Financials
- Fiscal year
- 2025
- Total assets
- €117,833
- Profit
- €6,065
- Solvency
- 17.9%
Hirame
ActiveSummary
The computed 12-month bankruptcy probability of Hirame is 5.5% (elevated). The 2025 annual accounts show equity of €21,065 and a net result of €6,065. Its solvency ranks better than 28% of 919 sector peers (fiscal year 2025). The company has been active since 2024 and the Belgian State Gazette contains no insolvency or warning signals.
Overview
Activity
Artisanal bread and fresh pastry making
NACE 10712
1 site
Size
€117,833total assets 2025
- Staff
- 4.2 FTE
- Equity
- €21,065
- Profit
- €6,065
Turnover not published (abridged schema)
Structure
Accounts filed 31 d late0 of 1 deed read
Why 35- Founded in 2024- Sector Manufacture of food products (NACE 10)- Size: total assets €117,833- Latest accounts 31 days late; 1 of the last 3 lateShow the evidence
Checked score
Score 2025
35
/ 100
Weak
Probability in this band: 4.2% to 15.0%
Better than 24% of its sector peers (NACE 10, micro)
Performance against the sector, not lower risk
Financial strength
Weak
Solvency
43
equity 17.9% of total assets
Liquidity
14
short-term debt 82.1% · cash 7.1%
Profitability
50
return on assets 5.1%
Bankruptcy probability, 12 months
5.5%
Elevated
0%0.5%1.5%4%10%≥ 25%
About 5 in 100 comparable companies go bankrupt within 12 months (an estimate).
Last 24 months
12-2025: 3.6%lowest value
01-2026: 3.7%▲ +2.3% vs 12-2025
02-2026: 3.7%▲ +1.8% vs 01-2026
03-2026: 4.2%▲ +11.5% vs 02-2026
04-2026: 4.2%▲ +0.4% vs 03-2026
05-2026: 4.6%▲ +9.5% vs 04-2026
06-2026: 5.0%▲ +9.1% vs 05-2026
07-2026: 5.0%▼ -0.5% vs 06-2026
08-2026: 4.8%▼ -2.7% vs 07-2026
09-2026: 5.5%▲ +14.3% vs 08-2026highest value
10-2026: 5.5%▼ -0.5% vs 09-2026
- Founded in 2024 raises the probability for this profile
- Sector Manufacture of food products (NACE 10) raises the probability
- Size: total assets €117,833 raises the probability for this profile
- Latest accounts 31 days late; 1 of the last 3 late raises the probability
Credit up to €500 at 30 days only on tighter terms
Liquidity short (current ratio 0.47; short-term debt: 82.1% and cash: 7.1% of total assets), and 82.1% of the assets are financed with debt.
How it is calculated
The band comes from the bankruptcy probability on a scale of 0 to 100: every 10 points more double the odds of getting through the year without bankruptcy.
| 75-100 | Excellent | under 0.55% |
| 60-74 | Healthy | 0.55% to 1.5% |
| 45-59 | Fair | 1.5% to 4.2% |
| 25-44 | Weak | 4.2% to 15.0% |
| 0-24 | Critical | over 15.0% |
Place inside the band: half the bankruptcy probability, half how the company does against its sector peers (NACE 10, micro). Better than this share of them on solvency 34%, liquidity 9%, profitability 30%. That is performance, not lower risk; the band itself always comes from the probability.
Bankruptcy probability: model pd-v3.202610021621, computed on 03-10-2026. The model learns from Belgian bankruptcies and reads the registers, the annual accounts and the gazette.
Ceilings: negative or zero equity, a heavy loss, a special KBO legal situation and a missing filing 59 (two missing 44), an ongoing judicial reorganisation or an ending 24. Financial strength does not count in the score.
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Signals
Five signals. The signal on the left, the evidence on the right.
+raises risk○neutral
neutral · Filed after the deadline
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 31-08-2026, 31 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
NBB · 1 filingDeviation from the deadline
2025
31 d late
← before the deadline
after the deadline →
Checked, nothing found (1)
- Annual accounts filedfiscal year 2025 · abbreviated…
Key points
By topic
Timeline
- Events
- 1
- Since
- 2026
- 31-08-2026Annual accounts filed
Company details
- Sites
- 1
- Legal form
- Private limited company
- Activity
- Artisanal bread and fresh pastry makingNACE 10712
- Founded
- 07-11-2024
- Year ends
- 31-12
- Peppol
- Reachable for e-invoices
Go further with this company
How much credit can you give this customer, and on what term?Credit check What should you check before you do business with this company?Supplier due diligence Can you accept this company as a client under the anti-money-laundering law?AML client file Which of your other customers can you e-invoice via Peppol?Peppol check How does this company compare with its sector?Sector benchmark Is the workforce growing, and do people stay?Employer check
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