Financials
- Financial year
- 2025
- Total assets
- €336,980
- Loss
- -€146,929
- Solvency
- 83.4%
Total assets▼ 59.8%
Net result
20182025
HJ Management
ActiveSummary
HJ Management has been active since 1990 and the Belgian Official Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €281,088 and a net result of -€146,929. Equity remains stable across the filed financial years (±1.7% per year). Its solvency ranks better than 85% of 13,639 sector peers (NACE 46, financial year 2025). The computed 12-month bankruptcy probability is 0.3% (very low).
Overview
Activity
Wholesale trade
NACE 46442
1 site
Size
€336,980total assets 2025
- Equity
- €281,088
- Loss
- -€146,929
Turnover not published (micro format)
Structure
- Libert PrinsierDirector
- Stijn PrinsierDirector
2025 accounts 85 days early2 of 5 deeds summarised
Why 85raises riskLoss of €146,929 (financial year 2025)lowers riskFounded in 1990Liquidity: current ratio 1.23, cash €52,212Equity €281,088 (83.4% of total assets)Show the evidence
Checked score
Score 2025
85
/ 100
Excellent
Probability in this band: under 0.55%
Financially better than 44% of its sector peers (NACE 46, micro)
Financial strength · tick = 2024
Average
Solvency
100=
equity 83.4% of total assets
Liquidity
65+18
short-term debt 16.3% · cash 15.5%
Profitability
0-73
return on assets -43.6%
Bankruptcy probability, 12 months
0.3%
Very low
0%0.5%1.5%4%10%≥ 25%
About 3 in 1,000 comparable companies go bankrupt within 12 months (an estimate).
Last 24 months
11-2024: 0.2%
12-2024: 0.2%● unchanged vs 11-2024
01-2025: 0.2%● unchanged vs 12-2024
02-2025: 0.2%● unchanged vs 01-2025
03-2025: 0.2%● unchanged vs 02-2025
04-2025: 0.2%● unchanged vs 03-2025
05-2025: 0.2%● unchanged vs 04-2025
06-2025: 0.2%● unchanged vs 05-2025
07-2025: 0.2%● unchanged vs 06-2025
08-2025: 0.1%▼ -0.1 percentage points vs 07-2025
09-2025: 0.1%● unchanged vs 08-2025
10-2025: 0.1%● unchanged vs 09-2025
11-2025: 0.1%● unchanged vs 10-2025
12-2025: 0.1%● unchanged vs 11-2025
01-2026: 0.1%● unchanged vs 12-2025lowest value
02-2026: 0.1%● unchanged vs 01-2026
03-2026: 0.1%● unchanged vs 02-2026
04-2026: 0.1%● unchanged vs 03-2026
05-2026: 0.1%● unchanged vs 04-2026
06-2026: 0.3%▲ +0.2 percentage points vs 05-2026highest value
07-2026: 0.3%● unchanged vs 06-2026highest value
08-2026: 0.3%● unchanged vs 07-2026highest value
09-2026: 0.3%● unchanged vs 08-2026highest value
10-2026: 0.3%● unchanged vs 09-2026highest value
Credit of up to €23,000 on 30-day terms is acceptable
Liquidity tight (current ratio 1.23, compared with 3.17 in 2024, below the usual 1.5; short-term debt: 16.3% and cash: 15.5% of total assets), and 16.6% of the assets are financed with debt and provisions.
How it is calculated
The band follows from the bankruptcy probability, on a scale where 10 more points roughly halve it:
| 75-100 | Excellent | under 0.55% |
| 60-74 | Healthy | 0.55% to 1.5% |
| 45-59 | Fair | 1.5% to 4.2% |
| 25-44 | Weak | 4.2% to 15.0% |
| 0-24 | Critical | over 15.0% |
Where the company stands within its band depends half on the bankruptcy probability and half on how it does against its sector peers (NACE 46, micro): better than 90% on solvency, 71% on liquidity, 6% on profitability and 8% on growth.
The bankruptcy probability was computed on 26-10-2026 by the bankruptcy model of 2 October 2026, which learns from Belgian bankruptcies and reads the registers, the annual accounts and the Belgian Official Gazette.
Some facts cap the score, however low the probability. Negative or zero equity, a heavy loss, a special status in the KBO, one missing filing or accounts filed more than 90 days late hold it at Fair at most (59); two missing filings, at Weak (44). An ongoing judicial reorganisation or the company's end (bankruptcy, dissolution, liquidation) holds it at Critical at most (24).
Credit check for your own amount and term
Show the recommended maximum and see how the verdict changes with amount, term and advance.
Signals
Five signals.
lowers riskraises riskneutral
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 07-05-2026, 85 days ahead of the deadline.
NBB · 10 filingsDeviation from the deadline
2025
85 days early
2024
on the day
2023
86 days late
2022
on the day
2021
31 days late
2020
1 day early
2019
91 days late
← before the deadline
after the deadline →
tick = median of all Belgian filingsring = median in the sector
This company filed its last 7 accounts on average 17 days after the deadline; the sector median (NACE 46) for financial year 2024 is 3 days before the deadline, and 39% of those companies filed late.
Searched, nothing found (2)
neutral · Next filing not due yet
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today. The company usually files around 31 July (4 of the last 5 filed years within 85 days of that day).
Companies Code · seven monthsWhere today falls in the filing period
27-10-2026 today31-12-2026 year end31-07-2027 deadline
- Annual accounts filedfinancial year 2025 · micro…
- Resignations: Juan De Houwer, Jasper De…Appointments: Stijn Prinsier (director) and…
- Weakest financial yearnet -€146,929
Key points
By topic
Board & ownership
- Board
- 2 members
- Libert PrinsierDirector
- Stijn PrinsierDirector
Timeline
- Events
- 39
- Since
- 1992
- Next accounts
- by 31-07-2027
- 31-07-2025Annual accounts filed
- 25-10-2024Annual accounts filed
- 05-01-2024Reappointments: De Houwer Juan (director and managing…
Company details
- Sites
- 1
- Legal form
- Public limited company
- Activity
- Wholesale tradeNACE 46442
- Founded
- 15-11-1990
- Year ends
- 31-12
- Peppol
- Reachable for e-invoices
Articles of association
- Provisions read
- 12
- Annual meeting
- First Tuesday of April at 20:00
- Purpose
- “Aankoop en verkoop,import en export,van personenwagens,bestelwagens en vrachtwagens.Zowel…” (deed in Dutch)
Key facts about HJ Management
- What is the company number of HJ Management?
- 0441.998.217. In Belgium the VAT number is the company number with BE in front: BE 0441.998.217.
- Where is HJ Management based?
- The registered office is at Veedijk 39, 2300 Turnhout.Company details
- What does HJ Management do?
- According to the KBO register, the main activity is wholesale trade (NACE 46442).
- What is the legal form of HJ Management?
- Public limited company (NV).
- When was HJ Management founded?
- On 15-11-1990.
- Is HJ Management still active?
- Yes, HJ Management is an active enterprise in the KBO register.
- What is the turnover of HJ Management?
- Not stated in the processed annual accounts. The abridged format for small companies does not require turnover.Financials
- Is HJ Management profitable?
- In financial year 2025, HJ Management made a loss of €146,929.
- Where can I find the annual accounts of HJ Management?
- HJ Management filed 35 annual accounts with the National Bank of Belgium, the latest for financial year 2025.
- When are the next annual accounts of HJ Management due?
- By 31-07-2027, for financial year 2026.Timeline
Companies related to HJ Management
Comparable companies
- PLANCHETTournai
- Durieu CoatingsChaumont-Gistoux
- LBD BELUXSint-Genesius-Rode
- A. Couck en Co.Liedekerke
- Dochy PromacIzegem
Go further with this company
How much credit can you give this customer, and on what payment terms?Credit check What should you check before you do business with this company?Supplier due diligence Can you accept this company as a client under the anti-money-laundering law?AML client file Which of your other customers can you e-invoice via Peppol?Peppol check How does this company compare with its sector?Sector benchmark What changed in the latest annual accounts?What changed
Your own company? See how customers, suppliers and banks see it and what to improve first.
Investigating this company? Keep it with today's facts in a case file.