Skip to content

HEZE-BUILDING

Active
Private limited companyfounded 199630 yrs activeKanaalweg 14, 2430 Laakdal, BelgiumKBO/BCE: BE 0458.124.763

HEZE-BUILDING has been active since 1996 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €728k and a net result of €42k. Equity is growing by ~8.2% per year across the filed fiscal years. Its solvency ranks better than 53% of 9098 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.2% (very low).

Checked score

Score 2025
49 / 100
Fair▼ -2 vs 2024
The score combines four axes. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability29▼-7
Solvency44▲+5
Growth78=
Stability100
Bankruptcy probability, 12 months
0.2% Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €35k at 30 days acceptable
Liquidity short (current ratio 0.29 against 0.14 in 2024), and 64.6% of the assets are financed with debt.
Credit advice for your own amount and term

Signals

Six signals. The signal on the left, the evidence on the right.
lowers riskneutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 68
Relative position
BE, all sectors
reference
Sector 68
lower
← fewer bankruptcies more bankruptcies →
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation date
Age against the risk zone
elevated failure risk from 2 to 8 years 30 years 0 40 y
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025
Solvency, return and age of the figures
Solvency
35.4%
Return on assets
2%
Age of the figures
8 mo
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 03-06-2026, 58 days ahead of the deadline.
NBB · 10 filings
Deviation from the deadline
2025
58 d early
2024
56 d early
2023
64 d early
2022
13 d early
2021
48 d early
2020
88 d early
2019
46 d early
← before the deadline after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven months
Position in the running window
14-09-2026 today31-12-2026 close31-07-2027 deadline
neutral · No strike-offs in the KBO publications
We found no ex-officio strike-off or cessation. Our series starts in 2021 and has gaps, so this is not a confirmation that there is nothing.
KBO publications · our coverage

Financials · fiscal year 2025, abbreviated schema

Equity
€728k▲ 6.1%
2024 · €686k
2018: €355k 2019: €400k 2020: €492k 2021: €643k 2022: €672k 2023: €712k 2024: €686k
2018 → 2025
Total assets
€2.05M▼ 4.7%
2024 · €2.16M
2018: €3.15M 2019: €3.01M 2020: €2.98M 2021: €2.86M 2022: €2.53M 2023: €2.42M 2024: €2.16M
2018 → 2025
Net result
€42k▼ 15.2%
2024 · €49k
2018: €21k 2019: €45k 2020: €92k 2021: €151k 2022: €29k 2023: €39k 2024: €49k
2018 → 2025
Working capital
€-125k▲ 15.8%
2024 · €-148k
2018: €-746k 2019: €-272k 2020: €-287k 2021: €-159k 2022: €-119k 2023: €-95k 2024: €-148k
2018 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise ▼ fall
Line20212022202320242025Trend
Equity€643k-€672k▲ 4.6%€712k▲ 5.9%€686k▼ 3.6%€728k▲ 6.1%
Operating result€259k-€64k▼ 75.1%€81k▲ 26.2%€93k▲ 13.9%€85k▼ 8.2%
Net result€151k-€29k▼ 80.6%€39k▲ 34.4%€49k▲ 25.3%€42k▼ 15.2%
Turnover and EBIT margin not published: the abbreviated schema does not require them.
Result per fiscal year
Operating resultNet result
€0€100k€200k€300kOperating result 2021: €259k€259kNet result 2021: €151k€151kOperating result 2022: €64k€64kNet result 2022: €29k€29kOperating result 2023: €81k€81kNet result 2023: €39k€39kOperating result 2024: €93k€93kNet result 2024: €49k€49kOperating result 2025: €85k€85kNet result 2025: €42k€42k20212022202320242025
The operating result falls in 2025; 2025 is 8% below 2024.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €2.05M
Fixed assets €2.00M▼ 6.1%
Current assets €52k▲ 108%
Equity and liabilities €2.05M
Equity €728k▲ 6.1%
Debt €1.33M▼ 9.8%
The debt ratio falls from 68.2% to 64.6%: equity grows while debt is paid down.
Key figures and ratios
2025 value · change against 2024
EBITDA
€207k
2024 · €215k
Cash flow
€163k
2024 · €172k
Solvency
35.4%
2024 · 31.8%
Current ratio
0.29
2024 · 0.14
Quick ratio
0.29
2024 · 0.14
Debt / equity
1.82
2024 · 2.14
ROE
5.7%
2024 · 7.2%
ROA
2.0%
2024 · 2.3%
Interest coverage
7.38
2024 · 7.86
Debt
€1.33M
2024 · €1.47M
Debt ≤ 1 year
€176k
2024 · €173k
Debt > 1 year
€1.15M
2024 · €1.30M
Income taxes
€16k
2024 · €17k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet Code20242025
Assets
Total assets20/58€2.16M€2.05M
Fixed assets21/28€2.13M€2.00M
Tangible fixed assets22/27€2.13M€2.00M
Land and buildings22€2.11M€1.99M
Plant, machinery and equipment23€20k€17k
Current assets29/58€25k€52k
Amounts receivable within one year40/41€7k€3k
Trade receivables40€14€225
Other amounts receivable41€7k€3k
Cash at bank and in hand54/58€18k€49k
Equity and liabilities
Total equity and liabilities10/49€2.16M€2.05M
Equity10/15€686k€728k
Contributions10/11€199k€199k=
Reserves13€488k€529k
Non-distributable reserves130/1€20k€0
Reserves not available under the articles1311€20k€0
Tax-exempt reserves132€27k€27k=
Distributable reserves133€441k€503k
Amounts payable17/49€1.47M€1.33M
Amounts payable after more than one year17€1.30M€1.15M
Financial debts170/4€1.30M€1.15M
Amounts payable within one year42/48€173k€176k
Current portion of amounts payable after more than one year42€147k€148k
Trade debts44€0€3k
Suppliers440/4€0€3k
Taxes, remuneration and social security45€6k€6k
Taxes450/3€6k€6k
Other amounts payable47/48€20k€20k
Accrued charges and deferred income492/3€0-
Income statement Code20242025
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€122k€122k
Other operating charges640/8€16k€17k
Gross operating margin9900€231k€223k
Operating profit (loss)9901€93k€85k
Financial income75/76B€1k€390
Recurring financial income75€1k€390
Financial charges65/66B€27k€28k
Recurring financial charges65€27k€28k
Profit (loss) for the period before taxes9903€67k€57k
Income taxes67/77€17k€16k
Profit (loss) for the period9904€49k€42k
Profit (loss) for the period to be appropriated9905€49k€42k
Appropriation of the result
Profit (loss) to be appropriated9906€49k€42k
Transfer to equity691/2€49k€42k
To other reserves6921€49k€42k
Social balance
Average headcount (FTE)90870.00.0=

The notes to these accounts (14 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.

Download as CSV

Timeline · acts, filings and financial milestones

Next filing, fiscal year 2026, expected by 31-07-2027
2026
03-06
NBB filing Annual accounts filed
fiscal year 2025 · abbreviated schema
2025
05-06
NBB filing Annual accounts filed
fiscal year 2024 · abbreviated schema
2024
28-05
NBB filing Annual accounts filed
fiscal year 2023 · abbreviated schema
2023
18-07
NBB filing Annual accounts filed
fiscal year 2022 · abbreviated schema
2022
13-06
NBB filing Annual accounts filed
fiscal year 2021 · abbreviated schema
2021
31-12
Financial Highest result since 2018net €151k ▲64.1%
Operating result €259k, net result €151k, both a record.
31-12
Financial Equity above €500kEq €643k ▲30.6%
4 profitable years in a row build equity to €643k.
04-05
NBB filing Annual accounts filed
fiscal year 2020 · abbreviated schema
2020
15-06
NBB filing Annual accounts filed
fiscal year 2019 · abbreviated schema
2019
07-06
NBB filing Annual accounts filed
fiscal year 2018 · abbreviated schema
2018
14-08
NBB filing Annual accounts filed
fiscal year 2017 · abbreviated schema · 14 days late
2017
13-06
NBB filing Annual accounts filed
fiscal year 2016 · abbreviated schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.

Directors · office · real estate

Directors
4 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Laakdal · 1 establishment unit since 1996
establishment The establishment unit on the map
Cannot be placed on the map

This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.

Kanaalweg 142430 Laakdal
Ground area
5,090 m²
Building footprint
2,125 m²
Volume, LiDAR
4 m³
Parcel 13007A0126/00H000, Flanders · tallest building 0.7 m. Linked by address, not a title deed.
1 establishment unit
WIMPAU
Kanaalweg 14, 2430 LaakdalNACE 5141001
since 19962.077.161.760
1 parcel
Flanders 1 (100%)
Parcel (capakey) Region Area Buildings Height / fl.
13007A0126/00H000 Flanders 5,090 m² 1 · 2,125 m² 0.7 m
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.

Similar companies · same sector, comparable size

Of 11,974 companies in sector 68203 we hold annual accounts for 5,947. 4,265 are within a factor 10 of this equity.See the whole sector

Company data · Crossroads Bank

Identification
Legal formPrivate limited company
Founded01-04-1996
Fiscal year end31-12
Activities, NACEBEL
68203Renting and operating of own or leased non-residential real estate, excluding land
Sources
Crossroads Bank for EnterprisesNational Bank · 30 filingsAddress and cadastre registers

Data from official sources, last processed on 14-09-2026. Scores and ratios are computed by Checked and are not a credit decision.