Financials
- Fiscal year
- 2025
- Total assets
- €73,631
- Loss
- -€708
- Solvency
- 12.6%
HK Optic Vision
ActiveSummary
HK Optic Vision has been active since 2025 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €9,292 and a net result of -€708. Its solvency ranks better than 16% of 20272 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.3% (very low).
Overview
Activity
Physiotherapy
NACE 86951
1 site
Size
€73,631total assets 2025
- Equity
- €9,292
- Loss
- -€708
Turnover not published (abridged schema)
Structure
Accounts filed 61 d late0 of 1 deed read
Why 81- Liquidity: current ratio 0.97, cash €956- Latest accounts 61 days late; 1 of the last 3 late+ Sector Human health activities (NACE 86)+ Size: total assets €73,631Show the evidence
Checked score
Score 2025
81
/ 100
Excellent
Probability in this band: under 0.55%
Better than 10% of its sector peers (NACE 86, micro)
Performance against the sector, not lower risk
Financial strength
Weak
Solvency
38
equity 12.6% of total assets
Liquidity
3
short-term debt 87.4% · cash 1.3%
Profitability
68
return on assets -1.0%
Bankruptcy probability, 12 months
0.3%
Very low
0%0.5%1.5%4%10%≥ 25%
About 3 in 1,000 comparable companies go bankrupt within 12 months (an estimate).
Last 24 months
02-2026: 0.3%
03-2026: 0.3%▲ +2.3% vs 02-2026
04-2026: 0.3%● 0.0% vs 03-2026
05-2026: 0.3%▲ +1.0% vs 04-2026
06-2026: 0.3%▲ +0.6% vs 05-2026
07-2026: 0.3%▲ +8.8% vs 06-2026
08-2026: 0.4%▲ +7.2% vs 07-2026
09-2026: 0.4%▲ +0.5% vs 08-2026highest value
10-2026: 0.3%▼ -23.9% vs 09-2026lowest value
- Sector Human health activities (NACE 86) lowers the probability
- Liquidity: current ratio 0.97, cash €956 raises the probability
- Latest accounts 61 days late; 1 of the last 3 late raises the probability
- Size: total assets €73,631 lowers the probability for this profile
Credit up to €500 at 30 days acceptable
Liquidity short (current ratio 0.97; short-term debt: 87.4% and cash: 1.3% of total assets), and 87.4% of the assets are financed with debt.
How it is calculated
The band comes from the bankruptcy probability on a scale of 0 to 100: every 10 points more double the odds of getting through the year without bankruptcy.
| 75-100 | Excellent | under 0.55% |
| 60-74 | Healthy | 0.55% to 1.5% |
| 45-59 | Fair | 1.5% to 4.2% |
| 25-44 | Weak | 4.2% to 15.0% |
| 0-24 | Critical | over 15.0% |
Place inside the band: half the bankruptcy probability, half how the company does against its sector peers (NACE 86, micro). Better than this share of them on solvency 16%, liquidity 1%, profitability 12%. That is performance, not lower risk; the band itself always comes from the probability.
Bankruptcy probability: model pd-v3.202610021621, computed on 04-10-2026. The model learns from Belgian bankruptcies and reads the registers, the annual accounts and the gazette.
Ceilings: negative or zero equity, a heavy loss, a special KBO legal situation and a missing filing 59 (two missing 44), an ongoing judicial reorganisation or an ending 24. Financial strength does not count in the score.
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Signals
Seven signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
raises risk · Weak solvency vs sector
Solvency (equity / total assets) is in the sector's weakest quartile: better than 16% of 20272 sector peers (2025).
NBB · sector comparisonPosition among 20272 sector peers
Solvency
better than 16%
← weakest
strongest →
raises risk · Young company
Founded in 2025, under 3 years in business. Failure risk is statistically highest between 2 and 8 years after founding.
KBO · incorporation dateAge against the risk zone
neutral · Filed after the deadline
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 30-09-2026, 61 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
NBB · 1 filingDeviation from the deadline
2025
61 d late
← before the deadline
after the deadline →
Checked, nothing found (1)
- Annual accounts filedfiscal year 2025 · micro…
Key points
By topic
Timeline
- Events
- 1
- Since
- 2026
- 30-09-2026Annual accounts filed
Company details
- Sites
- 1
- Legal form
- Private limited company
- Activity
- PhysiotherapyNACE 86951
- Founded
- 13-01-2025
- Year ends
- 31-12
- Peppol
- Reachable for e-invoices
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