HML COMPANY
ActiveHML COMPANY has been active since 2023 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €33k and a net result of €27k. Its solvency ranks better than 44% of 16527 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.3% (very low).
Checked score
Score 2025
78
/ 100
Excellent
The score weighs solvency, liquidity and profitability. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability100▲+26
Solvency81▲+49
Growth78
Track record94
Bankruptcy probability, 12 months
0.3%
Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €2.5k at 30 days acceptable
Liquidity short (current ratio 0.8 against 0.62 in 2024; short-term debt: 44% and cash: 8.4% of total assets), and 44% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Seven signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 86
Relative position
BE, all sectors
reference
Sector 86
lower
← fewer bankruptcies
more bankruptcies →
raises risk · Limited track record
This company has not been active as long as an established one and statistically fails somewhat more often.
KBO · incorporation dateAge against the risk zone
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
56%
Return on assets
45.3%
Age of the figures
9 mo
neutral · Filed after the deadline
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 22-08-2026, 22 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
NBB · 2 filingsDeviation from the deadline
2025
22 d late
2024
10 d early
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
22-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, micro schema
Equity
€33k▲ 423%
2024 · €6k
2024: €6k
2024 → 2025
Total assets
€59k▼ 35.1%
2024 · €91k
2024: €91k
2024 → 2025
Net result
€27k▲ 601%
2024 · €4k
2024: €4k
2024 → 2025
Working capital
€-5k▲ 84.1%
2024 · €-33k
2024: €-33k
2024 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20242025Trend
Equity€6k-€33k▲ 423%
Operating result€4k-€28k▲ 630%
Net result€4k-€27k▲ 601%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result rises in 2025; 2025 is 630% above 2024.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €59k
Fixed assets
€38k▼ 1.8%
Current assets
€21k▼ 60.1%
Equity and liabilities €59k
Equity
€33k▲ 423%
Debt
€26k▼ 69.3%
The debt ratio falls from 93.1% to 44.0%. Equity is higher and debt is lower.
Key figures and ratios
EBITDA
€36k▲
2024 · €8k
Cash flow
€34k▲
2024 · €8k
Solvency
56.0%▲
2024 · 6.9%
Current ratio
0.80▲
2024 · 0.62
Quick ratio
0.80▲
2024 · 0.62
Debt / equity
0.79▼
2024 · 13.41
ROE
80.9%▲
2024 · 60.4%
ROA
45.3%▲
2024 · 4.2%
Interest coverage
243.95▼
2024 · 722.45
Debt
€26k▼
2024 · €85k
Debt ≤ 1 year
€26k▼
2024 · €85k
Income taxes
€1k
Staff costs
€9k▼
2024 · €13k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€91k€59k▼
Fixed assets21/28€39k€38k▼
Tangible fixed assets22/27€34k€33k▼
Furniture and vehicles24€34k€33k▼
Financial fixed assets28€5k€5k=
Current assets29/58€52k€21k▼
Amounts receivable within one year40/41€46k€16k▼
Trade receivables40€46k€15k▼
Other amounts receivable41€265€1k▲
Cash at bank and in hand54/58€6k€5k▼
Equity and liabilities
Total equity and liabilities10/49€91k€59k▼
Equity10/15€6k€33k▲
Contributions10/11€3k€3k=
Revaluation surpluses12€0-
Reserves13€0-
Non-distributable reserves130/1€0-
Reserves not available under the articles1311€0-
Own shares acquired1312€0-
Financial assistance1313€0-
Other1319€0-
Tax-exempt reserves132€0-
Distributable reserves133€0-
Profit (loss) carried forward14€4k€31k▲
Investment grants15€0-
Advance to shareholders on the distribution of net assets19€0-
Provisions and deferred taxes16€0-
Provisions for liabilities and charges160/5€0-
Pensions and similar obligations160€0-
Taxes161€0-
Major repairs and maintenance162€0-
Environmental obligations163€0-
Other liabilities and charges164/5€0-
Deferred taxes168€0-
Amounts payable17/49€85k€26k▼
Amounts payable within one year42/48€85k€26k▼
Trade debts44€42k€16k▼
Suppliers440/4€42k€16k▼
Other amounts payable47/48€43k€10k▼
Income statement
Code20242025
Goods, raw materials, services and sundry goods60/61€74k€102k▲
Remuneration, social security and pensions62€13k€9k▼
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€5k€8k▲
Other operating charges640/8€687€926▲
Gross operating margin9900€22k€46k▲
Operating profit (loss)9901€4k€28k▲
Financial charges65/66B€12€146▲
Recurring financial charges65€12€146▲
Profit (loss) for the period before taxes9903€4k€28k▲
Income taxes67/77-€1k
Profit (loss) for the period9904€4k€27k▲
Profit (loss) for the period to be appropriated9905€4k€27k▲
Appropriation of the result
Profit (loss) to be appropriated9906€4k€31k▲
Profit (loss) brought forward from the previous period14P-€4k
The notes to these accounts (9 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
22-08
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema · 22 days late
2025
21-07
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
NBB filing
Directors · office · real estate
Directors
4 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Anderlecht · 1 establishment unit since 2023
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Lennikse Baan 2891070 AnderlechtGround area
6,962 m²
Building footprint
1,622 m²
Volume, LiDAR
30,567 m³
2 parcels, Brussels, Flanders · tallest building 29.7 m, ±8 floors. Linked by address, not a title deed.
1 establishment unit
HML COMPANY
since 20232.348.711.973
2 parcels
Flanders
1
(50%)
Brussels
1
(50%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 21307F0089/00K000 | Brussels | 6,784 m² | 1 · 1,460 m² | 29.6 m · 8 fl. |
| 23011B0213/00P000 | Flanders | 178 m² | 1 · 163 m² | 10.5 m · 2 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1 · via establishment units: 1
2 of 2 parcels with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
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Of 12,689 companies in sector 86951 we hold annual accounts for 2,142. 1,939 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded07-07-2023
Fiscal year end31-12
Activities, NACEBEL
86905Human health activities
86951Physiotherapy
86909Human health activities
86995Nutrition and dietetics services
Sources
Crossroads Bank for EnterprisesNational Bank · 2 filingsAddress and cadastre registers
Data from official sources, last processed on 22-09-2026. Scores and ratios are computed by Checked and are not a credit decision.
Contact details
2 entriesE-mail:iliashammali7@gmail.com
Phone:0033676566313