HM IMMO
ActiveSummary
The computed 12-month bankruptcy probability of HM IMMO is 9.2% (elevated). The 2025 annual accounts show negative equity (-€276) and a net result of -€2,776. Its solvency ranks better than 25% of 13484 sector peers (fiscal year 2025). The company has been active since 2024 and the Belgian State Gazette contains no insolvency or warning signals.
Checked score
Score 2025
Axes
Profitability25
Solvency24
Growth-
Track record67
Bankruptcy probability, 12 months
9.2%
Elevated
0%0.5%1.5%4%10%≥ 25%
No credit on open account
Liquidity short (current ratio 0.55; short-term debt: 100.9% and cash: 25.6% of total assets), and equity is negative.
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Signals
Seven signals. The signal on the left, the evidence on the right.
+raises risk○neutral
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 56
Relative position
BE, all sectors
reference
Food and beverage service activities (NACE 56)
about 206% more bankruptcies
← fewer bankruptcies
more bankruptcies →
raises risk · Young company
A young company has little track record yet and statistically fails more often than an established one.
KBO · incorporation dateAge against the risk zone
raises risk · Annual accounts: weaker financial profile
The latest annual accounts show a weaker profile in solvency, result or liquidity than companies that stay afloat.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
-0.9%
Return on assets
-9.4%
Age of the figures
9 mo
neutral · Filed after the deadline
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 31-08-2026, 31 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
NBB · 1 filingDeviation from the deadline
2025
31 d late
← before the deadline
after the deadline →
Checked, nothing found (1)
History
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Financials · fiscal year 2025, micro schema
Turnover
€96,785
EBIT margin
-0.7%
Net result
-€2,776
Working capital
-€13,433
Turnover and EBIT margin not published: the micro schema does not require them.
Balance-sheet composition
Assets €29,542
Fixed assets
€13,157
Current assets
€16,385
Key figures and ratios
EBITDA
€3,601
Cash flow
€1,496
Solvency
-0.9%
Current ratio
0.55
ROA
-9.4%
Interest coverage
1.56
Debt
€29,818
Debt ≤ 1 year
€29,818
Staff costs
€38,493
Equity ratios withheld: equity of -€276 is too small for a meaningful ratio.
Annual accounts
| Line | 2025 |
|---|---|
| Turnover70 | €96,785 |
| Goods, raw materials, services and sundry goods60/61 | €54,031 |
| Remuneration, social security and pensions62 | €38,493 |
| Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630 | €4,272 |
| Other operating charges640/8 | €661 |
| Gross operating margin9900 | €42,755 |
| Operating profit (loss)9901 | -€671 |
| Financial income75/76B | €205 |
| Recurring financial income75 | €205 |
| Financial charges65/66B | €2,309 |
| Recurring financial charges65 | €2,309 |
| Profit (loss) for the period before taxes9903 | -€2,776 |
| Profit (loss) for the period9904 | -€2,776 |
| Profit (loss) for the period to be appropriated9905 | -€2,776 |
| Line | 2025 | |
|---|---|---|
| Assets | ||
| Total assets20/58 | €29,542 | |
| Fixed assets21/28 | €13,157 | |
| Tangible fixed assets22/27 | €13,157 | |
| Furniture and vehicles24 | €13,157 | |
| Current assets29/58 | €16,385 | |
| Amounts receivable within one year40/41 | €8,825 | |
| Trade receivables40 | €8,825 | |
| Cash at bank and in hand54/58 | €7,560 | |
| Equity and liabilities | ||
| Total equity and liabilities10/49 | €29,542 | |
| Equity10/15 | -€276 | |
| Contributions10/11 | €2,500 | |
| Profit (loss) carried forward14 | -€2,776 | |
| Amounts payable17/49 | €29,818 | |
| Amounts payable within one year42/48 | €29,818 | |
| Trade debts44 | €26,062 | |
| Suppliers440/4 | €26,062 | |
| Taxes, remuneration and social security45 | €1,057 | |
| Taxes450/3 | €360 | |
| Remuneration and social security454/9 | €697 | |
| Other amounts payable47/48 | €2,699 | |
| Line | 2025 |
|---|---|
| Profit (loss) for the period9904 | -€2,776 |
| + Depreciation and write-downs630 | €4,272 |
| Operating cash flow (approximation) | €1,496 |
Simplified and derived: a Belgian filing has no cash-flow statement, so these rows come from the income statement and the balance-sheet moves.
Timeline · acts, filings and financial milestones
2026
31-08
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema · 31 days late
NBB filing
0 of 1 act read
About the unread acts
We know of 1 Belgian State Gazette act for this company. It has not been read yet: what they contain is neither established nor disproved here.
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Directors · office · real estate
Directors
1 act for this company is in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Ciney · 2 establishment units since 2024
Ground area
2,821 m²
Building footprint
392 m²
2 parcels, Wallonia. Linked by address, not a title deed.
2 establishment units
L'atelier Salé
since 20242.364.277.703
HM IMMO
since 20242.364.277.802
2 parcels
Wallonia
2
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 91001B0049/00D002 | Wallonia | 2,183 m² | 1 · 238 m² | - |
| 91079B0207/00C005indicative | Wallonia | 638 m² | 1 · 154 m² | - |
Linked by address, not proof of ownership
Good to know
1 of 2 parcels with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Similar companies · same sector and region
BLABLABLA CONSULTING
BE 0691.824.190
Ciney
HM HORECA
BE 0787.835.186
Ciney
LIO VR
BE 1015.912.375
Ciney
MELAMODE
BE 0880.569.166
Ciney
Tati Naan
BE 1004.964.144
Ciney
This company's figures show no positive equity and no headcount, so a size comparison is not possible. These companies share only the sector and the region. Of 7,501 companies in sector 56210 we hold annual accounts for 2,447. See the whole sector
Identification & contact
Identification
Legal formPrivate limited company
Founded01-07-2024
Fiscal year end31-12
Activities, NACEBEL 2025
56210Event catering
Scores and ratios are computed by Checked and are not a credit decision.