Checked.be · Company dossierhttps://checked.be/en/c/hm-makelaardij-0540618909 · as of 07-10-2026
HM Makelaardij
Active
Private limited company (pre-2019) · founded 2013 · 12 years activeLeliestraat 24, 3930 Hamont-Achel, BelgiumKBO/BCE: BE 0540.618.909
Summary
The computed 12-month bankruptcy probability of HM Makelaardij is 5.7% (elevated). For HM Makelaardij, at least two filing cycles of the annual accounts are missing. The 2023 annual accounts show equity of €4,500 and a net result of -€4,466. The figures fluctuate too strongly year-on-year for a reliable trend projection. Its solvency ranks better than 25% of 18,400 sector peers (NACE 68, fiscal year 2023). The company has been active since 2013 and the Belgian State Gazette contains no insolvency or warning signals.
Signals- Figures for FY 2023 (filed 03-09-2024)- 2 financial years not filed after the legal deadline; latest accounts 29 days late; 1 of the last 3 late- No filing in 24 months (latest 03-09-2024)- Two or more financial years not filed+ Sector Real estate activities (NACE 68)Filed after the deadlineShow the evidence
Checked score
No current score
Checked score
A figure from 0 to 100: the higher it is, the smaller the chance that the company goes bankrupt within twelve months. The band, from Critical to Excellent, follows from that chance; within the band, how the company does against its sector peers counts too. With a low score, agree a shorter payment term, an advance or security.
Figures too old
The available figures for FY 2023 are too old to assess current financial health.
Bankruptcy probability: Elevated
Filing: At least two filing cycles are missing
Financial strength, FY 2023 · tick = 2022
Financial strength
How strong the balance sheet and results are: solvency, liquidity and profitability from the latest annual accounts, each out of 100. It does not directly set the Checked score's band; how the company does on these and on growth against its sector peers does count for its place within the band.
Weak
Solvency30-6
equity 4.7% of total assets
Liquidity36-37
short-term debt 51.5% · cash 9.9%
Profitability40-56
return on assets -4.7%
Bankruptcy probability, 12 months
Bankruptcy probability
The chance that the company goes bankrupt within twelve months, estimated from the registers, the annual accounts and the Belgian Official Gazette. 0.2% means about 2 in 1,000 comparable companies. The higher it is, the shorter the payment term to agree.
5.7%Elevated
0%0.5%1.5%4%10%≥ 25%
About 6 in 100 comparable companies go bankrupt within 12 months (an estimate).
Sector median 0.2% (26,529 companies)
Last 24 months11-2024: 1.0%12-2024: 1.0%● unchanged vs 11-202401-2025: 1.0%● unchanged vs 12-202402-2025: 1.0%● unchanged vs 01-202503-2025: 1.0%● unchanged vs 02-202504-2025: 0.9%▼ -0.1 percentage points vs 03-2025lowest value05-2025: 1.0%▲ +0.1 percentage points vs 04-202506-2025: 0.9%▼ -0.1 percentage points vs 05-202507-2025: 1.0%▲ +0.1 percentage points vs 06-202508-2025: 1.4%▲ +0.4 percentage points vs 07-202509-2025: 1.7%▲ +0.3 percentage points vs 08-202510-2025: 2.6%▲ +0.9 percentage points vs 09-202511-2025: 2.7%▲ +0.1 percentage points vs 10-202512-2025: 3.5%▲ +0.8 percentage points vs 11-202501-2026: 4.9%▲ +1.4 percentage points vs 12-202502-2026: 4.9%● unchanged vs 01-202603-2026: 5.2%▲ +0.3 percentage points vs 02-202604-2026: 4.8%▼ -0.4 percentage points vs 03-202605-2026: 4.8%● unchanged vs 04-202606-2026: 4.8%● unchanged vs 05-202607-2026: 3.3%▼ -1.5 percentage points vs 06-202608-2026: 4.8%▲ +1.5 percentage points vs 07-202609-2026: 4.8%● unchanged vs 08-202610-2026: 5.7%▲ +0.9 percentage points vs 09-2026highest value
raises risk · Two or more financial years not filed
Since the financial year that closed on 31-12-2024, 2 financial years are missing at the National Bank. A company this far behind goes bankrupt within the year nineteen times as often as a punctual filer.
The financial year that closed on 31-12-2023 was due by 31-07-2024 and was filed on 29-08-2024, 29 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
tick = median of all Belgian filingsring = median in the sector
This company filed its last 5 accounts on average 26 days after the deadline; the sector median for financial year 2024 is 7 days before the deadline, and 36% of the sector filed late.
Checked, nothing found (1)
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neutral · No strike-offs in the KBO publications
Checked from 2021 on.
KBO publications · our coverage
Annual accounts filedfiscal year 2023 · micro…
Annual accounts filedfiscal year 2022 · micro…
Highest result since 2018net €18,659 ▲161%
Key points
Risk: Accounts not fileddeadline was 31-07-2025433 days lateView