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HM CLIMAT

Active
Private limited companyfounded 2004active for 21 yearsRue de la Halette 80, 4101 Seraing, BelgiumKBO/BCE: BE 0870.186.010

From the official registers: KBO 21 annual accounts at the National Bank publications in the Belgian Official Gazette

Summary

HM CLIMAT has been active since 2004 and the Belgian Official Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €145,024 and a net result of €12,623. Equity has been stable since 2018 (±2.4% per year). Its solvency ranks better than 51% of 34,902 sector peers (NACE 43, financial year 2025). The computed 12-month bankruptcy probability is 0.8% (low).

Overview

Official details

KBO
Status
Active since 25-11-2004 Normal situation
Activity
Installation of electric heating, air conditioning, cooling and ventilation NACE 43222
Establishment units
2.144.346.930 4101 Seraing, since 25-11-2004
2.155.604.076 4101 Seraing, since 18-08-2006
Financial year end
31 December
Peppol
Reachable since 24-12-2025

Board and ownership

Board

Financial position

67 Healthy Checked score 2025
Bankruptcy probabilitywithin 12 months
0.8%
Annual accounts 2025
Gross margin
€31,279
▼ 36.4%
Turnover
≈ €180,000
estimated
Profit
€12,623
Equity
€145,024
▼ 11.4%
Total assets
€305,684
▲ 5.9%
Filed on 26-10-2026, 87 days after the deadlineat the National Bank
Score breakdownraises riskLast filed accounts filed 87 days late; 2 of the last 3 accounts lateSector: Specialised construction activities (NACE 43)Size: total assets €305,684lowers riskFounded in 2004Show the evidence

Checked score

Score 2025
67 / 100
Healthy
Probability in this band: 0.55% to 1.5%
Financially stronger than 40% of micro companies in specialised construction (NACE 43)
Financial strength · tick: 2024
Strong
Solvency 72-10
equity 47.4% of total assets
Liquidity 47-3
short-term debt 39.6% · cash 12.1%
Profitability 74+73
return on assets 4.1%
Bankruptcy probability within 12 months
0.8% Low
0%0.5%1.5%4%10%≥ 25%

About 8 in 1,000 comparable companies go bankrupt within 12 months (an estimate).

Sector median 0.7% (47,675 companies, NACE 43, micro)
Last 24 months 11-2024: 1.3% 12-2024: 1.3%● unchanged vs 11-2024 01-2025: 1.3%● unchanged vs 12-2024 02-2025: 1.3%● unchanged vs 01-2025 03-2025: 1.3%● unchanged vs 02-2025 04-2025: 1.3%● unchanged vs 03-2025 05-2025: 1.2%▼ -0.1 percentage points vs 04-2025 06-2025: 1.2%● unchanged vs 05-2025 07-2025: 1.3%▲ +0.1 percentage points vs 06-2025 08-2025: 1.8%▲ +0.5 percentage points vs 07-2025 09-2025: 1.9%▲ +0.1 percentage points vs 08-2025 10-2025: 2.4%▲ +0.5 percentage points vs 09-2025highest value 11-2025: 2.0%▼ -0.4 percentage points vs 10-2025 12-2025: 2.0%● unchanged vs 11-2025 01-2026: 2.0%● unchanged vs 12-2025 02-2026: 2.0%● unchanged vs 01-2026 03-2026: 2.0%● unchanged vs 02-2026 04-2026: 2.0%● unchanged vs 03-2026 05-2026: 1.8%▼ -0.2 percentage points vs 04-2026 06-2026: 1.8%● unchanged vs 05-2026 07-2026: 1.8%● unchanged vs 06-2026 08-2026: 2.3%▲ +0.5 percentage points vs 07-2026 09-2026: 2.2%▼ -0.1 percentage points vs 08-2026 10-2026: 0.8%▼ -1.4 percentage points vs 09-2026lowest value
Credit of up to €9,000 on 30-day terms is acceptable
Liquidity is ample, with a current ratio of 1.65 (2.77 in 2024), above the usual 1.5. Short-term debt is 39.6% and cash 12.1% of total assets. However, 52.6% of the assets are financed with debt and provisions.
Calculation

The band follows from the bankruptcy probability. 10 more points roughly halve it.

75-100 Excellent under 0.55%
60-74 Healthy 0.55% to 1.5%
45-59 Fair 1.5% to 4.2%
25-44 Weak 4.2% to 15.0%
0-24 Critical over 15.0%

Where the company stands within its band depends half on the bankruptcy probability and half on how it does against its sector peers (NACE 43, micro). It does better than 51% of them on solvency, 38% on liquidity, 46% on profitability and 23% on growth.

The bankruptcy probability was computed on 31-10-2026 by the bankruptcy model of 2 October 2026, which learns from Belgian bankruptcies and reads the registers, the annual accounts and the Belgian Official Gazette.

Some facts cap the score, however low the probability. With negative or zero equity, a heavy loss, a special status in the KBO, one missing filing or accounts filed more than 90 days late, the score is Fair at most (59). With two missing filings, it is Weak at most (44). During a judicial reorganisation or at the company's end (bankruptcy, dissolution, liquidation), it is Critical at most (24).

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The scores and ratios are Checked's own calculations, not a credit decision.

Signals

Five signals.
lowers riskraises risk
raises risk · Last filed accounts filed 87 days late; 2 of the last 3 accounts late
NBB · filings
lowers risk · Founded in 2004
Companies that have existed this long fail less often. How much that weighs depends on the rest of the company's profile.
KBO
raises risk · Sector: Specialised construction activities (NACE 43)
KBO
raises risk · Size: total assets €305,684
Companies of this size fail more often. How much that weighs depends on the rest of the company's profile.
NBB · annual accounts
raises risk · 2025 accounts filed 87 days late
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 26-10-2026, 87 days later. Nearly half (47%) of Belgian companies file late; of those that file 1 to 90 days late, 2.0% are now bankrupt, dissolved or in another special legal status, against 1.66% of all filers. A delay like this does not count in the score.
NBB · 10 filings
Deviation from the deadline
2025
87 days late
2024
60 days late
2023
29 days early
2022
59 days late
2021
108 days late
2020
31 days late
2019
31 days late
← before the deadline after the deadline →
tick = median of all Belgian filingsring = median in the sector

The company filed its last 7 accounts on average 50 days after the deadline. In the sector (NACE 43), the median for financial year 2024 was 1 day before the deadline, and 43% of those companies filed late.

Searched, nothing found (2)
neutral · Next filing not due yet
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today. The company usually files around 29 September (4 of the last 5 accounts filed within 48 days either side of that date).
Companies Code · seven months
Where today falls in the filing period
01-11-2026 today31-12-2026 year end31-07-2027 deadline
neutral · No strike-offs in the KBO publications
That holds for every publication since 2021.
KBO publications

Key points

  • Positive: Back in profit in 2025after a loss of €41,718 in 2024 €12,623 View

Comparable companies

These companies have the same main activity as HM CLIMAT: installation of electric heating, air conditioning, cooling and ventilation (NACE 43222). They are comparable in size and age: total assets between €247,000 and €348,000, founded between 2001 and 2006.

CompanyTotal assetsGross margin
HM CLIMAT Seraing€305,684€31,279
INSTALLATIEBEDRIJF DECKERS Kinrooi€296,737€27,546
Yenco Heusden-Zolder€278,062€27,725
Simons CV Kortenberg€347,652€30,378
R.K.P. SYSTEMS Lille€309,003€33,365
MG SANITEC Lille€247,266€32,001
DE VOGHEL TECHNIC Assesse€339,550€38,700
Full comparison

Documents

Annual accounts at the NBB

All 21 annual accounts

Articles and registers

Key facts about HM CLIMAT

What is the company number of HM CLIMAT?
The company number of HM CLIMAT is 0870.186.010. The VAT number is the same number with BE in front: BE 0870.186.010.
Where is HM CLIMAT based?
The registered office is at Rue de la Halette 80, 4101 Seraing.Company details
What does HM CLIMAT do?
According to the KBO register, the main activity is installation of electric heating, air conditioning, cooling and ventilation (NACE 43222).
What is the legal form of HM CLIMAT?
The legal form of HM CLIMAT is Private limited company (BV).
When was HM CLIMAT founded?
HM CLIMAT was founded on 25-11-2004.
Is HM CLIMAT still active?
Yes, HM CLIMAT is an active enterprise in the KBO register.
How many employees does HM CLIMAT have?
HM CLIMAT had an average of 0.7 full-time equivalents in financial year 2022, according to the filed annual accounts.Financials
What is the turnover of HM CLIMAT?
The turnover in financial year 2025 is ≈ €180,000. This figure is estimated from the gross margin of €31,279 and 33 comparable companies (NACE 43222). It probably lies between €130,000 and €210,000.
Is HM CLIMAT profitable?
In financial year 2025, HM CLIMAT made a profit of €12,623.
Where can I find the annual accounts of HM CLIMAT?
HM CLIMAT filed 21 annual accounts with the National Bank of Belgium, the latest for financial year 2025.Annual accounts at the National Bank
When are the next annual accounts of HM CLIMAT due?
HM CLIMAT must file the annual accounts for financial year 2026 by 31-07-2027.Timeline

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