HL CLEANING · Checked.be

Summary

Conclusion

the dossier summarised in one paragraph

The computed 12-month bankruptcy probability of HL CLEANING is 2.0% (moderate). The 2025 annual accounts show equity of €128k and a net result of €5k. Equity is growing by ~34.9% per year across the filed fiscal years. Its solvency ranks better than 51% of 435 sector peers (fiscal year 2025). The company has been active since 2021 and the Belgian State Gazette contains no insolvency or warning signals.

Based on the State Gazette, CBE and 4 annual accounts.

Signals

2 signals · with evidence

Consistently profitable

Positive net result in the two most recent financial years (2024 and 2025).

View the result trend

Growing equity

Equity grew over 2023-2025. Profits are largely retained rather than distributed.

View the equity trend

Signals are derived from the filed annual accounts and the sector comparison. No composite score: each signal is separately verifiable at the source.

Trust signals

3 signals

More than 3 years active

Founded in 2021, past the statistically most fragile first 3 years.

No legal incidents

No bankruptcy, reorganisation or interim measure in the Belgisch Staatsblad.

Administratively compliant

No FOD Economie strikeouts (UBO, accounts, address, activity).

Administrative Flags

0 events

No administrative flags

Bankruptcy probability (12 mo)

Checked model v1 · free for everyone

2.0% Moderate

0%0,5%1,5%4%10%≥25%

Young company +Higher-failure-rate sector +Annual accounts: healthy financial profile −

Statistical estimate based on public sources, not credit advice nor a finding of fact. How do we compute this?

Financials

TurnoverNot published (abbreviated filing)

EBIT marginNot published (abbreviated filing)

Net result€5k-88.7%

Working capital€53k-18.8%

CSV export

Annual accounts & ratios

Source: NBB · 2025

Annual accounts filed on 28-05-2026 with the NBB · fiscal year 2025 · micro

Operating resultNet result

Trajectory (indicative)

Projection over 3 fiscal years from the filed annual accounts, not a forecast, the extended trend.

growing Equity: growth of ~34.9%/year over 4 fiscal years, indicative, assuming unchanged policy.

Solid line = filed figures · dashed = extended trend · area = indicative range.

How do we compute this?

The trend is a robust median of all pairwise slopes between fiscal years (Theil-Sen), so a single odd year cannot hijack the line. For strictly positive series we also fit a log variant (compound annual growth) and keep whichever describes the figures best.

The area around the projection is 1.8 × the median absolute deviation from the trend, widening each year ahead (×1 / ×1.6 / ×2.2), with a minimum of 8% of the last value. It is an indicative range, not a statistical confidence interval.

A series whose deviations exceed 35% of its level is too volatile: we then deliberately show no projection. Every projection assumes unchanged policy and is blind to non-public information (order book, contracts, funding rounds).

Sector comparison

Fiscal year 2025 · NACE 81, Cleaning & landscape services · compared within the same schema type (micro schema)

Metric	This company	Sector median	Position in the sector
Solvency	39.0%	38.6%	better than 51% of 435 sector peers
Net result	€5k	€13k	better than 33% of 432 sector peers
Equity	€128k	€38k	better than 86% of 435 sector peers
Gross operating margin	€13k	€50k	better than 18% of 431 sector peers
Total assets	€327k	€118k	better than 87% of 435 sector peers

Median and position computed from NBB annual accounts filed by sector peers; own figures from the latest filed accounts.

Sector position over time

Percentile per fiscal year versus peers that filed figures, computed year by year (a year without enough peers is absent).

Solvency P51

Stable position over 2022-2025 · n=435-1973

Net result P33

Weakening position over 2022-2025 · n=432-1965

Equity P86

Improving position over 2022-2025 · n=435-1974

Gross operating margin P18

Weakening position over 2022-2025 · n=431-1963

Describes the position versus peers, not a forecast.

EBITDA

€11k

-81.6% -53% vs sector

Net profit

€5k

-88.7% -27% vs sector

Cash flow

€7k

-85.2% -58% vs sector

Total assets

€327k

-13.2% far above sector median

Equity

€128k

+4.3% far above sector median

Working capital

€53k

-18.8% +280% vs sector

Employees (FTE)

1

- -81% vs sector

Staff costs

€3k

- -97% vs sector

Income taxes

€2k

-83.7% -50% vs sector

Debt

€199k

-21.6% far above sector median

Debt ≤ 1y

€199k

-21.6% far above sector median

Current ratio

1.27

+0.7% -2% vs sector

Quick ratio

1.27

+0.7% ≈ vs sector

Solvency

39.0%

+20.2% +23% vs sector

Debt / equity

1.56

-24.9% -28% vs sector

ROE

4.1%

-89.2% -86% vs sector

ROA

1.6%

-87.0% -68% vs sector

Interest coverage

5.43

-97.5% -14% vs sector

Figures by fiscal year

Highlight YoY changes (±10%)

Fiscal year	2025
Revenue	-
EBITDA	€11k
Net profit	€5k
Cash flow	€7k
Staff costs	-
Income taxes	€2k
Dividends	-
Total assets	€327k
Equity	€128k
Debt	€199k
of which ≤ 1y	€199k
of which > 1y	-
Working capital	€53k
Employees (FTE)	-

Ratios (computed)

	2025
Current ratio	1.27
Quick ratio	1.27
Working capital ratio	16.2%
Solvency	39.0%
Debt / equity	1.56
Long-term debt ratio	-
Interest coverage	5.43
Gross margin	-
Net margin	-
ROA	1.6%
ROE	4.1%
EBITDA margin	-
Days sales outstanding	-
Days payable outstanding	-
Inventory turnover	-
Days inventory (DSI)	-

Balance-sheet composition 2025

Assets

Fixed assets €75k · 22.9% Current assets €252k · 77.2%

Equity & liabilities

Equity €128k · 39.0% Debt €199k · 61.0%

Full annual accounts

Filed balance sheet and income statement, exactly as deposited with the NBB.

Line item	Code	2025
Balance sheet, Assets
TOTAL ASSETS	20/58	€327k
Fixed assets	21/28	€75k
Tangible fixed assets	22/27	€5k
Financial fixed assets	28	€70k
Current assets	29/58	€252k
Amounts receivable within one year	40/41	€233k
Cash & bank	54/58	€17k
Balance sheet, Equity & liabilities
TOTAL EQUITY & LIABILITIES	10/49	€327k
Equity	10/15	€128k
Accumulated profits (losses)	14	€128k
Amounts payable	17/49	€199k
Amounts payable within one year	42/48	€199k
Trade debts payable within one year	44	€160k
Income statement
Gross operating margin	9900	€13k
Operating result	9901	€9k
Financial charges	65	€2k
Result before taxes	9903	€7k
Income taxes	67/77	€2k
Net result for the period	9904	€5k
Result to be appropriated	9905	€5k

You're seeing the latest fiscal year only. Unlock 3 prior years (figures + ratios) with a paid plan. See plans →

Ratios computed by Checked.

Health barometer

FY 2025 · computed

74 / 100 Healthy

050100

Unlock the full score breakdown, per-year score history and the indicative credit limit with Plus.

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Computed by Checked from NBB filings and Belgian State Gazette signals. Indicative, not credit advice.

Structure & network

Locations & real estate

Establishment units

1 location

HL CLEANING

Loddershoekstraat 50, 1770 LiedekerkeGevelreiniging door middel van zandstralen, met behulp van stoom, enz.

since 20212.320.675.213

Physical sites registered in the Crossroads Bank for Enterprises (CBE).

Parcels1

Ground area608 m²

Buildings1

Building footprint169 m²

Volume (LiDAR)811 m³

Tallest building10.2 m · ±1 fl.

Real-estate footprint

Source: CBE × cadastre · address linking

Parcels linked to this company through its CBE addresses (seat, establishment units, branches), cross-referenced with the cadastral parcel plan. This shows where the company operates, not a deeds register.

Flanders 1 (100%)