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HM Line

Active
Private limited companyfounded 2024active for 2 yearsKBO/BCE: BE 1011.008.333
Summary

The computed 12-month bankruptcy probability of HM Line is 8.1% (elevated). The 2026 annual accounts show equity of €7,872 and a net result of €7,000. Its solvency ranks better than 29% of 913 sector peers (NACE 43, financial year 2026). The company has been active since 2024 and the Belgian Official Gazette contains no insolvency signals. The KBO does carry 2 administrative register entries.

Overview

Official details

Source: KBO
Status
Active since 01-07-2024 Normal situation
Legal form
Private limited company
Activity
Joinery installation NACE 43320
Establishment units
2.366.781.588 since 02-09-2024
2.383.201.116 since 18-12-2025
Financial year end
31 March
Peppol
Reachable since 09-03-2026

Board and ownership

Board

Financial position

36 Weak Checked score 2026
Bankruptcy probabilitywithin 12 months
8.1%
Annual accounts to 31-03-2026
Gross margin
€9,765
Turnover
≈ €100,000
estimated
Profit
€7,000
Equity
€7,872
▲ 802%
Total assets
€24,966
▲ 344%
Score breakdownraises riskFounded in 2024Ex-officio strike-off in the KBO1 change of registered office in 24 monthslowers riskFigures for financial year 2026 (filed on 10-10-2026)Show the evidence

Checked score

Score 2026
36 / 100
Weak
Probability in this band: 4.2% to 15.0%
Financially stronger than 58% of micro companies in specialised construction (NACE 43)
Financial strength · tick: 2025
Average
Solvency 57+16
equity 31.5% of total assets
Liquidity 14+10
short-term debt 68.5% · cash 0.5%
Profitability 100+68
return on assets 28.0%
Bankruptcy probability within 12 months
8.1% Elevated
0%0.5%1.5%4%10%≥ 25%

About 8 in 100 comparable companies go bankrupt within 12 months (an estimate).

Sector median 0.7% (47,674 companies, NACE 43, micro)
Last 24 months 08-2025: 1.9%lowest value 09-2025: 1.9%● unchanged vs 08-2025 10-2025: 2.3%▲ +0.4 percentage points vs 09-2025 11-2025: 2.4%▲ +0.1 percentage points vs 10-2025 12-2025: 5.0%▲ +2.6 percentage points vs 11-2025 01-2026: 9.9%▲ +4.9 percentage points vs 12-2025 02-2026: 10.2%▲ +0.3 percentage points vs 01-2026 03-2026: 10.3%▲ +0.1 percentage points vs 02-2026 04-2026: 10.2%▼ -0.1 percentage points vs 03-2026 05-2026: 10.3%▲ +0.1 percentage points vs 04-2026 06-2026: 10.5%▲ +0.2 percentage points vs 05-2026 07-2026: 12.2%▲ +1.7 percentage points vs 06-2026 08-2026: 13.3%▲ +1.1 percentage points vs 07-2026highest value 09-2026: 13.3%● unchanged vs 08-2026 10-2026: 8.1%▼ -5.2 percentage points vs 09-2026 11-2026: 8.1%● unchanged vs 10-2026
No publishable credit limit, so credit only on tighter terms
Liquidity is tight, with a current ratio of 1.35 (1.18 in 2025), below the usual 1.5. Short-term debt is 68.5% and cash 0.5% of total assets. 68.5% of the assets are financed with debt and provisions.
Calculation

The band follows from the bankruptcy probability. 10 more points roughly halve it.

75-100 Excellent under 0.55%
60-74 Healthy 0.55% to 1.5%
45-59 Fair 1.5% to 4.2%
25-44 Weak 4.2% to 15.0%
0-24 Critical over 15.0%

Where the company stands within its band depends half on the bankruptcy probability and half on how it does against its sector peers (NACE 43, micro). It does better than 33% of them on solvency, 8% on liquidity, 92% on profitability and 99% on growth.

The bankruptcy probability was computed on 03-11-2026 by the bankruptcy model of 2 October 2026, which learns from Belgian bankruptcies and reads the registers, the annual accounts and the Belgian Official Gazette.

Some facts cap the score, however low the probability. With negative or zero equity, a heavy loss, a special status in the KBO, one missing filing or accounts filed more than 90 days late, the score is Fair at most (59). With two missing filings, it is Weak at most (44). During a judicial reorganisation or at the company's end (bankruptcy, dissolution, liquidation), it is Critical at most (24).

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The scores and ratios are Checked's own calculations, not a credit decision.

Signals

Six signals.
lowers riskraises riskneutral
raises risk · Founded in 2024
Companies of this age fail more often than older ones. How much that weighs depends on the rest of the company's profile.
KBO
raises risk · Ex-officio strike-off in the KBO
KBO publications
lowers risk · Figures for financial year 2026 (filed on 10-10-2026)
NBB · annual accounts
raises risk · 1 change of registered office in 24 months
Belgian Official Gazette
neutral · Latest accounts filed on time
The financial year that closed on 31-03-2026 was due by 31-10-2026 and was filed on 08-10-2026, 23 days ahead of the deadline.
NBB · 2 filings
Deviation from the deadline
2026
23 days early
2025
46 days late
← before the deadline after the deadline →
raises risk · Administrative warnings in the KBO publications
The FPS Economy published 2 notices about the company, such as a strike-off for address, accounts or UBO, or their withdrawal.
KBO publications
Publications
Address struck×2
Searched, nothing found (1)
neutral · Next filing not due yet
The next financial year closes on 31-03-2027 and is due by 31-10-2027. Nothing is late today.
Companies Code · seven months
Where today falls in the filing period
04-11-2026 today31-03-2027 year end31-10-2027 deadline

Key points

  • Caution: Less equity than 88% of companies in specialised constructionsector median €73,362 · 913 companies €7,872 View

Recent changes

  1. · KBO administration Address struckKwadestraat 4 9620 L’adresse du siège Kwadestraat 4 9620 Kwadestraat 4, 9620 Zottegem Zottegem werd doorgehaald met ingang van Zottegem · event 16-05-2026
  2. · Gazette deed Registered office moved from Wetteren to ZottegemNew seat: Kwadestraat 4, 9620 Zottegem · Previous seat: Gentsesteenweg 89, 9230 Wetteren
  3. · KBO administration Address struckGentsesteenweg 89 Gentsesteenweg 89, 9230 Wetteren · event 22-09-2025
All 7 events

Comparable companies

These companies have the same main activity as HM Line: joinery installation (NACE 43320). They are comparable in size and age: total assets between €22,100 and €27,900, founded in 2024.

CompanyTotal assetsGross margin
HM Line€24,966€9,765
BW WIN Thimister-Clermont€26,667€11,263
PIM WOOD Wezembeek-Oppem€26,097€11,016
Poublon Interieur Wevelgem€22,362€8,481
KJ WOOD & MORE Schilde€27,891€8,591
Schreinerei Norbert Johnen Eupen€25,961€9,259
STUDIO RENO Liedekerke€22,061€11,294
Full comparison

Key facts about HM Line

What is the company number of HM Line?
The company number of HM Line is 1011.008.333. The VAT number is the same number with BE in front: BE 1011.008.333.
What does HM Line do?
According to the KBO register, the main activity is joinery installation (NACE 43320).
What is the legal form of HM Line?
The legal form of HM Line is Private limited company (BV).
When was HM Line founded?
HM Line was founded on 01-07-2024.
Is HM Line still active?
Yes, HM Line is an active enterprise in the KBO register.Company details
What is the turnover of HM Line?
The turnover in financial year 2026 is ≈ €100,000. This figure is estimated from the gross margin of €9,765 and 56 comparable companies (NACE 43320). It probably lies between €61,000 and €190,000. It is a rough estimate.Financials
Is HM Line profitable?
In financial year 2026, HM Line made a profit of €7,000.
Where can I find the annual accounts of HM Line?
HM Line filed 2 annual accounts with the National Bank of Belgium, the latest for financial year 2026.
When are the next annual accounts of HM Line due?
HM Line must file the annual accounts for financial year 2027 by 31-10-2027.Timeline

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