HL Trading

Active

Private limited companyfounded 20233 yrs activeSmallandlaan 16, 2660 Antwerpen, BelgiumKBO/BCE: BE 0800.872.283

Summary

The computed 12-month bankruptcy probability of HL Trading is 1.9% (moderate). The 2024 annual accounts show equity of €87k and a net result of €86k. Its solvency ranks better than 26% of 15870 sector peers (fiscal year 2024). The company has been active since 2023 and the Belgian State Gazette contains no insolvency or warning signals.

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Checked score

Score 2024

49 / 100

Fair

The score weighs solvency, liquidity and profitability. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.

Axes · tick = 2023

Profitability79

Solvency33▼-67

Growth75

Track record94

Bankruptcy probability, 12 months

1.9% Moderate

0%0.5%1.5%4%10%≥ 25%

Credit up to €4k at 30 days only on tighter terms

Liquidity tight (current ratio 1.21; short-term debt: 78.1% and cash: 10.3% of total assets), and 91.6% of the assets are financed with debt.

How do we compute the score and the probability?

Credit advice for your own amount and term

Signals

Three signals. The signal on the left, the evidence on the right.

+raises risk

Limited track record

This company has not been active as long as an established one and statistically fails somewhat more often.

KBO · incorporation date

Age against the risk zone

Higher-failure-rate sector

In this sector companies fail more often than the Belgian average.

Gazette · bankruptcies per sector, NACE 46

Relative position

BE, all sectors

reference

Sector 46

higher

← fewer bankruptcies more bankruptcies →

Filed more than 90 days late

The financial year that closed on 31-12-2024 was due by 31-07-2025 and was filed on 01-11-2025, 93 days past the deadline. Measured on financial year 2023: companies more than 90 days late are in an abnormal legal state today in 5.61% of cases, against 1.66% across all filers.

NBB · 2 filings

Deviation from the deadline

2025

not confirmed

2024

93 d late

2023

51 d late

← before the deadline after the deadline →

Checked, nothing found (1)

No strike-offs in the KBO publications

We found no ex-officio strike-off or cessation. Our series starts in 2021 and has gaps, so this is not a confirmation that there is nothing.

KBO publications · our coverage

Financials · fiscal year 2024, micro schema

Equity

€87k▲ 8,598%

2023 · €1k

2023: €1k

2023 → 2024

Total assets

€1.04M▲ 103,479%

2023 · €1k

2023: €1k

2023 → 2024

Net result

€86k

Working capital

€173k

Multi-year overview

Every figure with its change against the year before

▲ rise ▼ fall

Line20232024Trend

Equity€1k-€87k▲ 8,598%

Operating result€145k

Net result€86k

Turnover and EBIT margin not published: the micro schema does not require them.

Result per fiscal year

Operating resultNet result

2024 is the only fiscal year with figures: the operating result is €145k.

Balance-sheet composition

Assets €1.04M

94.7%

Fixed assets €54k

Current assets €981k

Equity and liabilities €1.04M

13.5%

78.1%

Equity €87k

Provisions €140k

Debt €809k

Debt finances 78.1% of the balance-sheet total.

Key figures and ratios

2024 value · change against 2023

EBITDA

€153k

Cash flow

€94k

Current ratio

1.21

Quick ratio

0.98

Debt / equity

9.30

ROE

98.9%

ROA

8.3%

Interest coverage

2217.64

Debt ≤ 1 year

€809k

Income taxes

€29k

Staff costs

€171k

Filed annual accounts As filed with the NBB · 2024 against 2023 · 45 lines

Balance sheet Code20232024

Assets

Total assets20/58€1k€1.04M▲

Fixed assets21/28-€54k

Intangible fixed assets21-€28k

Tangible fixed assets22/27-€27k

Plant, machinery and equipment23-€21k

Furniture and vehicles24-€5k

Current assets29/58€1k€981k▲

Stocks and contracts in progress3-€190k

Stocks30/36-€190k

Amounts receivable within one year40/41€1k€685k▲

Trade receivables40-€684k

Other amounts receivable41€1k€1k=

Cash at bank and in hand54/58-€107k

Equity and liabilities

Total equity and liabilities10/49€1k€1.04M▲

Equity10/15€1k€87k▲

Contributions10/11€1k€1k=

Outside capital11€1k€1k=

Other1109/19€1k€1k=

Profit (loss) carried forward14-€86k

Provisions and deferred taxes16-€140k

Provisions for liabilities and charges160/5-€140k

Environmental obligations163-€140k

Amounts payable17/49-€809k

Amounts payable within one year42/48-€809k

Trade debts44-€732k

Suppliers440/4-€732k

Taxes, remuneration and social security45-€47k

Taxes450/3-€47k

Other amounts payable47/48-€30k

Income statement Code20232024

Remuneration, social security and pensions62-€171k

Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630-€8k

Provisions for liabilities and charges: additions (uses and reversals)635/8-€140k

Other operating charges640/8-€10k

Gross operating margin9900-€474k

Operating profit (loss)9901-€145k

Financial income75/76B-€1

Recurring financial income75-€1

Financial charges65/66B-€30k

Recurring financial charges65-€69

Non-recurring financial charges66B-€30k

Profit (loss) for the period before taxes9903-€115k

Income taxes67/77-€29k

Profit (loss) for the period9904-€86k

Profit (loss) for the period to be appropriated9905-€86k

Appropriation of the result

Profit (loss) to be appropriated9906-€86k

The notes to these accounts (8 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.

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Timeline · acts, filings and financial milestones

All 2Filings 2

2025

01-11

NBB filing Annual accounts filed

fiscal year 2024 · micro schema · 93 days late

2024

20-09

NBB filing Annual accounts filed

fiscal year 2023 · micro schema · 51 days late

NBB filing

Directors · office · real estate

Directors

4 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.

Location & real-estate footprint

Registered office, Antwerpen · 1 establishment unit since 2023

establishment The establishment unit on the map

Cannot be placed on the map

This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.

Smallandlaan 162660 Antwerpen

Ground area

4,812 m²

Building footprint

1,873 m²

Volume, LiDAR

13,698 m³

Parcel 11382A0451/00T000, Flanders · tallest building 9.4 m, ±3 floors. Linked by address, not a title deed.

1 establishment unit

HL Trading

Smallandlaan 16, 2660 AntwerpenWholesale trade

since 20232.357.063.970

1 parcel

Flanders 1 (100%)

Parcel (capakey)	Region	Area	Buildings	Height / fl.
11382A0451/00T000	Flanders	4,812 m²	1 · 1,873 m²	9.4 m · 3 fl.

Linked by address, not proof of ownership

Methodology

via registered seat: 1

1 of 1 parcel with an exact address match; the rest are indicative.

Linked through address data, this is not proof of ownership.

Recognitions · licences · registrations

Food safety, FASFC

1 site

Antwerpen2.357.063.970

1 permission

Toelating · Groothandelaar levensmiddelen · since 26-06-2024

Similar companies · same sector, comparable size

MOENS DIMITRI

BE 0830.469.458

Sint-Laureins · Eq €87k

Sint-Jans-Molenbeek · Eq €86k

BUYSSE FOOD SOLUTIONS

Of 1,425 companies in sector 46389 we hold annual accounts for 855. 567 are within a factor 10 of this equity.See the whole sector

Company data · Crossroads Bank

Identification

Legal formPrivate limited company

Founded18-04-2023

Fiscal year end31-12

Activities, NACEBEL

46389Wholesale of other food products

Sources

Crossroads Bank for EnterprisesNational Bank · 2 filingsAddress and cadastre registers

Scores and ratios are computed by Checked and are not a credit decision.