Summary
HMO has a registered holding activity and consists mainly of financial fixed assets; the bankruptcy model is trained on trading and manufacturing companies and does not apply here. The 2025 annual accounts show equity of €243k and a net result of €46k. Equity is growing by ~19.6% per year across the filed fiscal years. Its solvency ranks better than 58% of 31791 sector peers (fiscal year 2025). The company has been active since 2020 and the Belgian State Gazette contains no insolvency or warning signals.
Checked score
Outside the general model
Holding: general score not applicable
The company has a registered holding activity and financial fixed assets account for more than half of its assets. The general operating-company model is unsuitable for this profile, so we show no financial axes either. Filed figures remain available.
Credit check for your own amount and term
Open the credit simulator : see how the verdict changes with amount, term and advance.
Signals
1 signal. The signal on the left, the evidence on the right.
○neutral
neutral · Filed after the deadline
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 29-08-2026, 29 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
NBB · 6 filingsDeviation from the deadline
2025
29 d late
2024
60 d late
2023
44 d late
2022
36 d late
2021
11 d late
2020
136 d late
← before the deadline
after the deadline →
Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
25-09-2026 today31-12-2026 close31-07-2027 deadline
History
Go further with this company
How much credit can you give this customer, and on what term?Credit simulator What should you check before you do business with this company?Supplier due diligence Accepting this client? The AML file with identity, beneficial owners and sanctions lists.AML client file What changed in the latest annual accounts?What changed What held for this company on a given day: board, seat, name?Company as of a date Which other companies resemble this one?Lookalike companies
Financials · fiscal year 2025, micro schema
Turnover
€114k▼ 8.9%
2022 · €125k
EBIT margin
39.8%▲ 18.4pp
2022 · 21.4%
Net result
€46k▼ 20.8%
2024 · €57k
Working capital
€-116k▼ 36.2%
2024 · €-85k
Trend over the years
Click a name to add, emphasise or remove a line.
Every figure with its change against the fiscal year before
favourable
unfavourable
Line20212022202320242025
Turnover€108k▲ 46.0%€125k▲ 14.9%€114k▼ 8.9%
Operating result€33k▲ 46.4%€27k▼ 19.0%€45k▲ 69.6%€73k▲ 61.7%€59k▼ 19.2%
Net result€26k▲ 109%€12k▼ 53.7%€30k▲ 154%€57k▲ 91.4%€46k▼ 20.8%
EBIT margin30.4%▲ 0.1pp21.4%▼ 8.9pp39.8%▲ 18.4pp
Equity€128k▲ 25.0%€140k▲ 9.3%€170k▲ 21.5%€227k▲ 33.9%€243k▲ 6.8%
Total assets€433k▲ 0.1%€438k▲ 1.2%€422k▼ 3.7%€406k▼ 3.7%€378k▼ 6.9%
Debt€305k▼ 7.6%€298k▼ 2.2%€252k▼ 15.5%€179k▼ 29.0%€135k▼ 24.4%
Working capital€-41k▲ 22.0%€-92k▼ 125%€-83k▲ 9.5%€-85k▼ 1.8%€-116k▼ 36.2%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result falls in 2025; 2025 is 19% below 2024.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €378k
Fixed assets
€376k ▼ 2.1%
Current assets
€2k ▼ 91.4%
Equity and liabilities €378k
Equity
€243k ▲ 6.8%
Debt
€135k ▼ 24.4%
Debt's share of the balance-sheet total falls from 44.1% to 35.8%. Equity is higher and debt is lower.
Key figures and ratios
ROE
18.8%▼
2024 · 25.3%
ROA
12.0%▼
2024 · 14.2%
Debt ≤ 1 year
€117k▲
2024 · €107k
Debt > 1 year
€18k▼
2024 · €72k
Income taxes
€9k▼
2024 · €14k
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Annual accounts
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Turnover70 | €108k | €125k | €114k | - | - | - |
| Non-recurring operating income76A | €5k | €19k | - | - | - | - |
| Goods, raw materials, services and sundry goods60/61 | €59k | €80k | €50k | - | - | - |
| Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630 | €16k | €15k | €15k | €16k | €8k | ▼ 50.3% |
| Other operating charges640/8 | €630 | €2k | €3k | €5k | €2k | ▼ 57.9% |
| Gross operating margin9900 | €50k | €44k | €63k | €95k | €69k | ▼ 26.7% |
| Operating profit (loss)9901 | €33k | €27k | €45k | €73k | €59k | ▼ 19.2% |
| Financial charges65/66B | €7k | €7k | €8k | €2k | €4k | ▲ 137% |
| Recurring financial charges65 | €7k | €7k | €8k | €2k | €4k | ▲ 137% |
| Non-recurring financial charges66B | €80 | - | - | - | - | - |
| Profit (loss) for the period before taxes9903 | €26k | €19k | €37k | €71k | €55k | ▼ 23.2% |
| Income taxes67/77 | - | €8k | €7k | €14k | €9k | ▼ 33.1% |
| Profit (loss) for the period9904 | €26k | €12k | €30k | €57k | €46k | ▼ 20.8% |
| Profit (loss) for the period to be appropriated9905 | €26k | €12k | €30k | €57k | €46k | ▼ 20.8% |
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Assets | ||||||
| Total assets20/58 | €433k | €438k | €422k | €406k | €378k | ▼ 6.9% |
| Formation expenses20 | €1k | €938 | €683 | - | - | - |
| Fixed assets21/28 | €409k | €415k | €399k | €384k | €376k | ▼ 2.1% |
| Tangible fixed assets22/27 | €671 | €15k | €7k | - | - | - |
| Furniture and vehicles24 | €671 | €15k | €7k | - | - | - |
| Financial fixed assets28 | €408k | €400k | €392k | €384k | €376k | ▼ 2.1% |
| Current assets29/58 | €23k | €23k | €22k | €22k | €2k | ▼ 91.4% |
| Amounts receivable within one year40/41 | €7k | €23k | €22k | €21k | - | - |
| Trade receivables40 | €262 | - | - | - | - | - |
| Other amounts receivable41 | €7k | €23k | €22k | €21k | - | - |
| Cash at bank and in hand54/58 | €16k | - | - | €861 | €2k | ▲ 118% |
| Equity and liabilities | ||||||
| Total equity and liabilities10/49 | €433k | €438k | €422k | €406k | €378k | ▼ 6.9% |
| Equity10/15 | €128k | €140k | €170k | €227k | €243k | ▲ 6.8% |
| Contributions10/11 | €90k | €90k | €90k | €90k | €90k | = |
| Reserves13 | - | - | - | - | €30k | - |
| Distributable reserves133 | - | - | - | - | €30k | - |
| Profit (loss) carried forward14 | €38k | €50k | €80k | €137k | €123k | ▼ 10.6% |
| Amounts payable17/49 | €305k | €298k | €252k | €179k | €135k | ▼ 24.4% |
| Amounts payable after more than one year17 | €223k | €184k | €129k | €72k | €18k | ▼ 75.1% |
| Financial debts170/4 | €223k | €184k | €129k | €72k | €18k | ▼ 75.1% |
| Amounts payable within one year42/48 | €64k | €115k | €105k | €107k | €117k | ▲ 9.9% |
| Current portion of amounts payable after more than one year42 | €53k | €60k | €59k | €57k | €57k | ▼ 0.3% |
| Financial debts43 | - | €9k | €2k | - | - | - |
| Credit institutions430/8 | - | €9k | €2k | - | - | - |
| Trade debts44 | - | €5k | €5k | €6k | €876 | ▼ 85.9% |
| Suppliers440/4 | - | €5k | €5k | €6k | €876 | ▼ 85.9% |
| Taxes, remuneration and social security45 | €7k | €10k | €19k | €39k | €22k | ▼ 43.2% |
| Taxes450/3 | €5k | €10k | €19k | €39k | €22k | ▼ 43.2% |
| Remuneration and social security454/9 | €2k | - | - | - | - | - |
| Other amounts payable47/48 | €4k | €31k | €20k | €5k | €38k | ▲ 712% |
| Accrued charges and deferred income492/3 | €18k | - | €19k | - | - | - |
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Profit (loss) for the period9904 | €26k | €12k | €30k | €57k | €46k | ▼ 20.8% |
| + Depreciation and write-downs630 | €16k | €15k | €15k | €16k | €8k | ▼ 50.3% |
| Operating cash flow (approximation) | €42k | €27k | €45k | €74k | €54k | ▼ 27.3% |
| Investment in fixed assets (approximation) | - | €-21k | €-256 | €-683 | €0 | ▲ 100% |
| Change in cash | - | - | - | - | €1k | - |
Simplified and derived: a Belgian filing has no cash-flow statement, so these rows come from the income statement and the balance-sheet moves.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
29-08
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema · 29 days late
2025
29-09
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema · 60 days late
2024
31-12
Financial
Highest result since 2020net €57k ▲91.4%
Operating result €73k, net result €57k, both a record.
31-12
Financial
Equity above €200kEq €227k ▲33.9%
5 profitable years in a row build equity to €227k.
13-09
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema · 44 days late
2023
31-12
Financial
Equity above €150kEq €170k ▲21.5%
4 profitable years in a row build equity to €170k.
05-09
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema · 36 days late
2022
31-12
Financial
Weakest financial yearnet €12k ▼53.7%
Net result drops to €12k, the lowest in the series; recovery starts the following year.
11-08
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema · 11 days late
2021
14-12
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema · 136 days late
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
0 of 2 acts read
About the unread acts
We know of 2 Belgian State Gazette acts for this company. None of them has been read yet: what they contain is neither established nor disproved here.
Have them read with priority
Sign in to place this company at the front of the reading queue.
Directors · office · real estate
Directors
2 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Mont-Saint-Guibert · 1 establishment unit since 2020
Ground area
3,885 m²
Building footprint
281 m²
Volume, LiDAR
2,155 m³
2 parcels, Wallonia · tallest building 11.0 m, ±3 floors. Linked by address, not a title deed.
1 establishment unit
Rue d'Acquegnée(Fouleng) 9, 7830 Silly
since 20202.301.155.150
2 parcels
Wallonia
2
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 51021A0241/00F000 | Wallonia | 3,264 m² | 1 · 85 m² | 9.7 m · 3 fl. |
| 25020A0287/00Y002indicative | Wallonia | 621 m² | 1 · 196 m² | 11.0 m · 2 fl. |
Linked by address, not proof of ownership
Good to know
1 of 2 parcels with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Similar companies · same sector, comparable size
MCCL HOLDING
BE 0668.363.157
Charleroi · Eq €242,554
SANTA MARKETING
BE 0672.605.423
Manage · Eq €242,595
DDK Consulting
BE 0821.097.773
Antwerpen · Eq €242,530
VS CONSULTING COMPANY
BE 0794.526.307
Brussel · Eq €242,514
NOtechnology
BE 0738.842.862
Antwerpen · Eq €242,643
Of 82,632 companies in sector 70200 we hold annual accounts for 52,587. 39,042 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector
Identification & contact
Identification
Legal formPrivate limited company
Founded16-03-2020
Fiscal year end31-12
Activities, NACEBEL 2025
70200Business and other management consultancy
64210Activities of holding companies
Contact
Phone
+32471597904
Scores and ratios are computed by Checked and are not a credit decision.