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HK BUILD

Active
Private limited companyfounded 2017active for 9 yearsTerbekehofdreef 49C, 2610 Antwerpen, BelgiumKBO/BCE: BE 0675.870.660
Summary

The computed 12-month bankruptcy probability of HK BUILD is 2.7% (moderate). The annual accounts of HK BUILD for financial year 2026 show a net loss of 73% of the equity at the start of that year. The 2026 annual accounts show equity of €31,369 and a net result of -€86,260. Equity is growing by about 10% per year across the filed financial years. Its solvency ranks better than 14% of 85 sector peers (NACE 41, financial year 2026). The company has been active since 2017 and the Belgian Official Gazette contains no insolvency or warning signals.

Risk analysisFollow ReportCompare
HK BUILDActiveChecked score 49/100
Risk analysis ReportCompare

Overview

Activity
General construction of residential buildings
NACE 41001
1 site
Size
€690,737total assets 2026
Equity
€31,369
Loss
-€86,260
Turnover not published (abbreviated or micro format)
Financial health
49 Fair Checked score 2026
Bankruptcy probabilitywithin 12 months
2.7%
Structure
2026 accounts 58 days early1 of 2 deeds summarised
Why 49raises riskLiquidity: current ratio 1.03, cash €4, halvedSector: Construction of residential and non-residential buildings (NACE 41)Loss of €86,260, the second in a row (financial year 2026)lowers riskSize: total assets €690,737Show the evidence

Checked score

Score 2026
49 / 100
Fair
Probability in this band: 1.5% to 4.2%
Financially better than 9% of its sector peers (NACE 41, micro)
Every signal that counts is listed under Signals.
Financial strength · tick = 2025
Weak
Solvency 30-11
equity 4.5% of total assets
Liquidity 0-3
short-term debt 95.5% · cash 0.0%
Profitability 6-9
return on assets -12.5%
Bankruptcy probability, 12 months
2.7% Moderate
0%0.5%1.5%4%10%≥ 25%

About 3 in 100 comparable companies go bankrupt within 12 months (an estimate).

Sector median 1.5% (13,447 companies, NACE 41, micro)
Last 24 months 11-2024: 1.8% 12-2024: 1.8%● unchanged vs 11-2024 01-2025: 1.6%▼ -0.2 percentage points vs 12-2024 02-2025: 1.5%▼ -0.1 percentage points vs 01-2025 03-2025: 1.5%● unchanged vs 02-2025 04-2025: 1.5%● unchanged vs 03-2025 05-2025: 1.5%● unchanged vs 04-2025 06-2025: 1.5%● unchanged vs 05-2025 07-2025: 1.5%● unchanged vs 06-2025lowest value 08-2025: 1.8%▲ +0.3 percentage points vs 07-2025 09-2025: 1.8%● unchanged vs 08-2025 10-2025: 1.9%▲ +0.1 percentage points vs 09-2025 11-2025: 3.8%▲ +1.9 percentage points vs 10-2025highest value 12-2025: 3.8%● unchanged vs 11-2025highest value 01-2026: 3.8%● unchanged vs 12-2025highest value 02-2026: 2.5%▼ -1.3 percentage points vs 01-2026 03-2026: 2.5%● unchanged vs 02-2026 04-2026: 2.5%● unchanged vs 03-2026 05-2026: 2.5%● unchanged vs 04-2026 06-2026: 2.5%● unchanged vs 05-2026 07-2026: 2.5%● unchanged vs 06-2026 08-2026: 2.5%● unchanged vs 07-2026 09-2026: 2.4%▼ -0.1 percentage points vs 08-2026 10-2026: 2.7%▲ +0.3 percentage points vs 09-2026
Credit of up to €1,500 on 30-day terms, only on tighter conditions
Net loss of at least half of total assets or of the equity at the start of the financial year.
Liquidity tight (current ratio 1.03, compared with 1.17 in 2025, below the usual 1.5; short-term debt: 95.5% and cash: 0% of total assets), and 95.5% of the assets are financed with debt and provisions.
How it is calculated

The band follows from the bankruptcy probability, on a scale where 10 more points roughly halve it:

75-100 Excellent under 0.55%
60-74 Healthy 0.55% to 1.5%
45-59 Fair 1.5% to 4.2%
25-44 Weak 4.2% to 15.0%
0-24 Critical over 15.0%

Where the company stands within its band depends half on the bankruptcy probability and half on how it does against its sector peers (NACE 41, micro): better than 15% on solvency, 1% on liquidity, 12% on profitability and 8% on growth.

The bankruptcy probability was computed on 29-10-2026 by the bankruptcy model of 2 October 2026, which learns from Belgian bankruptcies and reads the registers, the annual accounts and the Belgian Official Gazette.

Some facts cap the score, however low the probability. Negative or zero equity, a heavy loss, a special status in the KBO, one missing filing or accounts filed more than 90 days late hold it at Fair at most (59); two missing filings, at Weak (44). An ongoing judicial reorganisation or the company's end (bankruptcy, dissolution, liquidation) holds it at Critical at most (24).

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Signals

Seven signals.
lowers riskraises riskneutral
raises risk · Liquidity: current ratio 1.03, cash €4, halved
NBB · annual accounts
raises risk · Sector: Construction of residential and non-residential buildings (NACE 41)
KBO
lowers risk · Size: total assets €690,737
Companies of this size fail less often; how much that weighs depends on the rest of its profile.
NBB · annual accounts
raises risk · Loss of €86,260, the second in a row (financial year 2026)
NBB · annual accounts
raises risk · Persistent losses
Two consecutive loss-making years (2025 and 2026); equity is also lower. May indicate structural pressure on profitability.
NBB · annual accounts 2026
Net result per financial year
1920212223242526
2019 to 2026 · latest year -€86,260
raises risk · Weak solvency vs sector
Solvency (equity / total assets) is in the sector's weakest quartile: better than 14% of 85 sector peers (2026).
NBB · sector comparison
Position among 85 sector peers
Solvency
better than 14%
← weakest strongest →
neutral · Latest accounts filed on time
The financial year that closed on 31-03-2026 was due by 31-10-2026 and was filed on 03-09-2026, 58 days ahead of the deadline.
NBB · 8 filings
Deviation from the deadline
2026
58 days early
2025
3 days early
2024
8 days early
2023
53 days early
2022
53 days early
2021
16 days early
2020
18 days late
← before the deadline after the deadline →
tick = median of all Belgian filingsring = median in the sector

This company filed its last 7 accounts on average 25 days before the deadline; the sector median (NACE 41) for financial year 2024 is on the deadline day, and 46% of those companies filed late.

Searched, nothing found (2)
neutral · Next filing not due yet
The next financial year closes on 31-03-2027 and is due by 31-10-2027. Nothing is late today. The company usually files around 8 September (4 of the last 5 filed years within 45 days of that day).
Companies Code · seven months
Where today falls in the filing period
30-10-2026 today31-03-2027 year end31-10-2027 deadline
neutral · No strike-offs in the KBO publications
Searched since 2021.
KBO publications · our coverage
  1. Annual accounts filedfinancial year 2026 · abbreviated…
  2. Weakest financial yearnet -€86,260
  3. Annual accounts filedfinancial year 2025 · micro…

Key points

  • Caution: Among the weakest 5% on net resultsector median €29,611 · 85 companies -€86,260 View
  • Caution: Equity fell in 2026from €117,629 to €31,369 ▼ 73.3% View
  • Caution: 2 loss-making years in a rowloss financial year 2026 -€86,260 View
  • Positive: Filed on time since financial year 2021accounts within the deadline every year 6 years View

By topic

Financials

Financial year
2026
Total assets
€690,737
Loss
-€86,260
Solvency
4.5%
Total assets▼ 8.8%
Net result
20192026
Go to Financials

Timeline

Events
14
Since
2019
Next accounts
by 31-10-2027
  1. 23-10-2024Annual accounts filed
  2. 31-03-2024Highest result from 2019 to 2026
  3. 31-03-2024Equity above €150,000
Go to Timeline

Company details

Sites
1
Legal form
Private limited company
Activity
General construction of residential buildingsNACE 41001
Founded
19-05-2017
Year ends
31-03
Peppol
Reachable for e-invoices
Go to Company details

Articles of association

Provisions read
19
Annual meeting
First Thursday of September at 20:00
Statutory auditor
No statutory auditor
Go to Articles of association

Key facts about HK BUILD

What is the company number of HK BUILD?
0675.870.660. In Belgium the VAT number is the company number with BE in front: BE 0675.870.660.
Where is HK BUILD based?
The registered office is at Terbekehofdreef 49C, 2610 Antwerpen.Company details
What does HK BUILD do?
According to the KBO register, the main activity is general construction of residential buildings (NACE 41001).
What is the legal form of HK BUILD?
Private limited company (BV).
When was HK BUILD founded?
On 19-05-2017.
Is HK BUILD still active?
Yes, HK BUILD is an active enterprise in the KBO register.
What is the turnover of HK BUILD?
Not stated in the processed annual accounts. The abridged format for small companies does not require turnover.Financials
Is HK BUILD profitable?
In financial year 2026, HK BUILD made a loss of €86,260.
Where can I find the annual accounts of HK BUILD?
HK BUILD filed 8 annual accounts with the National Bank of Belgium, the latest for financial year 2026.
When are the next annual accounts of HK BUILD due?
By 31-10-2027, for financial year 2027.Timeline

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