HM PARKET
ActiveHM PARKET has been active since 2008 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €136k and a net result of €-37k. Equity is shrinking by ~3.4% per year across the filed fiscal years. Its solvency ranks better than 95% of 27386 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.9% (low).
Checked score
Score 2025
Axes · tick = 2024
Profitability0▼-100
Solvency100=
Growth32▼-26
Stability100
Bankruptcy probability, 12 months
0.9%
Low
0%0.5%1.5%4%10%≥ 25%
Credit up to €7k at 30 days acceptable
Liquidity ample (current ratio 18.26 against 3.86 in 2024), and 5.4% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Five signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 43
Relative position
BE, all sectors
reference
Sector 43
higher
← fewer bankruptcies
more bankruptcies →
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 13-05-2026, 79 days ahead of the deadline.
NBB · 10 filingsDeviation from the deadline
2025
79 d early
2024
51 d early
2023
2 d early
2022
on the day
2021
18 d late
2020
31 d late
2019
59 d early
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
14-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, micro schema
Equity
€136k▼ 21.5%
2024 · €173k
2018: €194k
2019: €168k
2020: €188k
2021: €174k
2022: €173k
2023: €140k
2024: €173k
2018 → 2025
Total assets
€143k▼ 38.9%
2024 · €235k
2018: €490k
2019: €466k
2020: €427k
2021: €379k
2022: €352k
2023: €359k
2024: €235k
2018 → 2025
Net result
€-37k
2024 · €222k
2018: €20k
2019: €-25k
2020: €19k
2021: €-14k
2022: €-1k
2023: €-33k
2024: €222k
2018 → 2025
Working capital
€133k▼ 22.2%
2024 · €171k
2018: €87k
2019: €62k
2020: €76k
2021: €51k
2022: €30k
2023: €10k
2024: €171k
2018 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€174k-€173k▼ 0.8%€140k▼ 19.0%€173k▲ 23.2%€136k▼ 21.5%
Operating result€-5k-€7k€-26k€301k€-37k
Net result€-14k-€-1k▲ 90.3%€-33k▼ 2,410%€222k€-37k
Turnover and EBIT margin not published: the abbreviated or micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result turns negative in 2025: a loss of €37k after €301k in 2024, the lowest year so far.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €143k
Fixed assets
€3k▼ 34.1%
Current assets
€141k▼ 39.0%
Equity and liabilities €143k
Equity
€136k▼ 21.5%
Debt
€8k▼ 87.6%
The debt ratio falls from 26.4% to 5.4%: debt falls faster than equity shrinks.
Key figures and ratios
EBITDA
€-35k▼
2024 · €302k
Cash flow
€-36k▼
2024 · €224k
Solvency
94.6%▲
2024 · 73.6%
Current ratio
18.26▲
2024 · 3.86
Quick ratio
18.20▲
2024 · 3.86
Debt / equity
0.06▼
2024 · 0.36
ROE
-27.4%▼
2024 · 128.7%
ROA
-25.9%▼
2024 · 94.8%
Interest coverage
-27.06▼
2024 · 17.92
Debt
€8k▼
2024 · €62k
Debt ≤ 1 year
€8k▼
2024 · €60k
Debt > 1 year
€0▼
2024 · €2k
Income taxes
€0▼
2024 · €62k
Staff costs
€0▼
2024 · €8k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€235k€143k▼
Fixed assets21/28€4k€3k▼
Intangible fixed assets21€347€347=
Tangible fixed assets22/27€4k€2k▼
Land and buildings22€0-
Plant, machinery and equipment23€2k€1k▼
Furniture and vehicles24€2k€1k▼
Current assets29/58€230k€141k▼
Amounts receivable after more than one year29€0-
Other amounts receivable291€0-
Stocks and contracts in progress3€200€450▲
Stocks30/36€200€450▲
Amounts receivable within one year40/41€21k€16k▼
Trade receivables40€7k€11k▲
Other amounts receivable41€14k€4k▼
Cash at bank and in hand54/58€205k€121k▼
Deferred charges and accrued income490/1€5k€3k▼
Equity and liabilities
Total equity and liabilities10/49€235k€143k▼
Equity10/15€173k€136k▼
Contributions10/11€21k€21k=
Reserves13€152k€150k▼
Non-distributable reserves130/1€2k€0▼
Reserves not available under the articles1311€2k€0▼
Other1319€0-
Distributable reserves133€150k€150k=
Profit (loss) carried forward14€0€-35k▼
Amounts payable17/49€62k€8k▼
Amounts payable after more than one year17€2k€0▼
Financial debts170/4€2k€0▼
Amounts payable within one year42/48€60k€8k▼
Current portion of amounts payable after more than one year42€26k€2k▼
Financial debts43€0-
Credit institutions430/8€0-
Trade debts44€6k€4k▼
Suppliers440/4€6k€4k▼
Taxes, remuneration and social security45€3k€1k▼
Taxes450/3€3k€1k▼
Remuneration and social security454/9€0-
Other amounts payable47/48€25k€0▼
Income statement
Code20242025
Non-recurring operating income76A€260k€0▼
Remuneration, social security and pensions62€8k€0▼
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€1k€1k▲
Other operating charges640/8€3k€4k▲
Gross operating margin9900€313k€-32k▼
Operating profit (loss)9901€301k€-37k▼
Financial income75/76B€0€959▲
Recurring financial income75€0€959▲
Financial charges65/66B€17k€1k▼
Recurring financial charges65€17k€1k▼
Profit (loss) for the period before taxes9903€284k€-37k▼
Income taxes67/77€62k€0▼
Profit (loss) for the period9904€222k€-37k▼
Profit (loss) for the period to be appropriated9905€222k€-37k▼
Appropriation of the result
Profit (loss) to be appropriated9906€175k€-37k▼
Profit (loss) brought forward from the previous period14P€-48k€0▲
Transfer from equity791/2€165k€2k▼
Transfer to equity691/2€150k€0▼
To other reserves6921€150k€0▼
Profit to be distributed694/7€190k€0▼
Return on contributions (dividend)694€165k€0▼
Directors or managers695€25k€0▼
The notes to these accounts (15 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
13-05
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema
2025
31-12
Financial
Weakest financial yearnet €-37k ▼117%
Net result drops to €-37k, the lowest in the series.
31-12
Financial
Liquidity times 5current ratio 18.26
Current ratio from 3.86 to 18.26; short-term debt falls from €60k to €8k.
10-06
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
2024
31-12
Financial
Back to profitnet €222k
Net result €222k after 3 loss-making years.
31-12
Financial
Liquidity quadruplescurrent ratio 3.86
Current ratio from 1.10 to 3.86; short-term debt falls from €98k to €60k.
31-12
Financial
Equity above €150kEq €173k ▲23.2%
Equity rises from €140k to €173k.
29-07
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema
2023
31-07
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema
2022
18-08
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema · 18 days late
2021
31-08
NBB filing
Annual accounts filed
fiscal year 2020 · abbreviated schema · 31 days late
2020
31-12
Financial
Back to profitnet €19k
Net result €19k after one loss-making year.
02-06
NBB filing
Annual accounts filed
fiscal year 2019 · abbreviated schema
2019
11-07
NBB filing
Annual accounts filed
fiscal year 2018 · abbreviated schema
2018
13-06
NBB filing
Annual accounts filed
fiscal year 2017 · abbreviated schema
2017
10-07
NBB filing
Annual accounts filed
fiscal year 2016 · abbreviated schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
3 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Maldegem · 1 establishment unit since 2008
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Paddepoeleweg 19990 MaldegemGround area
5,269 m²
Building footprint
215 m²
Volume, LiDAR
1,134 m³
2 parcels, Flanders · tallest building 8.0 m, ±2 floors. Linked by address, not a title deed.
1 establishment unit
HM PARKET
since 20082.172.392.105
2 parcels
Flanders
2
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 43503I1133/00B000 | Flanders | 4,237 m² | 1 · 121 m² | 7.6 m · 2 fl. |
| 43503I1140/00N000 | Flanders | 1,032 m² | 1 · 94 m² | 8.0 m · 2 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1 · via establishment units: 1
2 of 2 parcels with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Public money · subsidies and aid
Flemish government
2023 · 1 entry · 75 EUR awarded · 75 EUR paid| Year | Entries | awarded | paid |
|---|---|---|---|
| 2023 | 1 | 75 EUR | 75 EUR |
Schemes
Subsidie voor opleiding en advies voor kmo's en zelfstandigen (kmo-portefeuille)
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Of 739 companies in sector 43332 we hold annual accounts for 408. 350 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded17-06-2008
Fiscal year end31-12
Activities, NACEBEL
43332Laying of wooden floor and wall coverings
41003General construction of other non-residential buildings
43320Joinery installation
Sources
Crossroads Bank for EnterprisesNational Bank · 18 filingsAddress and cadastre registers
Data from official sources, last processed on 14-09-2026. Scores and ratios are computed by Checked and are not a credit decision.