HK BUILD
ActiveHK BUILD has been active since 2017 and the Belgian State Gazette contains no insolvency or warning signals. The 2026 annual accounts show equity of €31k and a net result of €-86k. Equity is growing by ~10% per year across the filed fiscal years. Its solvency ranks better than 13% of 75 sector peers (fiscal year 2026). The computed 12-month bankruptcy probability is 1.1% (low).
Checked score
Score 2026
Axes · tick = 2025
Profitability0=
Solvency15▼-10
Growth32▼-20
Stability100
Bankruptcy probability, 12 months
1.1%
Low
0%0.5%1.5%4%10%≥ 25%
Credit up to €1k at 30 days only on tighter terms
Liquidity tight (current ratio 1.03 against 1.17 in 2025), and 95.5% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Seven signals. The signal on the left, the evidence on the right.
+raises risk○neutral
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 41
Relative position
BE, all sectors
reference
Sector 41
higher
← fewer bankruptcies
more bankruptcies →
raises risk · Annual accounts: weaker financial profile
The latest annual accounts show a weaker profile in solvency, result or liquidity than companies that stay afloat.
NBB · annual accounts 2026Solvency, return and age of the figures
Solvency
4.5%
Return on assets
-12.5%
Age of the figures
6 mo
raises risk · Persistent losses
Two consecutive loss-making years (2025 and 2026); equity fell accordingly. May indicate structural pressure on profitability.
NBB · annual accounts 2026Net result per financial year
1920212223242526
2019 to 2026 · latest year -€86k
raises risk · Weak solvency vs sector
Solvency (equity / total assets) is in the sector's weakest quartile: better than 13% of 75 sector peers (2026).
NBB · sector comparisonPosition among 75 sector peers
Solvency
better than 13%
← weakest
strongest →
neutral · Latest accounts filed on time
The financial year that closed on 31-03-2026 was due by 31-10-2026 and was filed on 03-09-2026, 58 days ahead of the deadline.
NBB · 8 filingsDeviation from the deadline
2026
58 d early
2025
3 d early
2024
8 d early
2023
53 d early
2022
53 d early
2021
16 d early
2020
18 d late
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-03-2027 and is due by 31-10-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
15-09-2026 today31-03-2027 close31-10-2027 deadline
Financials · fiscal year 2026, abbreviated schema
Equity
€31k▼ 73.3%
2025 · €118k
2019: €75k
2020: €63k
2021: €51k
2022: €81k
2023: €108k
2024: €184k
2025: €118k
2019 → 2026
Total assets
€691k▼ 8.8%
2025 · €757k
2019: €188k
2020: €221k
2021: €605k
2022: €763k
2023: €268k
2024: €403k
2025: €757k
2019 → 2026
Net result
€-86k▼ 29.3%
2025 · €-67k
2019: €-25k
2020: €-11k
2021: €-12k
2022: €29k
2023: €27k
2024: €77k
2025: €-67k
2019 → 2026
Working capital
€21k▼ 80.1%
2025 · €108k
2019: €75k
2020: €63k
2021: €51k
2022: €81k
2023: €98k
2024: €174k
2025: €108k
2019 → 2026
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20222023202420252026Trend
Equity€81k-€108k▲ 33.6%€184k▲ 71.0%€118k▼ 36.2%€31k▼ 73.3%
Operating result€37k-€36k▼ 1.2%€107k▲ 194%€-66k€-87k▼ 32.8%
Net result€29k-€27k▼ 7.6%€77k▲ 182%€-67k€-86k▼ 29.3%
Turnover and EBIT margin not published: the abbreviated or micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result stays negative: a loss of €87k in 2026 against €66k in 2025; the loss grows and 2026 is the lowest year so far.
Balance-sheet composition
2026 in colour, 2025 as the grey bar beneath
Assets €691k
Fixed assets
€10k=
Current assets
€681k▼ 8.9%
Equity and liabilities €691k
Equity
€31k▼ 73.3%
Debt
€659k▲ 3.1%
The debt ratio rises from 84.5% to 95.5%: debt grows while equity shrinks.
Key figures and ratios
Solvency
4.5%▼
2025 · 15.5%
Current ratio
1.03▼
2025 · 1.17
Quick ratio
0.09▲
2025 · 0.04
Debt / equity
21.02▲
2025 · 5.44
ROE
-275.0%▼
2025 · -56.7%
ROA
-12.5%▼
2025 · -8.8%
Debt
€659k▲
2025 · €640k
Debt ≤ 1 year
€659k▲
2025 · €640k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2026 against 2025
Balance sheet
Code20252026
Assets
Total assets20/58€757k€691k▼
Fixed assets21/28€10k€10k=
Financial fixed assets28€10k€10k=
Current assets29/58€747k€681k▼
Stocks and contracts in progress3€721k€621k▼
Stocks30/36€721k€621k▼
Amounts receivable within one year40/41€26k€60k▲
Trade receivables40€9k€9k▲
Other amounts receivable41€17k€51k▲
Cash at bank and in hand54/58€133€4▼
Equity and liabilities
Total equity and liabilities10/49€757k€691k▼
Equity10/15€118k€31k▼
Contributions10/11€100k€100k=
Profit (loss) carried forward14€18k€-69k▼
Amounts payable17/49€640k€659k▲
Amounts payable within one year42/48€640k€659k▲
Financial debts43€470k€384k▼
Credit institutions430/8€470k€384k▼
Trade debts44€4k€46k▲
Suppliers440/4€4k€46k▲
Taxes, remuneration and social security45€47k€28k▼
Taxes450/3€22k€28k▲
Remuneration and social security454/9€26k-
Other amounts payable47/48€118k€202k▲
Income statement
Code20252026
Other operating charges640/8€928€7k▲
Gross operating margin9900€-65k€-80k▼
Operating profit (loss)9901€-66k€-87k▼
Financial income75/76B-€1k
Recurring financial income75-€1k
Financial charges65/66B€1k€515▼
Recurring financial charges65€1k€515▼
Profit (loss) for the period before taxes9903€-67k€-86k▼
Profit (loss) for the period9904€-67k€-86k▼
Profit (loss) for the period to be appropriated9905€-67k€-86k▼
Appropriation of the result
Profit (loss) to be appropriated9906€18k€-69k▼
Profit (loss) brought forward from the previous period14P€84k€18k▼
The notes to these accounts (3 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2027, expected by
2026
03-09
NBB filing
Annual accounts filed
fiscal year 2026 · abbreviated schema
31-03
Financial
Weakest financial yearnet €-86k
Net result drops to €-86k, the lowest in the series.
2025
28-10
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema
2024
23-10
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
31-03
Financial
Highest result since 2019net €77k ▲182%
Operating result €107k, net result €77k, both a record.
31-03
Financial
Equity above €150kEq €184k ▲71%
3 profitable years in a row build equity to €184k.
2023
08-09
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema
31-03
Financial
Equity above €100kEq €108k ▲33.6%
2 profitable years in a row build equity to €108k.
2022
08-09
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema
31-03
Financial
Back to profitnet €29k
Net result €29k after 3 loss-making years.
2021
15-10
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema
2020
18-11
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema · 18 days late
2019
14-11
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema · 14 days late
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
2 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Antwerpen · 1 establishment unit since 2017
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Terbekehofdreef 49C2610 AntwerpenGround area
1.6 ha
Building footprint
9,977 m²
Volume, LiDAR
55,108 m³
Parcel 11463D0176/00A004, Flanders · tallest building 11.0 m, ±2 floors. Linked by address, not a title deed.
1 establishment unit
HK BUILD
since 20172.268.347.572
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 11463D0176/00A004 | Flanders | 1.6 ha | 1 · 9,977 m² | 11.0 m · 2 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
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Of 29,535 companies in sector 41001 we hold annual accounts for 15,872. 12,345 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded19-05-2017
Fiscal year end31-03
Activities, NACEBEL
41001General construction of residential buildings
Sources
Crossroads Bank for EnterprisesNational Bank · 8 filingsAddress and cadastre registers
Data from official sources, last processed on 14-09-2026. Scores and ratios are computed by Checked and are not a credit decision.