HL&S Finances

Private limited companyfounded 2019active for 7 yearsBenonchamps 95, 6600 Bastogne, BelgiumKBO/BCE: BE 0727.742.203

Summary

HL&S Finances is a financial institution; the bankruptcy model is trained on trading and manufacturing companies and does not apply here. The 2025 annual accounts show equity of €165,116 and a net result of €81,749. Equity is growing by about 13% per year across the filed financial years. Its solvency ranks better than 34% of 3,041 sector peers (NACE 66, financial year 2025). The company has been active since 2019 and the Belgian Official Gazette contains no insolvency or warning signals.

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HL&S FinancesActive

Risk analysis Report Compare

Activity

Agents and brokers in banking services

NACE 66191

1 site

Size

≈ €480,000turnover 2025, estimated

Staff: 1.8 FTE
Equity: €165,116
Profit: €81,749

Turnover estimated from the gross margin

Financial health

Financial institution: outside the modelBankruptcy probability: sector outside the model

Structure

2025 accounts filed 31 days late2 deeds in the Belgian Official Gazette

SignalsneutralA punctual record breaksShow the evidence

Checked score

Outside the general model

Model not applicable to financial institutions

The Checked score weighs liquidity, leverage and margins against norms for trading and manufacturing companies. A bank, insurer or financial holding has a fundamentally different balance-sheet structure, so those ratios, and hence the score, carry no meaning here. That is why we show no financial axes either.

Bankruptcy probability, 12 months

This is a financial institution (bank, insurer or financial holding). A bank balance sheet works differently from that of an ordinary trading or manufacturing company. We therefore show no bankruptcy probability rather than a misleading figure.

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Signals

1 signal.

neutral

A punctual record breaks

This company filed 5 consecutive financial years on time. The year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 31-08-2026, 31 days late. Weigh it accordingly: of the companies that move to filing 1 to 90 days late, 1.41% are now bankrupt, dissolved or in another special legal status, below the 1.66% of all filers. It is a change in behaviour, not evidence of elevated risk.

NBB · 6 filings

Deviation from the deadline

2025

31 days late

2024

17 days early

2023

42 days early

2022

5 days early

2021

41 days early

2020

12 days early

← before the deadline after the deadline →

tick = median of all Belgian filingsring = median in the sector

This company filed its last 6 accounts on average 14 days before the deadline; the sector median (NACE 66) for financial year 2024 is 5 days before the deadline, and 39% of those companies filed late.

Searched, nothing found (2)

Next filing not due yet

The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today. The company usually files around 14 July (4 of the last 5 filed years within 30 days of that day).

Companies Code · seven months

Where today falls in the filing period

31-10-2026 today31-12-2026 year end31-07-2027 deadline

No strike-offs in the KBO publications

Searched since 2021.

KBO publications · our coverage

31-08-2026 Annual accounts filedfinancial year 2025 · micro…
31-12-2025 Highest result from 2020 to 2025net €81,749 ▲8.9%
14-07-2025 Annual accounts filedfinancial year 2024 · micro…

Key points

Positive: 6 profitable years in a rowprofit 2025: €81,749 6 years View
Total assets 20256 financial years filed €534,969 View
Active since 2019founded 04-06-2019 7 years View

By topic

Financials

Financial year: 2025
Total assets: €534,969
Profit: €81,749
Solvency: 30.9%

Total assets▲ 23.9%

Net result

20202025

Go to Financials

Timeline

Events: 11
Since: 2021
Next accounts: by 31-07-2027

31-12-2024Equity above €150,000
19-06-2024Annual accounts filed
26-07-2023Annual accounts filed

Go to Timeline

Company details

Sites: 1

Legal form: Private limited company
Activity: Agents and brokers in banking servicesNACE 66191
Founded: 04-06-2019
Year ends: 31-12
Peppol: Reachable for e-invoices

Go to Company details

Key facts about HL&S Finances

What is the company number of HL&S Finances?: 0727.742.203. In Belgium the VAT number is the company number with BE in front: BE 0727.742.203.
Where is HL&S Finances based?: The registered office is at Benonchamps 95, 6600 Bastogne.Company details
What does HL&S Finances do?: According to the KBO register, the main activity is agents and brokers in banking services (NACE 66191).
What is the legal form of HL&S Finances?: Private limited company (BV).
When was HL&S Finances founded?: On 04-06-2019.
Is HL&S Finances still active?: Yes, HL&S Finances is an active enterprise in the KBO register.
How many employees does HL&S Finances have?: On average 1.8 full-time equivalents in financial year 2025, according to the filed annual accounts.Financials
What is the turnover of HL&S Finances?: Not stated in the processed annual accounts. The abridged format for small companies does not require turnover.
Is HL&S Finances profitable?: In financial year 2025, HL&S Finances made a profit of €81,749.
Where can I find the annual accounts of HL&S Finances?: HL&S Finances filed 6 annual accounts with the National Bank of Belgium, the latest for financial year 2025.
When are the next annual accounts of HL&S Finances due?: By 31-07-2027, for financial year 2026.Timeline