HLM - INFORMATICS
ActiveHLM - INFORMATICS has been active since 1987 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €125k and a net result of €14k. Equity is shrinking by ~6.7% per year across the filed fiscal years. Its solvency ranks better than 48% of 17022 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is < 0.1% (very low).
Checked score
Score 2025
79
/ 100
Excellent
The score weighs solvency, liquidity and profitability. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability77▲+35
Solvency83▲+25
Growth32=
Track record100
Bankruptcy probability, 12 months
< 0.1%
Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €9k at 30 days acceptable
Liquidity short (current ratio 0.61 against 0.79 in 2024; short-term debt: 40.7% and cash: 12.2% of total assets), and 42.4% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Nine signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 62
Relative position
BE, all sectors
reference
Sector 62
lower
← fewer bankruptcies
more bankruptcies →
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
57.6%
Return on assets
6.3%
Age of the figures
9 mo
neutral · A punctual record breaks
This company filed 6 consecutive financial years on time. The year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 12-08-2026, 12 days late. Weigh it accordingly: a break into the 1-to-90-day band measures 1.41% abnormal legal state, below the 1.66% market average. It is a change in behaviour, not evidence of elevated risk.
NBB · 10 filingsDeviation from the deadline
2025
12 d late
2024
13 d early
2023
12 d early
2022
39 d early
2021
19 d early
2020
18 d early
2019
45 d early
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
21-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, micro schema
Turnover
Not included in this filing
EBIT margin
Not included in this filing
Net result
€14k▲ 201%
2024 · €5k
2018: €15k
2019: €28k
2020: €29k
2021: €16k
2022: €10k
2023: €3k
2024: €5k
2018 → 2025
Working capital
€-34k▲ 22.7%
2024 · €-44k
2018: €311k
2019: €120k
2020: €119k
2021: €-24k
2022: €-11k
2023: €-31k
2024: €-44k
2018 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€147k-€155k▲ 5.6%€133k▼ 14.0%€113k▼ 15.3%€125k▲ 10.9%
Operating result€25k-€19k▼ 22.6%€10k▼ 48.0%€10k▲ 3.6%€16k▲ 49.5%
Net result€16k-€10k▼ 38.4%€3k▼ 71.2%€5k▲ 59.5%€14k▲ 201%
Result per fiscal year
Operating resultNet result
After the dip in 2023 the operating result has climbed two years in a row; 2025 is 49% above 2024.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €217k
Fixed assets
€163k▼ 4.6%
Current assets
€54k▼ 68.1%
Equity and liabilities €217k
Equity
€125k▲ 10.9%
Provisions
€1k▼ 10.5%
Debt
€91k▼ 59.8%
The debt ratio falls from 66.4% to 41.8%. Equity is higher and debt is lower.
Key figures and ratios
EBITDA
€39k▲
2024 · €31k
Cash flow
€37k▲
2024 · €25k
Solvency
57.6%▲
2024 · 33.1%
Current ratio
0.61▼
2024 · 0.79
Quick ratio
0.61▼
2024 · 0.79
Debt / equity
0.73▼
2024 · 2.01
ROE
10.9%▲
2024 · 4.0%
ROA
6.3%▲
2024 · 1.3%
Interest coverage
14.68▲
2024 · 2.63
Debt
€91k▼
2024 · €226k
Debt ≤ 1 year
€88k▼
2024 · €213k
Income taxes
€131▲
2024 · €-4k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€340k€217k▼
Fixed assets21/28€171k€163k▼
Tangible fixed assets22/27€171k€163k▼
Land and buildings22€134k€124k▼
Plant, machinery and equipment23€14k€26k▲
Furniture and vehicles24€23k€13k▼
Current assets29/58€169k€54k▼
Amounts receivable within one year40/41€13k€23k▲
Trade receivables40€13k€23k▲
Other amounts receivable41-€42
Cash at bank and in hand54/58€151k€27k▼
Deferred charges and accrued income490/1€4k€4k▲
Equity and liabilities
Total equity and liabilities10/49€340k€217k▼
Equity10/15€113k€125k▲
Contributions10/11€19k€19k=
Reserves13€89k€103k▲
Distributable reserves133€89k€103k▲
Profit (loss) carried forward14€1k€544▼
Investment grants15€3k€3k▼
Provisions and deferred taxes16€1k€1k▼
Deferred taxes168€1k€1k▼
Amounts payable17/49€226k€91k▼
Amounts payable within one year42/48€213k€88k▼
Trade debts44€19k€24k▲
Suppliers440/4€19k€24k▲
Taxes, remuneration and social security45€6k€8k▲
Taxes450/3€6k€8k▲
Other amounts payable47/48€188k€56k▼
Accrued charges and deferred income492/3€12k€2k▼
Income statement
Code20242025
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€20k€23k▲
Other operating charges640/8€3k€3k▲
Gross operating margin9900€34k€42k▲
Operating profit (loss)9901€10k€16k▲
Financial income75/76B€1k€680▼
Recurring financial income75€1k€680▼
Financial charges65/66B€12k€3k▼
Recurring financial charges65€12k€3k▼
Profit (loss) for the period before taxes9903€9€14k▲
Transfer from deferred taxes780€158€158=
Income taxes67/77€-4k€131▲
Profit (loss) for the period9904€5k€14k▲
Profit (loss) for the period to be appropriated9905€5k€14k▲
Appropriation of the result
Profit (loss) to be appropriated9906€6k€15k▲
Profit (loss) brought forward from the previous period14P€1k€1k=
Transfer from equity791/2€24k-
Transfer to equity691/2€5k€14k▲
To other reserves6921€5k€14k▲
Profit to be distributed694/7€24k€833▼
Return on contributions (dividend)694€24k€833▼
The notes to these accounts (7 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
12-08
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema · 12 days late
2025
18-07
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
2024
19-07
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema
2023
31-12
Financial
Weakest financial yearnet €3k ▼71.2%
Net result drops to €3k, the lowest in the series; recovery starts the following year.
22-06
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema
2022
31-12
Financial
Equity above €150kEq €155k ▲5.6%
5 profitable years in a row build equity to €155k.
12-07
NBB filing
Annual accounts filed
fiscal year 2021 · full schema
2021
13-07
NBB filing
Annual accounts filed
fiscal year 2020 · full schema
2020
31-12
Financial
Highest result since 2018net €29k ▲4.7%
Net result €29k, the highest in the series.
16-06
NBB filing
Annual accounts filed
fiscal year 2019 · full schema
2019
28-08
NBB filing
Annual accounts filed
fiscal year 2018 · full schema · 28 days late
2018
31-08
NBB filing
Annual accounts filed
fiscal year 2017 · full schema · 31 days late
2017
28-08
NBB filing
Annual accounts filed
fiscal year 2016 · full schema · 28 days late
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
no sitting director, no change since 2025
We have established no sitting directors for this company. We derive directors from published Gazette acts; while there are none, or none read, nothing appears here. That does not mean the company has none: the CBE keeps its own list of function holders, which we do not read.
25-10-2025
Herbert MÜLLENDER: Resigned as Director
25-10-2025
Josée KAULMANN: Resigned as Director
Location & real-estate footprint
Registered office, Welkenraedt · 2 establishment units since 1987
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Rue de l'Usine 24840 WelkenraedtGround area
559 m²
Building footprint
92 m²
Parcel 63084A0148/00P000, Wallonia. Linked by address, not a title deed.
2 establishment units
HLM - INFORMATICS
since 19872.029.839.915
HLM INFORMATICS
since 20142.236.646.685
1 parcel
Wallonia
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 63084A0148/00P000 | Wallonia | 559 m² | 1 · 92 m² | - |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Structure & network
Connections & network
2 connected companiesNetwork connections
Shared address
→
Shared address
→
Similar companies · same sector, comparable size
DELLSOFT
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TWAM
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My App Zone
BE 0637.969.790
Ukkel · Eq €125k
UMBI
BE 0691.916.044
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HANDSAEME AUTOMATION
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Of 16,887 companies in sector 62100 we hold annual accounts for 8,777. 6,929 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formCoöperatieve vennootschap met beperkte aansprakelijkheid
Founded21-09-1987
Fiscal year end31-12
Activities, NACEBEL
62010Computer programming, consultancy and related activities
62100Computer programming
72220
46649Wholesale of other machinery and equipment
47400Retail sale of information and communication equipment
47410Retail trade
51873
52487
72500
95100Repair and maintenance of computers and communication equipment
95110Repair and maintenance of computers, personal and household goods, and motor vehicles and motorcycles
Sources
Crossroads Bank for EnterprisesNational Bank · 38 filingsAddress and cadastre registers
Data from official sources, last processed on 21-09-2026. Scores and ratios are computed by Checked and are not a credit decision.