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HMA TRADING

Active
Private limited companyfounded 20215 yrs activeOnze Lieve Vrouwlaan 158, 1140 Evere, BelgiumKBO/BCE: BE 0761.677.751
Summary

The computed 12-month bankruptcy probability of HMA TRADING is ≥ 25% (high). The 2024 annual accounts show negative equity (-€74,873) and a net result of -€1,999. Equity is shrinking by ~73% per year across the filed fiscal years. The company has been active since 2021 and the Belgian State Gazette contains no insolvency signals. The CBE does carry 2 administrative register entries (see administrative flags).

Risk analysisWatch ReportCompare
HMA TRADINGActiveChecked score 6/100
Risk analysis ReportCompare

Overview

Activity
Activity not known2 sites
Size
€20,900total assets 2024
Equity
-€74,873
Loss
-€1,999
Turnover not published (abridged schema)
Financial health
6 Critical Checked score 2024
Bankruptcy chance 12 m
≥ 25%
Structure
Accounts 66 d overdue1 of 4 deeds read
Why 6- 1 financial year not filed after the legal deadline; latest accounts 168 days late; 3 of the last 3 late- 1 change of registered office in 24 months- Ex-officio strike-off in the KBO- Figures for FY 2024 (filed 15-01-2026)Show the evidence

Checked score

Score 2024
6 / 100
Critical
Probability in this band: over 15.0%
Better than 13% of its sector peers (no NACE code, micro)
Performance against the sector, not lower risk
Every signal that weighs is under Signals.
Financial strength · tick = 2023
Weak
Solvency 0=
equity -358.2% of total assets
Liquidity 0=
short-term debt 458.2%
Profitability 7+7
return on assets -9.6%
Bankruptcy probability, 12 months
≥ 25% High
0%0.5%1.5%4%10%≥ 25%

About 1 in 3 comparable companies go bankrupt within 12 months (an estimate).

Last 24 months 11-2024: 16.9%lowest value 12-2024: 18.1%▲ +7.3% vs 11-2024 01-2025: 21.1%▲ +16.6% vs 12-2024 02-2025: 21.1%● 0.0% vs 01-2025 03-2025: 21.3%▲ +0.6% vs 02-2025 04-2025: 20.7%▼ -2.5% vs 03-2025 05-2025: 20.7%● 0.0% vs 04-2025 06-2025: 20.5%▼ -1.0% vs 05-2025 07-2025: 20.5%● 0.0% vs 06-2025 08-2025: 21.0%▲ +2.2% vs 07-2025 09-2025: 21.0%● 0.0% vs 08-2025 10-2025: 21.0%● 0.0% vs 09-2025 11-2025: ≥ 25%▲ +82.7% vs 10-2025highest value 12-2025: ≥ 25%● 0.0% vs 11-2025highest value 01-2026: ≥ 25%▼ -25.3% vs 12-2025 02-2026: 18.0%▼ -36.9% vs 01-2026 03-2026: 24.2%▲ +34.1% vs 02-2026 04-2026: ≥ 25%▲ +7.3% vs 03-2026 05-2026: ≥ 25%▲ +2.3% vs 04-2026 06-2026: ≥ 25%▲ +6.2% vs 05-2026 07-2026: ≥ 25%▼ -1.8% vs 06-2026 08-2026: ≥ 25%▲ +1.8% vs 07-2026 09-2026: ≥ 25%▲ +5.9% vs 08-2026 10-2026: ≥ 25%▲ +19.9% vs 09-2026
  • 1 financial year not filed after the legal deadline; latest accounts 168 days late; 3 of the last 3 late raises the probability
  • 1 change of registered office in 24 months raises the probability
  • Ex-officio strike-off in the KBO raises the probability
  • Figures for FY 2024 (filed 15-01-2026) raises the probability
No credit on open account
Liquidity short (current ratio 0.2 against 0.2 in 2023; short-term debt: 458.2% of total assets), and equity is negative.
How it is calculated

The band comes from the bankruptcy probability on a scale of 0 to 100: every 10 points more double the odds of getting through the year without bankruptcy.

75-100 Excellent under 0.55%
60-74 Healthy 0.55% to 1.5%
45-59 Fair 1.5% to 4.2%
25-44 Weak 4.2% to 15.0%
0-24 Critical over 15.0%

Place inside the band: half the bankruptcy probability, half how the company does against its sector peers (no NACE code, micro). Better than this share of them on solvency 5%, liquidity 1%, profitability 10%, growth against the median 36%. That is performance, not lower risk; the band itself always comes from the probability.

Bankruptcy probability: model pd-v3.202610021621, computed on 04-10-2026. The model learns from Belgian bankruptcies and reads the registers, the annual accounts and the gazette.

Ceilings: negative or zero equity, a heavy loss, a special KBO legal situation and a missing filing 59 (two missing 44), an ongoing judicial reorganisation or an ending 24. Financial strength does not count in the score.

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Signals

Seven signals. The signal on the left, the evidence on the right.
+raises risk
raises risk · 1 financial year not filed after the legal deadline; latest accounts 168 days late; 3 of the last 3 late
In the bankruptcy model this factor raises the probability.
NBB · filings
raises risk · 1 change of registered office in 24 months
In the bankruptcy model this factor raises the probability.
Belgian State Gazette
raises risk · Ex-officio strike-off in the KBO
In the bankruptcy model this factor raises the probability.
KBO publications
raises risk · Figures for FY 2024 (filed 15-01-2026)
In the bankruptcy model this factor raises the probability.
NBB · annual accounts
raises risk · Negative equity
The 2024 annual accounts show negative equity and a net loss.
NBB · annual accounts 2024
Equity per financial year
21222324
2021 to 2024 · latest year -€74,873
raises risk · Filed more than 90 days late
The financial year that closed on 31-12-2024 was due by 31-07-2025 and was filed on 15-01-2026, 168 days past the deadline. Measured on financial year 2023: companies more than 90 days late are in an abnormal legal state today in 5.61% of cases, against 1.66% across all filers.
NBB · 4 filings
Deviation from the deadline
2025
not confirmed
2024
168 d late
2023
532 d late
2022
74 d late
2021
61 d late
← before the deadline after the deadline →
tick = median of all Belgian filings

This company filed its last 4 accounts on average 209 days after the deadline; the Belgian median for financial year 2024 is 4 days before the deadline, and 38% of all filings were late.

raises risk · Administrative warnings in the KBO publications
2 publications by the FPS Economy about this company, such as a strike-off for address, accounts or UBO, or their withdrawal.
KBO publications
Publications
Address struckAddress strikeout annulled
  1. Address strikeout annulledKBO administration
  2. Resignation: ALNAHASS Rasheed (director)Share transfer · Registered-office move
  3. Annual accounts filedfiscal year 2024 · micro…

Key points

  • Risk: Negative equityfiscal year 2024: debts exceed assets -€74,873 View
  • Positive: Result rose in 2024from -€78,976 to -€1,999 ▲ 97.5% View
  • Caution: Accounts not fileddeadline was 31-07-2026 66 d late View
  • Caution: 2 loss-making years in a rowloss fiscal year 2024 -€1,999 View

By topic

Financials

Fiscal year
2024
Total assets
€20,900
Loss
-€1,999
Solvency
-358.2%
Total assets▼ 7.9%
Net result
20212024
Go to Financials

Timeline

Events
9
Since
2022
  1. 20-02-2026Address strikeout annulled
  2. 19-02-2026Resignation: ALNAHASS Rasheed (director)
  3. 15-01-2026Annual accounts filed
Go to Timeline

Company details

Sites
2
Legal form
Private limited company
Founded
15-01-2021
Year ends
31-12
Peppol
Not found in the Peppol directory
Go to Company details

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