Financials
- Fiscal year
- 2025
- Total assets
- €861,576
- Loss
- -€11,057
- Solvency
- 1.3%
Total assets▼ 13.1%
Net result
20192025
HMS TEAM
ActiveSummary
The annual accounts of HMS TEAM for fiscal year 2025 show a net loss of 50% of the equity at the start of that year. The 2025 annual accounts show equity of €11,048 and a net result of -€11,057. Equity remains stable across the filed fiscal years (±2.2% per year). The company has been active since 2018 and the Belgian State Gazette contains no insolvency or warning signals. The computed 12-month bankruptcy probability is 0.4% (very low).
Overview
Activity
Activity not known
Size
€861,576total assets 2025
- Equity
- €11,048
- Loss
- -€11,057
Turnover not published (abridged schema)
Structure
Accounts filed 26 d late0 of 1 deed read
Why 53Capped at 59: a net loss of at least half of total assets or of the equity at the start of the financial year- No establishment unit in the KBO- Latest accounts 26 days late; 1 of the last 3 late+ Size: total assets €861,576+ No main activity registeredShow the evidence
Checked score
Score 2025
53
/ 100
Fair
Probability in this band: 1.5% to 4.2%
Better than 16% of its sector peers (no NACE code, micro)
Performance against the sector, not lower risk
A net loss of at least half of total assets or of the equity at the start of the financial year caps the score at 59. Every signal that weighs is under Signals.
Financial strength · tick = 2024
Weak
Solvency
26-1
equity 1.3% of total assets
Liquidity
23-17
short-term debt 98.7% · cash 18.1%
Profitability
34+14
return on assets -1.3%
Bankruptcy probability, 12 months
0.4%
Very low
0%0.5%1.5%4%10%≥ 25%
About 4 in 1,000 comparable companies go bankrupt within 12 months (an estimate).
Last 24 months
11-2024: 3.9%
12-2024: 4.8%▲ +23.6% vs 11-2024
01-2025: 7.1%▲ +47.2% vs 12-2024highest value
02-2025: 7.1%● 0.0% vs 01-2025highest value
03-2025: 1.7%▼ -75.8% vs 02-2025
04-2025: 1.6%▼ -6.3% vs 03-2025
05-2025: 1.7%▲ +6.1% vs 04-2025
06-2025: 2.1%▲ +19.9% vs 05-2025
07-2025: 2.2%▲ +7.0% vs 06-2025
08-2025: 3.1%▲ +41.0% vs 07-2025
09-2025: 3.5%▲ +11.3% vs 08-2025
10-2025: 1.1%▼ -68.4% vs 09-2025
11-2025: 1.1%▲ +1.7% vs 10-2025
12-2025: 1.2%▲ +6.2% vs 11-2025
01-2026: 1.2%▼ -1.4% vs 12-2025
02-2026: 1.2%● 0.0% vs 01-2026
03-2026: 1.3%▲ +8.0% vs 02-2026
04-2026: 1.2%▼ -4.9% vs 03-2026
05-2026: 1.2%▼ -2.8% vs 04-2026
06-2026: 1.3%▲ +11.9% vs 05-2026
07-2026: 1.4%▲ +6.1% vs 06-2026
08-2026: 2.1%▲ +55.6% vs 07-2026
09-2026: 0.5%▼ -77.7% vs 08-2026
10-2026: 0.4%▼ -10.2% vs 09-2026lowest value
- Size: total assets €861,576 lowers the probability for this profile
- No main activity registered lowers the probability
- No establishment unit in the KBO raises the probability
- Latest accounts 26 days late; 1 of the last 3 late raises the probability
Credit up to €500 at 30 days only on tighter terms
Net loss of at least half of total assets or of the equity at the start of the financial year.
Liquidity tight (current ratio 1.01 against 1.02 in 2024; short-term debt: 98.7% and cash: 18.1% of total assets), and 98.7% of the assets are financed with debt.
How it is calculated
The band comes from the bankruptcy probability on a scale of 0 to 100: every 10 points more double the odds of getting through the year without bankruptcy.
| 75-100 | Excellent | under 0.55% |
| 60-74 | Healthy | 0.55% to 1.5% |
| 45-59 | Fair | 1.5% to 4.2% |
| 25-44 | Weak | 4.2% to 15.0% |
| 0-24 | Critical | over 15.0% |
Place inside the band: half the bankruptcy probability, half how the company does against its sector peers (no NACE code, micro). Better than this share of them on solvency 17%, liquidity 13%, profitability 24%, growth against the median 9%. That is performance, not lower risk; the band itself always comes from the probability.
Bankruptcy probability: model pd-v3.202610021621, computed on 03-10-2026. The model learns from Belgian bankruptcies and reads the registers, the annual accounts and the gazette.
Ceilings: negative or zero equity, a heavy loss, a special KBO legal situation and a missing filing 59 (two missing 44), an ongoing judicial reorganisation or an ending 24. Financial strength does not count in the score.
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Signals
Six signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
raises risk · Persistent losses
Two consecutive loss-making years (2024 and 2025); equity is also lower. May indicate structural pressure on profitability.
NBB · annual accounts 2025Net result per financial year
19202122232425
2019 to 2025 · latest year -€11,057
neutral · Filed after the deadline
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 26-08-2026, 26 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
NBB · 7 filingsDeviation from the deadline
2025
26 d late
2024
27 d late
2023
191 d late
2022
92 d late
2021
29 d late
2020
61 d late
2019
122 d late
← before the deadline
after the deadline →
tick = median of all Belgian filings
This company filed its last 7 accounts on average 78 days after the deadline; the Belgian median for financial year 2024 is 4 days before the deadline, and 38% of all filings were late.
Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today. Usually files around 29 August (4 of the last 5 filed years within 63 days of that day).
Companies Code · seven monthsPosition in the running window
03-10-2026 today31-12-2026 close31-07-2027 deadline
- Annual accounts filedfiscal year 2025 · micro…
- Annual accounts filedfiscal year 2024 · micro…
- Annual accounts filedfiscal year 2023 · micro…
Key points
By topic
Timeline
- Events
- 9
- Since
- 2020
- Next accounts
- by 31-07-2027
- 26-08-2026Annual accounts filed
- 27-08-2025Annual accounts filed
- 07-02-2025Annual accounts filed
Company details
- Legal form
- Private limited company (pre-2019)
- Founded
- 02-10-2018
- Year ends
- 31-12
- Peppol
- Not found in the Peppol directory
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