HMI Management
ActiveHMI Management has been active since 2022 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €753k and a net result of €170k. Equity is growing by ~35.1% per year across the filed fiscal years. Its solvency ranks better than 87% of 31545 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.4% (very low).
Checked score
Score 2025
93
/ 100
Excellent= vs 2024
The score combines four axes. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability100=
Solvency100=
Growth52=
Stability94
Bankruptcy probability, 12 months
0.4%
Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €70k at 30 days acceptable
Liquidity ample (current ratio 9.09 against 5.73 in 2024), and 10.8% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Seven signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 70
Relative position
BE, all sectors
reference
Sector 70
lower
← fewer bankruptcies
more bankruptcies →
raises risk · Limited track record
This company has not been active as long as an established one and statistically fails somewhat more often.
KBO · incorporation dateAge against the risk zone
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
89.2%
Return on assets
20.2%
Age of the figures
9 mo
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 27-07-2026, 4 days ahead of the deadline.
NBB · 3 filingsDeviation from the deadline
2025
4 d early
2024
48 d early
2023
33 d early
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
16-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, micro schema
Equity
€753k▲ 29.2%
2024 · €583k
2023: €344k
2024: €583k
2023 → 2025
Total assets
€844k▲ 19.5%
2024 · €706k
2023: €515k
2024: €706k
2023 → 2025
Net result
€170k▼ 28.8%
2024 · €239k
2023: €339k
2024: €239k
2023 → 2025
Working capital
€736k▲ 26.4%
2024 · €582k
2023: €343k
2024: €582k
2023 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line202320242025Trend
Equity€344k-€583k▲ 69.6%€753k▲ 29.2%
Operating result€492k-€349k▼ 29.1%€248k▼ 29.0%
Net result€339k-€239k▼ 29.4%€170k▼ 28.8%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result has fallen two years in a row; 2025 is 29% below 2024 and is the lowest year so far.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €844k
Fixed assets
€16k▲ 30,144%
Current assets
€827k▲ 17.2%
Equity and liabilities €844k
Equity
€753k▲ 29.2%
Debt
€91k▼ 26.1%
The debt ratio falls from 17.5% to 10.8%: equity grows while debt is paid down.
Key figures and ratios
EBITDA
€248k▼
2024 · €349k
Cash flow
€170k▼
2024 · €239k
Solvency
89.2%▲
2024 · 82.5%
Current ratio
9.09▲
2024 · 5.73
Quick ratio
9.09▲
2024 · 5.73
Debt / equity
0.12▼
2024 · 0.21
ROE
22.6%▼
2024 · 41.0%
ROA
20.2%▼
2024 · 33.9%
Interest coverage
77.47▼
2024 · 95.97
Debt
€91k▼
2024 · €123k
Debt ≤ 1 year
€91k▼
2024 · €123k
Income taxes
€74k▼
2024 · €106k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€706k€844k▲
Fixed assets21/28€54€16k▲
Tangible fixed assets22/27-€16k
Furniture and vehicles24-€16k
Financial fixed assets28€54€54=
Current assets29/58€706k€827k▲
Amounts receivable within one year40/41€117k€344▼
Trade receivables40€116k€0▼
Other amounts receivable41€320€344▲
Current investments50/53€300k€300k=
Cash at bank and in hand54/58€281k€522k▲
Deferred charges and accrued income490/1€8k€5k▼
Equity and liabilities
Total equity and liabilities10/49€706k€844k▲
Equity10/15€583k€753k▲
Contributions10/11€5k€5k=
Reserves13€578k€748k▲
Distributable reserves133€578k€748k▲
Amounts payable17/49€123k€91k▼
Amounts payable within one year42/48€123k€91k▼
Trade debts44€0€300▲
Suppliers440/4€0€300▲
Taxes, remuneration and social security45€123k€91k▼
Taxes450/3€123k€91k▼
Income statement
Code20242025
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€0€108▲
Other operating charges640/8€0€400▲
Gross operating margin9900€349k€248k▼
Operating profit (loss)9901€349k€248k▼
Financial income75/76B€0-
Recurring financial income75€0-
Financial charges65/66B€4k€3k▼
Recurring financial charges65€4k€3k▼
Profit (loss) for the period before taxes9903€345k€244k▼
Income taxes67/77€106k€74k▼
Profit (loss) for the period9904€239k€170k▼
Profit (loss) for the period to be appropriated9905€239k€170k▼
Appropriation of the result
Profit (loss) to be appropriated9906€239k€170k▼
Transfer to equity691/2€239k€170k▼
To other reserves6921€239k€170k▼
The notes to these accounts (10 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
27-07
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema
2025
31-12
Financial
Weakest financial yearnet €170k ▼28.8%
Net result drops to €170k, the lowest in the series.
13-06
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
2024
31-12
Financial
Equity above €500kEq €583k ▲69.6%
2 profitable years in a row build equity to €583k.
28-06
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
1 act for this company is in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Rouvroy · 1 establishment unit since 2022
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Rue Croix-Labore,Torgny 96767 RouvroyGround area
1,401 m²
Building footprint
184 m²
Parcel 85040A0954/00L000, Wallonia. Linked by address, not a title deed.
1 establishment unit
HMI Management
since 20222.339.004.055
1 parcel
Wallonia
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 85040A0954/00L000 | Wallonia | 1,401 m² | 1 · 184 m² | - |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
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STRAIGHT FORWARD
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ARTIM
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Of 82,241 companies in sector 70200 we hold annual accounts for 52,391. 30,741 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded12-12-2022
Fiscal year end31-12
Activities, NACEBEL
70200Business and other management consultancy
70220Business consulting
Sources
Crossroads Bank for EnterprisesNational Bank · 3 filingsAddress and cadastre registers
Data from official sources, last processed on 14-09-2026. Scores and ratios are computed by Checked and are not a credit decision.