2021
10 d early
2020
68 d early
2019
104 d early
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-03-2026 and is due by 31-10-2026. Nothing is late today.
Companies Code · seven monthsPosition in the running window
31-03-2026 close08-09-2026 today31-10-2026 deadline
Financials · fiscal year 2025, micro schema
Equity
€65k▲ 7.5%
2024 · €61k
2019: €7k
2020: €20k
2021: €81k
2022: €82k
2023: €69k
2024: €61k
2019 → 2025
Total assets
€449k▼ 10.8%
2024 · €503k
2019: €652k
2020: €618k
2021: €590k
2022: €572k
2023: €690k
2024: €503k
2019 → 2025
Net result
€5k
2024 · €-8k
2019: €3k
2020: €14k
2021: €61k
2022: €1k
2023: €-13k
2024: €-8k
2019 → 2025
Working capital
€17k▼ 57.1%
2024 · €40k
2019: €4k
2020: €44k
2021: €71k
2022: €62k
2023: €108k
2024: €40k
2019 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€81k-€82k▲ 1.8%€69k▼ 16.0%€61k▼ 12.0%€65k▲ 7.5%
Operating result€91k-€20k▼ 78.2%€337▼ 98.3%€8k▲ 2,253%€17k▲ 119%
Net result€61k-€1k▼ 97.6%€-13k€-8k▲ 37.0%€5k
Turnover and EBIT margin not published: the abbreviated or micro schema does not require them.
Result per fiscal year
Operating resultNet result
After the dip in 2023 the operating result has climbed two years in a row; 2025 is 119% above 2024.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €449k
Fixed assets
€300k▼ 10.3%
Current assets
€149k▼ 11.7%
Equity and liabilities €449k
Equity
€65k▲ 7.5%
Debt
€384k▼ 13.3%
The debt ratio falls from 87.9% to 85.4%: equity grows while debt is paid down.
Key figures and ratios
EBITDA
€53k▲
2024 · €42k
Cash flow
€40k▲
2024 · €26k
Solvency
14.6%▲
2024 · 12.1%
Current ratio
1.13▼
2024 · 1.32
Quick ratio
0.19▼
2024 · 0.35
Debt / equity
5.87▼
2024 · 7.28
ROE
7.0%▲
2024 · -13.6%
ROA
1.0%▲
2024 · -1.6%
Interest coverage
3.34▲
2024 · 2.55
Debt
€384k▼
2024 · €443k
Debt ≤ 1 year
€131k▲
2024 · €128k
Debt > 1 year
€251k▼
2024 · €314k
Income taxes
€197▲
2024 · €164
Staff costs
€105k▼
2024 · €136k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€503k€449k▼
Fixed assets21/28€335k€300k▼
Tangible fixed assets22/27€335k€300k▼
Land and buildings22€325k€292k▼
Plant, machinery and equipment23€3k€3k▼
Other tangible fixed assets26€7k€5k▼
Financial fixed assets28€16€16=
Current assets29/58€169k€149k▼
Stocks and contracts in progress3€124k€124k▲
Stocks30/36€124k€124k▲
Amounts receivable within one year40/41€271€4k▲
Trade receivables40€271€2k▲
Other amounts receivable41€0€2k▲
Cash at bank and in hand54/58€41k€16k▼
Deferred charges and accrued income490/1€3k€5k▲
Equity and liabilities
Total equity and liabilities10/49€503k€449k▼
Equity10/15€61k€65k▲
Contributions10/11€75k€75k=
Capital10€75k€75k=
Issued capital100€75k€75k=
Reserves13€8k€8k=
Non-distributable reserves130/1€391€391=
Legal reserve130€391€391=
Distributable reserves133€7k€7k=
Profit (loss) carried forward14€-21k€-17k▲
Amounts payable17/49€443k€384k▼
Amounts payable after more than one year17€314k€251k▼
Financial debts170/4€314k€251k▼
Amounts payable within one year42/48€128k€131k▲
Current portion of amounts payable after more than one year42€53k€54k▲
Financial debts43€10k€11k▲
Credit institutions430/8€10k€11k▲
Trade debts44€36k€43k▲
Suppliers440/4€36k€43k▲
Advances received on contracts in progress46€90€0▼
Taxes, remuneration and social security45€26k€21k▼
Taxes450/3€6k€2k▼
Remuneration and social security454/9€20k€19k▼
Other amounts payable47/48€3k€3k▼
Accrued charges and deferred income492/3€325€1k▲
Income statement
Code20242025
Remuneration, social security and pensions62€136k€105k▼
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€35k€35k▲
Other operating charges640/8€12k€12k▼
Gross operating margin9900€191k€170k▼
Operating profit (loss)9901€8k€17k▲
Financial income75/76B€583€3k▲
Recurring financial income75€583€3k▲
Financial charges65/66B€17k€16k▼
Recurring financial charges65€17k€16k▼
Profit (loss) for the period before taxes9903€-8k€5k▲
Income taxes67/77€164€197▲
Profit (loss) for the period9904€-8k€5k▲
Profit (loss) for the period to be appropriated9905€-8k€5k▲
Appropriation of the result
Profit (loss) to be appropriated9906€-21k€-17k▲
Profit (loss) brought forward from the previous period14P€-13k€-21k▼
Social balance
Average headcount (FTE)90873.5-
The notes to these accounts (18 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2025
30-10
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema
31-03
Financial
Back to profitnet €5k
Net result €5k after 2 loss-making years.
2024
30-10
NBB filing
Annual accounts filed
fiscal year 2024 · abbreviated schema
2023
30-10
NBB filing
Annual accounts filed
fiscal year 2023 · abbreviated schema
31-03
Financial
Weakest financial yearnet €-13k ▼1006%
Net result drops to €-13k, the lowest in the series; recovery starts the following year.
2022
31-08
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema
2021
21-10
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema
31-03
Financial
Highest result since 2019net €61k ▲346%
Operating result €91k, net result €61k, both a record.
2020
24-08
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema
2019
19-07
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema
2018
11-07
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema
2017
03-07
NBB filing
Annual accounts filed
fiscal year 2017 · micro schema
2016
27-07
NBB filing
Annual accounts filed
fiscal year 2016 · abbreviated schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
0 of 9 acts read
About the unread acts
We know of 9 Belgian State Gazette acts for this company. None of them has been read yet: what they contain is neither established nor disproved here.
Have them read with priority
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Directors · office · real estate
Directors
9 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Kortrijk · 1 establishment unit since 2001
Ground area
2,127 m²
Building footprint
140 m²
Volume, LiDAR
849 m³
Parcel 34353B0763/00E000, Flanders · tallest building 11.1 m, ±2 floors. Linked by address, not a title deed.
1 establishment unit
HOBBY SELECT
since 20012.093.064.515
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 34353B0763/00E000 | Flanders | 2,127 m² | 1 · 140 m² | 11.1 m · 2 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
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Of 1,270 companies in sector 47512 we hold annual accounts for 581. 474 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPublic limited company
Founded06-10-2000
Fiscal year end31-03
Activities, NACEBEL
47512Retail sale of household textiles and bedding
47513Retail trade
52410
46190Agents in non-specialised wholesale trade
Sources
Crossroads Bank for EnterprisesNational Bank · 23 filingsAddress and cadastre registers
Data from official sources, last processed on 08-09-2026. Scores and ratios are computed by Checked and are not a credit decision.