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HN Consult

Active
Private limited companyfounded 2025incorporated this yearHulshoekstraat 58, 3560 Lummen, BelgiumKBO/BCE: BE 1028.182.083

HN Consult is younger than twelve months; there is no public track record yet to compute a bankruptcy probability from. The 2025 annual accounts show equity of €7k and a net result of €4k. Its solvency ranks better than 15% of 31662 sector peers (fiscal year 2025). The company has been active since 2025 and the Belgian State Gazette contains no insolvency or warning signals.

Checked score

Score 2025
47 / 100
Fair
The score weighs solvency, liquidity and profitability. Every signal that weighs is under Signals.
Axes
Profitability48
Solvency33
Growth-
Track record50
Credit advice for your own amount and term

Signals

Four signals. The signal on the left, the evidence on the right.
+raises riskneutral
raises risk · Weak solvency vs sector
Solvency (equity / total assets) is in the sector's weakest quartile: better than 15% of 31662 sector peers (2025).
NBB · sector comparison
Position among 31662 sector peers
Solvency
better than 15%
← weakest strongest →
raises risk · Young company
Founded in 2025, under 3 years, statistically higher risk.
KBO · incorporation date
Age against the risk zone
elevated failure risk from 2 to 8 years 0 years 0 10 y
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 24-07-2026, 7 days ahead of the deadline.
NBB · 1 filing
Deviation from the deadline
2025
7 d early
← before the deadline after the deadline →
neutral · No strike-offs in the KBO publications
We found no ex-officio strike-off or cessation. Our series starts in 2021 and has gaps, so this is not a confirmation that there is nothing.
KBO publications · our coverage

Financials · fiscal year 2025, micro schema

Equity
€7k
Total assets
€90k
Net result
€4k
Working capital
€-11k

Turnover and EBIT margin not published: the micro schema does not require them.

Balance-sheet composition
Assets €90k
Fixed assets €70k
Current assets €20k
Equity and liabilities €90k
Equity €7k
Debt €83k
Debt finances 92.4% of the balance-sheet total.
Key figures and ratios
2025 value
Solvency
7.6%
Current ratio
0.65
Quick ratio
0.65
Debt / equity
12.20
ROE
55.9%
ROA
4.2%
Debt
€83k
Debt ≤ 1 year
€31k
Debt > 1 year
€52k
Income taxes
€2k
Filed annual accounts
As filed with the NBB · 2025
Balance sheet Code2025
Assets
Total assets20/58€90k
Fixed assets21/28€70k
Tangible fixed assets22/27€70k
Leasing and similar rights25€70k
Current assets29/58€20k
Amounts receivable within one year40/41€206
Other amounts receivable41€206
Cash at bank and in hand54/58€18k
Deferred charges and accrued income490/1€2k
Equity and liabilities
Total equity and liabilities10/49€90k
Equity10/15€7k
Contributions10/11€3k
Reserves13€4k
Distributable reserves133€4k
Amounts payable17/49€83k
Amounts payable after more than one year17€52k
Financial debts170/4€52k
Amounts payable within one year42/48€31k
Current portion of amounts payable after more than one year42€13k
Trade debts44€8k
Suppliers440/4€8k
Taxes, remuneration and social security45€10k
Taxes450/3€10k
Income statement Code2025
Other operating charges640/8€1k
Gross operating margin9900€7k
Operating profit (loss)9901€6k
Financial income75/76B€3
Recurring financial income75€3
Financial charges65/66B€370
Recurring financial charges65€370
Profit (loss) for the period before taxes9903€6k
Income taxes67/77€2k
Profit (loss) for the period9904€4k
Profit (loss) for the period to be appropriated9905€4k
Appropriation of the result
Profit (loss) to be appropriated9906€4k
Transfer to equity691/2€4k
To other reserves6921€4k

The notes to these accounts (6 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.

Download as CSV

Timeline · acts, filings and financial milestones

2026
24-07
NBB filing Annual accounts filed
fiscal year 2025 · micro schema
NBB filing

Directors · office · real estate

Directors
We have established no sitting directors for this company. We derive directors from published Gazette acts; while there are none, or none read, nothing appears here. That does not mean the company has none: the CBE keeps its own list of function holders, which we do not read.
Location & real-estate footprint
Registered office, Lummen · 1 establishment unit since 2025
establishment The establishment unit on the map
Cannot be placed on the map

This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.

Hulshoekstraat 583560 Lummen
Ground area
775 m²
Building footprint
132 m²
Volume, LiDAR
2,183 m³
Parcel 71035B0830/00A000, Flanders · tallest building 21.8 m, ±6 floors. Linked by address, not a title deed.
1 establishment unit
HN Consult
Hulshoekstraat 58, 3560 LummenActivities of head offices
since 20252.379.385.155
1 parcel
Flanders 1 (100%)
Parcel (capakey) Region Area Buildings Height / fl.
71035B0830/00A000 Flanders 775 m² 1 · 132 m² 21.8 m · 6 fl.
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.

Similar companies · same sector, comparable size

Of 5,700 companies in sector 70100 we hold annual accounts for 3,494. 970 are within a factor 10 of this equity.See the whole sector

Company data · Crossroads Bank

Identification
Legal formPrivate limited company
Founded26-09-2025
Fiscal year end31-12
Activities, NACEBEL
70100Activities of head offices
63920Other information service activities
70200Business and other management consultancy
82990Other business support services
Sources
Crossroads Bank for EnterprisesNational Bank · 1 filingAddress and cadastre registers

Data from official sources, last processed on 21-09-2026. Scores and ratios are computed by Checked and are not a credit decision.