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HFM

Active
Private limited companyfounded 2018active for 8 yearsVaartstraat 14, 3000 Leuven, BelgiumKBO/BCE: BE 0689.802.533
Summary

HFM has been active since 2018 and the Belgian Official Gazette contains no insolvency or warning signals. The 2025 annual accounts show negative equity (-€2,925) and a net result of €1,345, of which €29,967 non-recurring income. Equity is shrinking by about 48% per year across the filed financial years. Its solvency ranks better than 12% of 9,629 sector peers (NACE 82, financial year 2025). The computed 12-month bankruptcy probability is 0.8% (low).

Overview

Activity
Other business support services
NACE 82990
1 site
Size
€67,575total assets 2025
Equity
-€2,925
Profit
€1,345
Turnover not published (micro format)
Financial health
54 Fair Checked score 2025
Bankruptcy probabilitywithin 12 months
0.8%
Structure
2025 accounts filed 77 days late1 of 3 deeds summarised
Why 54raises riskCapped at 59: negative equityLast filed accounts filed 77 days late; 1 of the last 3 lateNegative equity -€2,925lowers riskSector: Office administrative, office support and other business support activities (NACE 82)Size: total assets €67,575Show the evidence

Checked score

Score 2025
54 / 100
Fair
Probability in this band: 1.5% to 4.2%
Financially better than 32% of its sector peers (NACE 82, micro)
Negative equity caps the score at 59. Every signal that counts is listed under Signals.
Financial strength · tick = 2024
Weak
Solvency 21+6
equity -4.3% of total assets
Liquidity 36+21
short-term debt 103.9% · cash 28.6%
Profitability 42+42
return on assets 2.0%
Bankruptcy probability, 12 months
0.8% Low
0%0.5%1.5%4%10%≥ 25%

About 8 in 1,000 comparable companies go bankrupt within 12 months (an estimate).

Sector median 0.2% (12,652 companies, NACE 82, micro)
Last 24 months 11-2024: 0.4% 12-2024: 0.4%● unchanged vs 11-2024 01-2025: 0.4%● unchanged vs 12-2024lowest value 02-2025: 0.4%● unchanged vs 01-2025lowest value 03-2025: 0.4%● unchanged vs 02-2025 04-2025: 0.4%● unchanged vs 03-2025 05-2025: 0.4%● unchanged vs 04-2025 06-2025: 0.4%● unchanged vs 05-2025 07-2025: 0.5%▲ +0.1 percentage points vs 06-2025 08-2025: 0.8%▲ +0.3 percentage points vs 07-2025 09-2025: 0.8%● unchanged vs 08-2025 10-2025: 0.8%● unchanged vs 09-2025 11-2025: 0.8%● unchanged vs 10-2025 12-2025: 0.8%● unchanged vs 11-2025 01-2026: 0.8%● unchanged vs 12-2025 02-2026: 0.8%● unchanged vs 01-2026 03-2026: 0.8%● unchanged vs 02-2026 04-2026: 0.8%● unchanged vs 03-2026 05-2026: 0.8%● unchanged vs 04-2026 06-2026: 0.8%● unchanged vs 05-2026 07-2026: 0.8%● unchanged vs 06-2026 08-2026: 1.2%▲ +0.4 percentage points vs 07-2026 09-2026: 1.3%▲ +0.1 percentage points vs 08-2026highest value 10-2026: 0.8%▼ -0.5 percentage points vs 09-2026
No credit on open account
Liquidity insufficient (current ratio 0.91, compared with 0.83 in 2024, below 1; short-term debt: 103.9% and cash: 28.6% of total assets), and equity is negative.
How it is calculated

The band follows from the bankruptcy probability, on a scale where 10 more points roughly halve it:

75-100 Excellent under 0.55%
60-74 Healthy 0.55% to 1.5%
45-59 Fair 1.5% to 4.2%
25-44 Weak 4.2% to 15.0%
0-24 Critical over 15.0%

Where the company stands within its band depends half on the bankruptcy probability and half on how it does against its sector peers (NACE 82, micro): better than 12% on solvency, 20% on liquidity, 24% on profitability and 73% on growth.

The bankruptcy probability was computed on 27-10-2026 by the bankruptcy model of 2 October 2026, which learns from Belgian bankruptcies and reads the registers, the annual accounts and the Belgian Official Gazette.

Some facts cap the score, however low the probability. Negative or zero equity, a heavy loss, a special status in the KBO, one missing filing or accounts filed more than 90 days late hold it at Fair at most (59); two missing filings, at Weak (44). An ongoing judicial reorganisation or the company's end (bankruptcy, dissolution, liquidation) holds it at Critical at most (24).

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Signals

Six signals.
lowers riskraises risk
raises risk · Last filed accounts filed 77 days late; 1 of the last 3 late
NBB · filings
raises risk · Negative equity -€2,925
NBB · annual accounts
lowers risk · Sector: Office administrative, office support and other business support activities (NACE 82)
KBO
lowers risk · Size: total assets €67,575
Companies of this size fail less often; how much that weighs depends on the rest of its profile.
NBB · annual accounts
raises risk · Weak solvency vs sector
Solvency (equity / total assets) is in the sector's weakest quartile: better than 12% of 9629 sector peers (2025).
NBB · sector comparison
Position among 9629 sector peers
Solvency
better than 12%
← weakest strongest →
raises risk · 2025 accounts filed 77 days late
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 16-10-2026, 77 days later. Nearly half (47%) of Belgian companies file late; of those that file 1 to 90 days late, 2.0% are now bankrupt, dissolved or in another special legal status, against 1.66% of all filers. A delay like this does not count in the score.
NBB · 7 filings
Deviation from the deadline
2025
77 days late
2024
11 days late
2023
14 days late
2022
10 days late
2021
5 days late
2020
12 days late
2019
69 days late
← before the deadline after the deadline →
tick = median of all Belgian filingsring = median in the sector

This company filed its last 7 accounts on average 28 days after the deadline; the sector median (NACE 82) for financial year 2024 is 7 days before the deadline, and 35% of those companies filed late.

Searched, nothing found (2)
neutral · Next filing not due yet
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today. The company usually files around 11 August (4 of the last 5 filed years within 30 days of that day).
Companies Code · seven months
Where today falls in the filing period
28-10-2026 today31-12-2026 year end31-07-2027 deadline
neutral · No strike-offs in the KBO publications
Searched since 2021.
KBO publications · our coverage
  1. Annual accounts filedfinancial year 2025 · micro…
  2. Back to profitnet €1,345
  3. Annual accounts filedfinancial year 2024 · micro…

Key points

  • Risk: Negative equityfinancial year 2025: debts exceed assets -€2,925 View
  • Caution: Among the weakest 12% on equitysector median €54,076 · 9,640 companies -€2,925 View
  • Caution: Latest accounts filed lateafter the legal deadline 77 days View

By topic

Financials

Financial year
2025
Total assets
€67,575
Profit
€1,345
Solvency
-4.3%
Total assets▲ 61.0%
Net result
20192025
Go to Financials

Timeline

Events
10
Since
2020
Next accounts
by 31-07-2027
  1. 31-12-2024Weakest financial year
  2. 14-08-2024Annual accounts filed
  3. 01-03-2024Legal-form change · Resignations & appointments
Go to Timeline

Company details

Sites
1
Legal form
Private limited company
Activity
Other business support servicesNACE 82990
Founded
05-02-2018
Year ends
31-12
Peppol
Reachable for e-invoices
Go to Company details

Articles of association

Provisions read
35
Annual meeting
Third Saturday of June at 14:00
Purpose
“De uitbating van een restaurant en/of taverne of andere horecazaak…” (deed in Dutch)
Go to Articles of association

Key facts about HFM

What is the company number of HFM?
0689.802.533. In Belgium the VAT number is the company number with BE in front: BE 0689.802.533.
Where is HFM based?
The registered office is at Vaartstraat 14, 3000 Leuven.Company details
What does HFM do?
According to the KBO register, the main activity is other business support services (NACE 82990).
What is the legal form of HFM?
Private limited company (BV).
When was HFM founded?
On 05-02-2018.
Is HFM still active?
Yes, HFM is an active enterprise in the KBO register.
What is the turnover of HFM?
Not stated in the processed annual accounts. The abridged format for small companies does not require turnover.Financials
Is HFM profitable?
In financial year 2025, HFM made a profit of €1,345.
Where can I find the annual accounts of HFM?
HFM filed 7 annual accounts with the National Bank of Belgium, the latest for financial year 2025.
When are the next annual accounts of HFM due?
By 31-07-2027, for financial year 2026.Timeline

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