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Private limited companyfounded 20206 yrs activeGrand'Route 44, 1435 Mont-Saint-Guibert, BelgiumKBO/BCE: BE 0745.421.145
Summary

HMO has a registered holding activity and consists mainly of financial fixed assets; the bankruptcy model is trained on trading and manufacturing companies and does not apply here. The 2025 annual accounts show equity of €247,565 and a net result of €45,502. Equity is growing by ~20.8% per year across the filed fiscal years. Its solvency ranks better than 58% of 31896 sector peers (fiscal year 2025). The company has been active since 2020 and the Belgian State Gazette contains no insolvency or warning signals.

Checked score

Outside the general model
Holding: general score not applicable
The company has a registered holding activity and financial fixed assets account for more than half of its assets. The general operating-company model is unsuitable for this profile, so we show no financial axes either. Filed figures remain available.
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Signals

1 signal. The signal on the left, the evidence on the right.
○neutral
neutral · Filed after the deadline
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 29-08-2026, 29 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
NBB · 6 filings
Deviation from the deadline
2025
29 d late
2024
60 d late
2023
44 d late
2022
36 d late
2021
11 d late
2020
136 d late
← before the deadline after the deadline →
tick = median of all Belgian filingsring = median in the sector

This company filed its last 6 accounts on average 53 days after the deadline; the sector median for financial year 2024 is 9 days before the deadline, and 32% of the sector filed late.

Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven months
Position in the running window
27-09-2026 today31-12-2026 close31-07-2027 deadline
neutral · No strike-offs in the KBO publications
We found no ex-officio strike-off or cessation. Our series starts in 2021 and has gaps, so this is not a confirmation that there is nothing.
KBO publications · our coverage

History

HMO was incorporated on 16 March 2020 as a Private limited company.1 Revenue grew from EUR 74,316 in 2020 to EUR 113,576 in 2023.2

  1. 1Crossroads Bank for Enterprises
  2. 2National Bank, annual accounts 2020 and 2023

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Financials · fiscal year 2025, abbreviated schema

Turnover
€113,576▼ 8.9%
2022 · €124,636
EBIT margin
39.8%▲ 18.4pp
2022 · 21.4%
Net result
€45,502▼ 20.8%
2024 · €57,465
Working capital
-€110,502▼ 30.3%
2024 · -€84,812
Trend over the years

Click a name to add, emphasise or remove a line.Band: the middle half (P25 to P75) of NACE 70, Activities of head offices; management consultancy activities, each year against the same schema; no band under 30 filings. Dashed line: the median.

Every figure with its change against the fiscal year before
favourable unfavourable
Line20212022202320242025
Turnover€108,467▲ 46.0%€124,636▲ 14.9%€113,576▼ 8.9%
Operating result€32,935▲ 46.4%€26,690▼ 19.0%€45,256▲ 69.6%€73,199▲ 61.7%€59,159▼ 19.2%
Net result€25,518within the sector's middle half▲ 109%€11,819within the sector's middle half▼ 53.7%€30,028within the sector's middle half▲ 154%€57,465within the sector's middle half▲ 91.4%€45,502within the sector's middle half▼ 20.8%
EBIT margin30.4%▲ 0.1pp21.4%▼ 8.9pp39.8%▲ 18.4pp
Equity€127,751within the sector's middle half▲ 25.0%€139,570within the sector's middle half▲ 9.3%€169,598within the sector's middle half▲ 21.5%€227,063within the sector's middle half▲ 33.9%€247,565above the sector's middle half▲ 9.0%
Total assets€432,977within the sector's middle half▲ 0.1%€438,050within the sector's middle half▲ 1.2%€421,681within the sector's middle half▼ 3.7%€405,961within the sector's middle half▼ 3.7%€377,881within the sector's middle half▼ 6.9%
Debt€305,226▼ 7.6%€298,480▼ 2.2%€252,083▼ 15.5%€178,898▼ 29.0%€130,316▼ 27.2%
Working capital-€40,904▲ 22.0%-€92,066▼ 125%-€83,346▲ 9.5%-€84,812▼ 1.8%-€110,502▼ 30.3%
Solvency29.5%within the sector's middle half▲ 5.9pp31.9%within the sector's middle half▲ 2.4pp40.2%within the sector's middle half▲ 8.4pp55.9%within the sector's middle half▲ 15.7pp65.5%within the sector's middle half▲ 9.6pp
above within below the middle half (P25 to P75) of NACE 70, Activities of head offices; management consultancy activities, each year against the same schema; no band under 30 filings.
Turnover and EBIT margin not published: the abbreviated or micro schema does not require them.
Result per fiscal year
Operating resultNet result
€0€20,000€40,000€60,000€80,000Operating result 2021: €32,935€32,935Net result 2021: €25,518€25,518Operating result 2022: €26,690€26,690Net result 2022: €11,819€11,819Operating result 2023: €45,256€45,256Net result 2023: €30,028€30,028Operating result 2024: €73,199€73,199Net result 2024: €57,465€57,465Operating result 2025: €59,159€59,159Net result 2025: €45,502€45,50220212022202320242025€0€20,000€40,000€60,000€80,000Operating result 2023: €45,256€45,300Net result 2023: €30,028€30,000Operating result 2024: €73,199€73,200Net result 2024: €57,465€57,500Operating result 2025: €59,159€59,200Net result 2025: €45,502€45,500202320242025
The operating result falls in 2025; 2025 is 19% below 2024.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €377,881
Fixed assets €376,000 ▼ 2.1%
Current assets €1,881 ▼ 91.4%
Equity and liabilities €377,881
Equity €247,565 ▲ 9.0%
Debt €130,316 ▼ 27.2%
Debt's share of the balance-sheet total falls from 44.1% to 34.5%. Equity is higher and debt is lower.
Key figures and ratios
2025 value · change against 2024
ROE
18.4%▼
2024 · 25.3%
ROA
12.0%▼
2024 · 14.2%
Debt ≤ 1 year
€112,383▲
2024 · €106,773
Debt > 1 year
€17,933▼
2024 · €72,125
Income taxes
€9,303▼
2024 · €13,900
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Annual accounts
Filed annual accounts As filed with the NBB · 2025 against 2024 · 41 lines
Balance sheet Code20242025
Assets
Total assets20/58€405,961€377,881▼
Fixed assets21/28€384,000€376,000▼
Financial fixed assets28€384,000€376,000▼
Current assets29/58€21,961€1,881▼
Amounts receivable within one year40/41€21,100-
Other amounts receivable41€21,100-
Cash at bank and in hand54/58€861€1,881▲
Equity and liabilities
Total equity and liabilities10/49€405,961€377,881▼
Equity10/15€227,063€247,565▲
Contributions10/11€90,000€90,000=
Capital10-€90,000
Issued capital100-€90,000
Reserves13-€50,000
Distributable reserves133-€50,000
Profit (loss) carried forward14€137,063€107,565▼
Amounts payable17/49€178,898€130,316▼
Amounts payable after more than one year17€72,125€17,933▼
Financial debts170/4€72,125€17,933▼
Amounts payable within one year42/48€106,773€112,383▲
Current portion of amounts payable after more than one year42€57,053€56,895▼
Trade debts44€6,203€876▼
Suppliers440/4€6,203€876▼
Taxes, remuneration and social security45€38,897€22,078▼
Taxes450/3€38,897€22,078▼
Other amounts payable47/48€4,620€32,534▲
Income statement Code20242025
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€16,081€8,000▼
Other operating charges640/8€5,401€2,273▼
Gross operating margin9900€94,681€69,432▼
Operating profit (loss)9901€73,199€59,159▼
Financial charges65/66B€1,834€4,354▲
Recurring financial charges65€1,834€4,354▲
Profit (loss) for the period before taxes9903€71,365€54,805▼
Income taxes67/77€13,900€9,303▼
Profit (loss) for the period9904€57,465€45,502▼
Profit (loss) for the period to be appropriated9905€57,465€45,502▼
Appropriation of the result
Profit (loss) to be appropriated9906€137,063€152,565▲
Profit (loss) brought forward from the previous period14P€79,598€107,063▲
Transfer to equity691/2-€20,000
To other reserves6921-€20,000
Profit to be distributed694/7-€25,000
Directors or managers695-€25,000

The notes to these accounts (6 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.

Line20212022202320242025Change
Turnover70€108,467€124,636€113,576---
Non-recurring operating income76A€5,066€19,199----
Goods, raw materials, services and sundry goods60/61€58,517€80,170€50,340---
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€16,385€15,370€15,370€16,081€8,000▼ 50.3%
Other operating charges640/8€630€2,406€2,610€5,401€2,273▼ 57.9%
Gross operating margin9900€49,950€44,466€63,236€94,681€69,432▼ 26.7%
Operating profit (loss)9901€32,935€26,690€45,256€73,199€59,159▼ 19.2%
Financial charges65/66B€7,417€7,278€8,120€1,834€4,354▲ 137%
Recurring financial charges65€7,337€7,278€8,120€1,834€4,354▲ 137%
Non-recurring financial charges66B€80-----
Profit (loss) for the period before taxes9903€25,518€19,412€37,136€71,365€54,805▼ 23.2%
Income taxes67/77-€7,593€7,108€13,900€9,303▼ 33.1%
Profit (loss) for the period9904€25,518€11,819€30,028€57,465€45,502▼ 20.8%
Profit (loss) for the period to be appropriated9905€25,518€11,819€30,028€57,465€45,502▼ 20.8%
Line20212022202320242025Change
Assets
Total assets20/58€432,977€438,050€421,681€405,961€377,881▼ 6.9%
Formation expenses20€1,194€938€683---
Fixed assets21/28€408,671€414,512€399,398€384,000€376,000▼ 2.1%
Tangible fixed assets22/27€671€14,512€7,398---
Furniture and vehicles24€671€14,512€7,398---
Financial fixed assets28€408,000€400,000€392,000€384,000€376,000▼ 2.1%
Current assets29/58€23,112€22,600€21,600€21,961€1,881▼ 91.4%
Amounts receivable within one year40/41€7,362€22,600€21,600€21,100--
Trade receivables40€262-----
Other amounts receivable41€7,100€22,600€21,600€21,100--
Cash at bank and in hand54/58€15,750--€861€1,881▲ 118%
Equity and liabilities
Total equity and liabilities10/49€432,977€438,050€421,681€405,961€377,881▼ 6.9%
Equity10/15€127,751€139,570€169,598€227,063€247,565▲ 9.0%
Contributions10/11€90,000€90,000€90,000€90,000€90,000=
Capital10----€90,000-
Issued capital100----€90,000-
Reserves13----€50,000-
Distributable reserves133----€50,000-
Profit (loss) carried forward14€37,751€49,570€79,598€137,063€107,565▼ 21.5%
Amounts payable17/49€305,226€298,480€252,083€178,898€130,316▼ 27.2%
Amounts payable after more than one year17€223,060€183,814€128,637€72,125€17,933▼ 75.1%
Financial debts170/4€223,060€183,814€128,637€72,125€17,933▼ 75.1%
Amounts payable within one year42/48€64,016€114,666€104,946€106,773€112,383▲ 5.3%
Current portion of amounts payable after more than one year42€53,101€59,617€59,441€57,053€56,895▼ 0.3%
Financial debts43-€8,792€1,604---
Credit institutions430/8-€8,792€1,604---
Trade debts44-€5,319€5,454€6,203€876▼ 85.9%
Suppliers440/4-€5,319€5,454€6,203€876▼ 85.9%
Taxes, remuneration and social security45€7,233€10,249€18,737€38,897€22,078▼ 43.2%
Taxes450/3€5,033€10,249€18,737€38,897€22,078▼ 43.2%
Remuneration and social security454/9€2,200-----
Other amounts payable47/48€3,682€30,689€19,710€4,620€32,534▲ 604%
Accrued charges and deferred income492/3€18,150-€18,500---
Line20212022202320242025Change
Profit (loss) for the period9904€25,518€11,819€30,028€57,465€45,502▼ 20.8%
+ Depreciation and write-downs630€16,385€15,370€15,370€16,081€8,000▼ 50.3%
Operating cash flow (approximation)€41,903€27,189€45,398€73,546€53,502▼ 27.3%
Investment in fixed assets (approximation)--€21,211-€256-€683€0▲ 100%
Change in cash----€1,020-

Simplified and derived: a Belgian filing has no cash-flow statement, so these rows come from the income statement and the balance-sheet moves.

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Timeline · acts, filings and financial milestones

Next filing, fiscal year 2026, expected by 31-07-2027
2026
25-09
NBB filing Annual accounts filed
fiscal year 2025 · abbreviated schema · 29 days late
29-08
NBB filing Annual accounts filed
fiscal year 2025 · micro schema · 29 days late
2025
29-09
NBB filing Annual accounts filed
fiscal year 2024 · micro schema · 60 days late
2024
31-12
Financial Highest result since 2020net €57,465 ▲91.4%
Operating result €73,199, net result €57,465, both a record.
31-12
Financial Equity above €200,000Eq €227,063 ▲33.9%
5 profitable years in a row build equity to €227,063.
13-09
NBB filing Annual accounts filed
fiscal year 2023 · micro schema · 44 days late
2023
31-12
Financial Equity above €150,000Eq €169,598 ▲21.5%
4 profitable years in a row build equity to €169,598.
05-09
NBB filing Annual accounts filed
fiscal year 2022 · micro schema · 36 days late
2022
31-12
Financial Weakest financial yearnet €11,819 ▼53.7%
Net result drops to €11,819, the lowest in the series; recovery starts the following year.
11-08
NBB filing Annual accounts filed
fiscal year 2021 · micro schema · 11 days late
2021
14-12
NBB filing Annual accounts filed
fiscal year 2020 · micro schema · 136 days late
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
0 of 2 acts read
About the unread acts

We know of 2 Belgian State Gazette acts for this company. None of them has been read yet: what they contain is neither established nor disproved here.

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Directors · office · real estate

Directors
2 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Mont-Saint-Guibert · 1 establishment unit since 2020
seat establishment The establishment unit on the map
Ground area
3,885 m²
Building footprint
281 m²
Volume, LiDAR
2,155 m³
2 parcels, Wallonia · tallest building 11.0 m, ±3 floors. Linked by address, not a title deed.
1 establishment unit
Rue d'Acquegnée(Fouleng) 9, 7830 Silly
Holdings
since 20202.301.155.150
2 parcels
Wallonia 2 (100%)
Parcel (capakey) Region Area Buildings Height / fl.
51021A0241/00F000 Wallonia 3,264 m² 1 · 85 m² 9.7 m · 3 fl.
25020A0287/00Y002indicative Wallonia 621 m² 1 · 196 m² 11.0 m · 2 fl.
Linked by address, not proof of ownership
Good to know
1 of 2 parcels with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.

Similar companies · same sector, comparable size

Of 82,642 companies in sector 70200 we hold annual accounts for 52,589. 39,044 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector

Identification & contact

Identification
Legal formPrivate limited company
Founded16-03-2020
Fiscal year end31-12
Activities, NACEBEL 2025
70200Business and other management consultancy
64210Activities of holding companies
Contact
Phone +32471597904
E-invoicing
Reachable via Peppol
Peppol ID 0208:0745421145
Also 9925:BE0745421145
Registered 12-12-2025

Register as of 27 September 2026 · Peppol Directory

Scores and ratios are computed by Checked and are not a credit decision.