HJH Immo
ActiveSummary
HJH Immo has been active since 2022 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €4k and a net result of €-2k. Equity is shrinking by ~36.3% per year and would, assuming unchanged policy, indicatively turn negative around fiscal year 2027. Its solvency ranks better than 23% of 14128 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 1.0% (low).
Checked score
Score 2025
Axes · tick = 2024
Profitability46▲+3
Solvency27▼-1
Growth32=
Track record94
Bankruptcy probability, 12 months
1.0%
Low
0%0.5%1.5%4%10%≥ 25%
Credit check for your own amount and term
Signals
Seven signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
raises risk · Limited track record
This company has not been active as long as an established one and statistically fails somewhat more often.
KBO · incorporation dateAge against the risk zone
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 68
Relative position
BE, all sectors
reference
Real estate activities (NACE 68)
about 43% fewer bankruptcies
← fewer bankruptcies
more bankruptcies →
raises risk · Annual accounts: weaker financial profile
The latest annual accounts show a weaker profile in solvency, result or liquidity than companies that stay afloat.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
2.1%
Return on assets
-1.2%
Age of the figures
9 mo
raises risk · Persistent losses
Two consecutive loss-making years (2024 and 2025); equity is also lower. May indicate structural pressure on profitability.
NBB · annual accounts 2025Net result per financial year
232425
2023 to 2025 · latest year €-2k
raises risk · Weak solvency vs sector
Solvency (equity / total assets) is in the sector's weakest quartile: better than 23% of 14128 sector peers (2025).
NBB · sector comparisonPosition among 14128 sector peers
Solvency
better than 23%
← weakest
strongest →
neutral · Filed after the deadline
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 03-08-2026, 3 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
NBB · 3 filingsDeviation from the deadline
2025
3 d late
2024
44 d early
2023
54 d early
← before the deadline
after the deadline →
Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
25-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, micro schema
Equity
€4k▼ 35.7%
2024 · €7k
2023: €9khighest in 3 years
2024: €7k▼ -27.0% vs 2023
2025: €4k▼ -35.7% vs 2024lowest in 3 years
2023 → 2025
Total assets
€212k▼ 3.9%
2024 · €221k
2023: €235khighest in 3 years
2024: €221k▼ -6.2% vs 2023
2025: €212k▼ -3.9% vs 2024lowest in 3 years
2023 → 2025
Net result
€-2k▲ 3.3%
2024 · €-3k
2023: €5khighest in 3 years
2024: €-3k▼ -152% vs 2023lowest in 3 years
2025: €-2k▲ +3.3% vs 2024
2023 → 2025
Working capital
€-119k▲ 0.3%
2024 · €-120k
2023: €-119khighest in 3 years
2024: €-120k▼ -0.4% vs 2023lowest in 3 years
2025: €-119k▲ +0.3% vs 2024
2023 → 2025
Trend over the years
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line202320242025Trend
Equity€9k-€7k▼ 27.0%€4k▼ 35.7%
2023: €9khighest in 3 years
2024: €7k▼ -27.0% vs 2023
2025: €4k▼ -35.7% vs 2024lowest in 3 years
Operating result€9k-€289▼ 96.7%€-28
2023: €9khighest in 3 years
2024: €289▼ -96.7% vs 2023
2025: €-28▼ -110% vs 2024lowest in 3 years
Net result€5k-€-3k€-2k▲ 3.3%
2023: €5khighest in 3 years
2024: €-3k▼ -152% vs 2023lowest in 3 years
2025: €-2k▲ +3.3% vs 2024
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result turns negative in 2025: a loss of €28 after €289 in 2024, the lowest result in the available series.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €212k
Fixed assets
€204k ▼ 3.8%
Current assets
€7k ▲ 0.3%
Equity and liabilities €212k
Equity
€4k ▼ 35.7%
Debt
€208k ▼ 2.8%
Debt's share of the balance-sheet total rises from 96.9% to 97.9%. Equity and debt are lower.
Key figures and ratios
EBITDA
€9k▼
2024 · €9k
Cash flow
€6k▲
2024 · €6k
Current ratio
0.06▲
2024 · 0.06
Debt to equity
46.87▲
2024 · 31.02
ROE
-55.5%▼
2024 · -36.9%
ROA
-1.2%▼
2024 · -1.2%
Interest coverage
3.50▲
2024 · 3.11
Debt ≤ 1 year
€127k▼
2024 · €127k
Debt > 1 year
€81k▼
2024 · €87k
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Filed annual accounts As filed with the NBB · 2025 against 2024 · 36 lines
Balance sheet
Code20242025
Assets
Total assets20/58€221k€212k▼
Formation expenses20€1k€704▼
Fixed assets21/28€212k€204k▼
Tangible fixed assets22/27€212k€204k▼
Land and buildings22€212k€204k▼
Current assets29/58€7k€7k▲
Amounts receivable within one year40/41€0-
Trade receivables40€0-
Cash at bank and in hand54/58€7k€7k▲
Deferred charges and accrued income490/1€0-
Equity and liabilities
Total equity and liabilities10/49€221k€212k▼
Equity10/15€7k€4k▼
Contributions10/11€5k€5k=
Profit (loss) carried forward14€2k€-66▼
Amounts payable17/49€214k€208k▼
Amounts payable after more than one year17€87k€81k▼
Financial debts170/4€87k€81k▼
Amounts payable within one year42/48€127k€127k▼
Current portion of amounts payable after more than one year42€7k€6k▼
Trade debts44€136€55▼
Suppliers440/4€136€55▼
Taxes, remuneration and social security45€529€599▲
Taxes450/3€529€599▲
Other amounts payable47/48€120k€120k=
Accrued charges and deferred income492/3-€231
Income statement
Code20242025
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€9k€9k=
Other operating charges640/8€412€1k▲
Gross operating margin9900€9k€10k▲
Operating profit (loss)9901€289€-28▼
Financial charges65/66B€3k€2k▼
Recurring financial charges65€3k€2k▼
Profit (loss) for the period before taxes9903€-3k€-2k▲
Profit (loss) for the period9904€-3k€-2k▲
Profit (loss) for the period to be appropriated9905€-3k€-2k▲
Appropriation of the result
Profit (loss) to be appropriated9906€2k€-66▼
Profit (loss) brought forward from the previous period14P€5k€2k▼
The notes to these accounts (6 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Accounts by statement
| Line | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|
| Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630 | €9k | €9k | €9k | = |
| Other operating charges640/8 | €732 | €412 | €1k | ▲ 245% |
| Gross operating margin9900 | €19k | €9k | €10k | ▲ 7.5% |
| Operating profit (loss)9901 | €9k | €289 | €-28 | ▼ 110% |
| Financial charges65/66B | €4k | €3k | €2k | ▼ 14.2% |
| Recurring financial charges65 | €4k | €3k | €2k | ▼ 14.2% |
| Profit (loss) for the period before taxes9903 | €5k | €-3k | €-2k | ▲ 3.3% |
| Profit (loss) for the period9904 | €5k | €-3k | €-2k | ▲ 3.3% |
| Profit (loss) for the period to be appropriated9905 | €5k | €-3k | €-2k | ▲ 3.3% |
| Line | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|
| Assets | ||||
| Total assets20/58 | €235k | €221k | €212k | ▼ 3.9% |
| Formation expenses20 | €1k | €1k | €704 | ▼ 34.5% |
| Fixed assets21/28 | €221k | €212k | €204k | ▼ 3.8% |
| Tangible fixed assets22/27 | €221k | €212k | €204k | ▼ 3.8% |
| Land and buildings22 | €221k | €212k | €204k | ▼ 3.8% |
| Current assets29/58 | €13k | €7k | €7k | ▲ 0.3% |
| Amounts receivable within one year40/41 | €10k | €0 | - | - |
| Trade receivables40 | €10k | €0 | - | - |
| Cash at bank and in hand54/58 | €3k | €7k | €7k | ▲ 0.3% |
| Deferred charges and accrued income490/1 | €309 | €0 | - | - |
| Equity and liabilities | ||||
| Total equity and liabilities10/49 | €235k | €221k | €212k | ▼ 3.9% |
| Equity10/15 | €9k | €7k | €4k | ▼ 35.7% |
| Contributions10/11 | €5k | €5k | €5k | = |
| Profit (loss) carried forward14 | €5k | €2k | €-66 | ▼ 103% |
| Amounts payable17/49 | €226k | €214k | €208k | ▼ 2.8% |
| Amounts payable after more than one year17 | €93k | €87k | €81k | ▼ 6.9% |
| Financial debts170/4 | €93k | €87k | €81k | ▼ 6.9% |
| Amounts payable within one year42/48 | €133k | €127k | €127k | ▼ 0.3% |
| Current portion of amounts payable after more than one year42 | €6k | €7k | €6k | ▼ 5.0% |
| Trade debts44 | €11k | €136 | €55 | ▼ 59.4% |
| Suppliers440/4 | €11k | €136 | €55 | ▼ 59.4% |
| Taxes, remuneration and social security45 | €638 | €529 | €599 | ▲ 13.3% |
| Taxes450/3 | €638 | €529 | €599 | ▲ 13.3% |
| Other amounts payable47/48 | €116k | €120k | €120k | = |
| Accrued charges and deferred income492/3 | - | - | €231 | - |
| Line | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|
| Profit (loss) for the period9904 | €5k | €-3k | €-2k | ▲ 3.3% |
| + Depreciation and write-downs630 | €9k | €9k | €9k | = |
| Operating cash flow (approximation) | €14k | €6k | €6k | ▲ 1.4% |
| Investment in fixed assets (approximation) | - | €-371 | €-371 | = |
| Change in cash | - | €4k | €20 | ▼ 99.5% |
Simplified and derived: a Belgian filing has no cash-flow statement, so these rows come from the income statement and the balance-sheet moves.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
03-08
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema · 3 days late
2025
17-06
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
2024
31-12
Financial
Weakest financial yearnet €-3k
Net result drops to €-3k, the lowest in the series; recovery starts the following year.
07-06
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
0 of 1 act read
About the unread acts
We know of 1 Belgian State Gazette act for this company. It has not been read yet: what they contain is neither established nor disproved here.
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Directors · office · real estate
Directors
1 act for this company is in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Sprimont · 1 establishment unit since 2022
Ground area
1,924 m²
Building footprint
94 m²
Volume, LiDAR
635 m³
Parcel 62067C0261/00A000, Wallonia · tallest building 7.9 m, ±2 floors. Linked by address, not a title deed.
1 establishment unit
HJH Immo
since 20222.340.321.770
1 parcel
Wallonia
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 62067C0261/00A000 | Wallonia | 1,924 m² | 1 · 94 m² | 7.9 m · 2 fl. |
Linked by address, not proof of ownership
Good to know
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
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Of 9,136 companies in sector 68201 we hold annual accounts for 6,765. 1,003 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector
Identification & contact
Identification
Legal formPrivate limited company
Founded17-10-2022
Fiscal year end31-12
Activities, NACEBEL 2025
68201Renting and operating of own or leased residential real estate, excluding social housing
Scores and ratios are computed by Checked and are not a credit decision.