HM RENT
ActiveThe computed 12-month bankruptcy probability of HM RENT is 1.6% (moderate). The 2025 annual accounts show equity of €562k and a net result of €86k. Equity is growing by ~25.6% per year across the filed fiscal years. Its solvency ranks better than 40% of 1512 sector peers (fiscal year 2025). The company has been active since 2020 and the Belgian State Gazette contains no insolvency or warning signals.
Checked score
Score 2025
55
/ 100
Fair
The score weighs solvency, liquidity and profitability. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability73▲+2
Solvency46▲+4
Growth52=
Track record100
Bankruptcy probability, 12 months
1.6%
Moderate
0%0.5%1.5%4%10%≥ 25%
Credit up to €30k at 30 days acceptable
Liquidity short (current ratio 0.43 against 0.55 in 2024; short-term debt: 28.8% and cash: 1.1% of total assets), and 79.3% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Six signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
raises risk · Limited track record
This company has not been active as long as an established one and statistically fails somewhat more often.
KBO · incorporation dateAge against the risk zone
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 77
Relative position
BE, all sectors
reference
Sector 77
higher
← fewer bankruptcies
more bankruptcies →
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
20.7%
Return on assets
3.2%
Age of the figures
18 mo
neutral · Latest accounts filed on time
The financial year that closed on 31-03-2025 was due by 31-10-2025 and was filed on 31-10-2025, 0 days ahead of the deadline.
NBB · 5 filingsDeviation from the deadline
2025
on the day
2024
1 d early
2023
3 d early
2022
on the day
2021
on the day
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-03-2026 and is due by 31-10-2026. Nothing is late today.
Companies Code · seven monthsPosition in the running window
31-03-2026 close21-09-2026 today31-10-2026 deadline
Financials · fiscal year 2025, micro schema
Equity
€562k▲ 18.0%
2024 · €477k
2021: €117k
2022: €255k
2023: €434k
2024: €477k
2021 → 2025
Total assets
€2.72M▼ 4.8%
2024 · €2.86M
2021: €948k
2022: €1.25M
2023: €3.28M
2024: €2.86M
2021 → 2025
Net result
€86k▲ 102%
2024 · €43k
2021: €107k
2022: €138k
2023: €179k
2024: €43k
2021 → 2025
Working capital
€-448k▼ 10.3%
2024 · €-406k
2021: €-381k
2022: €-443k
2023: €-734k
2024: €-406k
2021 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€117k-€255k▲ 118%€434k▲ 70.1%€477k▲ 9.8%€562k▲ 18.0%
Operating result€151k-€205k▲ 35.8%€287k▲ 39.8%€81k▼ 71.6%€132k▲ 62.2%
Net result€107k-€138k▲ 29.3%€179k▲ 29.3%€43k▼ 76.2%€86k▲ 102%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result recovers in 2025; 2025 is 62% above 2024.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €2.72M
Fixed assets
€2.39M▲ 0.9%
Current assets
€337k▼ 31.9%
Equity and liabilities €2.72M
Equity
€562k▲ 18.0%
Debt
€2.16M▼ 9.4%
The debt ratio falls from 83.3% to 79.3%. Equity is higher and debt is lower.
Key figures and ratios
EBITDA
€276k▲
2024 · €234k
Cash flow
€230k▲
2024 · €195k
Solvency
20.7%▲
2024 · 16.7%
Current ratio
0.43▼
2024 · 0.55
Quick ratio
0.43▼
2024 · 0.55
Debt / equity
3.84▼
2024 · 5.00
ROE
15.3%▲
2024 · 8.9%
ROA
3.2%▲
2024 · 1.5%
Interest coverage
9.24▼
2024 · 10.75
Debt
€2.16M▼
2024 · €2.38M
Debt ≤ 1 year
€785k▼
2024 · €901k
Debt > 1 year
€1.38M▼
2024 · €1.48M
Income taxes
€44k▲
2024 · €17k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€2.86M€2.72M▼
Fixed assets21/28€2.37M€2.39M▲
Tangible fixed assets22/27€2.37M€2.39M▲
Land and buildings22€2.17M€2.15M▼
Plant, machinery and equipment23€196k€236k▲
Furniture and vehicles24€797€319▼
Current assets29/58€495k€337k▼
Amounts receivable within one year40/41€458k€304k▼
Trade receivables40€458k€304k▼
Cash at bank and in hand54/58€8k€30k▲
Deferred charges and accrued income490/1€28k€2k▼
Equity and liabilities
Total equity and liabilities10/49€2.86M€2.72M▼
Equity10/15€477k€562k▲
Contributions10/11€10k€10k=
Reserves13€467k€552k▲
Distributable reserves133€467k€552k▲
Amounts payable17/49€2.38M€2.16M▼
Amounts payable after more than one year17€1.48M€1.38M▼
Financial debts170/4€1.48M€1.38M▼
Amounts payable within one year42/48€901k€785k▼
Current portion of amounts payable after more than one year42€107k€105k▼
Financial debts43€5k-
Credit institutions430/8€5k-
Trade debts44€319k€193k▼
Suppliers440/4€319k€193k▼
Taxes, remuneration and social security45€28k€46k▲
Taxes450/3€28k€46k▲
Other amounts payable47/48€442k€442k▼
Income statement
Code20242025
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€153k€144k▼
Write-downs on stocks, contracts in progress and trade receivables: additions (reversals)631/4-€22k
Other operating charges640/8€2k€14k▲
Non-recurring operating charges66A€154k-
Gross operating margin9900€390k€313k▼
Operating profit (loss)9901€81k€132k▲
Financial income75/76B€0€27k▲
Recurring financial income75€0€27k▲
Financial charges65/66B€22k€30k▲
Recurring financial charges65€22k€30k▲
Profit (loss) for the period before taxes9903€60k€130k▲
Income taxes67/77€17k€44k▲
Profit (loss) for the period9904€43k€86k▲
Profit (loss) for the period to be appropriated9905€43k€86k▲
Appropriation of the result
Profit (loss) to be appropriated9906€43k€86k▲
Transfer to equity691/2€43k€86k▲
To other reserves6921€43k€86k▲
The notes to these accounts (8 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2025
31-10
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema
31-03
Financial
Equity above €500kEq €562k ▲18%
5 profitable years in a row build equity to €562k.
2024
30-10
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
31-03
Financial
Weakest financial yearnet €43k ▼76.2%
Net result drops to €43k, the lowest in the series; recovery starts the following year.
2023
28-10
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema
31-03
Financial
Highest result since 2021net €179k ▲29.3%
Operating result €287k, net result €179k, both a record.
2022
31-10
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema
31-03
Financial
Equity above €200kEq €255k ▲118%
2 profitable years in a row build equity to €255k.
2021
31-10
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
3 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Lokeren · 1 establishment unit since 2020
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Ambachtenstraat 39160 LokerenGround area
9,770 m²
Building footprint
5,134 m²
Volume, LiDAR
509 m³
Parcel 46382B1745/00B000, Flanders · tallest building 3.1 m. Linked by address, not a title deed.
1 establishment unit
HM RENT
since 20202.301.133.770
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 46382B1745/00B000 | Flanders | 9,770 m² | 1 · 5,134 m² | 3.1 m |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Similar companies · same sector, comparable size
LOCAHERTS
BE 0466.399.556
Antwerpen · Eq €566k
HYDRA-POWER
BE 0435.739.242
Oudergem · Eq €572k
FEG-PARTNER
BE 0817.756.025
Charleroi · Eq €552k
VERHEYE DANNY KRANENVERHUUR
BE 0462.308.433
Brugge · Eq €576k
KONPRI
BE 0423.925.533
Diest · Eq €576k
Of 667 companies in sector 77320 we hold annual accounts for 492. 370 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded13-01-2020
Fiscal year end31-03
Activities, NACEBEL
77320Rental and leasing activities
Sources
Crossroads Bank for EnterprisesNational Bank · 5 filingsAddress and cadastre registers
Data from official sources, last processed on 21-09-2026. Scores and ratios are computed by Checked and are not a credit decision.
Contact details
2 entriesWebsite:www.hmrent.be
E-mail:hello@hmrent.be