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HIP HOME

Active
Private limited companyfounded 200719 yrs activeWaterstraat 5, 3511 Hasselt, BelgiumKBO/BCE: BE 0890.104.464

HIP HOME has been active since 2007 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €71k and a net result of €-29k. Equity is growing by ~8.8% per year across the filed fiscal years. Its solvency ranks better than 28% of 14038 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.3% (very low).

Checked score

Score 2025
45 / 100
Fair
The score weighs solvency, liquidity, profitability and financial development. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability17▼-2
Solvency31▼-2
Growth52=
Track record100
Bankruptcy probability, 12 months
0.3% Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €3k at 30 days acceptable
Liquidity short (current ratio 0.76 against 0.85 in 2024; short-term debt: 72.2% and cash: 13.1% of total assets), and 93.7% of the assets are financed with debt.
Credit advice for your own amount and term

Signals

Six signals. The signal on the left, the evidence on the right.
lowers risk+raises riskneutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 68
Relative position
BE, all sectors
reference
Sector 68
lower
← fewer bankruptcies more bankruptcies →
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation date
Age against the risk zone
elevated failure risk from 2 to 8 years 19 years 0 20 y
raises risk · Persistent losses
Two consecutive loss-making years (2024 and 2025); equity is also lower. May indicate structural pressure on profitability.
NBB · annual accounts 2025
Net result per financial year
1819202122232425
2018 to 2025 · latest year €-29k
neutral · Latest accounts filed on time
The financial year that closed on 30-09-2025 was due by 30-04-2026 and was filed on 30-04-2026, 0 days ahead of the deadline.
NBB · 10 filings
Deviation from the deadline
2025
on the day
2024
1 d early
2023
on the day
2022
on the day
2021
25 d late
2020
30 d early
2019
29 d late
← before the deadline after the deadline →
neutral · The next deadline is still running
The next financial year closes on 30-09-2026 and is due by 30-04-2027. Nothing is late today.
Companies Code · seven months
Position in the running window
20-09-2026 today30-09-2026 close30-04-2027 deadline
neutral · No strike-offs in the KBO publications
We found no ex-officio strike-off or cessation. Our series starts in 2021 and has gaps, so this is not a confirmation that there is nothing.
KBO publications · our coverage

Financials · fiscal year 2025, micro schema

Equity
€71k▼ 29.0%
2024 · €101k
2018: €26k 2019: €19k 2020: €75k 2021: €105k 2022: €98k 2023: €103k 2024: €101k
2018 → 2025
Total assets
€1.13M▼ 12.7%
2024 · €1.29M
2018: €1.36M 2019: €1.25M 2020: €1.28M 2021: €1.27M 2022: €1.34M 2023: €1.30M 2024: €1.29M
2018 → 2025
Net result
€-29k▼ 1,117%
2024 · €-2k
2018: €388 2019: €-7k 2020: €56k 2021: €30k 2022: €-6k 2023: €5k 2024: €-2k
2018 → 2025
Working capital
€-195k▼ 44.6%
2024 · €-135k
2018: €-207k 2019: €-207k 2020: €223k 2021: €205k 2022: €154k 2023: €141k 2024: €-135k
2018 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise ▼ fall
Line20212022202320242025Trend
Equity€105k-€98k▼ 6.2%€103k▲ 4.7%€101k▼ 2.3%€71k▼ 29.0%
Operating result€47k-€-25k€-13k▲ 47.9%€-26k▼ 106%€-39k▼ 48.8%
Net result€30k-€-6k€5k€-2k€-29k▼ 1,117%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
€-50k€-25k€0€25k€50kOperating result 2021: €47k€47kNet result 2021: €30k€30kOperating result 2022: €-25k€-25kNet result 2022: €-6k€-6kOperating result 2023: €-13k€-13kNet result 2023: €5k€5kOperating result 2024: €-26k€-26kNet result 2024: €-2k€-2kOperating result 2025: €-39k€-39kNet result 2025: €-29k€-29k20212022202320242025
The operating result stays negative: a loss of €39k in 2025 against €26k in 2024; the loss grows and 2025 has the lowest result in the available series.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €1.13M
Fixed assets €509k▼ 7.3%
Current assets €619k▼ 16.7%
Equity and liabilities €1.13M
Equity €71k▼ 29.0%
Provisions €23k▼ 5.6%
Debt €1.03M▼ 11.4%
The debt ratio rises from 90.3% to 91.7%. Equity and debt are lower.
Key figures and ratios
2025 value · change against 2024
EBITDA
€2k
2024 · €828
Cash flow
€12k
2024 · €25k
Solvency
6.3%
2024 · 7.8%
Current ratio
0.76
2024 · 0.85
Quick ratio
0.60
2024 · 0.69
Debt / equity
14.47
2024 · 11.59
ROE
-40.9%
2024 · -2.4%
ROA
-2.6%
2024 · -0.2%
Interest coverage
0.22
2024 · 0.05
Debt
€1.03M
2024 · €1.17M
Debt ≤ 1 year
€814k
2024 · €878k
Debt > 1 year
€210k
2024 · €279k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet Code20242025
Assets
Total assets20/58€1.29M€1.13M
Fixed assets21/28€549k€509k
Tangible fixed assets22/27€549k€509k
Land and buildings22€69k€69k=
Plant, machinery and equipment23€3k€2k
Furniture and vehicles24€45k€29k
Other tangible fixed assets26€432k€408k
Current assets29/58€743k€619k
Amounts receivable after more than one year29€72k€49k
Trade receivables290€72k€49k
Stocks and contracts in progress3€133k€133k=
Stocks30/36€133k€133k=
Amounts receivable within one year40/41€90k€88k
Trade receivables40€12k€11k
Other amounts receivable41€78k€77k
Current investments50/53€150k€200k
Cash at bank and in hand54/58€295k€147k
Deferred charges and accrued income490/1€2k€1k
Equity and liabilities
Total equity and liabilities10/49€1.29M€1.13M
Equity10/15€101k€71k
Contributions10/11€19k€19k=
Reserves13€81k€77k
Non-distributable reserves130/1€2k€2k=
Reserves not available under the articles1311€2k€2k=
Tax-exempt reserves132€72k€68k
Distributable reserves133€7k€7k=
Profit (loss) carried forward14€741€-24k
Provisions and deferred taxes16€24k€23k
Deferred taxes168€24k€23k
Amounts payable17/49€1.17M€1.03M
Amounts payable after more than one year17€279k€210k
Financial debts170/4€279k€210k
Amounts payable within one year42/48€878k€814k
Current portion of amounts payable after more than one year42€67k€69k
Trade debts44€7k€1k
Suppliers440/4€7k€1k
Taxes, remuneration and social security45€82-
Taxes450/3€82-
Other amounts payable47/48€803k€744k
Accrued charges and deferred income492/3€9k€9k
Income statement Code20242025
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€27k€41k
Other operating charges640/8€2k€3k
Gross operating margin9900€2k€4k
Operating profit (loss)9901€-26k€-39k
Financial income75/76B€41k€16k
Recurring financial income75€41k€16k
Financial charges65/66B€17k€8k
Recurring financial charges65€17k€8k
Profit (loss) for the period before taxes9903€-3k€-31k
Transfer from deferred taxes780€636€1k
Income taxes67/77€82-
Profit (loss) for the period9904€-2k€-29k
Transfer from tax-exempt reserves789€2k€4k
Profit (loss) for the period to be appropriated9905€-492€-25k
Appropriation of the result
Profit (loss) to be appropriated9906€741€-24k
Profit (loss) brought forward from the previous period14P€1k€741

The notes to these accounts (8 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.

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Timeline · acts, filings and financial milestones

Next filing, fiscal year 2026, expected by 30-04-2027
2026
30-04
NBB filing Annual accounts filed
fiscal year 2025 · micro schema
2025
30-09
Financial Weakest financial yearnet €-29k
Net result drops to €-29k, the lowest in the series.
29-04
NBB filing Annual accounts filed
fiscal year 2024 · micro schema
2024
30-04
NBB filing Annual accounts filed
fiscal year 2023 · micro schema
2023
30-09
Financial Back to profitnet €5k
Net result €5k after one loss-making year.
30-09
Financial Equity above €100kEq €103k ▲4.7%
Equity rises from €98k to €103k.
30-04
NBB filing Annual accounts filed
fiscal year 2022 · micro schema
2022
25-05
NBB filing Annual accounts filed
fiscal year 2021 · micro schema · 25 days late
2021
30-09
Financial Equity above €100kEq €105k ▲39.8%
2 profitable years in a row build equity to €105k.
31-03
NBB filing Annual accounts filed
fiscal year 2020 · micro schema
2020
30-09
Financial Back to profitnet €56k
Net result €56k after one loss-making year.
29-05
NBB filing Annual accounts filed
fiscal year 2019 · micro schema · 29 days late
2019
29-05
NBB filing Annual accounts filed
fiscal year 2018 · micro schema · 29 days late
2018
30-05
NBB filing Annual accounts filed
fiscal year 2017 · abbreviated schema · 30 days late
2017
31-05
NBB filing Annual accounts filed
fiscal year 2016 · abbreviated schema · 31 days late
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.

Directors · office · real estate

Directors
5 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Hasselt · 1 establishment unit since 2007
establishment The establishment unit on the map
Cannot be placed on the map

This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.

Waterstraat 53511 Hasselt
Ground area
3,416 m²
Building footprint
459 m²
Volume, LiDAR
2,833 m³
2 parcels, Flanders · tallest building 10.8 m, ±3 floors. Linked by address, not a title deed.
1 establishment unit
TRENDIMMO
Sterrebos 58, 3512 HasseltNACE 70120
since 20072.163.731.785
2 parcels
Flanders 2 (100%)
Parcel (capakey) Region Area Buildings Height / fl.
71055B0490/00M003 Flanders 2,959 m² 1 · 316 m² 9.4 m · 2 fl.
71056A0689/00C003 Flanders 457 m² 1 · 143 m² 10.8 m · 3 fl.
Linked by address, not proof of ownership
Methodology
via registered seat: 1 · via establishment units: 1
2 of 2 parcels with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.

Similar companies · same sector, comparable size

Of 7,321 companies in sector 68110 we hold annual accounts for 5,381. 3,509 are within a factor 10 of this equity.See the whole sector

Company data · Crossroads Bank

Identification
Legal formPrivate limited company
Founded15-06-2007
Fiscal year end30-09
Abbreviation NL HH
Activities, NACEBEL
68110Buying and selling of own real estate
70120
Sources
Crossroads Bank for EnterprisesNational Bank · 18 filingsAddress and cadastre registers

Data from official sources, last processed on 20-09-2026. Scores and ratios are computed by Checked and are not a credit decision.