HL CONSULT
ActiveHL CONSULT has been active since 2023 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €175k and a net result of €109k. Equity is growing by ~119% per year across the filed fiscal years. Its solvency ranks better than 81% of 31523 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.4% (very low).
Checked score
Score 2025
100
/ 100
Excellent▲ +31 vs 2024
The score combines four axes. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability100=
Solvency100▲+56
Growth78=
Stability94
Bankruptcy probability, 12 months
0.4%
Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €18k at 30 days acceptable
Liquidity ample (current ratio 5.83 against 0.61 in 2024), and 16.5% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Six signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 70
Relative position
BE, all sectors
reference
Sector 70
lower
← fewer bankruptcies
more bankruptcies →
raises risk · Limited track record
This company has not been active as long as an established one and statistically fails somewhat more often.
KBO · incorporation dateAge against the risk zone
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
83.5%
Return on assets
52%
Age of the figures
8 mo
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 22-07-2026, 9 days ahead of the deadline.
NBB · 3 filingsDeviation from the deadline
2025
9 d early
2024
6 d early
2023
6 d early
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
14-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, micro schema
Equity
€175k▲ 165%
2024 · €66k
2023: €18k
2024: €66k
2023 → 2025
Total assets
€210k▲ 7.4%
2024 · €195k
2023: €209k
2024: €195k
2023 → 2025
Net result
€109k▲ 128%
2024 · €48k
2023: €17k
2024: €48k
2023 → 2025
Working capital
€167k
2024 · €-15k
2023: €-28k
2024: €-15k
2023 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line202320242025Trend
Equity€18k-€66k▲ 266%€175k▲ 165%
Operating result€26k-€47k▲ 80.7%€80k▲ 69.5%
Net result€17k-€48k▲ 182%€109k▲ 128%
Turnover and EBIT margin not published: the abbreviated or micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result has risen two years in a row; 2025 is 69% above 2024 and is the highest year so far.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €210k
Fixed assets
€8k▼ 95.4%
Current assets
€202k▲ 762%
Equity and liabilities €210k
Equity
€175k▲ 165%
Debt
€35k▼ 73.2%
The debt ratio falls from 66.2% to 16.5%: equity grows while debt is paid down.
Key figures and ratios
EBITDA
€80k▲
2024 · €54k
Cash flow
€109k▲
2024 · €55k
Solvency
83.5%▲
2024 · 33.8%
Current ratio
5.83▲
2024 · 0.61
Quick ratio
5.83▲
2024 · 0.61
Debt / equity
0.20▼
2024 · 1.96
ROE
62.3%▼
2024 · 72.7%
ROA
52.0%▲
2024 · 24.6%
Interest coverage
11.24▲
2024 · 6.77
Debt
€35k▼
2024 · €129k
Debt ≤ 1 year
€35k▼
2024 · €38k
Debt > 1 year
€0▼
2024 · €91k
Income taxes
€14k▲
2024 · €11k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€195k€210k▲
Fixed assets21/28€172k€8k▼
Tangible fixed assets22/27€12k€8k▼
Plant, machinery and equipment23-€2k
Furniture and vehicles24€12k€6k▼
Financial fixed assets28€160k€0▼
Current assets29/58€23k€202k▲
Amounts receivable after more than one year29-€126k
Other amounts receivable291-€126k
Amounts receivable within one year40/41€11k€55k▲
Trade receivables40€11k€31k▲
Other amounts receivable41€687€24k▲
Cash at bank and in hand54/58€12k€14k▲
Deferred charges and accrued income490/1€111€7k▲
Equity and liabilities
Total equity and liabilities10/49€195k€210k▲
Equity10/15€66k€175k▲
Contributions10/11€1k€1k=
Reserves13€65k€174k▲
Distributable reserves133€65k€174k▲
Profit (loss) carried forward14€0-
Amounts payable17/49€129k€35k▼
Amounts payable after more than one year17€91k€0▼
Financial debts170/4€91k€0▼
Amounts payable within one year42/48€38k€35k▼
Current portion of amounts payable after more than one year42€22k€0▼
Trade debts44€185€2k▲
Suppliers440/4€185€2k▲
Taxes, remuneration and social security45€16k€32k▲
Taxes450/3€16k€32k▲
Other amounts payable47/48€0-
Income statement
Code20242025
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€7k€212▼
Other operating charges640/8€587€301▼
Gross operating margin9900€55k€80k▲
Operating profit (loss)9901€47k€80k▲
Financial income75/76B€20k€51k▲
Recurring financial income75€20k€51k▲
Financial charges65/66B€8k€7k▼
Recurring financial charges65€8k€7k▼
Profit (loss) for the period before taxes9903€59k€123k▲
Income taxes67/77€11k€14k▲
Profit (loss) for the period9904€48k€109k▲
Profit (loss) for the period to be appropriated9905€48k€109k▲
Appropriation of the result
Profit (loss) to be appropriated9906€65k€109k▲
Profit (loss) brought forward from the previous period14P€17k€0▼
Transfer to equity691/2€65k€109k▲
To other reserves6921€65k€109k▲
Social balance
Average headcount (FTE)90870.0-
The notes to these accounts (17 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
22-07
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema
2025
31-12
Financial
Highest result since 2023net €109k ▲128%
Operating result €80k, net result €109k, both a record.
31-12
Financial
Liquidity times 10current ratio 5.83
Current ratio from 0.61 to 5.83; short-term debt falls from €38k to €35k.
31-12
Financial
Equity above €150kEq €175k ▲165%
3 profitable years in a row build equity to €175k.
25-07
NBB filing
Annual accounts filed
fiscal year 2024 · abbreviated schema
2024
25-07
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
1 act for this company is in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Hasselt · 1 establishment unit since 2023
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Oude Luikerbaan 1083500 HasseltGround area
403 m²
Building footprint
105 m²
Volume, LiDAR
743 m³
Parcel 71328D0348/00B002, Flanders · tallest building 10.0 m, ±2 floors. Linked by address, not a title deed.
1 establishment unit
HL CONSULT
since 20232.347.281.323
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 71328D0348/00B002 | Flanders | 403 m² | 1 · 105 m² | 10.0 m · 2 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Similar companies · same sector, comparable size
MARLOG
BE 0883.350.591
Gent · Eq €175k
MIDORI MANAGEMENT
BE 0889.499.502
Sint-Truiden · Eq €175k
B.M.O. PROSPECTS
BE 0835.923.135
Nivelles · Eq €175k
MJO Agency
BE 0797.283.580
Schaarbeek · Eq €175k
Geert Bosmans
BE 0767.894.164
Rumst · Eq €175k
Of 82,218 companies in sector 70200 we hold annual accounts for 52,396. 40,509 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded06-07-2023
Fiscal year end31-12
Activities, NACEBEL
70200Business and other management consultancy
70220Business consulting
62010Computer programming, consultancy and related activities
62100Computer programming
63920Other information service activities
63990Computing infrastructure, data processing, hosting and other information service activities
70100Activities of head offices
82990Other business support services
Sources
Crossroads Bank for EnterprisesNational Bank · 3 filingsAddress and cadastre registers
Data from official sources, last processed on 13-09-2026. Scores and ratios are computed by Checked and are not a credit decision.