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HJ PROPERTY

Active
Private limited companyfounded 20242 yrs activeBirminghamstraat 253, 1070 Anderlecht, BelgiumKBO/BCE: BE 1011.550.147
Summary

The computed 12-month bankruptcy probability of HJ PROPERTY is 4.5% (elevated). The 2025 annual accounts show equity of €174,235 and a net result of €174,235. The company has been active since 2024 and the Belgian State Gazette contains no insolvency or warning signals.

Checked score

Score 2025
Axes
Profitability89
Solvency42
Growth-
Track record67
Bankruptcy probability, 12 months
4.5% Elevated
0%0.5%1.5%4%10%≥ 25%
Credit up to €8,000 at 30 days only on tighter terms
Liquidity short (current ratio 0.02; short-term debt: 53.5% and cash: 1.2% of total assets), and 83.5% of the assets are financed with debt.
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Signals

Five signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
raises risk · Young company
A young company has little track record yet and statistically fails more often than an established one.
KBO · incorporation date
Age against the risk zone
highest failure risk from 2 to 8 years 2 years 0 10 y
raises risk · No NACE activity registered
No NACE activity is registered in the KBO, which is more common among companies that later fail.
KBO · activities
raises risk · Higher-failure-rate region
In this region companies fail more often than in the rest of the country.
KBO · registered office
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025
Solvency, return and age of the figures
Solvency
16.5%
Return on assets
16.5%
Age of the figures
9 mo
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 31-07-2026, 0 days ahead of the deadline.
NBB · 1 filing
Deviation from the deadline
2025
on the day
← before the deadline after the deadline →
Checked, nothing found (1)
neutral · No strike-offs in the KBO publications
We found no ex-officio strike-off or cessation. Our series starts in 2021 and has gaps, so this is not a confirmation that there is nothing.
KBO publications · our coverage

History

HJ PROPERTY was incorporated on 15 July 2024 as a Private limited company.1 The company has filed annual accounts once, for fiscal year 2025.2

  1. 1Crossroads Bank for Enterprises
  2. 2National Bank, annual accounts 2025

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Financials · fiscal year 2025, micro schema

Equity
€174,235
Total assets
€1.1m
Net result
€174,235
Working capital
-€550,021

Turnover and EBIT margin not published: the micro schema does not require them.

Balance-sheet composition
Assets €1.1m
Fixed assets €1.0m
Current assets €13,769
Equity and liabilities €1.1m
Equity €174,235
Debt €880,457
Debt finances 83.5% of the balance-sheet total.
Key figures and ratios
2025 value
EBITDA
€276,142
Cash flow
€224,230
Current ratio
0.02
Debt to equity
5.05
ROE
100.0%
ROA
16.5%
Interest coverage
552.32
Debt ≤ 1 year
€563,790
Debt > 1 year
€316,667
Income taxes
€51,412

Peer companies

Historical observation

Of the 1,602 companies that looked in July 2024 the way this one looks now, 2.3% went bankrupt within 24 months and 97% are still going.

  • Small
  • 2 to 5 years old
  • solvency 10 to 30%
  • a profit of 5% of the balance sheet or more
2.3% went bankrupt
0.9% stopped otherwise
97% still going

A further 0.2% stopped, but we cannot tell whether within those 24 months.

For this company itself Checked computes a higher bankruptcy probability: 4.5% over twelve months. The score reads more about this company than the group's four characteristics; both figures are right about what they measure.

How reliable is this rule?

Tested on the year before, without using that year itself: the groups of July 2023 gave each of the 497,338 companies of July 2024 its group's bankruptcy share. Expected: 1.6%; actually bankrupt within 24 months: 1.7%.

The companies in ten equal groups, from lowest to highest expected share.
Group Expected Actual
1 0.2% 0.2%
2 0.3% 0.5%
3 0.5% 0.6%
4 0.7% 0.8%
5 0.9% 1.0%
6 1.3% 1.5%
7 1.6% 1.8%
8 1.8% 1.9%
9 3.0% 3.1%
10 5.6% 6.2%

The rule ranks well: a company that went bankrupt got a higher share than one that kept going in 74% of comparisons. The level follows the economy: in a year with more bankruptcies, the actual share is higher than the year before.

An observation about 1,602 comparable companies, not a prediction for this company. The sector does not count: the register keeps no sector for companies that stopped, so it would make the outcome look better than it was.

Annual accounts
Filed annual accounts As filed with the NBB · 2025 · 31 lines
Balance sheet Code2025
Assets
Total assets20/58€1.1m
Fixed assets21/28€1.0m
Tangible fixed assets22/27€1.0m
Land and buildings22€1.0m
Current assets29/58€13,769
Cash at bank and in hand54/58€12,241
Deferred charges and accrued income490/1€1,528
Equity and liabilities
Total equity and liabilities10/49€1.1m
Equity10/15€174,235
Profit (loss) carried forward14€174,235
Amounts payable17/49€880,457
Amounts payable after more than one year17€316,667
Financial debts170/4€316,667
Amounts payable within one year42/48€563,790
Current portion of amounts payable after more than one year42€190,000
Trade debts44€1,528
Suppliers440/4€1,528
Taxes, remuneration and social security45€51,412
Taxes450/3€51,412
Other amounts payable47/48€320,850
Income statement Code2025
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€49,995
Other operating charges640/8€17,325
Gross operating margin9900€293,467
Operating profit (loss)9901€226,147
Financial charges65/66B€500
Recurring financial charges65€500
Profit (loss) for the period before taxes9903€225,647
Income taxes67/77€51,412
Profit (loss) for the period9904€174,235
Profit (loss) for the period to be appropriated9905€174,235
Appropriation of the result
Profit (loss) to be appropriated9906€174,235

The notes to these accounts (5 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.

Line2025
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€49,995
Other operating charges640/8€17,325
Gross operating margin9900€293,467
Operating profit (loss)9901€226,147
Financial charges65/66B€500
Recurring financial charges65€500
Profit (loss) for the period before taxes9903€225,647
Income taxes67/77€51,412
Profit (loss) for the period9904€174,235
Profit (loss) for the period to be appropriated9905€174,235
Line2025
Assets
Total assets20/58€1.1m
Fixed assets21/28€1.0m
Tangible fixed assets22/27€1.0m
Land and buildings22€1.0m
Current assets29/58€13,769
Cash at bank and in hand54/58€12,241
Deferred charges and accrued income490/1€1,528
Equity and liabilities
Total equity and liabilities10/49€1.1m
Equity10/15€174,235
Profit (loss) carried forward14€174,235
Amounts payable17/49€880,457
Amounts payable after more than one year17€316,667
Financial debts170/4€316,667
Amounts payable within one year42/48€563,790
Current portion of amounts payable after more than one year42€190,000
Trade debts44€1,528
Suppliers440/4€1,528
Taxes, remuneration and social security45€51,412
Taxes450/3€51,412
Other amounts payable47/48€320,850
Line2025
Profit (loss) for the period9904€174,235
+ Depreciation and write-downs630€49,995
Operating cash flow (approximation)€224,230

Simplified and derived: a Belgian filing has no cash-flow statement, so these rows come from the income statement and the balance-sheet moves.

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Timeline · acts, filings and financial milestones

2026
31-07
NBB filing Annual accounts filed
fiscal year 2025 · micro schema
NBB filing
0 of 1 act read
About the unread acts

We know of 1 Belgian State Gazette act for this company. It has not been read yet: what they contain is neither established nor disproved here.

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Directors · office · real estate

Directors
1 act for this company is in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Anderlecht · 1 establishment unit since 2024
seat establishment The establishment unit on the map
Ground area
2,588 m²
Building footprint
2,010 m²
Volume, LiDAR
18,308 m³
Parcel 21304B0043/00E007, Brussels · tallest building 11.1 m, ±3 floors. Linked by address, not a title deed.
3 companies at this address See who is registered here
1 establishment unit
HJ PROPERTY
Birminghamstraat 253, 1070 AnderlechtRenting and operating of own or leased residential real estate, excluding social housing
since 20242.366.684.093
1 parcel
Brussels 1 (100%)
Parcel (capakey) Region Area Buildings Height / fl.
21304B0043/00E007 Brussels 2,588 m² 1 · 2,010 m² 11.1 m · 3 fl.
Linked by address, not proof of ownership
Good to know
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.

Identification & contact

Identification
Legal formPrivate limited company
Founded15-07-2024
Fiscal year end31-12
E-invoicing
Not found in the Peppol register

No Peppol card under this enterprise or VAT number. That proves nothing: publishing a card is voluntary.

What can you do?

Try sending from your invoicing software; if that fails, ask the customer whether they already receive via Peppol.

If the customer is not ready yet, you may send the invoice another way, for example as a PDF; if electronically, with their agreement on a secure alternative. That invoice is valid; the customer risks a penalty. FPS Finance

If you follow this company, Checked tells you the day it appears in the Peppol register.

Register as of 29 September 2026 · Peppol Directory

Scores and ratios are computed by Checked and are not a credit decision.