HILDIA
ActiveSummary
The computed 12-month bankruptcy probability of HILDIA is 1.6% (moderate). The 2025 annual accounts show negative equity (€-77k) and a net result of €-6k. Equity is shrinking by ~36.7% per year across the filed fiscal years. Its solvency ranks better than 18% of 810 sector peers (fiscal year 2025). The company has been active since 1999 and the Belgian State Gazette contains no insolvency or warning signals.
Checked score
Score 2025
44
/ 100
Weak
The score weighs solvency, liquidity and profitability. Bankruptcy probability contributes 35%. Negative equity caps the score. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability61▲+3
Solvency14=
Growth72▲+27
Track record100
Bankruptcy probability, 12 months
1.6%
Moderate
0%0.5%1.5%4%10%≥ 25%
No credit on open account
Liquidity short (current ratio 0.33 against 0.13 in 2024; short-term debt: 13.1% and cash: 2.4% of total assets), and equity is negative.
Credit check for your own amount and term
Signals
Five signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 56
Relative position
BE, all sectors
reference
Sector 56
higher
← fewer bankruptcies
more bankruptcies →
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
raises risk · Annual accounts: weaker financial profile
The latest annual accounts show a weaker profile in solvency, result or liquidity than companies that stay afloat.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
-11.5%
Return on assets
-0.8%
Age of the figures
9 mo
raises risk · Negative equity
The 2025 annual accounts show negative equity and a net loss.
NBB · annual accounts 2025Equity per financial year
1819202122232425
2018 to 2025 · latest year €-77k
neutral · Filed after the deadline
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 20-08-2026, 20 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
NBB · 10 filingsDeviation from the deadline
2025
20 d late
2024
36 d early
2023
5 d early
2022
17 d late
2021
4 d late
2020
24 d early
2019
28 d late
← before the deadline
after the deadline →
Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
24-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, full schema
Turnover
€248k▲ 367%
2019 · €53k
2018: €55k
2019: €53k
2018 → 2025
EBIT margin
8.2%▼ 1.5pp
2019 · 9.7%
2018: 0.3%
2019: 9.7%
2018 → 2025
Net result
€-6k
2024 · €16k
2018: €-6k
2019: €-30k
2020: €-22k
2021: €-39k
2022: €-49k
2023: €-24k
2024: €16k
2018 → 2025
Working capital
€-58k▲ 24.1%
2024 · €-77k
2018: €45k
2019: €-42k
2020: €-118k
2021: €-142k
2022: €-138k
2023: €-117k
2024: €-77k
2018 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Turnover€248k
Equity€-14k-€-63k▼ 357%€-87k▼ 38.9%€-71k▲ 18.6%€-77k▼ 7.8%
Operating result€-21k-€-32k▼ 53.5%€-8k▲ 74.3%€39k€20k▼ 47.5%
Net result€-39k-€-49k▼ 24.7%€-24k▲ 50.2%€16k€-6k
Result per fiscal year
Operating resultNet result
The operating result falls in 2025; 2025 is 48% below 2024.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €667k
Fixed assets
€638k ▲ 4.7%
Current assets
€29k ▲ 151%
Key figures and ratios
EBITDA
€76k▼
2024 · €97k
Cash flow
€50k▼
2024 · €74k
Solvency
-11.5%▼
2024 · -11.4%
Current ratio
0.33▲
2024 · 0.13
Quick ratio
0.19▲
2024 · 0.05
Debt to equity
-9.72▲
2024 · -9.75
ROA
-0.8%▼
2024 · 2.6%
Interest coverage
2.92▼
2024 · 4.28
Debt
€744k▲
2024 · €692k
Debt ≤ 1 year
€87k▼
2024 · €88k
Debt > 1 year
€656k▲
2024 · €604k
Staff costs
€9k▼
2024 · €31k
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Filed annual accounts As filed with the NBB · 2025 against 2024 · 50 lines
Balance sheet
Code20242025
Assets
Total assets20/58€621k€667k▲
Fixed assets21/28€609k€638k▲
Tangible fixed assets22/27€609k€638k▲
Land and buildings22€591k€609k▲
Plant, machinery and equipment23€15k€10k▼
Furniture and vehicles24€4k€19k▲
Current assets29/58€12k€29k▲
Stocks and contracts in progress3€7k€13k▲
Stocks30/36€7k€13k▲
Amounts receivable within one year40/41-€670
Other amounts receivable41-€670
Cash at bank and in hand54/58€4k€16k▲
Equity and liabilities
Total equity and liabilities10/49€621k€667k▲
Equity10/15€-71k€-77k▼
Contributions10/11€19k€19k=
Outside capital11€19k€19k=
Other1109/19€19k€19k=
Reserves13€10k€10k=
Non-distributable reserves130/1€2k€2k=
Reserves not available under the articles1311€2k€2k=
Distributable reserves133€8k€8k=
Profit (loss) carried forward14€-99k€-105k▼
Amounts payable17/49€692k€744k▲
Amounts payable after more than one year17€604k€656k▲
Financial debts170/4€604k€656k▲
Amounts payable within one year42/48€88k€87k▼
Current portion of amounts payable after more than one year42€59k€74k▲
Trade debts44€21k€9k▼
Suppliers440/4€21k€9k▼
Taxes, remuneration and social security45€6k€1k▼
Taxes450/3€5k€1k▼
Remuneration and social security454/9€1k€90▼
Other amounts payable47/48€3k€3k▲
Income statement
Code20242025
Turnover70-€248k
Goods, raw materials, services and sundry goods60/61€147k€171k▲
Remuneration, social security and pensions62€31k€9k▼
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€58k€55k▼
Other operating charges640/8€4k€2k▼
Gross operating margin9900€131k€86k▼
Operating profit (loss)9901€39k€20k▼
Financial income75/76B€21€47▲
Recurring financial income75€21€47▲
Financial charges65/66B€23k€26k▲
Recurring financial charges65€23k€26k▲
Profit (loss) for the period before taxes9903€16k€-6k▼
Profit (loss) for the period9904€16k€-6k▼
Profit (loss) for the period to be appropriated9905€16k€-6k▼
Appropriation of the result
Profit (loss) to be appropriated9906€-99k€-105k▼
Profit (loss) brought forward from the previous period14P€-115k€-99k▲
Social balance
Average headcount (FTE)9087-0.3
The notes to these accounts (10 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
20-08
NBB filing
Annual accounts filed
fiscal year 2025 · full schema · 20 days late
2025
25-06
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
2024
31-12
Financial
Back to profitnet €16k
Net result €16k after 6 loss-making years.
26-07
NBB filing
Annual accounts filed
fiscal year 2023 · abbreviated schema
2023
17-08
NBB filing
Annual accounts filed
fiscal year 2022 · abbreviated schema · 17 days late
2022
31-12
Financial
Weakest financial yearnet €-49k
Net result drops to €-49k, the lowest in the series; recovery starts the following year.
04-08
NBB filing
Annual accounts filed
fiscal year 2021 · abbreviated schema · 4 days late
2021
07-07
NBB filing
Annual accounts filed
fiscal year 2020 · abbreviated schema
2020
28-08
NBB filing
Annual accounts filed
fiscal year 2019 · abbreviated schema · 28 days late
2019
26-08
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema · 26 days late
2018
21-09
NBB filing
Annual accounts filed
fiscal year 2017 · micro schema · 52 days late
2017
31-08
NBB filing
Annual accounts filed
fiscal year 2016 · micro schema · 31 days late
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
6 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Zoersel · 1 establishment unit since 1999
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Dorp 222980 ZoerselGround area
410 m²
Building footprint
214 m²
Volume, LiDAR
868 m³
Parcel 11055B0142/00R005, Flanders · tallest building 8.4 m, ±1 floor. Linked by address, not a title deed.
1 establishment unit
't Retro Café
since 19992.090.319.712
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 11055B0142/00R005 | Flanders | 410 m² | 1 · 214 m² | 8.4 m · 1 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Similar companies · same sector, comparable size
volle brol
BE 0883.430.171
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MAVIYA
BE 0636.736.605
Antwerpen · Eq €25,548
AC café
BE 1003.551.112
Houffalize · Eq €25,577
Bistroke 't Pleintje
BE 0562.816.170
Sint-Niklaas · Eq €25,528
Melzu
BE 0799.926.237
Hasselt · Eq €25,519
Of 14,018 companies in sector 56301 we hold annual accounts for 4,891. 4,051 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded02-02-1999
Fiscal year end31-12
Activities, NACEBEL 2025
56301Cafés and bars
Sources
Crossroads Bank for EnterprisesNational Bank · 26 filingsAddress and cadastre registers
Scores and ratios are computed by Checked and are not a credit decision.