HG Beheer is a financial institution; the bankruptcy model is trained on trading and manufacturing companies and does not apply here. The 2025 annual accounts show equity of €1.36M and a net result of €-6k. Equity remains stable across the filed fiscal years (±0.6% per year). Its solvency ranks better than 79% of 2377 sector peers (fiscal year 2025). The company has been active since 2003 and the Belgian State Gazette contains no insolvency or warning signals.
Checked score
Outside the general model
Model not applicable to financial institutions
The health score weighs liquidity, leverage and margins against norms for trading and manufacturing companies. A bank, insurer or financial holding has a fundamentally different balance-sheet structure, so those ratios, and hence the score, carry no meaning here. That is why we show no financial axes either.
Credit advice for your own amount and term
Signals
Three signals. The signal on the left, the evidence on the right.
○neutral
neutral · Latest accounts filed on time
The financial year that closed on 30-06-2025 was due by 31-01-2026 and was filed on 12-01-2026, 19 days ahead of the deadline.
NBB · 10 filingsDeviation from the deadline
2025
19 d early
2024
28 d early
2023
56 d early
2022
42 d early
2021
42 d early
2020
41 d early
2019
42 d early
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 30-06-2026 and is due by 31-01-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
30-06-2026 close16-09-2026 today31-01-2027 deadline
Financials · fiscal year 2025, full schema
Equity
€1.36M▼ 0.4%
2024 · €1.37M
2019: €973k
2020: €962k
2021: €950k
2022: €941k
2023: €726k
2024: €1.37M
2019 → 2025
Net result
€-6k
2024 · €641k
2019: €-49k
2020: €-11k
2021: €-12k
2022: €-9k
2023: €-65k
2024: €641k
2019 → 2025
Total assets
€1.49M▼ 1.8%
2024 · €1.52M
2019: €1.50M
2020: €1.61M
2021: €1.49M
2022: €1.44M
2023: €1.65M
2024: €1.52M
2019 → 2025
Solvency
91.1%▲ 1.3pp
2024 · 89.8%
2019: 64.8%
2020: 59.9%
2021: 64.0%
2022: 65.1%
2023: 43.9%
2024: 89.8%
2019 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€950k-€941k▼ 1.0%€726k▼ 22.9%€1.37M▲ 88.3%€1.36M▼ 0.4%
Operating result€-6k-€-3k▲ 38.8%€-43k▼ 1,152%€653k€-5k
Net result€-12k-€-9k▲ 21.5%€-65k▼ 603%€641k€-6k
Result per fiscal year
Operating resultNet result
The operating result turns negative in 2025: a loss of €5k after €653k in 2024.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €1.49M
Fixed assets
€863k=
Current assets
€630k▼ 4.3%
Equity and liabilities €1.49M
Equity
€1.36M▼ 0.4%
Debt
€132k▼ 14.4%
The debt ratio falls from 10.2% to 8.9%. Equity and debt are lower.
Key figures and ratios
Solvency
91.1%▲
2024 · 89.8%
ROE
-0.4%▼
2024 · 46.9%
ROA
-0.4%▼
2024 · 42.1%
Debt
€132k▼
2024 · €155k
Debt ≤ 1 year
€132k▼
2024 · €155k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€1.52M€1.49M▼
Fixed assets21/28€863k€863k=
Tangible fixed assets22/27€154k€154k=
Land and buildings22€154k€154k=
Financial fixed assets28€710k€710k=
Affiliated companies280/1-€710k
Participating interests280-€710k
Current assets29/58€658k€630k▼
Amounts receivable within one year40/41€447k€550k▲
Trade receivables40€22k-
Other amounts receivable41€425k€550k▲
Cash at bank and in hand54/58€211k€80k▼
Equity and liabilities
Total equity and liabilities10/49€1.52M€1.49M▼
Equity10/15€1.37M€1.36M▼
Contributions10/11€83k€83k=
Capital10€83k€83k=
Issued capital100€83k€83k=
Reserves13€1.28M€1.28M▼
Non-distributable reserves130/1€8k€8k=
Legal reserve130€8k€8k=
Distributable reserves133€1.28M€1.27M▼
Amounts payable17/49€155k€132k▼
Amounts payable within one year42/48€155k€132k▼
Trade debts44€254-
Suppliers440/4€254-
Other amounts payable47/48€154k€132k▼
Income statement
Code20242025
Non-recurring operating income76A€583k-
Operating charges60/66A-€5k
Services and other goods61-€3k
Other operating charges640/8€3k€2k▼
Non-recurring operating charges66A€333-
Gross operating margin9900€656k-
Operating profit (loss)9901€653k€-5k▼
Financial income75/76B€2€3▲
Recurring financial income75€2€3▲
Other financial income752/9-€3
Financial charges65/66B€12k€461▼
Recurring financial charges65€12k€461▼
Other financial charges652/9-€461
Profit (loss) for the period before taxes9903€641k€-6k▼
Profit (loss) for the period9904€641k€-6k▼
Profit (loss) for the period to be appropriated9905€641k€-6k▼
Appropriation of the result
Profit (loss) to be appropriated9906€641k€-6k▼
Transfer from equity791/2-€6k
From reserves792-€6k
Transfer to equity691/2€641k-
To other reserves6921€641k-
The notes to these accounts (10 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
12-01
NBB filing
Annual accounts filed
fiscal year 2025 · full schema
2025
03-01
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
2024
30-06
Financial
Back to profitnet €641k
Net result €641k after 5 loss-making years.
30-06
Financial
Liquidity times 47current ratio 4.26
Current ratio from 0.09 to 4.26; short-term debt falls from €624k to €155k.
30-06
Financial
Equity above €1MEq €1.37M ▲88.3%
Equity rises from €726k to €1.37M.
2023
06-12
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema
30-06
Financial
Weakest financial yearnet €-65k
Net result drops to €-65k, the lowest in the series; recovery starts the following year.
2022
20-12
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema
2021
20-12
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema
2020
21-12
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema
2019
20-12
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema
2018
21-12
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema
2017
22-12
NBB filing
Annual accounts filed
fiscal year 2017 · micro schema
2016
23-12
NBB filing
Annual accounts filed
fiscal year 2016 · abbreviated schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
5 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Beerse · 1 establishment unit since 2003
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Biezenstraat 212340 BeerseGround area
1.2 ha
Building footprint
7,216 m²
Volume, LiDAR
40,622 m³
Parcel 13004D0176/00B028, Flanders · tallest building 9.4 m, ±3 floors. Linked by address, not a title deed.
1 establishment unit
Hans Geerts
since 20032.114.822.704
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 13004D0176/00B028 | Flanders | 1.2 ha | 1 · 7,216 m² | 9.4 m · 3 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
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Of 24,726 companies in sector 64210 we hold annual accounts for 19,748. 11,983 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPublic limited company
Founded15-01-2003
Fiscal year end30-06
Activities, NACEBEL
64200Holdings
64210Activities of holding companies
Sources
Crossroads Bank for EnterprisesNational Bank · 22 filingsAddress and cadastre registers
Data from official sources, last processed on 16-09-2026. Scores and ratios are computed by Checked and are not a credit decision.