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HMBM Services

Active
Private limited companyfounded 20224 yrs activeJean De Greefstraat 33, 1083 Ganshoren, BelgiumKBO/BCE: BE 0790.627.501
Summary

The computed 12-month bankruptcy probability of HMBM Services is 9.2% (elevated). The 2024 annual accounts show equity of €12,108 and a net result of €382. Equity is growing by ~48.1% per year across the filed fiscal years. The company has been active since 2022 and the Belgian State Gazette contains no insolvency or warning signals.

Checked score

Score 2024
Axes · tick = 2023
Profitability55▼-35
Solvency47▼-35
Growth78=
Track record94
Bankruptcy probability, 12 months
9.2% Elevated
0%0.5%1.5%4%10%≥ 25%
Credit up to €500 at 30 days only on tighter terms
Liquidity tight (current ratio 1.44 against 1.81 in 2023; short-term debt: 35.1% and cash: 19.1% of total assets), and 77.7% of the assets are financed with debt.
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Signals

Six signals. The signal on the left, the evidence on the right.
+raises risk○neutral
raises risk · Limited track record
This company has not been active as long as an established one and statistically fails somewhat more often.
KBO · incorporation date
Age against the risk zone
highest failure risk from 2 to 8 years 4 years 0 10 y
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 49
Relative position
BE, all sectors
reference
Land transport and transport via pipelines (NACE 49)
about 141% more bankruptcies
← fewer bankruptcies more bankruptcies →
raises risk · Higher-failure-rate region
In this region companies fail more often than in the rest of the country.
KBO · registered office
raises risk · Multiple establishment units
Several establishment units mean more fixed costs, and such companies fail more often than a company with one establishment.
KBO · establishment units
raises risk · Annual accounts: weaker financial profile
The latest annual accounts show a weaker profile in solvency, result or liquidity than companies that stay afloat.
NBB · annual accounts 2024
Solvency, return and age of the figures
Solvency
22.3%
Return on assets
0.7%
Age of the figures
21 mo
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 16-06-2026, 45 days ahead of the deadline.
NBB · 4 filings
Deviation from the deadline
2025
45 d early
2024
47 d early
2023
21 d late
2022
15 d late
← before the deadline after the deadline →
tick = median of all Belgian filingsring = median in the sector

This company filed its last 4 accounts on average 14 days before the deadline; the sector median for financial year 2024 is on the deadline day, and 49% of the sector filed late.

Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today. Usually files around 16 July (3 of the last 4 filed years within 32 days of that day).
Companies Code · seven months
Position in the running window
30-09-2026 today31-12-2026 close31-07-2027 deadline
neutral · No strike-offs in the KBO publications
We found no ex-officio strike-off or cessation. Our series starts in 2021 and has gaps, so this is not a confirmation that there is nothing.
KBO publications · our coverage

History

HMBM Services was incorporated on 9 September 2022 as a Private limited company.1 The company has filed 4 sets of annual accounts, the latest for fiscal year 2025.2

  1. 1Crossroads Bank for Enterprises
  2. 2National Bank, annual accounts 2025

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Financials · fiscal year 2024, micro schema, 2025 accounts filed, figures not processed yet

Equity
€12,108▼ 68.7%
2023 · €38,726
Total assets
€54,241▼ 19.6%
2023 · €67,436
Net result
€382▼ 96.6%
2023 · €11,276
Working capital
€8,437▲ 20.4%
2023 · €7,008
Trend over the years
In euros
In per cent
Ratio
In euros
No line ticked in this group.
In per cent
No line ticked in this group.
Ratio
No line ticked in this group.

Untick a line to hide it. Point at a year (or use the arrow keys on the chart) for the exact figures; the table below gives them all.Sector: the middle half (P25 to P75) of NACE 49, Land transport and transport via pipelines, each year against the same schema; no band under 30 filings. Dashed line: the median. Available for Net result, Equity, Total assets, Working capital, Solvency, Current ratio, Return on assets (ROA).

Every figure with its change against the fiscal year before
favourable unfavourable
Line202220232024
Operating result-€1,050-€15,504€3,514▼ 77.3%
Net result-€1,050within the sector's middle half-€11,276within the sector's middle half€382within the sector's middle half▼ 96.6%
Equity€450below the sector's middle half-€38,726within the sector's middle half▲ 8,511%€12,108within the sector's middle half▼ 68.7%
Total assets€867below the sector's middle half-€67,436within the sector's middle half▲ 7,676%€54,241within the sector's middle half▼ 19.6%
Debt€418-€28,710▲ 6,776%€42,133▲ 46.8%
Working capital€450within the sector's middle half-€7,008within the sector's middle half▲ 1,458%€8,437within the sector's middle half▲ 20.4%
Solvency57.4%within the sector's middle half22.3%within the sector's middle half▼ 35.1pp
Current ratio1.81within the sector's middle half1.44within the sector's middle half▼ 0.37
Return on assets (ROA)16.7%above the sector's middle half0.7%within the sector's middle half▼ 16.0pp
above within below the middle half (P25 to P75) of NACE 49, Land transport and transport via pipelines, each year against the same schema; no band under 30 filings.
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
-€5,000€0€5,000€10,000€15,000Operating result 2022: -€1,050-€1,050Net result 2022: -€1,050-€1,050Operating result 2023: €15,504€15,504Net result 2023: €11,276€11,276Operating result 2024: €3,514€3,514Net result 2024: €382€382202220232024-€5,000€0€5,000€10,000€15,000Operating result 2022: -€1,050-€1,050Net result 2022: -€1,050-€1,050Operating result 2023: €15,504€15,500Net result 2023: €11,276€11,300Operating result 2024: €3,514€3,510Net result 2024: €382€382202220232024
The operating result falls in 2024; 2024 is 77% below 2023.
Balance-sheet composition
2024 in colour, 2023 as the grey bar beneath
Assets €54,241
Fixed assets €26,772 ▼ 48.3%
Current assets €27,469 ▲ 75.8%
Equity and liabilities €54,241
Equity €12,108 ▼ 68.7%
Debt €42,133 ▲ 46.8%
Debt's share of the balance-sheet total rises from 42.6% to 77.7%. Equity is lower and debt is higher.
Key figures and ratios
2024 value · change against 2023
EBITDA
€10,657▼
2023 · €20,572
Cash flow
€7,525▼
2023 · €16,344
Debt to equity
3.48▲
2023 · 0.74
ROE
3.2%▼
2023 · 29.1%
Interest coverage
4.22▼
2023 · 16.43
Debt ≤ 1 year
€19,032▲
2023 · €8,616
Debt > 1 year
€23,101▲
2023 · €20,094
Income taxes
€606▼
2023 · €2,976
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.

Peer companies

Historical observation

Of the 2,542 companies that looked in July 2024 the way this one looks now, 3.5% went bankrupt within 24 months and 95% are still going.

  • Micro
  • 2 to 5 years old
  • solvency 10 to 30%
  • a profit under 5% of the balance sheet
3.5% went bankrupt
1.2% stopped otherwise
95% still going

A further 0.3% stopped, but we cannot tell whether within those 24 months.

For this company itself Checked computes a higher bankruptcy probability: 9.2% over twelve months. The score reads more about this company than the group's four characteristics; both figures are right about what they measure.

How reliable is this rule?

Tested on the year before, without using that year itself: the groups of July 2023 gave each of the 497,340 companies of July 2024 its group's bankruptcy share. Expected: 1.6%; actually bankrupt within 24 months: 1.7%.

The companies in ten equal groups, from lowest to highest expected share.
Group Expected Actual
1 0.2% 0.2%
2 0.3% 0.5%
3 0.5% 0.6%
4 0.7% 0.8%
5 0.9% 1.0%
6 1.3% 1.5%
7 1.6% 1.8%
8 1.8% 1.8%
9 3.0% 3.1%
10 5.6% 6.2%

The rule ranks well: a company that went bankrupt got a higher share than one that kept going in 74% of comparisons. The level follows the economy: in a year with more bankruptcies, the actual share is higher than the year before.

An observation about 2,542 comparable companies, not a prediction for this company. The sector does not count: the register keeps no sector for companies that stopped, so it would make the outcome look better than it was.

Annual accounts
Filed annual accounts As filed with the NBB · 2024 against 2023 · 39 lines
Balance sheet Code20232024
Assets
Total assets20/58€67,436€54,241▼
Fixed assets21/28€51,812€26,772▼
Tangible fixed assets22/27€51,812€26,772▼
Furniture and vehicles24€27,148€1,628▼
Leasing and similar rights25€24,664€25,145▲
Current assets29/58€15,624€27,469▲
Amounts receivable within one year40/41€3,988€13,843▲
Trade receivables40€3,218€13,843▲
Other amounts receivable41€769-
Cash at bank and in hand54/58€11,551€10,363▼
Deferred charges and accrued income490/1€86€3,263▲
Equity and liabilities
Total equity and liabilities10/49€67,436€54,241▼
Equity10/15€38,726€12,108▼
Contributions10/11€28,500€1,500▼
Profit (loss) carried forward14€10,226€10,608▲
Amounts payable17/49€28,710€42,133▲
Amounts payable after more than one year17€20,094€23,101▲
Financial debts170/4€20,094€23,101▲
Amounts payable within one year42/48€8,616€19,032▲
Current portion of amounts payable after more than one year42€4,913€7,562▲
Trade debts44€617€2,148▲
Suppliers440/4€617€2,148▲
Taxes, remuneration and social security45€2,976€9,212▲
Taxes450/3€2,976€9,212▲
Other amounts payable47/48€110€110=
Income statement Code20232024
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€5,068€7,144▲
Other operating charges640/8€3,083€4,273▲
Gross operating margin9900€23,655€14,930▼
Operating profit (loss)9901€15,504€3,514▼
Financial income75/76B€0€0▼
Recurring financial income75€0€0▼
Financial charges65/66B€1,252€2,526▲
Recurring financial charges65€1,252€2,526▲
Profit (loss) for the period before taxes9903€14,252€988▼
Income taxes67/77€2,976€606▼
Profit (loss) for the period9904€11,276€382▼
Profit (loss) for the period to be appropriated9905€11,276€382▼
Appropriation of the result
Profit (loss) to be appropriated9906€10,226€10,608▲
Profit (loss) brought forward from the previous period14P-€1,050€10,226▲

The notes to these accounts (8 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.

Line202220232024Change
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630-€5,068€7,144▲ 41.0%
Other operating charges640/8-€3,083€4,273▲ 38.6%
Gross operating margin9900-€1,050€23,655€14,930▼ 36.9%
Operating profit (loss)9901-€1,050€15,504€3,514▼ 77.3%
Financial income75/76B-€0€0▼ 82.1%
Recurring financial income75-€0€0▼ 82.1%
Financial charges65/66B-€1,252€2,526▲ 102%
Recurring financial charges65-€1,252€2,526▲ 102%
Profit (loss) for the period before taxes9903-€1,050€14,252€988▼ 93.1%
Income taxes67/77-€2,976€606▼ 79.6%
Profit (loss) for the period9904-€1,050€11,276€382▼ 96.6%
Profit (loss) for the period to be appropriated9905-€1,050€11,276€382▼ 96.6%
Line202220232024Change
Assets
Total assets20/58€867€67,436€54,241▼ 19.6%
Fixed assets21/28-€51,812€26,772▼ 48.3%
Tangible fixed assets22/27-€51,812€26,772▼ 48.3%
Furniture and vehicles24-€27,148€1,628▼ 94.0%
Leasing and similar rights25-€24,664€25,145▲ 1.9%
Current assets29/58€867€15,624€27,469▲ 75.8%
Amounts receivable within one year40/41€782€3,988€13,843▲ 247%
Trade receivables40€698€3,218€13,843▲ 330%
Other amounts receivable41€83€769--
Cash at bank and in hand54/58-€11,551€10,363▼ 10.3%
Deferred charges and accrued income490/1€86€86€3,263▲ 3,716%
Equity and liabilities
Total equity and liabilities10/49€867€67,436€54,241▼ 19.6%
Equity10/15€450€38,726€12,108▼ 68.7%
Contributions10/11€1,500€28,500€1,500▼ 94.7%
Profit (loss) carried forward14-€1,050€10,226€10,608▲ 3.7%
Amounts payable17/49€418€28,710€42,133▲ 46.8%
Amounts payable after more than one year17-€20,094€23,101▲ 15.0%
Financial debts170/4-€20,094€23,101▲ 15.0%
Amounts payable within one year42/48€418€8,616€19,032▲ 121%
Current portion of amounts payable after more than one year42-€4,913€7,562▲ 53.9%
Trade debts44-€617€2,148▲ 248%
Suppliers440/4-€617€2,148▲ 248%
Taxes, remuneration and social security45-€2,976€9,212▲ 210%
Taxes450/3-€2,976€9,212▲ 210%
Other amounts payable47/48€418€110€110=
Line202220232024Change
Profit (loss) for the period9904-€1,050€11,276€382▼ 96.6%
+ Depreciation and write-downs630-€5,068€7,144▲ 41.0%
Operating cash flow (approximation)-€1,050€16,344€7,525▼ 54.0%
Investment in fixed assets (approximation)--€17,897-
Change in cash---€1,188-

Simplified and derived: a Belgian filing has no cash-flow statement, so these rows come from the income statement and the balance-sheet moves.

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Timeline · acts, filings and financial milestones

Next filing, fiscal year 2026, expected by 31-07-2027
2026
28-09
State Gazette act Resignations: El Hadj Diallo (director) and Saikou Wann (director)
3 facts ▸
  • General meeting, 24-09-2026
  • Director resignation, El Hadj Diallo (director)
  • Director resignation, Saikou Wann (director)
30-06
State Gazette act Appointment: El Hadj Diallo (director)
2 facts ▸
  • General meeting, 26-06-2026
  • Director appointment, El Hadj Diallo (director)
16-06
NBB filing Annual accounts filed
fiscal year 2025 · micro schema
2025
14-06
NBB filing Annual accounts filed
fiscal year 2024 · micro schema
2024
21-08
NBB filing Annual accounts filed
fiscal year 2023 · micro schema · 21 days late
2023
31-12
Financial Back to profitnet €11,276
Net result €11,276 after one loss-making year.
15-08
NBB filing Annual accounts filed
fiscal year 2022 · micro schema · 15 days late
Financial milestoneState Gazette actNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
2 of 10 acts read
About the unread acts

Of the 10 Belgian State Gazette acts we know for this company, 2 have been read. The other 8 have not been read yet: what they contain is neither established nor disproved here.

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Directors · office · real estate

Directors
no sitting director, last change in 2026
We have established no sitting directors for this company in the Gazette acts read. See the function holders in the CBE →
Location & real-estate footprint
Registered office, Ganshoren · 2 establishment units since 2022
seat establishment All 2 establishment units on the map
Ground area
788 m²
Building footprint
426 m²
Volume, LiDAR
3,623 m³
2 parcels, Brussels, Flanders · tallest building 14.8 m, ±3 floors. Linked by address, not a title deed.
9 companies at this address See who is registered here
2 establishment units
HMBM Services
Jean De Greefstraat 33, 1083 GanshorenNon-scheduled passenger transport by road
since 20222.335.725.950
Lange Eikstraat 46, 1970 Wezembeek-Oppem
Non-scheduled passenger transport by road
since 20242.362.488.448
2 parcels
Flanders 1 (50%) Brussels 1 (50%)
Parcel (capakey) Region Area Buildings Height / fl.
22006A0114/00P000 Flanders 520 m² 1 · 325 m² 14.8 m · 3 fl.
21008A0378/00H018 Brussels 268 m² 1 · 101 m² 12.8 m · 3 fl.
Linked by address, not proof of ownership
Good to know
2 of 2 parcels with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.

Mandate history

2 people since 2026, 0 in office
Show
  • Board
  • began earlier
Mandates per person, with start and end dates
Name Functions and periods
El Hadj Diallo
  • Director, from 26-06-2026 to 24-09-2026
Saikou Wann
  • Director, until 24-09-2026
See the board, name and seat on a given date →

Similar companies · same sector, comparable size

Of 6,680 companies in this sector we hold annual accounts for 2,305. 1,978 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector

Company details

Identification
Legal formPrivate limited company
Founded09-09-2022
Fiscal year end31-12
Activities, NACEBEL 2025
49320Non-scheduled passenger transport by road
49330On-demand passenger transport by chauffeured vehicle
E-invoicing
Reachable via Peppol
Peppol ID 0208:0790627501
Also 9925:BE0790627501
Registered 20-11-2025

If you follow this company, Checked tells you the day it leaves the Peppol register.

Register as of 30 September 2026 · Peppol Directory

Scores and ratios are computed by Checked and are not a credit decision.