Financials
- Financial year
- 2025
- Total assets
- €97,449
- Profit
- €47,376
- Solvency
- 52.2%
HM PLÂTRE
ActiveSummary
HM PLÂTRE has been active since 2025 and the Belgian Official Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €50,876 and a net result of €47,376. Its solvency ranks better than 56% of 34,143 sector peers (NACE 43, financial year 2025). The computed 12-month bankruptcy probability is 0.4% (very low).
Overview
Activity
Other construction installation
NACE 43240Joinery installation NACE 43320
1 site
Size
€97,449total assets 2025
- Equity
- €50,876
- Profit
- €47,376
Turnover not published (micro format)
Structure
Accounts 64 days early
Why 86raises riskFounded in 2025Sector: Specialised construction activities (NACE 43)lowers riskLiquidity: current ratio 1.17, cash €46,613Equity €50,876 (52.2% of total assets)Show the evidence
Checked score
Score 2025
86
/ 100
Excellent
Probability in this band: under 0.55%
Financially better than 75% of its sector peers (NACE 43, micro)
Financial strength
Strong
Solvency
77
equity 52.2% of total assets
Liquidity
76
short-term debt 47.8% · cash 47.8%
Profitability
100
return on assets 48.6%
Bankruptcy probability, 12 months
0.4%
Very low
0%0.5%1.5%4%10%≥ 25%
About 4 in 1,000 comparable companies go bankrupt within 12 months (an estimate).
Last 24 months
04-2026: 1.9%
05-2026: 1.9%● unchanged vs 04-2026highest value
06-2026: 0.4%▼ -1.5 percentage points vs 05-2026lowest value
07-2026: 0.4%● unchanged vs 06-2026
08-2026: 0.4%● unchanged vs 07-2026
09-2026: 0.4%● unchanged vs 08-2026
10-2026: 0.4%● unchanged vs 09-2026
Credit of up to €4,000 on 30-day terms is acceptable
Liquidity tight (current ratio 1.17, below the usual 1.5; short-term debt: 47.8% and cash: 47.8% of total assets), and 47.8% of the assets are financed with debt and provisions.
How it is calculated
The band follows from the bankruptcy probability, on a scale where 10 more points roughly halve it:
| 75-100 | Excellent | under 0.55% |
| 60-74 | Healthy | 0.55% to 1.5% |
| 45-59 | Fair | 1.5% to 4.2% |
| 25-44 | Weak | 4.2% to 15.0% |
| 0-24 | Critical | over 15.0% |
Where the company stands within its band depends half on the bankruptcy probability and half on how it does against its sector peers (NACE 43, micro): better than 57% on solvency, 75% on liquidity and 93% on profitability.
The bankruptcy probability was computed on 14-10-2026 by the bankruptcy model of 2 October 2026, which learns from Belgian bankruptcies and reads the registers, the annual accounts and the Belgian Official Gazette.
Some facts cap the score, however low the probability. Negative or zero equity, a heavy loss, a special status in the KBO, one missing filing or accounts filed more than 90 days late hold it at Fair at most (59); two missing filings, at Weak (44). An ongoing judicial reorganisation or the company's end (bankruptcy, dissolution, liquidation) holds it at Critical at most (24).
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Signals
Five signals.
lowers riskraises riskneutral
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 28-05-2026, 64 days ahead of the deadline.
NBB · 1 filingDeviation from the deadline
2025
64 days early
← before the deadline
after the deadline →
Searched, nothing found (1)
- Annual accounts filedfinancial year 2025 · micro…
- MiscellaneousCorrection
- IncorporationAppointments: ÖZDIL Hakan Faruk (director)…
Key points
By topic
Timeline
- Events
- 3
- Since
- 2025
Company details
- Sites
- 1
- Legal form
- Private limited company
- Activity
- Other construction installationNACE 43240
- Founded
- 12-03-2025
- Year ends
- 31-12
- Peppol
- Reachable for e-invoices
Articles of association
- Provisions read
- 31
- Annual meeting
- Last Friday of June at 18:00
- Purpose
- “Alle activiteiten die direct of indirect verband houden met het onderhoud,de…” (deed in Dutch)
- Statutory auditor
- No statutory auditor
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