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HM CONSULTANCY

Active
Private limited companyfounded 201610 yrs activeTer Weibroek 11, 9880 Aalter, BelgiumKBO/BCE: BE 0655.834.321
Summary

HM CONSULTANCY has been active since 2016 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €19,307 and a net result of €39,917. Equity is growing by ~16.1% per year across the filed fiscal years. Its solvency ranks better than 25% of 14009 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is < 0.1% (very low).

Overview

What they do
Certified accountants and tax accountants
NACE 69201
1 site
How big
€72,502total assets 2025
Equity
€19,307
Profit
€39,917
Turnover not published (abridged schema)
Financially healthy?
93 Excellent Checked score 2025
Bankruptcy chance 12 m
< 0.1%
Who decides
Accounts 5 d early0 of 2 deeds read
Why 93+ Sector Legal and accounting activities (NACE 69)+ Liquidity: current ratio 1.36, cash €56,146+ Size: total assets €72,502+ Figures for FY 2025 (filed 26-07-2026)Show the evidence

Checked score

Score 2025
93 / 100
Excellent
Probability in this band: under 0.55%
Better than 40% of its sector peers (NACE 69, micro)
Performance against the sector, not lower risk
Financial strength · tick = 2024
Strong
Solvency 52-48
equity 26.6% of total assets
Liquidity 60-40
short-term debt 73.4% · cash 77.4%
Profitability 100=
return on assets 55.1%
Bankruptcy probability, 12 months
< 0.1% Very low
0%0.5%1.5%4%10%≥ 25%

Fewer than 1 in 1,000 comparable companies go bankrupt within 12 months (an estimate).

Sector median < 0.1% (19,732 companies)
  • Sector Legal and accounting activities (NACE 69) lowers the probability
  • Liquidity: current ratio 1.36, cash €56,146 lowers the probability
  • Size: total assets €72,502 lowers the probability for this profile
  • Figures for FY 2025 (filed 26-07-2026) lowers the probability
Credit up to €1,500 at 30 days acceptable
Liquidity tight (current ratio 1.36 against 71.98 in 2024; short-term debt: 73.4% and cash: 77.4% of total assets), and 73.4% of the assets are financed with debt.
How it is calculated

The band comes from the bankruptcy probability on a scale of 0 to 100: every 10 points more double the odds of getting through the year without bankruptcy.

75-100 Excellent under 0.55%
60-74 Healthy 0.55% to 1.5%
45-59 Fair 1.5% to 4.2%
25-44 Weak 4.2% to 15.0%
0-24 Critical over 15.0%

Place inside the band: half the bankruptcy probability, half how the company does against its sector peers (NACE 69, micro). Better than this share of them on solvency 27%, liquidity 47%, profitability 82%, growth against the median 6%. That is performance, not lower risk; the band itself always comes from the probability.

Bankruptcy probability: model pd-v3.202610021621, computed on 02-10-2026. The model learns from Belgian bankruptcies and reads the registers, the annual accounts and the gazette.

Ceilings: negative or zero equity, a heavy loss, a special KBO legal situation and a missing filing 59 (two missing 44), an ongoing judicial reorganisation or an ending 24. Financial strength does not count in the score.

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Signals

Six signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Sector Legal and accounting activities (NACE 69)
In the bankruptcy model this factor lowers the probability.
KBO
lowers risk · Liquidity: current ratio 1.36, cash €56,146
In the bankruptcy model this factor lowers the probability.
NBB · annual accounts
lowers risk · Size: total assets €72,502
In the bankruptcy model this factor lowers the probability for this profile.
NBB · annual accounts
lowers risk · Figures for FY 2025 (filed 26-07-2026)
In the bankruptcy model this factor lowers the probability.
NBB · annual accounts
raises risk · Weak solvency vs sector
Solvency (equity / total assets) is in the sector's weakest quartile: better than 25% of 14009 sector peers (2025).
NBB · sector comparison
Position among 14009 sector peers
Solvency
better than 25%
← weakest strongest →
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 26-07-2026, 5 days ahead of the deadline.
NBB · 9 filings
Deviation from the deadline
2025
5 d early
2024
1 d early
2023
25 d early
2022
8 d early
2021
4 d early
2020
4 d early
2019
2 d early
← before the deadline after the deadline →
tick = median of all Belgian filingsring = median in the sector

This company filed its last 7 accounts on average 7 days before the deadline; the sector median for financial year 2024 is 9 days before the deadline, and 32% of the sector filed late.

Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today. Usually files around 26 July (5 of the last 5 filed years within 30 days of that day).
Companies Code · seven months
Position in the running window
02-10-2026 today31-12-2026 close31-07-2027 deadline
neutral · No strike-offs in the KBO publications
We found no ex-officio strike-off or cessation. Our series starts in 2021 and has gaps, so this is not a confirmation that there is nothing.
KBO publications · our coverage
  1. Annual accounts filedfiscal year 2025 · micro…
  2. Highest result since 2018net €39,917 ▲39.4%
  3. Annual accounts filedfiscal year 2024 · micro…

Key points

  • Caution: Equity fell in 2025from €92,390 to €19,307 ▼ 79.1% View
  • Caution: Among the weakest 20% on equitysector median €88,567 · 14,013 companies €19,307 View
  • Positive: Always filed on timeaccounts within the deadline every year 8 years View
  • Positive: 8 profitable years in a rowprofit 2025: €39,917 8 years View

By topic

Financials

Fiscal year
2025
Total assets
€72,502
Profit
€39,917
Solvency
26.6%
Total assets▼ 22.6%
Net result
20182025
Go to Financials

Timeline

Events
12
Since
2018
Next accounts
by 31-07-2027
  1. 26-07-2026Annual accounts filed
  2. 31-12-2025Highest result since 2018
  3. 30-07-2025Annual accounts filed
Go to Timeline

Company details

Sites
1
Legal form
Private limited company
Activity
Certified accountants and tax accountantsNACE 69201
Founded
01-06-2016
Year ends
31-12
Peppol
Reachable for e-invoices
Go to Company details

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